Leading rookies in Georgia in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Beth Holmes (Navy Federal Credit Union, NMLS #2593203), Brendon Kozicki (DHI MORTGAGE COMPANY, LTD., NMLS #2569706), and Curtis Russell (Lakeview Loan Servicing, LLC, NMLS #2039024).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Beth Holmes | 2593203 | Navy Federal Credit Union | 399807 | — | $15.1M | 50 | $302K |
| #2 | Brendon Kozicki | 2569706 | DHI MORTGAGE COMPANY, LTD. | 14622 | Tallahassee, FL | $10.5M | 39 | $269K |
| #3 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $8.4M | 29 | $291K |
| #4 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $5.9M | 27 | $220K |
| #5 | Megan Huynh | 2545744 | NEXA Mortgage, LLC | 1660690 | Norcross, GA | $4.9M | 19 | $257K |
| #6 | Kristin Stephens | 2528992 | Inspire Home Loans Inc. | 1564276 | Newport Beach, CA | $5.8M | 16 | $365K |
| #7 | Ryan Brown | 2111278 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $4.9M | 15 | $324K |
| #8 | Kyle Witgenstein | 2569234 | Credit Union of Georgia | 571306 | — | $563K | 14 | $40K |
| #8 | Van Tang | 2242026 | EAST WEST BANK | 469761 | Atlanta, GA | $3.7M | 14 | $265K |
| #10 | Foster Marshall | 2607681 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.1M | 12 | $94K |
| #10 | Nicholas Alonso | 2580795 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.5M | 12 | $296K |
| #10 | Sebastian Iavasile | 2564100 | Imperium Lending, LLC | 2237880 | Troy, MI | $868K | 12 | $72K |
| #13 | Cresta Spitzmiller | 2580263 | Cardinal Financial Company, Limited Partnership | 66247 | Charlotte, NC | $4.3M | 11 | $388K |
| #13 | Tyler Stickley | 2568442 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 11 | $133K |
| #13 | Manuel Medina | 2555955 | Better Mortgage Corporation | 330511 | Troy, MI | $708K | 11 | $64K |
| #16 | Jorge Tello | 266030 | First Option Mortgage, LLC | 123411 | Suwanee, GA | $1.8M | 10 | $176K |
| #16 | Eric Hollis | 2591713 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.0M | 10 | $198K |
| #16 | Kim Warren | 1534508 | Freedom Mortgage Corporation | 2767 | — | $3.6M | 10 | $365K |
| #16 | Sashagay Mikutowicz | 643683 | United Community Bank | 421841 | — | $2.9M | 10 | $288K |
| #16 | NEWEL TIMPSON | 2573401 | Village Capital & Investment LLC | 3317 | — | $3.3M | 10 | $330K |
| #16 | Chase Timko | 2561064 | PennyMac Loan Services, LLC | 35953 | — | $2.0M | 10 | $204K |
| #16 | Maurice Coleman Grier | 2599275 | New American Funding, LLC | 6606 | Charlotte, NC | $3.5M | 10 | $346K |
| #16 | Benjamin Johnson | 2547937 | United Financial Inc. | 2286700 | Irvine, CA | $2.5M | 10 | $253K |
| #16 | Brian Ortiz Torres | 2447354 | New American Funding, LLC | 6606 | — | $1.4M | 10 | $136K |
| #16 | Melanie Williams | 1025651 | Anchor Home Mortgage, Inc. | 169063 | — | $3.6M | 10 | $362K |
| #16 | Akia Shaw | 1200170 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $2.2M | 10 | $218K |
| #16 | Cindy Bengtson | 2573118 | Capital One, National Association | 453156 | — | $649K | 10 | $65K |
| #28 | Breanna Williams | 2608120 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $493K | 9 | $55K |
| #28 | Emalov Garrett | 452950 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | $2.5M | 9 | $278K |
| #28 | Kellie Pelland | 2573120 | Capital One, National Association | 453156 | — | $720K | 9 | $80K |
| #28 | Raymond Kallabat | 2529768 | NATIONS MORTGAGE, LLC | 2275128 | Troy, MI | $11.6M | 9 | $1.3M |
| #28 | Jeffrey Petersen | 363207 | New American Funding, LLC | 6606 | — | $2.1M | 9 | $232K |
| #28 | Joel Saunders | 2595866 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $2.1M | 9 | $232K |
| #34 | Modesty Martinez | 2543499 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $1.8M | 8 | $222K |
| #34 | Sergio Martinez Burgos | 2570167 | Loan Factory, Inc. | 320841 | Dacula, GA | $3.3M | 8 | $409K |
| #34 | Desirae Campbell | 2553094 | Guild Mortgage Company LLC | 3274 | Warner Robins, GA | $2.1M | 8 | $265K |
| #34 | Lynasia Cofield | 2534369 | Better Mortgage Corporation | 330511 | — | $570K | 8 | $71K |
| #34 | Felipe Contreras | 2570181 | CrossCountry Mortgage, LLC | 3029 | Duluth, GA | $2.3M | 8 | $291K |
| #34 | Jhony Freitas Salvador | 2603317 | Freedom Mortgage Corporation | 2767 | — | $2.8M | 8 | $355K |
| #34 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $523K | 8 | $65K |
| #34 | Justin Mixon | 2567292 | PRESIDENTIAL BANK, FSB | 421593 | Brunswick, GA | $2.0M | 8 | $246K |
| #34 | Adam Olt | 2590075 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 8 | $262K |
| #43 | Stephanie Garcia | 2573122 | Capital One, National Association | 453156 | — | $746K | 7 | $107K |
| #43 | Anrae Strane | 2550625 | Mortgage Solutions FCS Inc. | 1065732 | Walnut Creek, CA | $1.9M | 7 | $267K |
| #43 | Neela Chintalapudi | 2573121 | Capital One, National Association | 453156 | — | $370K | 7 | $53K |
| #43 | Abigail Self | 2600437 | Safe Harbor Mortgage, LLC | 995103 | — | $2.4M | 7 | $343K |
| #43 | Patrick Cox | 2596579 | West Capital Lending, Inc. | 1566096 | Nashville, TN | $1.2M | 7 | $175K |
| #43 | Satyanarayana Chakka | 2561096 | Loan Factory, Inc. | 320841 | San Jose, CA | $3.6M | 7 | $515K |
| #43 | Michaela Rizzo | 2587757 | Impeccable Lending, Inc. | 69519 | — | $2.2M | 7 | $313K |
| #43 | Heather Held | 2597505 | Capital One, National Association | 453156 | — | $855K | 7 | $122K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Georgia (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-rookie-by-units/2024
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