Leading rookies in Texas in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Oriana Reyes (Cayetano Development, LLC, NMLS #2429114), Yazmin Leal Alanis (Cayetano Development, LLC, NMLS #2421855), and Kristin Stephens (Inspire Home Loans Inc., NMLS #2528992).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Oriana Reyes | 2429114 | Cayetano Development, LLC | 1667528 | Dale, TX | $31.7M | 176 | $180K |
| #2 | Yazmin Leal Alanis | 2421855 | Cayetano Development, LLC | 1667528 | Dale, TX | $20.9M | 159 | $132K |
| #3 | Kristin Stephens | 2528992 | Inspire Home Loans Inc. | 1564276 | Newport Beach, CA | $19.0M | 70 | $271K |
| #4 | Merrick Moriel | 2579994 | Pulte Mortgage LLC | 1791 | Denver, CO | $15.9M | 42 | $378K |
| #5 | Jessica Wright | 2412924 | DHI MORTGAGE COMPANY, LTD. | 14622 | Corpus Christi, TX | $15.8M | 56 | $282K |
| #6 | Sreelakshmi Jasti | 2565439 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $15.1M | 29 | $520K |
| #7 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $15.0M | 39 | $385K |
| #8 | KESHA VARDHAN KONDAM | 2586315 | The Hill Mortgage Company | 2004973 | Troy, MI | $13.9M | 27 | $515K |
| #9 | Syed Babar Niazi | 2550992 | Guidance Residential, LLC | 2908 | Houston, TX | $11.1M | 33 | $335K |
| #10 | Scott Biggs | 2580131 | Pulte Mortgage LLC | 1791 | Denver, CO | $10.7M | 29 | $369K |
| #11 | Efrain Cayama | 2611744 | Cayetano Development, LLC | 1667528 | — | $9.8M | 70 | $140K |
| #12 | venkateshwara rao vempati | 2527385 | LendNext Mortgage Corporation | 2114216 | Prosper, TX | $9.7M | 18 | $541K |
| #13 | Lucas Hartley | 255313 | Lennar Mortgage, LLC | 1058 | Irving, TX | $8.2M | 33 | $249K |
| #14 | Miguel Gonzalez | 278963 | Texas Trust Mortgage LLC | 2564732 | San Marcos, TX | $7.9M | 18 | $440K |
| #15 | Craig Smith | 2391114 | Tomo Mortgage, LLC | 2059741 | New York, NY | $7.3M | 19 | $382K |
| #16 | Karla Nelson | 1943777 | Integrity Home Mortgage Corporation | 208516 | McAllen, TX | $7.0M | 23 | $303K |
| #17 | Qian Zhang | 2562596 | SureChoice Lending LLC | 2615863 | Plano, TX | $6.8M | 16 | $428K |
| #18 | Tres Bien Adams | 2531828 | CrossCountry Mortgage, LLC | 3029 | San Antonio, TX | $6.4M | 18 | $355K |
| #19 | Jugal Prajapati | 2266351 | Simplex Lending LLC | 2092138 | Fulshear, TX | $6.3M | 16 | $395K |
| #20 | Casey Johnson | 2602035 | Navy Federal Credit Union | 399807 | — | $6.1M | 14 | $433K |
| #21 | Jon Locklin | 2594724 | FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK | 402924 | Killeen, TX | $6.0M | 15 | $399K |
| #22 | Connor Boulton | 2580540 | Village Capital & Investment LLC | 3317 | Draper, UT | $5.9M | 17 | $349K |
| #23 | Bala Tumuluri | 2341837 | Ace Mortgage Solutions,LLC | 2691691 | Aubrey, TX | $5.9M | 11 | $538K |
| #24 | Ricardo Ornelas Limon | 1929198 | Hometown Lending Inc | 2712965 | Dallas, TX | $5.7M | 24 | $239K |
| #25 | Vivian Rubio | 2552049 | TAILORED LENDING LLC | 2534270 | El Paso, TX | $5.7M | 17 | $333K |
| #26 | Jake Zastrow | 2617249 | Pulte Mortgage LLC | 1791 | Denver, CO | $5.6M | 18 | $311K |
| #27 | Gregory Studenny | 864201 | Onity Mortgage Corporation | 2726 | Plano, TX | $5.6M | 14 | $400K |
| #28 | Daniela Rincon | 2287742 | New American Funding, LLC | 6606 | Houston, TX | $5.4M | 22 | $247K |
| #29 | Edwin Cisneros | 2549722 | CrossCountry Mortgage, LLC | 3029 | Edinburg, TX | $5.4M | 21 | $256K |
| #30 | Suzanne Castillo | 2564935 | Fairway Independent Mortgage Corporation | 2289 | San Antonio, TX | $5.0M | 21 | $239K |
| #31 | Marcela Galatis | 2603318 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 14 | $343K |
| #32 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $4.8M | 9 | $528K |
| #33 | JoLynn Sutton | 2609042 | First United Bank and Trust Company | 400025 | — | $4.7M | 15 | $314K |
| #34 | Johnson Antwi | 2570406 | Loan Factory, Inc. | 320841 | San Jose, CA | $4.6M | 11 | $414K |
| #35 | Lacey Carlisle | 2378100 | AML Funding LLC | 1910591 | San Antonio, TX | $4.5M | 13 | $349K |
| #36 | Tyler Kamprath | 2556018 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $4.2M | 15 | $280K |
| #37 | Kasside Bryant | 2602034 | Navy Federal Credit Union | 399807 | Corpus Christi, TX | $4.1M | 14 | $296K |
| #38 | Chase Timko | 2561064 | PennyMac Loan Services, LLC | 35953 | — | $4.1M | 20 | $207K |
| #39 | Jaqueline Kaney | 2567159 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | El Paso, TX | $4.1M | 16 | $257K |
| #40 | Bobbie Garza | 2606264 | Navy Federal Credit Union | 399807 | Corpus Christi, TX | $3.9M | 13 | $299K |
| #41 | Sesha Giri Gorantla | 2279013 | QUICK LEND MORTGAGE LLC | 2688617 | Irving, TX | $3.9M | 8 | $483K |
| #42 | Steven Henriquez | 2603321 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.8M | 10 | $383K |
| #43 | Charlie Crane | 2537242 | Highlands Residential Mortgage, Ltd. | 134871 | Allen, TX | $3.8M | 9 | $418K |
| #44 | rakesh rodda | 2564357 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $3.7M | 6 | $621K |
| #45 | Hien Ma | 2080951 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $3.6M | 11 | $329K |
| #46 | Christopher Ambrose | 2590064 | Freedom Mortgage Corporation | 2767 | — | $3.6M | 11 | $324K |
| #47 | Jasmine Mendoza | 2472527 | CrossCountry Mortgage, LLC | 3029 | Edinburg, TX | $3.5M | 17 | $209K |
| #48 | Jose Lara | 2526228 | Hometown Lending Inc | 2712965 | Dallas, TX | $3.5M | 11 | $318K |
| #49 | Ivan Menezes | 1800591 | Lusin & Lucid Mortgage Group, LLC | 2574497 | Missouri City, TX | $3.4M | 9 | $374K |
| #50 | Susan Thom | 2547874 | Mutual of Omaha Mortgage, Inc. | 1025894 | Chesterfield, MO | $3.4M | 7 | $480K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Texas (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-rookie-by-volume/2024
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