Leading rookies in Ohio in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Phillip Hardy (PennyMac Loan Services, LLC, NMLS #2784825), Jose Perdomo (PennyMac Loan Services, LLC, NMLS #1564268), and Michael Barreiro (PennyMac Loan Services, LLC, NMLS #2783221).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Phillip Hardy | 2784825 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.4M | 17 | $198K |
| #2 | Jose Perdomo | 1564268 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.7M | 10 | $166K |
| #3 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.6M | 7 | $223K |
| #4 | Michael Antle | 2809709 | Lower, LLC | 1124061 | Columbus, OH | $1.5M | 7 | $213K |
| #5 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.4M | 6 | $231K |
| #6 | Amber Talbot | 2769035 | Village Capital & Investment LLC | 3317 | Lindon, UT | $1.2M | 2 | $611K |
| #7 | Jeremy Plofsky | 2801930 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.2M | 6 | $195K |
| #8 | Gavin Barker | 2723763 | Reliant Home Mortgage LLC | 2292251 | Middletown, OH | $1.2M | 4 | $292K |
| #9 | Noah Pease | 2754117 | River City Mortgage LLC | 142954 | Blue Ash, OH | $1.1M | 4 | $266K |
| #10 | Andrew Busic | 2790491 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $1.0M | 2 | $513K |
| #11 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $982K | 5 | $196K |
| #12 | Sophia Salazar | 2731056 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $801K | 1 | $801K |
| #13 | Nicholas Thaxton | 2826964 | Union Savings Bank | 446047 | Cincinnati, OH | $743K | 5 | $149K |
| #14 | Osirus Munn | 2817071 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $718K | 2 | $359K |
| #15 | Chayce Phillips | 2775035 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $717K | 3 | $239K |
| #16 | Jackson Houston | 2811903 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $701K | 5 | $140K |
| #17 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $687K | 2 | $343K |
| #18 | James Holt | 2809603 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $680K | 2 | $340K |
| #19 | Patricia Patchin | 2830133 | Seven Seventeen Credit Union Inc | 469483 | Middlefield, OH | $677K | 8 | $85K |
| #20 | Elinor Ahoubim | 2748364 | LoanGuys.com Inc. | 2146944 | Woodland Hills, CA | $650K | 4 | $163K |
| #21 | Joshua Luna-Surber | 2707319 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $612K | 3 | $204K |
| #22 | Morgan Meyer | 2800229 | Lower, LLC | 1124061 | — | $597K | 1 | $597K |
| #23 | Edward Kim | 2732282 | West Capital Lending, Inc. | 1566096 | Plano, TX | $584K | 3 | $195K |
| #24 | Mitchell Tashman | 2821395 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $580K | 2 | $290K |
| #25 | Jerawadee Srikalasin | 2750369 | New American Funding, LLC | 6606 | West Chester, OH | $562K | 2 | $281K |
| #26 | Pierce Nolan | 2773624 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $544K | 1 | $544K |
| #27 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $539K | 3 | $180K |
| #28 | Mashell Carmack | 2803015 | Destination Mortgage LLC | 2603651 | Dayton, OH | $520K | 1 | $520K |
| #29 | Heather Bleoo | 2800230 | Lower, LLC | 1124061 | Columbus, OH | $494K | 2 | $247K |
| #30 | Tyler Ford | 2798678 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $491K | 1 | $491K |
| #31 | Joseph Amegadzie | 2786498 | CrossCountry Mortgage, LLC | 3029 | Cincinnati, OH | $486K | 2 | $243K |
| #32 | Stephen Buie | 2794689 | Village Capital & Investment LLC | 3317 | Draper, UT | $483K | 2 | $241K |
| #33 | Kareth O'Neal | 2811675 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $476K | 2 | $238K |
| #34 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | — | $466K | 1 | $466K |
| #35 | Thomas Bolin | 2796939 | One Real Mortgage Corp. | 198414 | Detroit, MI | $453K | 2 | $226K |
| #36 | Austin VanMarter | 2811825 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $443K | 2 | $221K |
| #37 | Trever Bennett | 2809938 | HFG Holdings, Inc. | 1467435 | Troy, MI | $440K | 1 | $440K |
| #38 | Eaton Jones | 2790505 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $433K | 2 | $217K |
| #39 | Kierestin Rayfield | 2840836 | Hancock Federal Credit Union | 442112 | Findlay, OH | $430K | 5 | $86K |
| #40 | Margaryta Bugaienko | 2802818 | Onity Mortgage Corporation | 2726 | Plano, TX | $418K | 2 | $209K |
| #41 | Drexil Adkins | 2790021 | DAS Acquisition Company, LLC | 227262 | Dayton, OH | $412K | 2 | $206K |
| #42 | Julian Cramer | 1858445 | PennyMac Loan Services, LLC | 35953 | — | $405K | 1 | $405K |
| #43 | Marvn Jamil | 2811859 | MortgagePros, LLC | 1925352 | Troy, MI | $404K | 1 | $404K |
| #44 | Reynold Price | 2750414 | MiLend, Inc. | 148769 | Alpharetta, GA | $393K | 2 | $197K |
| #45 | Maxwell Kincart | 2742929 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $391K | 1 | $391K |
| #46 | Lisa Collins | 2689135 | Crestmark Lending, LLC | 2789535 | Southlake, TX | $383K | 1 | $383K |
| #47 | Jackson Bennett | 2804060 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $361K | 1 | $361K |
| #48 | Mark Chartier | 2821667 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $356K | 1 | $356K |
| #49 | Destiny Carpenter | 2802050 | CrossCountry Mortgage, LLC | 3029 | Columbus, OH | $354K | 3 | $118K |
| #50 | Morgan Mack | 2765264 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $346K | 2 | $173K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Ohio (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-rookie-by-volume/2026
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