Leading rookies in Georgia in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Beth Holmes (Navy Federal Credit Union, NMLS #2593203), Brendon Kozicki (DHI MORTGAGE COMPANY, LTD., NMLS #2569706), and Curtis Russell (Lakeview Loan Servicing, LLC, NMLS #2039024).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Beth Holmes | 2593203 | Navy Federal Credit Union | 399807 | — | $14.9M | 49 | $304K |
| #2 | Brendon Kozicki | 2569706 | DHI MORTGAGE COMPANY, LTD. | 14622 | Tallahassee, FL | $10.5M | 39 | $269K |
| #3 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | — | $8.4M | 29 | $291K |
| #4 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $6.4M | 28 | $227K |
| #5 | Megan Huynh | 2545744 | NEXA Mortgage, LLC | 1660690 | Norcross, GA | $4.9M | 19 | $257K |
| #6 | Kristin Stephens | 2528992 | Inspire Home Loans Inc. | 1564276 | Newport Beach, CA | $5.8M | 16 | $365K |
| #7 | Ryan Brown | 2111278 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $4.9M | 15 | $324K |
| #8 | Kyle Witgenstein | 2569234 | Credit Union of Georgia | 571306 | — | $563K | 14 | $40K |
| #8 | Van Tang | 2242026 | Ameris Bank | 408099 | Marietta, GA | $3.7M | 14 | $265K |
| #10 | Sebastian Iavasile | 2564100 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $868K | 12 | $72K |
| #10 | Nicholas Alonso | 2580795 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.5M | 12 | $296K |
| #10 | Foster Marshall | 2607681 | PennyMac Loan Services, LLC | 35953 | — | $1.1M | 12 | $94K |
| #13 | Cresta Spitzmiller | 2580263 | Cardinal Financial Company, Limited Partnership | 66247 | Charlotte, NC | $4.3M | 11 | $388K |
| #13 | Tyler Stickley | 2568442 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 11 | $133K |
| #13 | Manuel Medina | 2555955 | Better Mortgage Corporation | 330511 | — | $708K | 11 | $64K |
| #16 | Sashagay Mikutowicz | 643683 | United Community Bank | 421841 | — | $2.9M | 10 | $288K |
| #16 | Eric Hollis | 2591713 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.0M | 10 | $198K |
| #16 | Jorge Tello | 266030 | First Option Mortgage, LLC | 123411 | Suwanee, GA | $1.8M | 10 | $176K |
| #16 | Chase Timko | 2561064 | United Lending Team, INC | 2273319 | Franklin, TN | $2.0M | 10 | $204K |
| #16 | Kim Warren | 1534508 | Freedom Mortgage Corporation | 2767 | — | $3.6M | 10 | $365K |
| #16 | Melanie Williams | 1025651 | Anchor Home Mortgage, Inc. | 169063 | — | $3.6M | 10 | $362K |
| #16 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $649K | 10 | $65K |
| #16 | NEWEL TIMPSON | 2573401 | Village Capital & Investment LLC | 3317 | — | $3.3M | 10 | $330K |
| #16 | Maurice Coleman Grier | 2599275 | New American Funding, LLC | 6606 | — | $3.5M | 10 | $346K |
| #16 | Benjamin Johnson | 2547937 | Lumin Lending Inc. | 2716106 | Irvine, CA | $2.5M | 10 | $253K |
| #16 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | — | $1.4M | 10 | $136K |
| #16 | Akia Shaw | 1200170 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $2.2M | 10 | $218K |
| #28 | Emalov Garrett | 452950 | Lakeview Loan Servicing, LLC | 391521 | — | $2.5M | 9 | $278K |
| #28 | Joel Saunders | 2595866 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $2.1M | 9 | $232K |
| #28 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $720K | 9 | $80K |
| #28 | Raymond Kallabat | 2529768 | NATIONS MORTGAGE, LLC | 2275128 | Troy, MI | $11.6M | 9 | $1.3M |
| #28 | Jeffrey Petersen | 363207 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $2.1M | 9 | $232K |
| #28 | Breanna Williams | 2608120 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $493K | 9 | $55K |
| #34 | Desirae Campbell | 2553094 | Guild Mortgage Company LLC | 3274 | Warner Robins, GA | $2.1M | 8 | $265K |
| #34 | Modesty Martinez | 2543499 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $1.8M | 8 | $222K |
| #34 | Jhony Freitas Salvador | 2603317 | Freedom Mortgage Corporation | 2767 | — | $2.8M | 8 | $355K |
| #34 | Lynasia Cofield | 2534369 | NewRez LLC | 3013 | Troy, MI | $570K | 8 | $71K |
| #34 | Adam Olt | 2590075 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 8 | $262K |
| #34 | Justin Mixon | 2567292 | PRESIDENTIAL BANK, FSB | 421593 | Brunswick, GA | $2.0M | 8 | $246K |
| #34 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $523K | 8 | $65K |
| #34 | Sergio Martinez Burgos | 2570167 | Loan Factory, Inc. | 320841 | Buford, GA | $3.3M | 8 | $409K |
| #34 | Felipe Contreras | 2570181 | CrossCountry Mortgage, LLC | 3029 | Duluth, GA | $2.3M | 8 | $291K |
| #43 | Satyanarayana Chakka | 2561096 | Loan Factory, Inc. | 320841 | San Jose, CA | $3.6M | 7 | $515K |
| #43 | Michaela Rizzo | 2587757 | Ark-La-Tex Financial Services, LLC | 2143 | Mount Pleasant, SC | $2.2M | 7 | $313K |
| #43 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $718K | 7 | $103K |
| #43 | Michael Phipps | 2564293 | loanDepot.com, LLC | 174457 | Southfield, MI | $1.1M | 7 | $160K |
| #43 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $855K | 7 | $122K |
| #43 | Patrick Cox | 2596579 | West Capital Lending, Inc. | 1566096 | Nashville, TN | $1.2M | 7 | $175K |
| #43 | Philip Moss | 2590067 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.4M | 7 | $339K |
| #43 | Yating Bai | 2512203 | OrangePath Financial Inc. | 2070941 | Duluth, GA | $2.4M | 7 | $338K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Georgia (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-rookie-by-units/2024
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