Retention champions in Montana in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include THOMAS BOYLE (Paramount Residential Mortgage Group, Inc., NMLS #1518134), Lindsay Lee (MONTANA FEDERAL CREDIT UNION, NMLS #1002501), and Kyle Hanson (Whitefish Credit Union Association, NMLS #1528390).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | THOMAS BOYLE | 1518134 | Paramount Residential Mortgage Group, Inc. | 75243 | Corona, CA | $3.6M | 10 | 76.9% |
| #2 | Lindsay Lee | 1002501 | MONTANA FEDERAL CREDIT UNION | 466184 | — | $844K | 9 | 52.9% |
| #2 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $7.4M | 9 | 90.0% |
| #4 | Lyncoln Schrock | 1732594 | TrailWest Bank | 677399 | Kalispell, MT | $3.3M | 8 | 66.7% |
| #5 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $3.7M | 7 | 53.8% |
| #5 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $4.0M | 7 | 31.8% |
| #5 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $2.4M | 7 | 33.3% |
| #5 | Sherrie Kitto | 501919 | CMG Mortgage, Inc. | 1820 | Bozeman, MT | $1.3M | 7 | 53.8% |
| #5 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $3.2M | 7 | 63.6% |
| #10 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $1.0M | 6 | 46.2% |
| #10 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $1.0M | 6 | 37.5% |
| #10 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $2.6M | 6 | 42.9% |
| #10 | Michelle Felde | 712728 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $1.3M | 6 | 50.0% |
| #10 | Matthew Rizzolo | 1724580 | Flathead Valley Mortgage LLC | 2258019 | Columbia Falls, MT | $1.7M | 6 | 54.5% |
| #10 | John McEwen | 1913546 | Montana Educators' Credit Union | 780087 | Missoula, MT | $1.4M | 6 | 40.0% |
| #16 | AJ Erb | 1627258 | Altana Federal Credit Union | 417013 | Billings, MT | $976K | 5 | 50.0% |
| #16 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $1.8M | 5 | 27.8% |
| #18 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.3M | 4 | 33.3% |
| #18 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.6M | 4 | 30.8% |
| #18 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $508K | 4 | 17.4% |
| #21 | Cuyler Tonkovich | 846131 | New American Funding, LLC | 6606 | Helena, MT | $769K | 3 | 25.0% |
| #21 | Carolyn Cole | 202131 | Synergy One Lending, Inc. | 1907235 | — | $1.2M | 3 | 23.1% |
| #21 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $1.1M | 3 | 30.0% |
| #21 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $285K | 3 | 18.8% |
| #21 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $1.0M | 3 | 30.0% |
| #21 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $2.7M | 3 | 27.3% |
| #21 | Kayli Steadman | 1319764 | New American Funding, LLC | 6606 | Billings, MT | $739K | 3 | 30.0% |
| #21 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $965K | 3 | 13.6% |
| #21 | Yvonne Kelly | 523512 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $690K | 3 | 25.0% |
| #21 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $2.0M | 3 | 30.0% |
| #31 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $1.2M | 2 | 18.2% |
| #31 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $1.0M | 2 | 16.7% |
| #31 | AUTUMN MCLEAN | 244589 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $389K | 2 | 20.0% |
| #31 | Kaycee Carroll | 716645 | Opportunity Bank of Montana | 412554 | Billings, MT | $699K | 2 | 18.2% |
| #31 | Stacia Timbrook | 1450914 | Bison Ventures LLC | 2257632 | Missoula, MT | $432K | 2 | 16.7% |
| #31 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $830K | 2 | 13.3% |
| #31 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $552K | 2 | 16.7% |
| #31 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $453K | 2 | 12.5% |
| #31 | Mandi LaPierre | 514355 | Citizens Alliance Bank | 791572 | Great Falls, MT | $2.3M | 2 | 18.2% |
| #40 | David Flugge | 729370 | New American Funding, LLC | 6606 | Helena, MT | $458K | 1 | 10.0% |
| #40 | Peter edgecomb | 405721 | Evergreen Moneysource Mortgage Company | 3182 | Bozeman, MT | $314K | 1 | 9.1% |
| #40 | Dianne Snedigar | 478583 | Farmers State Bank | 402643 | Stevensville, MT | $722K | 1 | 8.3% |
| #40 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $600K | 1 | 10.0% |
| #40 | Rhonda Jaraczeski | 400359 | Stockman Bank of Montana | 440094 | — | $387K | 1 | 10.0% |
| #40 | Tami Hartmann | 523510 | Stockman Bank of Montana | 440094 | Billings, MT | $250K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Montana (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-units/2024
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