Retention champions in Ohio in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Scott Snapp (loanDepot.com, LLC, NMLS #408700), Daniel Sa (NFM Lending, LLC, NMLS #173224), and Jessica Armbruster (CrossCountry Mortgage, LLC, NMLS #211614).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $16.1M | 72 | 56.7% |
| #2 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $14.2M | 48 | 44.9% |
| #3 | Jessica Armbruster | 211614 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $9.1M | 39 | 62.9% |
| #4 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $8.1M | 35 | 77.8% |
| #4 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $15.7M | 35 | 47.9% |
| #6 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $7.2M | 33 | 55.0% |
| #7 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $14.0M | 30 | 61.2% |
| #8 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $5.2M | 27 | 45.8% |
| #8 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $4.7M | 27 | 52.9% |
| #8 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $11.3M | 27 | 67.5% |
| #11 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $12.4M | 25 | 56.8% |
| #12 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $4.5M | 24 | 61.5% |
| #13 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $6.9M | 23 | 69.7% |
| #13 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $4.8M | 23 | 85.2% |
| #15 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $7.1M | 22 | 66.7% |
| #15 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $6.6M | 22 | 43.1% |
| #17 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $5.1M | 21 | 72.4% |
| #17 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $6.1M | 21 | 45.7% |
| #17 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $3.7M | 21 | 84.0% |
| #20 | Heather Cousino-Proch | 132165 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.4M | 20 | 62.5% |
| #20 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $7.9M | 20 | 45.5% |
| #20 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $7.7M | 20 | 80.0% |
| #23 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $4.0M | 19 | 48.7% |
| #23 | Erik Sebastian Torsell Starud | 1649423 | NFM Lending, LLC | 2893 | Columbus, OH | $6.5M | 19 | 67.9% |
| #25 | William Riley | 415830 | CrossCountry Mortgage, LLC | 3029 | Springfield, OH | $5.2M | 18 | 40.9% |
| #25 | Justus Sharp | 436047 | NFM Lending, LLC | 2893 | Grove City, OH | $5.0M | 18 | 52.9% |
| #25 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Worthington, OH | $5.2M | 18 | 36.7% |
| #25 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $5.7M | 18 | 69.2% |
| #29 | Aindrea Wilder | 132778 | CrossCountry Mortgage, LLC | 3029 | Gahanna, OH | $3.8M | 17 | 94.4% |
| #29 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $5.6M | 17 | 81.0% |
| #31 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $4.5M | 16 | 88.9% |
| #31 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $3.0M | 16 | 35.6% |
| #31 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $4.8M | 16 | 76.2% |
| #31 | Sean Hadley | 265075 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $4.5M | 16 | 37.2% |
| #31 | Tabitha Burton | 932775 | NFM Lending, LLC | 2893 | Columbus, OH | $4.7M | 16 | 61.5% |
| #36 | Todd Novosel | 525347 | NFM Lending, LLC | 2893 | Columbus, OH | $4.5M | 15 | 71.4% |
| #36 | Andrew Dowdy | 385082 | UMortgage LLC | 1457759 | Philadelphia, PA | $4.9M | 15 | 65.2% |
| #36 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $9.0M | 15 | 41.7% |
| #36 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $5.6M | 15 | 55.6% |
| #36 | Michelle Kelly | 562943 | The Huntington National Bank | 402436 | Canton, OH | $3.1M | 15 | 62.5% |
| #36 | Christopher Wharton | 1682105 | First Ohio Home Finance, Inc. | 130439 | Westerville, OH | $2.5M | 15 | 36.6% |
| #42 | Zachary Appleby | 328764 | Highlands Residential Mortgage, Ltd. | 134871 | Dublin, OH | $5.5M | 14 | 53.8% |
| #42 | Jin Hui Lin | 2152309 | General Mortgage Capital Corporation | 254895 | Burlingame, CA | $4.0M | 14 | 87.5% |
| #42 | Michelle Oneail | 228306 | Evans Home Loans Ltd | 227471 | Bowling Green, OH | $2.9M | 14 | 56.0% |
| #42 | Vincent Birth | 281795 | The Huntington National Bank | 402436 | Grafton, OH | $3.3M | 14 | 77.8% |
| #42 | Stephanie Adkins | 429858 | Guaranteed Rate, Inc. | 2611 | Chillicothe, OH | $4.6M | 14 | 31.1% |
| #42 | Jeremiah Denton | 370202 | CrossCountry Mortgage, LLC | 3029 | Batavia, OH | $4.0M | 14 | 25.0% |
| #48 | Eric Lambert | 226821 | Union Home Mortgage Corp. | 2229 | Lancaster, OH | $3.1M | 13 | 54.2% |
| #48 | David Arocho | 525328 | NFM Lending, LLC | 2893 | Columbus, OH | $6.3M | 13 | 28.3% |
| #48 | Steve Beskid | 930024 | Covita Lending LLC | 1819700 | Columbus, OH | $5.0M | 13 | 59.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2026
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