Retention champions in Ohio in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Scott Snapp (loanDepot.com, LLC, NMLS #408700), Daniel Sa (NFM Lending, LLC, NMLS #173224), and Shireen Shackelford (CrossCountry Mortgage, LLC, NMLS #460626).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $18.6M | 83 | 50.9% |
| #2 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $15.8M | 54 | 37.5% |
| #3 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $8.7M | 44 | 53.0% |
| #4 | Jessica Armbruster | 211614 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $10.4M | 41 | 51.9% |
| #5 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $18.3M | 40 | 64.5% |
| #6 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $8.7M | 39 | 75.0% |
| #7 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $16.0M | 37 | 38.9% |
| #8 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $5.4M | 30 | 46.9% |
| #9 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $12.2M | 28 | 57.1% |
| #9 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.9M | 28 | 57.1% |
| #11 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $5.2M | 27 | 32.9% |
| #11 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $8.4M | 27 | 41.5% |
| #13 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $12.8M | 26 | 45.6% |
| #14 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 25 | 59.5% |
| #15 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.0M | 24 | 77.4% |
| #15 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $7.2M | 24 | 38.1% |
| #15 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $5.7M | 24 | 61.5% |
| #18 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $7.1M | 23 | 60.5% |
| #18 | William Riley | 415830 | CrossCountry Mortgage, LLC | 3029 | Springfield, OH | $6.2M | 23 | 39.7% |
| #20 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $3.2M | 22 | 73.3% |
| #20 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $8.6M | 22 | 40.0% |
| #22 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $4.5M | 21 | 40.4% |
| #22 | Sean Hadley | 265075 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.7M | 21 | 41.2% |
| #22 | Aindrea Wilder | 132778 | CrossCountry Mortgage, LLC | 3029 | Gahanna, OH | $4.9M | 21 | 77.8% |
| #22 | Erik Sebastian Torsell Starud | 1649423 | NFM Lending, LLC | 2893 | Columbus, OH | $7.1M | 21 | 63.6% |
| #22 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $3.6M | 21 | 28.8% |
| #22 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $7.4M | 21 | 58.3% |
| #28 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $7.7M | 20 | 69.0% |
| #28 | Heather Cousino-Proch | 132165 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.4M | 20 | 54.1% |
| #28 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Columbus, OH | $5.8M | 20 | 36.4% |
| #28 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $6.6M | 20 | 76.9% |
| #32 | Justus Sharp | 436047 | NFM Lending, LLC | 2893 | Grove City, OH | $5.3M | 19 | 42.2% |
| #32 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $10.6M | 19 | 46.3% |
| #32 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $5.7M | 19 | 76.0% |
| #32 | Tabitha Burton | 932775 | NFM Lending, LLC | 2893 | Columbus, OH | $5.5M | 19 | 59.4% |
| #36 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $4.7M | 18 | 72.0% |
| #37 | JAMES BURTON | 801067 | 1st National Bank | 807212 | Lebanon, OH | $4.3M | 17 | 51.5% |
| #37 | Jesse DeJacimo | 251018 | Ixonia Bank | 423065 | Brookfield, WI | $4.5M | 17 | 15.9% |
| #37 | Todd Novosel | 525347 | NFM Lending, LLC | 2893 | Columbus, OH | $4.9M | 17 | 60.7% |
| #40 | Michelle Kelly | 562943 | The Huntington National Bank | 402436 | — | $3.2M | 16 | 59.3% |
| #40 | Vincent Birth | 281795 | The Huntington National Bank | 402436 | Grafton, OH | $3.7M | 16 | 76.2% |
| #40 | Joseph Rosen | 399852 | JPMorgan Chase Bank, National Association | 399798 | Dublin, OH | $5.0M | 16 | 59.3% |
| #40 | Eric Lambert | 226821 | Union Home Mortgage Corp. | 2229 | Lancaster, OH | $3.6M | 16 | 41.0% |
| #40 | Jin Hui Lin | 2152309 | General Mortgage Capital Corporation | 254895 | Burlingame, CA | $4.4M | 16 | 88.9% |
| #40 | Frank Gorrasi | 1787052 | LCNB National Bank | 403521 | Lebanon, OH | $3.7M | 16 | 48.5% |
| #40 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $2.1M | 16 | 59.3% |
| #40 | Michelle Oneail | 228306 | Evans Home Loans Ltd | 227471 | Bowling Green, OH | $3.2M | 16 | 45.7% |
| #48 | Cory Freilich | 67163 | FirstCap US Mortgage, LLC | 1639281 | Columbus, OH | $7.3M | 15 | 75.0% |
| #48 | Zachary Appleby | 328764 | Highlands Residential Mortgage, Ltd. | 134871 | Dublin, OH | $5.7M | 15 | 55.6% |
| #48 | Andrew Dowdy | 385082 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $4.9M | 15 | 55.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2026
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