Retention champions in Virginia in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jerome Jones (First Savings Mortgage Corporation, NMLS #207537), Leslie Griffin (Bank of Botetourt, NMLS #804784), and Stephen Fox (Rocket Mortgage, LLC, NMLS #208239).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $9.2M | 17 | 56.7% |
| #2 | Leslie Griffin | 804784 | Bank of Botetourt | 476841 | Daleville, VA | $3.6M | 12 | 60.0% |
| #2 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.3M | 12 | 54.5% |
| #4 | Allicyn Buracker | 510637 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $3.1M | 10 | 71.4% |
| #4 | Dana Goodwin | 880357 | United Bank | 522399 | — | $5.9M | 10 | 90.9% |
| #4 | John Kinzer | 1094362 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $7.7M | 10 | 90.9% |
| #4 | John Hardy | 196395 | Waterstone Mortgage Corporation | 186434 | Ashburn, VA | $6.3M | 10 | 76.9% |
| #4 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $5.3M | 10 | 34.5% |
| #4 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $10.7M | 10 | 62.5% |
| #4 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $1.3M | 10 | 58.8% |
| #11 | Tonja Armentrout | 510632 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $3.1M | 9 | 81.8% |
| #11 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $6.2M | 9 | 34.6% |
| #11 | FERNANDO MARQUEZ | 377910 | Great North Bank | 410596 | Florence, WI | $8.2M | 9 | 45.0% |
| #11 | Jonathan Ischinger | 490411 | Farmers & Merchants Bank | 414464 | Harrisonburg, VA | $3.2M | 9 | 69.2% |
| #11 | William Bradford | 661859 | University of Virginia Community Credit Union, Inc. | 302946 | Charlottesville, VA | $1.9M | 9 | 81.8% |
| #16 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $2.5M | 8 | 53.3% |
| #16 | Stefanie Shifferd | 1869053 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $4.0M | 8 | 40.0% |
| #16 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $1.0M | 8 | 44.4% |
| #16 | Randall Rodgers | 906356 | The First Bank and Trust Company | 486426 | Hanover, VA | $2.4M | 8 | 47.1% |
| #16 | Joshua Burruss | 181603 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $9.5M | 8 | 34.8% |
| #16 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $4.6M | 8 | 50.0% |
| #16 | Jolene Moore | 448601 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $4.6M | 8 | 72.7% |
| #16 | SALEEM KHAN | 201464 | SAI Mortgage Inc. | 179997 | Vienna, VA | $3.1M | 8 | 42.1% |
| #24 | Rhonda Holt | 217259 | Residential Wholesale Mortgage, Inc. | 79445 | Lynchburg, VA | $1.5M | 7 | 63.6% |
| #24 | Sarah Dudley | 214966 | Alcova Mortgage LLC | 40508 | Lexington, VA | $972K | 7 | 36.8% |
| #24 | Robert Setliff | 207272 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.5M | 7 | 30.4% |
| #24 | Bruce Burner | 268778 | Ark-La-Tex Financial Services, LLC | 2143 | Woodstock, VA | $2.4M | 7 | 38.9% |
| #24 | Westley Bryant | 500082 | Bronco Federal Credit Union | 412550 | Franklin, VA | $812K | 7 | 70.0% |
| #24 | Caryn Grafton | 312906 | Atlantic Coast Mortgage, LLC | 643114 | Leesburg, VA | $4.1M | 7 | 43.8% |
| #24 | Michael McBride | 457863 | GenPoint Mortgage, LLC | 2620106 | Lakewood Ranch, FL | $4.0M | 7 | 50.0% |
| #24 | Mitchell Scott | 370330 | Bank of The James | 410452 | Roanoke, VA | $1.9M | 7 | 58.3% |
| #24 | Jawad Hamandi | 391282 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $6.0M | 7 | 38.9% |
| #24 | Vincent Apostolico | 334391 | CMG Mortgage, Inc. | 1820 | Gainesville, VA | $5.5M | 7 | 63.6% |
| #24 | Robert Dobrinsky | 211245 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Virginia Beach, VA | $1.7M | 7 | 50.0% |
| #35 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $4.4M | 6 | 25.0% |
| #35 | Debra Scott | 788759 | The First Bank and Trust Company | 486426 | — | $1.8M | 6 | 46.2% |
| #35 | Marcie Richard | 67534 | CrossCountry Mortgage, LLC | 3029 | Chesapeake, VA | $1.3M | 6 | 37.5% |
| #35 | Jay Richardson | 455523 | Potomac Bank, Inc. | 466642 | Charles Town, WV | $3.0M | 6 | 50.0% |
| #35 | Samuel Fisher | 130415 | Go Mortgage, LLC | 1018 | Fairfax Station, VA | $2.1M | 6 | 54.5% |
| #35 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $2.9M | 6 | 28.6% |
| #35 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $2.1M | 6 | 25.0% |
| #35 | Richard Vogel | 222346 | First Savings Mortgage Corporation | 38694 | McLean, VA | $4.7M | 6 | 60.0% |
| #35 | Deangelo Yaldoo | 1639651 | eMortgage Funding LLC | 1059364 | Troy, MI | $1.6M | 6 | 54.5% |
| #35 | Erin Chiles | 398517 | Movement Mortgage, LLC | 39179 | Harrisonburg, VA | $1.6M | 6 | 28.6% |
| #35 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $3.2M | 6 | 24.0% |
| #35 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $3.3M | 6 | 17.1% |
| #35 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $4.0M | 6 | 26.1% |
| #35 | William Stern | 267577 | CMG Mortgage, Inc. | 1820 | Middleburg, VA | $4.8M | 6 | 37.5% |
| #49 | Sebastian Rivera | 190984 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $4.1M | 5 | 45.5% |
| #49 | Brackton Pratt | 186937 | First Savings Mortgage Corporation | 38694 | McLean, VA | $3.0M | 5 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Virginia (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-retention-by-units/2022
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