Leading rookies in New Hampshire in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Heather Ralphs (New Hampshire Community Loan Fund, Inc., NMLS #2567112), Paul Lessard (Elite Mortgage Group LLC, NMLS #2571255), and Joshua Jackson (Amerisave Mortgage Corporation, NMLS #2590070).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heather Ralphs | 2567112 | New Hampshire Community Loan Fund, Inc. | 253893 | Concord, NH | $5.6M | 57 | $98K |
| #2 | Paul Lessard | 2571255 | Elite Mortgage Group LLC | 2502308 | Milford, NH | $3.4M | 12 | $285K |
| #3 | Joshua Jackson | 2590070 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $2.2M | 6 | $371K |
| #4 | Leona Cerbone | 2573069 | St. Mary's Bank Credit Union | 690869 | — | $720K | 5 | $144K |
| #4 | Maxwell Sherman | 2567827 | CrossCountry Mortgage, LLC | 3029 | Columbus, OH | $986K | 5 | $197K |
| #6 | Christian Sturdee | 2556168 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $896K | 3 | $299K |
| #6 | Paul Romain | 2594746 | Staunton Financial, Inc. | 140012 | Southfield, MI | $705K | 3 | $235K |
| #6 | Brandon Lieb | 2582128 | Reliance First Capital, LLC | 58775 | Pittsburgh, PA | $515K | 3 | $172K |
| #6 | Christian Rodriguez | 2499469 | Home Choice Lending LLC | 1831650 | Bedford, NH | $1.2M | 3 | $405K |
| #6 | Lakayia Bryant | 2374739 | NewRez LLC | 3013 | Fort Washington, PA | $773K | 3 | $258K |
| #6 | Alex LaChance | 2573605 | Elite Mortgage Group LLC | 2502308 | Milford, NH | $1.2M | 3 | $397K |
| #6 | Cameron Ponder | 2583524 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $913K | 3 | $304K |
| #6 | James Mata | 2556158 | Rocket Mortgage, LLC | 3030 | — | $930K | 3 | $310K |
| #6 | Karine Bullard | 2584114 | Freedom Mortgage Corporation | 2767 | — | $855K | 3 | $285K |
| #15 | HEATHER KEANE | 2612718 | Bangor Savings Bank | 449200 | Concord, NH | $266K | 2 | $133K |
| #15 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $214K | 2 | $107K |
| #15 | Cameron Maes | 2612717 | Bangor Savings Bank | 449200 | — | $360K | 2 | $180K |
| #15 | Jonathan O'Hara | 2532691 | Elite Mortgage Group LLC | 2502308 | Milford, NH | $515K | 2 | $258K |
| #15 | Cristian Rivas Villafana | 1122503 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $578K | 2 | $289K |
| #15 | Zuleem Garcia | 2558713 | Total Mortgage Services, LLC | 2764 | Salem, NH | $1.1M | 2 | $538K |
| #15 | Tina Sam | 2584155 | Rocket Mortgage, LLC | 3030 | — | $340K | 2 | $170K |
| #15 | Ronald Johnson | 2563600 | The Federal Savings Bank | 411500 | Chicago, IL | $912K | 2 | $456K |
| #15 | Brian McGhee | 2573117 | Discover Bank | 684042 | — | $200K | 2 | $100K |
| #15 | Brian Garcia | 2603320 | Freedom Mortgage Corporation | 2767 | — | $849K | 2 | $425K |
| #15 | Amber Canez | 2555716 | Freedom Mortgage Corporation | 2767 | Phoenix, AZ | $408K | 2 | $204K |
| #15 | Sofia Lovato | 2583853 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $498K | 2 | $249K |
| #15 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $205K | 2 | $103K |
| #15 | Logan Siefke | 2573058 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $772K | 2 | $386K |
| #15 | Charles Glisan III | 2590113 | Reliance First Capital, LLC | 58775 | — | $673K | 2 | $336K |
| #30 | Joshua Toothman | 2620132 | Lower, LLC | 1124061 | Columbus, OH | $210K | 1 | $210K |
| #30 | Benjamin Chang | 2211581 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $230K | 1 | $230K |
| #30 | Davis Erhart | 2586220 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $287K | 1 | $287K |
| #30 | Edward Koziol | 2555226 | New American Funding, LLC | 6606 | — | $100K | 1 | $100K |
| #30 | Yliana Torres | 2597511 | Capital One, National Association | 453156 | — | $120K | 1 | $120K |
| #30 | Caden Akal | 2594028 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $305K | 1 | $305K |
| #30 | Rachel Burack | 2555129 | Reliance First Capital, LLC | 58775 | — | $175K | 1 | $175K |
| #30 | Jack Mulcahy | 2632721 | Blue Water Mortgage, LLC | 1291 | Hampton, NH | $223K | 1 | $223K |
| #30 | Kyong Park | 225566 | NewRez LLC | 3013 | Columbia, MD | $402K | 1 | $402K |
| #30 | Justin Barfield | 2574123 | Home Advantage Lending LLC | 2510157 | — | $159K | 1 | $159K |
| #30 | Jessica Camacho | 2365930 | Freedom Mortgage Corporation | 2767 | — | $303K | 1 | $303K |
| #30 | Brandon Brown | 2555780 | Rocket Mortgage, LLC | 3030 | — | $45K | 1 | $45K |
| #30 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $40K | 1 | $40K |
| #30 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $36K | 1 | $36K |
| #30 | Derek DeGroot | 2595216 | United Alliance Mortgage LLC | 2470951 | Phoenix, AZ | $133K | 1 | $133K |
| #30 | David Przybycien | 2646486 | Salem Five Cents Savings Bank | 407901 | Salem, MA | $300K | 1 | $300K |
| #30 | Nicholas McClain | 2589405 | First Federal Bank | 408902 | Leawood, KS | $352K | 1 | $352K |
| #30 | Campbell Johnstone | 2586941 | Texana Bank, N.A. | 407536 | — | $338K | 1 | $338K |
| #30 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $48K | 1 | $48K |
| #30 | Dakota Derego | 2568245 | Elite Mortgage Group LLC | 2502308 | Milford, NH | $386K | 1 | $386K |
| #30 | Jacob Henricks | 2605978 | Mortgage Research Center, LLC | 1907 | — | $298K | 1 | $298K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Hampshire (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-rookie-by-units/2024
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