Retention champions in Montana in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include THOMAS BOYLE (Paramount Residential Mortgage Group, Inc., NMLS #1518134), Kyle Hanson (Whitefish Credit Union Association, NMLS #1528390), and Lindsay Lee (Russell Country Federal Credit Union, NMLS #1002501).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | THOMAS BOYLE | 1518134 | Paramount Residential Mortgage Group, Inc. | 75243 | Corona, CA | $3.6M | 10 | 76.9% |
| #2 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $7.4M | 9 | 90.0% |
| #2 | Lindsay Lee | 1002501 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $844K | 9 | 52.9% |
| #4 | Lyncoln Schrock | 1732594 | TrailWest Bank | 677399 | Kalispell, MT | $3.3M | 8 | 66.7% |
| #5 | Sherrie Kitto | 501919 | CMG Mortgage, Inc. | 1820 | Bozeman, MT | $1.3M | 7 | 53.8% |
| #5 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $2.4M | 7 | 31.8% |
| #5 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $4.0M | 7 | 31.8% |
| #5 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $3.2M | 7 | 63.6% |
| #5 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $3.7M | 7 | 53.8% |
| #10 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $1.0M | 6 | 46.2% |
| #10 | John McEwen | 1913546 | Montana Educators' Credit Union | 780087 | Missoula, MT | $1.4M | 6 | 40.0% |
| #10 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $1.0M | 6 | 37.5% |
| #10 | Michelle Felde | 712728 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $1.3M | 6 | 50.0% |
| #10 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $2.6M | 6 | 42.9% |
| #10 | Matthew Rizzolo | 1724580 | Flathead Valley Mortgage LLC | 2258019 | Columbia Falls, MT | $1.7M | 6 | 54.5% |
| #16 | AJ Erb | 1627258 | Altana Federal Credit Union | 417013 | Billings, MT | $976K | 5 | 50.0% |
| #16 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $1.8M | 5 | 27.8% |
| #16 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $647K | 5 | 50.0% |
| #19 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.3M | 4 | 33.3% |
| #19 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.6M | 4 | 30.8% |
| #19 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $610K | 4 | 40.0% |
| #19 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $508K | 4 | 17.4% |
| #23 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $1.0M | 3 | 30.0% |
| #23 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $965K | 3 | 13.6% |
| #23 | Cuyler Tonkovich | 846131 | New American Funding, LLC | 6606 | Helena, MT | $769K | 3 | 25.0% |
| #23 | Yvonne Kelly | 523512 | Premier Mortgage Resources, L.L.C. | 1169 | Billings, MT | $690K | 3 | 23.1% |
| #23 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $2.7M | 3 | 27.3% |
| #23 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $2.0M | 3 | 30.0% |
| #23 | Carolyn Cole | 202131 | Synergy One Lending, Inc. | 1907235 | — | $1.2M | 3 | 21.4% |
| #23 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $285K | 3 | 18.8% |
| #23 | Kayli Steadman | 1319764 | New American Funding, LLC | 6606 | Billings, MT | $739K | 3 | 30.0% |
| #23 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $1.1M | 3 | 30.0% |
| #33 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $830K | 2 | 13.3% |
| #33 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $1.2M | 2 | 18.2% |
| #33 | AUTUMN MCLEAN | 244589 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $389K | 2 | 20.0% |
| #33 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $1.0M | 2 | 16.7% |
| #33 | Mandi LaPierre | 514355 | Citizens Alliance Bank | 791572 | Great Falls, MT | $2.3M | 2 | 18.2% |
| #33 | Stacia Timbrook | 1450914 | Bison Ventures LLC | 2257632 | Missoula, MT | $432K | 2 | 16.7% |
| #33 | Kaycee Carroll | 716645 | Opportunity Bank of Montana | 412554 | Billings, MT | $699K | 2 | 18.2% |
| #33 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $453K | 2 | 12.5% |
| #33 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $552K | 2 | 16.7% |
| #42 | David Flugge | 729370 | New American Funding, LLC | 6606 | Helena, MT | $458K | 1 | 10.0% |
| #42 | Peter edgecomb | 405721 | Evergreen Moneysource Mortgage Company | 3182 | Bozeman, MT | $314K | 1 | 9.1% |
| #42 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $600K | 1 | 10.0% |
| #42 | Dianne Snedigar | 478583 | Farmers State Bank | 402643 | Stevensville, MT | $722K | 1 | 8.3% |
| #42 | Rhonda Jaraczeski | 400359 | Stockman Bank of Montana | 440094 | — | $387K | 1 | 10.0% |
| #42 | Tami Hartmann | 523510 | Stockman Bank of Montana | 440094 | Billings, MT | $250K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Montana (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-units/2024
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