Leading rookies in California in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jonathan Locke (CrossCountry Mortgage, LLC, NMLS #2109076), DaVita Talbert (Fulton Bank, National Association, NMLS #2573706), and Susana Jimenez (EDUCATIONAL EMPLOYEES CREDIT UNION, NMLS #2639569).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Jonathan Locke | 2109076 | CrossCountry Mortgage, LLC | 3029 | Riverside, CA | $23.4M | 45 | $520K |
| #2 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | Kennett Square, PA | $2.9M | 30 | $97K |
| #3 | Susana Jimenez | 2639569 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | — | $8.0M | 26 | $309K |
| #3 | Norma Patino | 864864 | Gold Standard Mortgage | 1779283 | Kingsburg, CA | $7.3M | 26 | $281K |
| #3 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $2.4M | 26 | $94K |
| #6 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $2.7M | 25 | $108K |
| #7 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $2.7M | 21 | $130K |
| #7 | Kenneth Angeles Velazquez | 2217902 | Coast2Coast Mortgage, LLC | 376205 | Saint Augustine, FL | $10.2M | 21 | $487K |
| #9 | Kirk Vaughn | 2568851 | COASTHILLS FEDERAL CREDIT UNION | 421923 | Santa Maria, CA | $4.8M | 20 | $238K |
| #9 | Gregory Peyser | 2502762 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $36.7M | 20 | $1.8M |
| #11 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $1.5M | 19 | $81K |
| #12 | Gabriel Olivares Guerrero | 2533202 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $9.6M | 18 | $534K |
| #12 | Manuel Medina | 2555955 | Better Mortgage Corporation | 330511 | Troy, MI | $1.7M | 18 | $92K |
| #12 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $1.7M | 18 | $96K |
| #15 | Omajel Serrano Bonano | 2544413 | Wells Fargo Bank, National Association | 399801 | Roseville, CA | $7.8M | 17 | $457K |
| #15 | Yvette Marquez | 2523779 | Marquez,Yvette, Veronica | 2561605 | Rancho Santa Fe, CA | $27.0M | 17 | $1.6M |
| #17 | ARIANA FIGUEROA DUARTE | 1596433 | Vantage Point Finance, Inc. | 2565304 | Madera, CA | $6.2M | 16 | $388K |
| #17 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | Charlotte, NC | $4.9M | 16 | $304K |
| #17 | Angie Gonzalez | 2462183 | Golden Empire Mortgage, Inc. | 2427 | Bakersfield, CA | $3.3M | 16 | $206K |
| #17 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $1.3M | 16 | $80K |
| #21 | Emilia Shakians | 846954 | Optima Lending Inc. | 2326046 | Glendale, CA | $12.8M | 15 | $856K |
| #21 | Patricia Sanchez | 2525212 | M. E. Strategic Corp. | 1615759 | Downey, CA | $5.7M | 15 | $381K |
| #21 | Joyce Trevino | 2499056 | Balfanz Family Mortgage Inc. | 2426892 | Bakersfield, CA | $8.1M | 15 | $537K |
| #21 | Maria Durazo Valle | 2539923 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.4M | 15 | $226K |
| #21 | Neida Rivera Miranda | 2226258 | Western Pioneer Financial, Inc. | 223688 | Fresno, CA | $4.5M | 15 | $302K |
| #26 | KA-RASIKA DUWAGE | 2421950 | KAL DUWAGE MORTGAGE INC | 2509381 | Torrance, CA | $10.2M | 14 | $725K |
| #26 | Alex Fernandez | 2579797 | VIALOS PARTNERS, INC. | 2286835 | Santa Clarita, CA | $7.9M | 14 | $562K |
| #26 | Daniel Nausha | 246355 | OriginPoint LLC | 2185899 | Newport Beach, CA | $14.0M | 14 | $999K |
| #26 | Jesse de Jesus | 2567836 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $12.5M | 14 | $896K |
| #26 | Monica Alvarez | 1316646 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $4.2M | 14 | $299K |
| #26 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $1.6M | 14 | $116K |
| #26 | Kristoffer McCullough | 1756904 | PATRIOT PACIFIC FINANCIAL CORP. | 1921615 | Murrieta, CA | $7.4M | 14 | $529K |
| #26 | Tyree Champion | 2516958 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $3.5M | 14 | $249K |
| #34 | Chase Timko | 2561064 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $3.4M | 13 | $265K |
| #34 | James Bridges | 391611 | PRIORITY CAPITAL CORPORATION | 235674 | Woodland Hills, CA | $18.5M | 13 | $1.4M |
| #34 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $1.4M | 13 | $110K |
| #34 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $1.2M | 13 | $91K |
| #34 | Christopher Jones | 2505627 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $3.0M | 13 | $232K |
| #34 | David Albanese | 392989 | LOANSTIRS INC | 2508887 | — | $7.0M | 13 | $542K |
| #34 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $6.5M | 13 | $502K |
| #34 | Norman Maher | 2543697 | Barrett Financial Group, L.L.C. | 181106 | Hurricane, UT | $3.6M | 13 | $277K |
| #42 | Karisa Tabil | 2597005 | Discover Bank | 684042 | — | $1.1M | 12 | $93K |
| #42 | Sebastian Iavasile | 2564100 | Imperium Lending, LLC | 2237880 | Troy, MI | $1.3M | 12 | $107K |
| #42 | Diego Gonzalez Castillo | 2499170 | The Mortgage Pros Funding, Inc | 1727217 | Riverside, CA | $5.8M | 12 | $482K |
| #42 | Joshua Toothman | 2620132 | Lower, LLC | 1124061 | Columbus, OH | $1.3M | 12 | $107K |
| #42 | Untheya Wilmore | 2546321 | UDW Holdings Inc. | 2706644 | Tracy, CA | $5.9M | 12 | $495K |
| #42 | Sean Sullivan | 2595908 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $1.9M | 12 | $157K |
| #42 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $1.5M | 12 | $121K |
| #42 | Emily Arroyo | 2476114 | Streamline Chico | 2107955 | Chico, CA | $3.7M | 12 | $308K |
| #42 | Craig Smith | 2391114 | Tomo Mortgage, LLC | 2059741 | New York, NY | $6.6M | 12 | $552K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units/2024
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