Retention champions in Montana in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Christine Farrington (Edge Home Finance, LLC, NMLS #193640), Lisa Pickens (Glacier Bank, NMLS #613976), and Loriann Hodge Christensen (Clearwater Federal Credit Union, NMLS #487288).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $11.9M | 32 | 74.4% |
| #2 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $6.9M | 17 | 73.9% |
| #3 | Loriann Hodge Christensen | 487288 | Clearwater Federal Credit Union | 447584 | — | $1.8M | 14 | 60.9% |
| #3 | Tony Amaya | 712723 | Opportunity Bank of Montana | 412554 | Missoula, MT | $6.5M | 14 | 60.9% |
| #5 | Brenda Dennis | 740577 | Valley Bank of Ronan | 807453 | St Ignatius, MT | $3.9M | 13 | 92.9% |
| #5 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $9.8M | 13 | 72.2% |
| #5 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $5.9M | 13 | 52.0% |
| #8 | Jill Parish | 1791467 | Glacier Bank | 472212 | — | $6.6M | 11 | 64.7% |
| #8 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $2.9M | 11 | 78.6% |
| #8 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $3.2M | 11 | 42.3% |
| #11 | Mark Dowaliby | 1517590 | Whitefish Credit Union Association | 409281 | — | $3.2M | 10 | 71.4% |
| #11 | Mark Delorme | 1027436 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $4.5M | 10 | 47.6% |
| #11 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $3.8M | 10 | 34.5% |
| #11 | JARED SCHROEDER | 1693354 | Clearwater Federal Credit Union | 447584 | — | $1.2M | 10 | 83.3% |
| #15 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $2.5M | 9 | 45.0% |
| #15 | Timothy Kluesner | 405847 | Whitefish Credit Union Association | 409281 | Kalispell, MT | $3.0M | 9 | 60.0% |
| #15 | Anne Gladden | 707961 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $3.0M | 9 | 42.9% |
| #15 | Annika Gottszky-Harris | 1352435 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.5M | 9 | 56.3% |
| #15 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $4.5M | 9 | 31.0% |
| #20 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.3M | 8 | 57.1% |
| #20 | Ryan Cobb | 613972 | Glacier Bank | 472212 | Helena, MT | $2.7M | 8 | 47.1% |
| #20 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | — | $1.2M | 8 | 57.1% |
| #23 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $3.2M | 7 | 53.8% |
| #23 | Gina Marshall | 489006 | Northpointe Bank | 447490 | Grand Rapids, MI | $5.0M | 7 | 43.8% |
| #23 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $2.8M | 7 | 70.0% |
| #23 | Donald Kessler | 6880 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $2.8M | 7 | 41.2% |
| #23 | RANDY HOAG | 1043618 | Guaranteed Rate, Inc. | 2611 | Montana City, MT | $1.2M | 7 | 63.6% |
| #23 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $934K | 7 | 50.0% |
| #23 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.6M | 7 | 35.0% |
| #23 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $4.4M | 7 | 35.0% |
| #23 | Michelle Felde | 712728 | Clearwater Federal Credit Union | 447584 | — | $2.7M | 7 | 43.8% |
| #23 | Jeffrey Kernan | 146962 | Reliance Lending Northwest LLC | 147403 | Kalispell, MT | $3.0M | 7 | 53.8% |
| #23 | THOMAS BOYLE | 1518134 | Paramount Residential Mortgage Group, Inc. | 75243 | Corona, CA | $793K | 7 | 63.6% |
| #23 | Christopher Lorash | 1497875 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $1.9M | 7 | 63.6% |
| #23 | Dean Gillmore | 190283 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $997K | 7 | 41.2% |
| #36 | Mason Walker | 707869 | Independence Bank | 462921 | Great Falls, MT | $1.2M | 6 | 31.6% |
| #36 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $1.5M | 6 | 37.5% |
| #36 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.8M | 6 | 46.2% |
| #36 | Natalie Lenderman | 708035 | Edge Home Finance, LLC | 891464 | Whitefish, MT | $2.3M | 6 | 40.0% |
| #36 | Shawn Schmid | 438395 | Whitefish Credit Union Association | 409281 | — | $1.2M | 6 | 40.0% |
| #36 | Carolyn Wells | 403731 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $1.7M | 6 | 60.0% |
| #36 | Sean McGrath | 1428984 | Glacier Bank | 472212 | Kalispell, MT | $6.0M | 6 | 50.0% |
| #36 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.2M | 6 | 25.0% |
| #36 | Elisha Grace | 175844 | Opportunity Bank of Montana | 412554 | Bozeman, MT | $1.8M | 6 | 50.0% |
| #36 | Yvonne Kelly | 523512 | Premier Mortgage Resources, L.L.C. | 1169 | Billings, MT | $2.1M | 6 | 33.3% |
| #36 | Jane Foley | 487283 | Glacier Bank | 472212 | — | $3.2M | 6 | 54.5% |
| #47 | Kelly Gaugler | 523491 | Union Home Mortgage Corp. | 2229 | Bozeman, MT | $2.0M | 5 | 33.3% |
| #47 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $2.5M | 5 | 19.2% |
| #47 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $1.8M | 5 | 33.3% |
| #47 | Corey Hill | 747559 | Premier Mortgage Resources, L.L.C. | 1169 | Helena, MT | $1.6M | 5 | 25.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Montana (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-units/2022
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