Retention champions in Montana in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Christine Farrington (Edge Home Finance, LLC, NMLS #193640), Lisa Pickens (Glacier Bank, NMLS #613976), and Tony Amaya (Opportunity Bank of Montana, NMLS #712723).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $11.9M | 32 | 74.4% |
| #2 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $6.9M | 17 | 73.9% |
| #3 | Tony Amaya | 712723 | Opportunity Bank of Montana | 412554 | Missoula, MT | $6.5M | 14 | 60.9% |
| #3 | Loriann Hodge Christensen | 487288 | Clearwater Federal Credit Union | 447584 | — | $1.8M | 14 | 60.9% |
| #5 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $5.9M | 13 | 52.0% |
| #5 | Brenda Dennis | 740577 | Valley Bank of Ronan | 807453 | St Ignatius, MT | $3.9M | 13 | 86.7% |
| #5 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $9.8M | 13 | 72.2% |
| #8 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $2.9M | 11 | 78.6% |
| #8 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $3.2M | 11 | 42.3% |
| #8 | Jill Parish | 1791467 | Glacier Bank | 472212 | — | $6.6M | 11 | 68.8% |
| #11 | Mark Delorme | 1027436 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $4.5M | 10 | 47.6% |
| #11 | Mark Dowaliby | 1517590 | Whitefish Credit Union Association | 409281 | — | $3.2M | 10 | 71.4% |
| #11 | JARED SCHROEDER | 1693354 | Clearwater Federal Credit Union | 447584 | — | $1.2M | 10 | 83.3% |
| #11 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $3.8M | 10 | 34.5% |
| #15 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $2.5M | 9 | 45.0% |
| #15 | Annika Gottszky-Harris | 1352435 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.5M | 9 | 56.3% |
| #15 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $4.5M | 9 | 31.0% |
| #15 | Timothy Kluesner | 405847 | Whitefish Credit Union Association | 409281 | Kalispell, MT | $3.0M | 9 | 60.0% |
| #15 | Anne Gladden | 707961 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $3.0M | 9 | 42.9% |
| #20 | Ryan Cobb | 613972 | Glacier Bank | 472212 | Helena, MT | $2.7M | 8 | 47.1% |
| #20 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.3M | 8 | 57.1% |
| #20 | Deanna Felix | 1389503 | Stockman Bank of Montana | 440094 | Missoula, MT | $1.2M | 8 | 50.0% |
| #23 | Jeffrey Kernan | 146962 | Reliance Lending Northwest LLC | 147403 | Kalispell, MT | $3.0M | 7 | 53.8% |
| #23 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $4.4M | 7 | 35.0% |
| #23 | Michelle Felde | 712728 | Stockman Bank of Montana | 440094 | Missoula, MT | $2.7M | 7 | 43.8% |
| #23 | RANDY HOAG | 1043618 | Guaranteed Rate, Inc. | 2611 | Montana City, MT | $1.2M | 7 | 63.6% |
| #23 | THOMAS BOYLE | 1518134 | Paramount Residential Mortgage Group, Inc. | 75243 | Corona, CA | $793K | 7 | 63.6% |
| #23 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $934K | 7 | 50.0% |
| #23 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $3.2M | 7 | 53.8% |
| #23 | Christopher Lorash | 1497875 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $1.9M | 7 | 63.6% |
| #23 | Dean Gillmore | 190283 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $997K | 7 | 38.9% |
| #23 | Gina Marshall | 489006 | Northpointe Bank | 447490 | Grand Rapids, MI | $5.0M | 7 | 43.8% |
| #23 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.6M | 7 | 33.3% |
| #23 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $2.8M | 7 | 70.0% |
| #35 | Mason Walker | 707869 | Independence Bank | 462921 | Great Falls, MT | $1.2M | 6 | 31.6% |
| #35 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $1.5M | 6 | 37.5% |
| #35 | Natalie Lenderman | 708035 | Edge Home Finance, LLC | 891464 | Whitefish, MT | $2.3M | 6 | 40.0% |
| #35 | Jane Foley | 487283 | Glacier Bank | 472212 | — | $3.2M | 6 | 54.5% |
| #35 | Shawn Schmid | 438395 | Whitefish Credit Union Association | 409281 | — | $1.2M | 6 | 40.0% |
| #35 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.8M | 6 | 46.2% |
| #35 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.2M | 6 | 25.0% |
| #35 | Carolyn Wells | 403731 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $1.7M | 6 | 60.0% |
| #35 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $2.0M | 6 | 37.5% |
| #35 | Sean McGrath | 1428984 | Glacier Bank | 472212 | Kalispell, MT | $6.0M | 6 | 50.0% |
| #35 | Elisha Grace | 175844 | Opportunity Bank of Montana | 412554 | Bozeman, MT | $1.8M | 6 | 50.0% |
| #35 | Yvonne Kelly | 523512 | Premier Mortgage Resources, L.L.C. | 1169 | Billings, MT | $2.1M | 6 | 33.3% |
| #47 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $2.5M | 5 | 19.2% |
| #47 | Kelly Gaugler | 523491 | Union Home Mortgage Corp. | 2229 | Bozeman, MT | $2.0M | 5 | 33.3% |
| #47 | Dianna Brown | 114089 | Rocky Mountain Credit Union | 585490 | — | $1.7M | 5 | 41.7% |
| #47 | Corey Hill | 747559 | Premier Mortgage Resources, L.L.C. | 1169 | Helena, MT | $1.6M | 5 | 25.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Montana (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-units/2022
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