Leading rookies in Montana in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Sara Reiss (Russell Country Federal Credit Union, NMLS #2630424), Kelly Topinka (Rocky Mountain Credit Union, NMLS #217148), and Adelle Holeman (Glacier Bank, NMLS #2587914).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | — | $2.4M | 23 | $105K |
| #2 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $1.1M | 12 | $95K |
| #2 | Adelle Holeman | 2587914 | Glacier Bank | 472212 | Billings, MT | $2.5M | 12 | $211K |
| #4 | Francis Bristol | 2567742 | Guild Mortgage Company LLC | 3274 | — | $2.0M | 6 | $335K |
| #4 | Pacer Popham | 2558018 | Guaranteed Rate, Inc. | 2611 | — | $1.1M | 6 | $190K |
| #4 | Shannon Herrmann | 2603998 | RedHouse Lending, LLC | 2570863 | Missoula, MT | $2.5M | 6 | $422K |
| #7 | Joshua Jackson | 2590070 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.8M | 5 | $354K |
| #8 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $1.5M | 3 | $484K |
| #8 | Steven Woods | 2519762 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $582K | 3 | $194K |
| #8 | Olivia Root | 2584219 | Whitefish Credit Union Association | 409281 | — | $882K | 3 | $294K |
| #11 | Ken Park | 225566 | NewRez LLC | 3013 | Columbia, MD | $674K | 2 | $337K |
| #11 | Joshua Patrick | 2525113 | C2 Financial Corporation | 135622 | San Diego, CA | $501K | 2 | $250K |
| #11 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $721K | 2 | $360K |
| #11 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $125K | 2 | $63K |
| #11 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $211K | 2 | $106K |
| #11 | Diana Ruddy | 2597762 | NEXA Mortgage, LLC | 1660690 | — | $302K | 2 | $151K |
| #11 | Richard Eimers | 2594891 | Lakeview Loan Servicing, LLC | 391521 | — | $306K | 2 | $153K |
| #18 | Jonathan Gomez | 2629153 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $580K | 1 | $580K |
| #18 | Stefen Bellucci | 2625875 | New American Funding, LLC | 6606 | — | $264K | 1 | $264K |
| #18 | Jay Silva | 2571874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Plano, TX | $411K | 1 | $411K |
| #18 | Caden Akal | 2594028 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $235K | 1 | $235K |
| #18 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #18 | Elizabeth Brown | 2647700 | Glacier Bank | 472212 | — | $537K | 1 | $537K |
| #18 | Ryan Dowrick | 2641655 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $257K | 1 | $257K |
| #18 | Curtis Knudson | 1314485 | Village Capital & Investment LLC | 3317 | — | $417K | 1 | $417K |
| #18 | Morganne Boggs | 2392627 | Federal First Lending LLC | 2381991 | Scottsdale, AZ | $331K | 1 | $331K |
| #18 | Erica Reyes | 2567914 | Wells Fargo Bank, National Association | 399801 | — | $177K | 1 | $177K |
| #18 | Jessica Tate | 2589412 | Intrepid Credit Union | 411353 | Helena, MT | $137K | 1 | $137K |
| #18 | Tanya Vollmer | 379412 | Cornerstone Capital Bank, SSB | 2258 | Englewood, CO | $251K | 1 | $251K |
| #18 | Shani Herndon | 2553897 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $42K | 1 | $42K |
| #18 | Xavier Melice | 2621059 | loanDepot.com, LLC | 174457 | Boise, ID | $230K | 1 | $230K |
| #18 | Ronald Johnson | 2563600 | The Federal Savings Bank | 411500 | Chicago, IL | $379K | 1 | $379K |
| #18 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $142K | 1 | $142K |
| #18 | Trevor Perkins | 2602493 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $395K | 1 | $395K |
| #18 | Zachary Huff | 1671224 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $865K | 1 | $865K |
| #18 | Brayan Leyva Gonzalez | 2458782 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $198K | 1 | $198K |
| #18 | Jonathan Adler | 2603319 | First Dignity Mortgage Corp | 2715443 | — | $398K | 1 | $398K |
| #18 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
| #18 | Joseph Arabbo | 2647740 | PBT BANCORP | 257781 | — | $342K | 1 | $342K |
| #18 | Rodney Collins | 2592266 | U.S. Bank National Association | 402761 | Great Falls, MT | $30K | 1 | $30K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Montana (2024). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-units/2024
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