Retention champions in Illinois in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Thomas Lavallee (Guaranteed Rate, Inc., NMLS #132849), victor shkolnikov (United Lending Team, INC, NMLS #1172221), and Edward Currie (U.S. Bank National Association, NMLS #523638).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Thomas Lavallee | 132849 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $15.9M | 58 | 55.8% |
| #2 | victor shkolnikov | 1172221 | United Lending Team, INC | 2273319 | Troy, MI | $19.2M | 48 | 63.2% |
| #3 | Edward Currie | 523638 | U.S. Bank National Association | 402761 | Earth City, MO | $46.3M | 43 | 52.4% |
| #4 | Ashok Lakshmanan | 238977 | Professional Mortgage Solutions Inc | 237990 | Naperville, IL | $12.6M | 42 | 64.6% |
| #5 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $35.1M | 40 | 83.3% |
| #6 | Howard shen | 288604 | Tiger Loans, Inc. | 1169300 | Las Vegas, NV | $12.8M | 39 | 90.7% |
| #7 | Jorden Brok | 224315 | T2 Financial LLC | 1686046 | Deerfield, IL | $16.7M | 36 | 80.0% |
| #8 | Joseph McQuillen | 225480 | New American Funding, LLC | 6606 | Northbrook, IL | $13.9M | 33 | 84.6% |
| #9 | Renato Ricchio | 283808 | Mortgage/Max Corporation | 283361 | Westchester, IL | $8.6M | 32 | 78.0% |
| #10 | Andrew Tisler | 927078 | JPMorgan Chase Bank, National Association | 399798 | Chicago, IL | $12.1M | 27 | 77.1% |
| #11 | Vyacheslav Kantorov | 218336 | JPMorgan Chase Bank, National Association | 399798 | Buffalo Grove, IL | $7.8M | 26 | 74.3% |
| #11 | Valerie King | 247722 | OriginPoint LLC | 2185899 | Bannockburn, IL | $12.2M | 26 | 81.3% |
| #13 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $8.4M | 25 | 50.0% |
| #13 | Andrew Fridman | 226033 | One Republic, Inc. | 258913 | Arlington Heights, IL | $9.6M | 25 | 100.0% |
| #15 | Ross Tornabene | 225037 | Better Home Loans Inc. | 2551195 | South Barrington, IL | $7.4M | 24 | 80.0% |
| #15 | Jeffrey Karlin | 210554 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $7.3M | 24 | 88.9% |
| #17 | Jeffrey Younglove | 233170 | The Preferred Group Mortgage and Consulting Services, Inc. | 279644 | Bartlett, IL | $6.4M | 23 | 67.6% |
| #17 | Christopher Hoss | 933997 | CrossCountry Mortgage, LLC | 3029 | St Charles, IL | $5.4M | 23 | 74.2% |
| #19 | David Brozovich | 665420 | Grundy Bank | 433981 | Morris, IL | $3.3M | 22 | 61.1% |
| #19 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $8.6M | 22 | 66.7% |
| #19 | Michael Spotak | 228580 | Old National Bank | 459308 | Arlington Heights, IL | $10.3M | 22 | 75.9% |
| #22 | Kelsey Goeckner | 1243811 | Dieterich Bank | 408244 | — | $4.6M | 21 | 84.0% |
| #22 | Luke Wojtasik | 363847 | Waterman Bank | 414704 | Chicago, IL | $7.4M | 21 | 67.7% |
| #24 | James Jefferson | 703014 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $5.8M | 20 | 41.7% |
| #24 | Matthew Paradis | 195204 | Guaranteed Rate, Inc. | 2611 | Geneva, IL | $5.0M | 20 | 51.3% |
| #26 | Jocelyn Retz | 412688 | Old Second National Bank | 406097 | Yorkville, IL | $5.1M | 19 | 65.5% |
| #26 | Michael Nielsen | 223614 | OriginPoint LLC | 2185899 | Chicago, IL | $9.2M | 19 | 57.6% |
| #26 | Alexander Margolin | 324574 | C&R Mortgage Corporation | 227317 | Deerfield, IL | $7.4M | 19 | 82.6% |
| #26 | William Pendley | 211969 | Union Home Mortgage Corp. | 2229 | Schaumburg, IL | $5.5M | 19 | 76.0% |
| #30 | Rhonda Graves | 1741016 | Rock Valley Credit Union | 597779 | Machesney Park, IL | $727K | 18 | 81.8% |
| #30 | Benjamin Cohen | 217528 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $9.7M | 18 | 30.5% |
| #30 | Vitaly Soyfer | 6723 | Solutions Financial Mortgage Company | 267469 | Glenview, IL | $7.8M | 18 | 69.2% |
| #30 | Yao Chen | 1339741 | EXPEDIA FINANCIAL GROUP, INC. | 841926 | Deerfield, IL | $5.1M | 18 | 78.3% |
| #34 | Richard Pikula | 224000 | MidAmerica Bancorp, Inc. | 203035 | Harwood Heights, IL | $4.3M | 17 | 54.8% |
| #34 | JAMES PETREIKIS | 383300 | FLANAGAN STATE BANK | 408461 | Peotone, IL | $3.8M | 17 | 60.7% |
| #34 | john drivas | 227591 | Michigan State University Federal Credit Union | 405297 | East Lansing, MI | $11.2M | 17 | 51.5% |
| #34 | Anthony J Pigatti | 681070 | Barrington Bank & Trust Company N.A. | 449042 | Elmhurst, IL | $8.0M | 17 | 73.9% |
| #34 | Matthew Flaherty | 444994 | JPMorgan Chase Bank, National Association | 399798 | Chicago, IL | $8.8M | 17 | 73.9% |
| #39 | Brett Lotsoff | 108704 | T2 Financial LLC | 1686046 | Deerfield, IL | $9.5M | 16 | 80.0% |
| #39 | DALE DEITERS | 611164 | GERMANTOWN TRUST & SAVINGS BANK | 463042 | Breese, IL | $3.9M | 16 | 88.9% |
| #39 | Shanna Fisher | 779290 | Longview Bank | 429909 | Tilton, IL | $2.4M | 16 | 80.0% |
| #39 | Joshua Jones | 588201 | loanDepot.com, LLC | 174457 | Park Ridge, IL | $5.0M | 16 | 43.2% |
| #39 | Whitney Valdivia | 1789641 | Grundy Bank | 433981 | Morris, IL | $1.8M | 16 | 69.6% |
| #39 | Anthony Lupescu | 224410 | Fifth Third Bank, National Association | 403245 | Virtual, TN | $10.5M | 16 | 35.6% |
| #39 | Lori Rinaldi | 762284 | Associated Bank, National Association | 442791 | Chicago, IL | $13.3M | 16 | 51.6% |
| #39 | Peter Argianas | 136026 | Gold Coast Bank | 411877 | Chicago, IL | $13.3M | 16 | 61.5% |
| #47 | Tracey Naughton | 560139 | CrossCountry Mortgage, LLC | 3029 | Chicago, IL | $3.4M | 15 | 75.0% |
| #47 | Dariusz Korybko | 559863 | U.S. Bank National Association | 402761 | Earth City, MO | $14.8M | 15 | 75.0% |
| #47 | Sandra Salas | 727049 | Fifth Third Bank, National Association | 403245 | Chicago, IL | $9.2M | 15 | 44.1% |
| #47 | Chris Holdenrid | 461073 | First State Bank | 431475 | Mendota, IL | $1.9M | 15 | 88.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Illinois (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/illinois/top-retention-by-units/2022
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