Leading rookies nationwide in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jasmine Edmison (Capital One, National Association, NMLS #2573119), Curtis Russell (Lakeview Loan Servicing, LLC, NMLS #2039024), and Oriana Reyes (Cayetano Development, LLC, NMLS #2429114).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Jasmine Edmison | 2573119 | Capital One, National Association | 453156 | — | $20.1M | 228 | $88K |
| #2 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $75.6M | 219 | $345K |
| #3 | Oriana Reyes | 2429114 | Cayetano Development, LLC | 1667528 | Dale, TX | $34.6M | 203 | $171K |
| #4 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $16.9M | 190 | $89K |
| #5 | Yazmin Leal Alanis | 2421855 | Cayetano Development, LLC | 1667528 | Dale, TX | $23.0M | 184 | $125K |
| #6 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $15.2M | 176 | $86K |
| #6 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $15.9M | 176 | $90K |
| #8 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $16.5M | 168 | $98K |
| #9 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $16.7M | 162 | $103K |
| #10 | Sebastian Iavasile | 2564100 | Imperium Lending, LLC | 2237880 | Troy, MI | $13.4M | 161 | $83K |
| #11 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $14.1M | 155 | $91K |
| #12 | Chase Timko | 2561064 | PennyMac Loan Services, LLC | 35953 | — | $34.6M | 146 | $237K |
| #13 | Joshua Jackson | 2590070 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $50.4M | 140 | $360K |
| #14 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $11.2M | 133 | $85K |
| #15 | Alene Flanders | 2573115 | Capital One, National Association | 453156 | — | $11.8M | 128 | $92K |
| #16 | Neela Chintalapudi | 2573121 | Capital One, National Association | 453156 | — | $9.9M | 121 | $82K |
| #17 | Svitlana Lymar | 2597510 | Capital One, National Association | 453156 | — | $11.3M | 120 | $94K |
| #18 | Manuel Medina | 2555955 | Better Mortgage Corporation | 330511 | Troy, MI | $9.2M | 119 | $77K |
| #19 | Yliana Torres | 2597511 | Capital One, National Association | 453156 | — | $10.8M | 115 | $94K |
| #20 | Jon Bird | 2532912 | Lennar Mortgage, LLC | 1058 | Tampa, FL | $36.5M | 112 | $326K |
| #21 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $27.5M | 111 | $248K |
| #22 | Armani Mills | 2597503 | Navy Federal Credit Union | 399807 | Dublin, OH | $9.5M | 109 | $88K |
| #23 | Steven Woods | 2519762 | loanDepot.com, LLC | 174457 | Irvine, CA | $23.6M | 107 | $220K |
| #24 | APEXA PATEL | 2490006 | INFINITY FINANCING SOLUTIONS INC. | 2490029 | Schaumburg, IL | $32.6M | 105 | $311K |
| #25 | Jana Kiemm | 2569970 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $17.4M | 102 | $171K |
| #26 | Kim Warren | 1534508 | Freedom Mortgage Corporation | 2767 | — | $32.4M | 97 | $334K |
| #27 | Tara Hoskins | 2573123 | Discover Bank | 684042 | — | $8.7M | 94 | $93K |
| #27 | Madison Smith | 2562645 | NVR Mortgage Finance, Inc. | 1127 | Franklin, TN | $26.7M | 94 | $284K |
| #29 | Karisa Tabil | 2597005 | Discover Bank | 684042 | — | $7.5M | 93 | $80K |
| #30 | Andre Kizy | 2399537 | Mortgage One Funding LLC | 2261660 | Clawson, MI | $29.7M | 92 | $323K |
| #31 | Craig Smith | 2391114 | Tomo Mortgage, LLC | 2059741 | New York, NY | $35.8M | 91 | $393K |
| #31 | Brian Garcia | 2603320 | Freedom Mortgage Corporation | 2767 | — | $28.9M | 91 | $318K |
| #33 | Benjamin Johnson | 2547937 | United Financial Inc. | 2286700 | Irvine, CA | $16.2M | 89 | $182K |
| #33 | Kristin Stephens | 2528992 | Inspire Home Loans Inc. | 1564276 | Newport Beach, CA | $25.5M | 89 | $287K |
| #35 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | — | $17.7M | 87 | $203K |
| #35 | Christopher Ambrose | 2590064 | Freedom Mortgage Corporation | 2767 | — | $30.0M | 87 | $344K |
| #37 | Lynasia Cofield | 2534369 | Better Mortgage Corporation | 330511 | — | $6.5M | 86 | $75K |
| #38 | Marcela Galatis | 2603318 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $26.6M | 85 | $313K |
| #38 | Jarrod Brower | 2594988 | Plains Commerce Bank | 463950 | — | $16.6M | 85 | $195K |
| #40 | Jeffrey Berger | 1217640 | Framework Mortgage, LLC | 1211416 | — | $38.1M | 84 | $453K |
| #41 | Tylor Beck | 2547211 | Barksdale Credit Union | 410765 | Little Rock, AR | $6.9M | 82 | $84K |
| #42 | Patricia Lemus Moreno | 2597507 | Capital One, National Association | 453156 | — | $6.7M | 80 | $84K |
| #43 | Eric Hollis | 2591713 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $18.3M | 78 | $235K |
| #44 | Efrain Cayama | 2611744 | Cayetano Development, LLC | 1667528 | — | $10.8M | 77 | $140K |
| #44 | William Stanwick | 2609359 | PennyMac Loan Services, LLC | 35953 | — | $18.7M | 77 | $243K |
| #46 | Steven Henriquez | 2603321 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $24.0M | 76 | $316K |
| #46 | Steven Moser | 2621664 | Police and Fire Federal Credit Union | 800659 | — | $6.0M | 76 | $79K |
| #48 | Brendon Kozicki | 2569706 | DHI MORTGAGE COMPANY, LTD. | 14622 | Tallahassee, FL | $20.7M | 74 | $279K |
| #49 | Brian McGhee | 2573117 | Discover Bank | 684042 | — | $6.3M | 73 | $87K |
| #49 | Brian Holguin | 2573116 | Discover Bank | 684042 | — | $7.0M | 73 | $95K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Nationwide (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-rookie-by-units/2024
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