Retention champions in Ohio in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Sheri Smith (PSE CREDIT UNION, INC, NMLS #456283), David Pfeil (Stark Federal Credit Union, NMLS #180229), and Todd Nerlinger (First Commonwealth Bank, NMLS #641549).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $1.8M | 20 | 74.1% |
| #2 | David Pfeil | 180229 | Stark Federal Credit Union | 455735 | Canton, OH | $1.0M | 17 | 65.4% |
| #3 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $3.8M | 14 | 50.0% |
| #3 | William Tinker | 7950 | Union Savings Bank | 446047 | — | $1.8M | 14 | 58.3% |
| #5 | Nicole Au | 712494 | The Park National Bank | 539527 | Mount Vernon, OH | $1.6M | 13 | 68.4% |
| #6 | EJ Gurile | 746953 | The Park National Bank | 539527 | Lancaster, OH | $1.5M | 12 | 70.6% |
| #6 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $2.3M | 12 | 54.5% |
| #6 | Jessica Straub | 575624 | The Huntington National Bank | 402436 | Youngstown, OH | $736K | 12 | 50.0% |
| #6 | Michael Smith | 709769 | Merchants National Bank | 695837 | Washington Court House, OH | $3.0M | 12 | 60.0% |
| #6 | Jesse DeJacimo | 251018 | Ixonia Bank | 423065 | Brookfield, WI | $1.7M | 12 | 18.5% |
| #11 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $2.2M | 11 | 73.3% |
| #11 | Kim Castello | 421618 | SSB Community Bank | 523450 | Strasburg, OH | $2.0M | 11 | 84.6% |
| #11 | James Wendel | 585822 | Union Savings Bank | 446047 | Franklin, OH | $2.2M | 11 | 45.8% |
| #14 | Kathleen Vanek | 716953 | The Farmers National Bank of Canfield | 645623 | Middlefield, OH | $1.8M | 10 | 62.5% |
| #14 | JAMES BURTON | 801067 | 1st National Bank | 807212 | Lebanon, OH | $1.4M | 10 | 83.3% |
| #14 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $2.8M | 10 | 52.6% |
| #14 | Jeffrey Szeszak | 1195897 | UNITY CATHOLIC FEDERAL CREDIT UNION | 783185 | Parma, OH | $646K | 10 | 41.7% |
| #18 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $3.0M | 9 | 31.0% |
| #18 | Lisa Karling | 427921 | North Valley Bank | 488281 | Zanesville, OH | $1.5M | 9 | 47.4% |
| #18 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $603K | 9 | 39.1% |
| #18 | Ronald Szuch | 251830 | Home Federal Savings and Loan Association of Niles | 531681 | Westlake, OH | $4.2M | 9 | 39.1% |
| #18 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $1.2M | 9 | 47.4% |
| #18 | Shelly Kiser | 475643 | MECHANICS BANK | 469606 | — | $829K | 9 | 45.0% |
| #18 | James Meyer | 746985 | The Park National Bank | 539527 | Mount Vernon, OH | $923K | 9 | 42.9% |
| #18 | Joseph Koester | 709407 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $2.3M | 9 | 52.9% |
| #18 | Timothy Jenkins | 267759 | Superior Credit Union, Inc. | 746357 | Cincinnati, OH | $617K | 9 | 60.0% |
| #18 | Jarrett Hottman | 1564428 | First Federal Community Bank of Bucyrus | 419803 | Marysville, OH | $2.7M | 9 | 50.0% |
| #18 | JAMES HUBBARD | 718110 | Guardian Savings Bank | 449474 | Cincinnati, OH | $1.6M | 9 | 64.3% |
| #18 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $4.3M | 9 | 75.0% |
| #30 | Jennifer Garvin | 1650827 | Firelands Federal Credit Union | 408168 | Galion, OH | $390K | 8 | 61.5% |
| #30 | Mary Ann George | 554356 | The Citizens National Bank of Bluffton | 439892 | Lima, OH | $1.5M | 8 | 57.1% |
| #30 | Tammy Strader | 564838 | The Huntington National Bank | 402436 | West Milton, OH | $687K | 8 | 40.0% |
| #30 | Victoria Thomas | 1915632 | The Park National Bank | 539527 | Zanesville, OH | $809K | 8 | 61.5% |
| #30 | Andrew Huggins | 428025 | CrossCountry Mortgage, LLC | 3029 | Dayton, OH | $1.8M | 8 | 34.8% |
| #30 | Kevin McBride | 273662 | CIVISTA BANK | 412766 | West Harrison, IN | $692K | 8 | 80.0% |
| #30 | Marlin Moschell | 716949 | The Farmers National Bank of Canfield | 645623 | Orwell, OH | $1.2M | 8 | 38.1% |
| #30 | Edith Kowalski | 616998 | Third Federal Savings & Loan Association | 449401 | Rocky River, OH | $1.8M | 8 | 47.1% |
| #38 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $1.8M | 7 | 29.2% |
| #38 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $1.4M | 7 | 46.7% |
| #38 | Kristi Bennett | 1467296 | Fifth Third Bank, National Association | 403245 | — | $660K | 7 | 50.0% |
| #38 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $1.0M | 7 | 17.1% |
| #38 | Jeana Davis | 687115 | KEMBA Financial Credit Union | 292230 | Gahanna, OH | $501K | 7 | 38.9% |
| #38 | Jessica Davis | 712471 | The Park National Bank | 539527 | Mount Vernon, OH | $558K | 7 | 41.2% |
| #38 | Melissa Grant | 1814366 | Dover-Phila Federal Credit Union | 445116 | Dover, OH | $183K | 7 | 43.8% |
| #38 | Patricia Ball | 1593684 | The Community Bank | 403255 | Heath, OH | $2.0M | 7 | 63.6% |
| #38 | Jeremy Morrow | 715639 | The Park National Bank | 539527 | New Concord, OH | $465K | 7 | 58.3% |
| #38 | Larry Heydon Jr | 427814 | Citizens Bank, National Association | 433960 | Akron, OH | $1.0M | 7 | 63.6% |
| #38 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $1.2M | 7 | 58.3% |
| #38 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $1.6M | 7 | 11.3% |
| #38 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $900K | 7 | 63.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2023
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