Retention champions in Montana in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Christine Farrington (Edge Home Finance, LLC, NMLS #193640), Lisa Pickens (Glacier Bank, NMLS #613976), and Loriann Hodge Christensen (Clearwater Federal Credit Union, NMLS #487288).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $11.9M | 32 | 74.4% |
| #2 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $6.9M | 17 | 73.9% |
| #3 | Loriann Hodge Christensen | 487288 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $1.8M | 14 | 60.9% |
| #3 | Tony Amaya | 712723 | Opportunity Bank of Montana | 412554 | Missoula, MT | $6.5M | 14 | 60.9% |
| #5 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $5.9M | 13 | 52.0% |
| #5 | Brenda Dennis | 740577 | Valley Bank of Ronan | 807453 | St Ignatius, MT | $3.9M | 13 | 92.9% |
| #5 | Kimberly Kemppainen | 349412 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $9.8M | 13 | 72.2% |
| #8 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $3.2M | 11 | 42.3% |
| #8 | Jill Parish | 1791467 | Glacier Bank | 472212 | — | $6.6M | 11 | 64.7% |
| #8 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $2.9M | 11 | 78.6% |
| #11 | Mark Dowaliby | 1517590 | Whitefish Credit Union Association | 409281 | — | $3.2M | 10 | 71.4% |
| #11 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $3.8M | 10 | 34.5% |
| #11 | JARED SCHROEDER | 1693354 | Clearwater Federal Credit Union | 447584 | — | $1.2M | 10 | 83.3% |
| #11 | Mark Delorme | 1027436 | Barrington Bank & Trust Company N.A. | 449042 | — | $4.5M | 10 | 47.6% |
| #15 | Annika Gottszky-Harris | 1352435 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.5M | 9 | 56.3% |
| #15 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $4.5M | 9 | 31.0% |
| #15 | Anne Gladden | 707961 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $3.0M | 9 | 42.9% |
| #15 | Timothy Kluesner | 405847 | Whitefish Credit Union Association | 409281 | Kalispell, MT | $3.0M | 9 | 60.0% |
| #15 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $2.5M | 9 | 45.0% |
| #20 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.3M | 8 | 57.1% |
| #20 | Ryan Cobb | 613972 | Glacier Bank | 472212 | Helena, MT | $2.7M | 8 | 47.1% |
| #20 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $1.2M | 8 | 57.1% |
| #23 | RANDY HOAG | 1043618 | Guaranteed Rate, Inc. | 2611 | Montana City, MT | $1.2M | 7 | 63.6% |
| #23 | Dean Gillmore | 190283 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $997K | 7 | 41.2% |
| #23 | Donald Kessler | 6880 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $2.8M | 7 | 38.9% |
| #23 | Gina Marshall | 489006 | U.S. Bank National Association | 402761 | Hopkins, MN | $5.0M | 7 | 43.8% |
| #23 | Michelle Felde | 712728 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $2.7M | 7 | 43.8% |
| #23 | Christopher Lorash | 1497875 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $1.9M | 7 | 63.6% |
| #23 | THOMAS BOYLE | 1518134 | Paramount Residential Mortgage Group, Inc. | 75243 | Corona, CA | $793K | 7 | 63.6% |
| #23 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $2.8M | 7 | 70.0% |
| #23 | Jeffrey Kernan | 146962 | Reliance Lending Northwest LLC | 147403 | Kalispell, MT | $3.0M | 7 | 53.8% |
| #23 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $3.2M | 7 | 53.8% |
| #23 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.6M | 7 | 35.0% |
| #23 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $934K | 7 | 50.0% |
| #23 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $4.4M | 7 | 35.0% |
| #36 | Jane Foley | 487283 | Glacier Bank | 472212 | — | $3.2M | 6 | 54.5% |
| #36 | Carolyn Wells | 403731 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $1.7M | 6 | 60.0% |
| #36 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $1.5M | 6 | 37.5% |
| #36 | Mason Walker | 707869 | Independence Bank | 462921 | Great Falls, MT | $1.2M | 6 | 31.6% |
| #36 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $2.2M | 6 | 25.0% |
| #36 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.8M | 6 | 46.2% |
| #36 | Natalie Lenderman | 708035 | Edge Home Finance, LLC | 891464 | Whitefish, MT | $2.3M | 6 | 40.0% |
| #36 | Elisha Grace | 175844 | Opportunity Bank of Montana | 412554 | Bozeman, MT | $1.8M | 6 | 50.0% |
| #36 | Yvonne Kelly | 523512 | Premier Mortgage Resources, L.L.C. | 1169 | Billings, MT | $2.1M | 6 | 33.3% |
| #36 | Shawn Schmid | 438395 | Whitefish Credit Union Association | 409281 | — | $1.2M | 6 | 40.0% |
| #36 | Sean McGrath | 1428984 | Glacier Bank | 472212 | Kalispell, MT | $6.0M | 6 | 50.0% |
| #47 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $1.8M | 5 | 33.3% |
| #47 | Teresa Karaffa | 502116 | Opportunity Bank of Montana | 412554 | — | $845K | 5 | 41.7% |
| #47 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $2.7M | 5 | 41.7% |
| #47 | Katie Lawler | 786534 | Stockman Bank of Montana | 440094 | Helena, MT | $1.5M | 5 | 41.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Montana (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-units/2022
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