Leading rookies in California in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jonathan Locke (CrossCountry Mortgage, LLC, NMLS #2109076), DaVita Talbert (Fulton Bank, National Association, NMLS #2573706), and Susana Jimenez (EDUCATIONAL EMPLOYEES CREDIT UNION, NMLS #2639569).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Jonathan Locke | 2109076 | CrossCountry Mortgage, LLC | 3029 | Riverside, CA | $23.4M | 45 | $520K |
| #2 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $2.9M | 30 | $97K |
| #3 | Susana Jimenez | 2639569 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | — | $8.6M | 27 | $320K |
| #4 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $2.4M | 26 | $94K |
| #4 | Norma Patino | 864864 | Gold Standard Mortgage | 1779283 | Kingsburg, CA | $7.3M | 26 | $281K |
| #6 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $2.7M | 25 | $108K |
| #7 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $2.8M | 22 | $129K |
| #8 | Kenneth Angeles Velazquez | 2217902 | Coast2Coast Mortgage, LLC | 376205 | Saint Augustine, FL | $10.2M | 21 | $487K |
| #9 | Gregory Peyser | 2502762 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $36.7M | 20 | $1.8M |
| #9 | Kirk Vaughn | 2568851 | COASTHILLS FEDERAL CREDIT UNION | 421923 | Santa Maria, CA | $4.8M | 20 | $238K |
| #11 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $1.5M | 19 | $81K |
| #12 | Gabriel Olivares Guerrero | 2533202 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $9.6M | 18 | $534K |
| #12 | Manuel Medina | 2555955 | Better Mortgage Corporation | 330511 | — | $1.7M | 18 | $92K |
| #12 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $1.7M | 18 | $96K |
| #15 | Yvette Marquez | 2523779 | Marquez,Yvette, Veronica | 2561605 | Rancho Santa Fe, CA | $27.0M | 17 | $1.6M |
| #15 | Omajel Serrano Bonano | 2544413 | Wells Fargo Bank, National Association | 399801 | Roseville, CA | $7.8M | 17 | $457K |
| #17 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | — | $4.9M | 16 | $304K |
| #17 | ARIANA FIGUEROA DUARTE | 1596433 | Vantage Point Finance, Inc. | 2565304 | Madera, CA | $6.2M | 16 | $388K |
| #17 | Angie Gonzalez | 2462183 | Golden Empire Mortgage, Inc. | 2427 | Bakersfield, CA | $3.3M | 16 | $206K |
| #17 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $1.3M | 16 | $80K |
| #21 | Joyce Trevino | 2499056 | Balfanz Family Mortgage Inc. | 2426892 | Bakersfield, CA | $8.1M | 15 | $537K |
| #21 | ALICIA RAMIREZ | 256226 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $5.0M | 15 | $334K |
| #21 | Maria Durazo Valle | 2539923 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.4M | 15 | $226K |
| #21 | Patricia Sanchez | 2525212 | M. E. Strategic Corp. | 1615759 | Downey, CA | $5.7M | 15 | $381K |
| #21 | Emilia Shakians | 846954 | Optima Lending Inc. | 2326046 | Glendale, CA | $12.8M | 15 | $856K |
| #21 | Neida Rivera Miranda | 2226258 | Western Pioneer Financial, Inc. | 223688 | Fresno, CA | $4.5M | 15 | $302K |
| #27 | Tyree Champion | 2516958 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $3.5M | 14 | $249K |
| #27 | KA-RASIKA DUWAGE | 2421950 | KAL DUWAGE MORTGAGE INC | 2509381 | Torrance, CA | $10.2M | 14 | $725K |
| #27 | Daniel Nausha | 246355 | OriginPoint LLC | 2185899 | Los Angeles, CA | $14.0M | 14 | $999K |
| #27 | Jesse de Jesus | 2567836 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $12.5M | 14 | $896K |
| #27 | Kristoffer McCullough | 1756904 | PATRIOT PACIFIC FINANCIAL CORP. | 1921615 | Murrieta, CA | $7.4M | 14 | $529K |
| #27 | Monica Alvarez | 1316646 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $4.2M | 14 | $299K |
| #27 | Norman Maher | 2543697 | Barrett Financial Group, L.L.C. | 181106 | Hurricane, UT | $3.9M | 14 | $279K |
| #27 | Alex Fernandez | 2579797 | VIALOS PARTNERS, INC. | 2286835 | Santa Clarita, CA | $7.9M | 14 | $562K |
| #27 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $1.6M | 14 | $116K |
| #36 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | — | $6.5M | 13 | $502K |
| #36 | David Albanese | 392989 | LOANSTIRS INC | 2508887 | — | $7.0M | 13 | $542K |
| #36 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $1.4M | 13 | $110K |
| #36 | Chase Timko | 2561064 | United Lending Team, INC | 2273319 | Franklin, TN | $3.4M | 13 | $265K |
| #36 | James Bridges | 391611 | PRIORITY CAPITAL CORPORATION | 235674 | Woodland Hills, CA | $18.5M | 13 | $1.4M |
| #36 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $1.2M | 13 | $91K |
| #36 | Christopher Jones | 2505627 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $3.0M | 13 | $232K |
| #43 | Sean Sullivan | 2595908 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $1.9M | 12 | $157K |
| #43 | Untheya Wilmore | 2546321 | UDW Holdings Inc. | 2706644 | Tracy, CA | $5.9M | 12 | $495K |
| #43 | Craig Smith | 2391114 | Tomo Mortgage, LLC | 2059741 | New York, NY | $6.6M | 12 | $552K |
| #43 | Joshua Toothman | 2620132 | Lower, LLC | 1124061 | Columbus, OH | $1.3M | 12 | $107K |
| #43 | Joshua Jackson | 2590070 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $5.7M | 12 | $476K |
| #43 | Emily Arroyo | 2476114 | Streamline Chico | 2107955 | San Diego, CA | $3.7M | 12 | $308K |
| #43 | Sebastian Iavasile | 2564100 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.3M | 12 | $107K |
| #43 | Diego Gonzalez Castillo | 2499170 | The Mortgage Pros Funding, Inc | 1727217 | Riverside, CA | $5.8M | 12 | $482K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units/2024
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