Retention champions in Montana in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Christine Farrington (Edge Home Finance, LLC, NMLS #193640), Lisa Pickens (Glacier Bank, NMLS #613976), and Tony Amaya (Opportunity Bank of Montana, NMLS #712723).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $11.9M | 32 | 74.4% |
| #2 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $6.9M | 17 | 73.9% |
| #3 | Tony Amaya | 712723 | Opportunity Bank of Montana | 412554 | Missoula, MT | $6.5M | 14 | 60.9% |
| #3 | Loriann Hodge Christensen | 487288 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $1.8M | 14 | 60.9% |
| #5 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $9.8M | 13 | 76.5% |
| #5 | Brenda Dennis | 740577 | Valley Bank of Ronan | 807453 | St Ignatius, MT | $3.9M | 13 | 92.9% |
| #5 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $5.9M | 13 | 52.0% |
| #8 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $3.2M | 11 | 42.3% |
| #8 | Jill Parish | 1791467 | Glacier Bank | 472212 | — | $6.6M | 11 | 64.7% |
| #8 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $2.9M | 11 | 78.6% |
| #11 | JARED SCHROEDER | 1693354 | Clearwater Federal Credit Union | 447584 | — | $1.2M | 10 | 83.3% |
| #11 | Mark Delorme | 1027436 | Barrington Bank & Trust Company N.A. | 449042 | — | $4.5M | 10 | 47.6% |
| #11 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $3.8M | 10 | 34.5% |
| #11 | Mark Dowaliby | 1517590 | Whitefish Credit Union Association | 409281 | — | $3.2M | 10 | 83.3% |
| #15 | Anne Gladden | 707961 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $3.0M | 9 | 42.9% |
| #15 | Annika Gottszky-Harris | 1352435 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.5M | 9 | 60.0% |
| #15 | Timothy Kluesner | 405847 | Whitefish Credit Union Association | 409281 | Kalispell, MT | $3.0M | 9 | 64.3% |
| #15 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $4.5M | 9 | 31.0% |
| #19 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $2.2M | 8 | 42.1% |
| #19 | Ryan Cobb | 613972 | Glacier Bank | 472212 | Helena, MT | $2.7M | 8 | 47.1% |
| #19 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $1.2M | 8 | 57.1% |
| #19 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.3M | 8 | 57.1% |
| #23 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $3.2M | 7 | 53.8% |
| #23 | Jeffrey Kernan | 146962 | Reliance Lending Northwest LLC | 147403 | Kalispell, MT | $3.0M | 7 | 53.8% |
| #23 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $2.8M | 7 | 63.6% |
| #23 | Dean Gillmore | 190283 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $997K | 7 | 41.2% |
| #23 | RANDY HOAG | 1043618 | Guaranteed Rate, Inc. | 2611 | Montana City, MT | $1.2M | 7 | 63.6% |
| #23 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $4.4M | 7 | 36.8% |
| #23 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.6M | 7 | 35.0% |
| #23 | Donald Kessler | 6880 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $2.8M | 7 | 38.9% |
| #23 | Michelle Felde | 712728 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $2.7M | 7 | 43.8% |
| #23 | THOMAS BOYLE | 1518134 | Paramount Residential Mortgage Group, Inc. | 75243 | Corona, CA | $793K | 7 | 63.6% |
| #23 | Gina Marshall | 489006 | U.S. Bank National Association | 402761 | Hopkins, MN | $5.0M | 7 | 43.8% |
| #23 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $934K | 7 | 50.0% |
| #23 | Christopher Lorash | 1497875 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $1.9M | 7 | 63.6% |
| #36 | Jane Foley | 487283 | Glacier Bank | 472212 | — | $3.2M | 6 | 54.5% |
| #36 | Sean McGrath | 1428984 | Glacier Bank | 472212 | Kalispell, MT | $6.0M | 6 | 50.0% |
| #36 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.2M | 6 | 25.0% |
| #36 | Shawn Schmid | 438395 | Whitefish Credit Union Association | 409281 | — | $1.2M | 6 | 42.9% |
| #36 | Natalie Lenderman | 708035 | Edge Home Finance, LLC | 891464 | Whitefish, MT | $2.3M | 6 | 40.0% |
| #36 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $1.5M | 6 | 37.5% |
| #36 | Carolyn Wells | 403731 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $1.7M | 6 | 60.0% |
| #36 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.8M | 6 | 46.2% |
| #36 | Yvonne Kelly | 523512 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.1M | 6 | 33.3% |
| #36 | Elisha Grace | 175844 | Opportunity Bank of Montana | 412554 | Bozeman, MT | $1.8M | 6 | 50.0% |
| #36 | Mason Walker | 707869 | Independence Bank | 462921 | Great Falls, MT | $1.2M | 6 | 31.6% |
| #47 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $1.8M | 5 | 33.3% |
| #47 | Cuyler Tonkovich | 846131 | New American Funding, LLC | 6606 | Helena, MT | $1.9M | 5 | 50.0% |
| #47 | Corey Hill | 747559 | Premier Mortgage Resources, L.L.C. | 1169 | Helena, MT | $1.6M | 5 | 26.3% |
| #47 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $2.5M | 5 | 20.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Montana (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-units/2022
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