Leading rookies in Montana in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Sara Reiss (Russell Country Federal Credit Union, NMLS #2630424), Adelle Holeman (Glacier Bank, NMLS #2587914), and Kelly Topinka (Rocky Mountain Credit Union, NMLS #217148).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | — | $2.4M | 23 | $105K |
| #2 | Adelle Holeman | 2587914 | Glacier Bank | 472212 | Billings, MT | $2.5M | 12 | $211K |
| #2 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $1.1M | 12 | $95K |
| #4 | Shannon Herrmann | 2603998 | RedHouse Lending, LLC | 2570863 | Missoula, MT | $2.5M | 6 | $422K |
| #4 | Pacer Popham | 2558018 | Guaranteed Rate, Inc. | 2611 | — | $1.1M | 6 | $190K |
| #4 | Francis Bristol | 2567742 | Guild Mortgage Company LLC | 3274 | — | $2.0M | 6 | $335K |
| #7 | Joshua Jackson | 2590070 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.8M | 5 | $354K |
| #8 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $1.5M | 3 | $484K |
| #8 | Olivia Root | 2584219 | Whitefish Credit Union Association | 409281 | — | $882K | 3 | $294K |
| #8 | Steven Woods | 2519762 | loanDepot.com, LLC | 174457 | Irvine, CA | $582K | 3 | $194K |
| #11 | Diana Ruddy | 2597762 | NEXA Mortgage, LLC | 1660690 | — | $302K | 2 | $151K |
| #11 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $721K | 2 | $360K |
| #11 | Joshua Patrick | 2525113 | C2 Financial Corporation | 135622 | San Diego, CA | $501K | 2 | $250K |
| #11 | Kyong Park | 225566 | NewRez LLC | 3013 | Columbia, MD | $674K | 2 | $337K |
| #11 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $125K | 2 | $63K |
| #11 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $211K | 2 | $106K |
| #11 | Richard Eimers | 2594891 | Lakeview Loan Servicing, LLC | 391521 | — | $306K | 2 | $153K |
| #18 | Jonathan Gomez | 2629153 | UNITED TRUST BANK | 460752 | — | $580K | 1 | $580K |
| #18 | Ryan Dowrick | 2641655 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $257K | 1 | $257K |
| #18 | Ronald Johnson | 2563600 | The Federal Savings Bank | 411500 | Chicago, IL | $379K | 1 | $379K |
| #18 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #18 | Zachary Huff | 1671224 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $865K | 1 | $865K |
| #18 | Tanya Vollmer | 379412 | Cornerstone Capital Bank, SSB | 2258 | Englewood, CO | $251K | 1 | $251K |
| #18 | Stefen Bellucci | 2625875 | New American Funding, LLC | 6606 | — | $264K | 1 | $264K |
| #18 | Jonathan Adler | 2603319 | First Dignity Mortgage Corp | 2715443 | — | $398K | 1 | $398K |
| #18 | Morganne Boggs | 2392627 | Federal First Lending LLC | 2381991 | Scottsdale, AZ | $331K | 1 | $331K |
| #18 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $142K | 1 | $142K |
| #18 | Caden Akal | 2594028 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $235K | 1 | $235K |
| #18 | Shani Herndon | 2553897 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $42K | 1 | $42K |
| #18 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $35K | 1 | $35K |
| #18 | Jay Silva | 2571874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Plano, TX | $411K | 1 | $411K |
| #18 | Brayan Leyva Gonzalez | 2458782 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $198K | 1 | $198K |
| #18 | Joseph Arabbo | 2647740 | PBT BANCORP | 257781 | — | $342K | 1 | $342K |
| #18 | Elizabeth Brown | 2647700 | Glacier Bank | 472212 | — | $537K | 1 | $537K |
| #18 | Erica Reyes | 2567914 | Wells Fargo Bank, National Association | 399801 | — | $177K | 1 | $177K |
| #18 | Trevor Perkins | 2602493 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $395K | 1 | $395K |
| #18 | Rodney Collins | 2592266 | U.S. Bank National Association | 402761 | Great Falls, MT | $30K | 1 | $30K |
| #18 | Jessica Tate | 2589412 | Intrepid Credit Union | 411353 | Helena, MT | $137K | 1 | $137K |
| #18 | Xavier Melice | 2621059 | loanDepot.com, LLC | 174457 | Boise, ID | $230K | 1 | $230K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Montana (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-rookie-by-units/2024
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