Leading rookies in Montana in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Sara Reiss (Russell Country Federal Credit Union, NMLS #2630424), Kelly Topinka (Rocky Mountain Credit Union, NMLS #217148), and Adelle Holeman (Glacier Bank, NMLS #2587914).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | — | $2.4M | 23 | $105K |
| #2 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $1.1M | 12 | $95K |
| #2 | Adelle Holeman | 2587914 | Glacier Bank | 472212 | Billings, MT | $2.5M | 12 | $211K |
| #4 | Shannon Herrmann | 2603998 | Movement Mortgage, LLC | 39179 | Meridian, ID | $2.5M | 6 | $422K |
| #4 | Francis Bristol | 2567742 | Guild Mortgage Company LLC | 3274 | — | $2.0M | 6 | $335K |
| #4 | Pacer Popham | 2558018 | Premier Mortgage Resources, L.L.C. | 1169 | Helena, MT | $1.1M | 6 | $190K |
| #7 | Joshua Jackson | 2590070 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.8M | 5 | $354K |
| #8 | Olivia Root | 2584219 | Whitefish Credit Union Association | 409281 | — | $882K | 3 | $294K |
| #8 | Steven Woods | 2519762 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $582K | 3 | $194K |
| #8 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $1.5M | 3 | $484K |
| #11 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $211K | 2 | $106K |
| #11 | Richard Eimers | 2594891 | Lakeview Loan Servicing, LLC | 391521 | — | $306K | 2 | $153K |
| #11 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $125K | 2 | $63K |
| #11 | Ken Park | 225566 | NewRez LLC | 3013 | Columbia, MD | $674K | 2 | $337K |
| #11 | Joshua Patrick | 2525113 | C2 Financial Corporation | 135622 | San Diego, CA | $501K | 2 | $250K |
| #11 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $721K | 2 | $360K |
| #11 | Diana Ruddy | 2597762 | NEXA Mortgage, LLC | 1660690 | — | $302K | 2 | $151K |
| #18 | Rodney Collins | 2592266 | U.S. Bank National Association | 402761 | Great Falls, MT | $30K | 1 | $30K |
| #18 | Xavier Melice | 2621059 | loanDepot.com, LLC | 174457 | Boise, ID | $230K | 1 | $230K |
| #18 | Trevor Perkins | 2602493 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $395K | 1 | $395K |
| #18 | Joseph Arabbo | 2647740 | PBT BANCORP | 257781 | — | $342K | 1 | $342K |
| #18 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
| #18 | Shani Herndon | 2553897 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $42K | 1 | $42K |
| #18 | Erica Reyes | 2567914 | Wells Fargo Bank, National Association | 399801 | — | $177K | 1 | $177K |
| #18 | Ronald Johnson | 2563600 | The Federal Savings Bank | 411500 | Chicago, IL | $379K | 1 | $379K |
| #18 | Jay Silva | 2571874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Plano, TX | $411K | 1 | $411K |
| #18 | Caden Akal | 2594028 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $235K | 1 | $235K |
| #18 | Jonathan Gomez | 2629153 | Carrollwood Mortgage LLC | 2574979 | Tampa, FL | $580K | 1 | $580K |
| #18 | Jessica Tate | 2589412 | Intrepid Credit Union | 411353 | Helena, MT | $137K | 1 | $137K |
| #18 | Tanya Vollmer | 379412 | Cornerstone Capital Bank, SSB | 2258 | Englewood, CO | $251K | 1 | $251K |
| #18 | Jonathan Adler | 2603319 | First Dignity Mortgage Corp | 2715443 | — | $398K | 1 | $398K |
| #18 | Morganne Boggs | 2392627 | Federal First Lending LLC | 2381991 | Scottsdale, AZ | $331K | 1 | $331K |
| #18 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $142K | 1 | $142K |
| #18 | Zachary Huff | 1671224 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $865K | 1 | $865K |
| #18 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #18 | Elizabeth Brown | 2647700 | Glacier Bank | 472212 | — | $537K | 1 | $537K |
| #18 | Brayan Leyva Gonzalez | 2458782 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $198K | 1 | $198K |
| #18 | Curtis Knudson | 1314485 | Village Capital & Investment LLC | 3317 | — | $417K | 1 | $417K |
| #18 | Stefen Bellucci | 2625875 | New American Funding, LLC | 6606 | — | $264K | 1 | $264K |
| #18 | Ryan Dowrick | 2641655 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $257K | 1 | $257K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Montana (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-units/2024
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