Leading rookies in Montana in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Sara Reiss (Russell Country Federal Credit Union, NMLS #2630424), Kelly Topinka (Rocky Mountain Credit Union, NMLS #217148), and Adelle Holeman (Glacier Bank, NMLS #2587914).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $2.4M | 23 | $105K |
| #2 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $1.1M | 12 | $95K |
| #3 | Adelle Holeman | 2587914 | Glacier Bank | 472212 | Billings, MT | $2.3M | 11 | $212K |
| #4 | Francis Bristol | 2567742 | Guild Mortgage Company LLC | 3274 | — | $2.0M | 6 | $335K |
| #4 | Shannon Herrmann | 2603998 | RedHouse Lending, LLC | 2570863 | Missoula, MT | $2.5M | 6 | $422K |
| #4 | Pacer Popham | 2558018 | Guaranteed Rate, Inc. | 2611 | Great Falls, MT | $1.1M | 6 | $190K |
| #7 | Joshua Jackson | 2590070 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.8M | 5 | $354K |
| #8 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $1.5M | 3 | $484K |
| #8 | Steven Woods | 2519762 | loanDepot.com, LLC | 174457 | Irvine, CA | $582K | 3 | $194K |
| #8 | Olivia Root | 2584219 | Whitefish Credit Union Association | 409281 | — | $882K | 3 | $294K |
| #11 | Richard Eimers | 2594891 | Lakeview Loan Servicing, LLC | 391521 | — | $306K | 2 | $153K |
| #11 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $125K | 2 | $63K |
| #11 | Kyong Park | 225566 | NewRez LLC | 3013 | Columbia, MD | $674K | 2 | $337K |
| #11 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $721K | 2 | $360K |
| #11 | Diana Ruddy | 2597762 | NEXA Mortgage, LLC | 1660690 | — | $302K | 2 | $151K |
| #11 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $211K | 2 | $106K |
| #11 | Joshua Patrick | 2525113 | C2 Financial Corporation | 135622 | San Diego, CA | $501K | 2 | $250K |
| #18 | Jonathan Gomez | 2629153 | UNITED TRUST BANK | 460752 | Tampa, FL | $580K | 1 | $580K |
| #18 | Stefen Bellucci | 2625875 | New American Funding, LLC | 6606 | — | $264K | 1 | $264K |
| #18 | Shani Herndon | 2553897 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $42K | 1 | $42K |
| #18 | Brayan Leyva Gonzalez | 2458782 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $198K | 1 | $198K |
| #18 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #18 | Ronald Johnson | 2563600 | Texana Bank, N.A. | 407536 | Keller, TX | $379K | 1 | $379K |
| #18 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
| #18 | Morganne Boggs | 2392627 | Elevated Home Loans LLC | 2335497 | Scottsdale, AZ | $331K | 1 | $331K |
| #18 | Jonathan Adler | 2603319 | First Dignity Mortgage Corp | 2715443 | — | $398K | 1 | $398K |
| #18 | Jessica Tate | 2589412 | Intrepid Credit Union | 411353 | Helena, MT | $137K | 1 | $137K |
| #18 | Zachary Huff | 1671224 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $865K | 1 | $865K |
| #18 | Elizabeth Brown | 2647700 | Glacier Bank | 472212 | — | $537K | 1 | $537K |
| #18 | Joseph Arabbo | 2647740 | PBT BANCORP | 257781 | — | $342K | 1 | $342K |
| #18 | Xavier Melice | 2621059 | loanDepot.com, LLC | 174457 | Boise, ID | $230K | 1 | $230K |
| #18 | Trevor Perkins | 2602493 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $395K | 1 | $395K |
| #18 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $142K | 1 | $142K |
| #18 | Rodney Collins | 2592266 | U.S. Bank National Association | 402761 | Great Falls, MT | $30K | 1 | $30K |
| #18 | Caden Akal | 2594028 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $235K | 1 | $235K |
| #18 | Ryan Dowrick | 2641655 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $257K | 1 | $257K |
| #18 | Erica Reyes | 2567914 | Wells Fargo Bank, National Association | 399801 | — | $177K | 1 | $177K |
| #18 | Jay Silva | 2571874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Plano, TX | $411K | 1 | $411K |
| #18 | Tanya Vollmer | 379412 | Cornerstone Capital Bank, SSB | 2258 | Englewood, CO | $251K | 1 | $251K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Montana (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-units/2024
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