Leading rookies in Texas in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399), Faith Milenewicz (C2 Financial Corporation, NMLS #2713596), and Kyle Javier (Tomo Mortgage, LLC, NMLS #2781983).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.1M | 11 | $282K |
| #2 | Faith Milenewicz | 2713596 | C2 Financial Corporation | 135622 | San Diego, CA | $3.1M | 5 | $615K |
| #3 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $3.0M | 7 | $435K |
| #4 | Holly Najvar | 2776454 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $2.4M | 6 | $408K |
| #5 | Madeline Pirrello | 2781978 | Tomo Mortgage, LLC | 2059741 | New York, NY | $1.9M | 5 | $384K |
| #6 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $1.9M | 4 | $474K |
| #7 | UDUAK AMASI NKALARI | 2424801 | Mortgage Funding Solutions, LLC | 1972934 | Garland, TX | $1.9M | 4 | $472K |
| #8 | Jesus Pujol | 2774381 | Clarity Lending LLC | 2527964 | Plano, TX | $1.8M | 4 | $446K |
| #9 | Sri harsha Grandhi | 2770565 | VVR LOANS INC | 2020635 | San Antonio, TX | $1.8M | 4 | $438K |
| #10 | Meredith Nwankwo | 2788044 | Olive Branch Home Loans, LLC | 2500551 | Lubbock, TX | $1.8M | 8 | $219K |
| #11 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.7M | 6 | $289K |
| #12 | Omid Golnabi | 2649181 | HOMEBOUND LOANS INCORPORATED | 1829248 | Arlington, TX | $1.7M | 3 | $568K |
| #13 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $1.7M | 5 | $338K |
| #14 | William Ketchum | 2767540 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.6M | 6 | $271K |
| #15 | Urusa Umatiya | 2778015 | Champions Lending LLC | 1706471 | Houston, TX | $1.5M | 2 | $726K |
| #16 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.4M | 3 | $471K |
| #17 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 4 | $345K |
| #18 | JEDEDIAH STINSON | 1249005 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.3M | 2 | $640K |
| #19 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.3M | 3 | $419K |
| #20 | Caelen Arreola | 2784817 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.2M | 2 | $601K |
| #21 | SHATOYA MALVEAUX | 2773507 | Loan Factory, Inc. | 320841 | San Jose, CA | $1.0M | 3 | $346K |
| #22 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $985K | 4 | $246K |
| #23 | Reese Mettauer | 2792058 | American Pacific Mortgage Corporation | 1850 | Fort Worth, TX | $932K | 2 | $466K |
| #24 | Muthu Subramaniam | 2781760 | Subramaniam Realty LLC | 2793218 | Carrollton, TX | $911K | 4 | $228K |
| #25 | Bindia Sukumar | 2659517 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $873K | 2 | $437K |
| #26 | Jennifer Ferrara | 2781982 | Loan Stars LLC | 2517223 | Austin, TX | $844K | 2 | $422K |
| #27 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $813K | 3 | $271K |
| #28 | Maria Lopez Bottas | 2775391 | Direct Path Mortgage LLC | 2783717 | Coral Gables, FL | $811K | 2 | $406K |
| #29 | Matthew Martinez | 2780230 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $766K | 2 | $383K |
| #30 | DIEGO PEREZ-MARTINEZ | 2793455 | New American Funding, LLC | 6606 | Scottsdale, AZ | $761K | 2 | $380K |
| #31 | Elijah Nevarez | 2655331 | T2 Financial LLC | 1686046 | Tucson, AZ | $722K | 2 | $361K |
| #32 | Rajesh Bhupal | 2792639 | Ikon Real Estate | 1493182 | Lewisville, TX | $708K | 1 | $708K |
| #33 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $705K | 4 | $176K |
| #34 | Rachel Pepin | 2784838 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $675K | 2 | $337K |
| #35 | Carsyn Gilbert | 2798767 | loanDepot.com, LLC | 174457 | Chandler, AZ | $673K | 2 | $336K |
| #36 | Julian Sanchez | 2738067 | RJ Financial Services Inc. | 222266 | San Antonio, TX | $665K | 2 | $333K |
| #36 | Luis Lozano Barajas | 2786808 | Satori Financial Mortgage Group, LLC | 4190 | Crescent City, CA | $665K | 1 | $665K |
| #38 | Dustin Putt | 2764844 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $656K | 2 | $328K |
| #39 | Pierce Coplin | 2781037 | Victory MTG LLC | 1919325 | Prosper, TX | $656K | 1 | $656K |
| #40 | Zalkifl Zahir | 2801586 | Guidance Residential, LLC | 2908 | Houston, TX | $626K | 2 | $313K |
| #41 | Jennifer Locke | 2784399 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $620K | 1 | $620K |
| #42 | Aldrish Jimenez Yanez | 2791185 | loanDepot.com, LLC | 174457 | Irvine, CA | $617K | 2 | $309K |
| #43 | Kylie Kennedy | 2806812 | Bank of England | 418481 | Auburn, AL | $616K | 1 | $616K |
| #44 | Logan O'Keefe | 2781671 | Tomo Mortgage, LLC | 2059741 | New York, NY | $589K | 2 | $295K |
| #45 | Kenneth Roberts | 2772414 | Fairway Independent Mortgage Corporation | 2289 | Abilene, TX | $581K | 2 | $290K |
| #46 | Noah Ward | 2790507 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $570K | 2 | $285K |
| #47 | Christopher Czernek | 2799927 | BTB Holdings, LLC | 2577520 | Lago Vista, TX | $569K | 2 | $285K |
| #48 | Sage Moninger | 2785589 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $568K | 2 | $284K |
| #49 | Evvyn Leonard | 2684278 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $565K | 2 | $282K |
| #50 | Jaladhi Joshi | 2689929 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $560K | 1 | $560K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Texas (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-rookie-by-volume/2026
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