Leading rookies in Texas in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Oriana Reyes (Cayetano Development, LLC, NMLS #2429114), Yazmin Leal Alanis (Cayetano Development, LLC, NMLS #2421855), and Kristin Stephens (Inspire Home Loans Inc., NMLS #2528992).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Oriana Reyes | 2429114 | Cayetano Development, LLC | 1667528 | Atascosa, TX | $31.8M | 177 | $180K |
| #2 | Yazmin Leal Alanis | 2421855 | Cayetano Development, LLC | 1667528 | Atascosa, TX | $21.2M | 162 | $131K |
| #3 | Kristin Stephens | 2528992 | Inspire Home Loans Inc. | 1564276 | Newport Beach, CA | $19.0M | 70 | $271K |
| #3 | Efrain Cayama | 2611744 | Cayetano Development, LLC | 1667528 | — | $9.8M | 70 | $140K |
| #5 | Jessica Wright | 2412924 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | $15.8M | 56 | $282K |
| #6 | Merrick Moriel | 2579994 | Pulte Mortgage LLC | 1791 | Denver, CO | $15.9M | 42 | $378K |
| #7 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | — | $15.0M | 39 | $385K |
| #8 | Lucas Hartley | 255313 | Lennar Mortgage, LLC | 1058 | Irving, TX | $8.5M | 34 | $251K |
| #9 | Syed Babar Niazi | 2550992 | Guidance Residential, LLC | 2908 | Houston, TX | $11.1M | 33 | $335K |
| #10 | Sreelakshmi Jasti | 2565439 | TRI VALLEY HOME LOANS LLC | 2114972 | Prosper, TX | $15.1M | 29 | $520K |
| #11 | Scott Biggs | 2580131 | Pulte Mortgage LLC | 1791 | Denver, CO | $10.2M | 28 | $366K |
| #12 | KESHA VARDHAN KONDAM | 2586315 | The Hill Mortgage Company | 2004973 | Troy, MI | $13.9M | 27 | $515K |
| #12 | Jose Olivares Neaves | 2589940 | Frost Bank | 431208 | San Antonio, TX | $3.2M | 27 | $118K |
| #14 | Valerie Curnutte | 2590013 | Frost Bank | 431208 | San Antonio, TX | $2.7M | 26 | $103K |
| #15 | Ricardo Ornelas Limon | 1929198 | Hometown Lending Inc | 2712965 | Dallas, TX | $5.7M | 24 | $239K |
| #16 | Karla Nelson | 1943777 | Integrity Home Mortgage Corporation | 208516 | McAllen, TX | $7.0M | 23 | $303K |
| #17 | Daniela Rincon | 2287742 | New American Funding, LLC | 6606 | Houston, TX | $5.4M | 22 | $247K |
| #18 | Suzanne Castillo | 2564935 | Fairway Independent Mortgage Corporation | 2289 | San Antonio, TX | $5.0M | 21 | $239K |
| #18 | Edwin Cisneros | 2549722 | CrossCountry Mortgage, LLC | 3029 | Edinburg, TX | $5.4M | 21 | $256K |
| #20 | Chase Timko | 2561064 | United Lending Team, INC | 2273319 | Franklin, TN | $4.1M | 20 | $207K |
| #21 | Craig Smith | 2391114 | Tomo Mortgage, LLC | 2059741 | New York, NY | $7.3M | 19 | $382K |
| #21 | NIcole Ribbing | 2605564 | First Horizon Bank | 472329 | Houston, TX | $2.8M | 19 | $146K |
| #23 | Tres Bien Adams | 2531828 | CrossCountry Mortgage, LLC | 3029 | San Antonio, TX | $6.4M | 18 | $355K |
| #23 | venkateshwara rao vempati | 2527385 | LendNext Mortgage Corporation | 2114216 | Prosper, TX | $9.7M | 18 | $541K |
| #23 | Jake Zastrow | 2617249 | Pulte Mortgage LLC | 1791 | — | $5.6M | 18 | $311K |
| #23 | Miguel Gonzalez | 278963 | Texas Trust Mortgage LLC | 2564732 | San Marcos, TX | $7.9M | 18 | $440K |
| #27 | Connor Boulton | 2580540 | Village Capital & Investment LLC | 3317 | Draper, UT | $5.9M | 17 | $349K |
| #27 | Jasmine Mendoza | 2472527 | Lower, LLC | 1124061 | Edinburg, TX | $3.5M | 17 | $209K |
| #27 | Vivian Rubio | 2552049 | TAILORED LENDING LLC | 2534270 | El Paso, TX | $5.7M | 17 | $333K |
| #30 | Mary Smith | 2596945 | Guild Mortgage Company LLC | 3274 | — | $3.2M | 16 | $200K |
| #30 | Christian Perez Palacios | 2566738 | Frost Bank | 431208 | Houston, TX | $2.6M | 16 | $162K |
| #30 | Jugal Prajapati | 2266351 | Simplex Lending LLC | 2092138 | Fulshear, TX | $6.3M | 16 | $395K |
| #30 | Qian Zhang | 2562596 | SureChoice Lending LLC | 2615863 | Plano, TX | $6.8M | 16 | $428K |
| #30 | Jaqueline Kaney | 2567159 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | — | $4.1M | 16 | $257K |
| #35 | Tyler Kamprath | 2556018 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $4.2M | 15 | $280K |
| #35 | JoLynn Sutton | 2609042 | First United Bank and Trust Company | 400025 | — | $4.7M | 15 | $314K |
| #35 | Luis Caballero Luna | 2449206 | Fairway Independent Mortgage Corporation | 2289 | Brownsville, TX | $2.6M | 15 | $177K |
| #35 | Jon Locklin | 2594724 | FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK | 402924 | Killeen, TX | $6.0M | 15 | $399K |
| #39 | DaVita Talbert | 2573706 | Fulton Bank, National Association | 485401 | — | $1.1M | 14 | $77K |
| #39 | Gregory Studenny | 864201 | Onity Mortgage Corporation | 2726 | Plano, TX | $5.6M | 14 | $400K |
| #39 | Casey Johnson | 2602035 | Navy Federal Credit Union | 399807 | — | $6.1M | 14 | $433K |
| #39 | Lacey Carlisle | 2378100 | AML Funding LLC | 1910591 | San Antonio, TX | $4.7M | 14 | $338K |
| #39 | Kasside Bryant | 2602034 | Navy Federal Credit Union | 399807 | Corpus Christi, TX | $4.1M | 14 | $296K |
| #39 | Marcela Galatis | 2603318 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 14 | $343K |
| #39 | Brandon Drummond | 2556068 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.1M | 14 | $220K |
| #46 | Caden Coots | 2572192 | Canopy Mortgage, LLC | 1359687 | San Angelo, TX | $3.3M | 13 | $254K |
| #46 | Alyssa Dudley | 2573704 | Capital One, National Association | 453156 | — | $1.2M | 13 | $95K |
| #46 | Kale Brashears | 2614996 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION | 315545 | — | $2.8M | 13 | $215K |
| #46 | Bobbie Garza | 2606264 | Navy Federal Credit Union | 399807 | Corpus Christi, TX | $3.9M | 13 | $299K |
| #50 | David Dion | 2573705 | Capital One, National Association | 453156 | — | $1.0M | 12 | $87K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Texas (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-rookie-by-units/2024
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