Retention champions in Ohio in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Scott Snapp (loanDepot.com, LLC, NMLS #408700), Daniel Sa (NFM Lending, LLC, NMLS #173224), and Jessica Armbruster (CrossCountry Mortgage, LLC, NMLS #211614).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $16.9M | 76 | 52.1% |
| #2 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $14.9M | 51 | 38.6% |
| #3 | Jessica Armbruster | 211614 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $9.4M | 40 | 54.8% |
| #4 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $8.2M | 39 | 54.2% |
| #5 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $8.5M | 38 | 76.0% |
| #6 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $15.8M | 36 | 42.4% |
| #7 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $14.8M | 32 | 59.3% |
| #8 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $5.1M | 29 | 51.8% |
| #9 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $12.2M | 28 | 60.9% |
| #10 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $5.2M | 27 | 38.6% |
| #11 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.0M | 26 | 59.1% |
| #12 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 25 | 62.5% |
| #12 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $12.4M | 25 | 48.1% |
| #14 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $8.1M | 24 | 44.4% |
| #14 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.0M | 24 | 77.4% |
| #16 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $6.8M | 23 | 42.6% |
| #16 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $5.4M | 23 | 69.7% |
| #18 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $8.6M | 22 | 41.5% |
| #19 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $7.0M | 21 | 61.8% |
| #19 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $3.1M | 21 | 75.0% |
| #21 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Columbus, OH | $5.8M | 20 | 37.0% |
| #21 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $3.3M | 20 | 32.3% |
| #21 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $4.3M | 20 | 45.5% |
| #21 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $7.7M | 20 | 74.1% |
| #21 | Heather Cousino-Proch | 132165 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.4M | 20 | 58.8% |
| #21 | William Riley | 415830 | CrossCountry Mortgage, LLC | 3029 | Springfield, OH | $5.6M | 20 | 38.5% |
| #21 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $6.3M | 20 | 60.6% |
| #28 | Aindrea Wilder | 132778 | CrossCountry Mortgage, LLC | 3029 | Gahanna, OH | $4.6M | 19 | 82.6% |
| #28 | Erik Sebastian Torsell Starud | 1649423 | NFM Lending, LLC | 2893 | Columbus, OH | $6.5M | 19 | 63.3% |
| #30 | Sean Hadley | 265075 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.1M | 18 | 37.5% |
| #30 | Justus Sharp | 436047 | NFM Lending, LLC | 2893 | Grove City, OH | $5.0M | 18 | 45.0% |
| #30 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $10.5M | 18 | 46.2% |
| #30 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $5.6M | 18 | 72.0% |
| #30 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $6.0M | 18 | 81.8% |
| #35 | Tabitha Burton | 932775 | NFM Lending, LLC | 2893 | Columbus, OH | $4.9M | 17 | 56.7% |
| #36 | Todd Novosel | 525347 | NFM Lending, LLC | 2893 | Columbus, OH | $4.6M | 16 | 64.0% |
| #36 | Vincent Birth | 281795 | The Huntington National Bank | 402436 | Grafton, OH | $3.7M | 16 | 80.0% |
| #36 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $6.0M | 16 | 50.0% |
| #36 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $4.5M | 16 | 76.2% |
| #36 | Elaine Armstrong | 641523 | Union Savings Bank | 446047 | Dayton, OH | $4.0M | 16 | 80.0% |
| #36 | Michelle Kelly | 562943 | The Huntington National Bank | 402436 | Canton, OH | $3.2M | 16 | 59.3% |
| #36 | Joseph Rosen | 399852 | JPMorgan Chase Bank, National Association | 399798 | Dublin, OH | $4.9M | 16 | 69.6% |
| #43 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $2.1M | 15 | 62.5% |
| #43 | Christopher Wharton | 1682105 | First Ohio Home Finance, Inc. | 130439 | Westerville, OH | $2.5M | 15 | 34.1% |
| #43 | Michelle Oneail | 228306 | Evans Home Loans Ltd | 227471 | Bowling Green, OH | $3.0M | 15 | 55.6% |
| #43 | Andrew Dowdy | 385082 | UMortgage LLC | 1457759 | Philadelphia, PA | $4.9M | 15 | 60.0% |
| #43 | Cory Freilich | 67163 | FirstCap US Mortgage, LLC | 1639281 | Columbus, OH | $7.3M | 15 | 78.9% |
| #48 | Donald Jarecki | 265068 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.5M | 14 | 60.9% |
| #48 | Jesse DeJacimo | 251018 | Ixonia Bank | 423065 | Brookfield, WI | $3.9M | 14 | 16.7% |
| #48 | Geoffrey Bostick | 643585 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $6.7M | 14 | 45.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2026
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