Retention champions in Ohio in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Sheri Smith (PSE CREDIT UNION, INC, NMLS #456283), David Pfeil (Stark Federal Credit Union, NMLS #180229), and William Tinker (Union Savings Bank, NMLS #7950).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $1.8M | 20 | 74.1% |
| #2 | David Pfeil | 180229 | Stark Federal Credit Union | 455735 | Canton, OH | $1.0M | 17 | 65.4% |
| #3 | William Tinker | 7950 | Union Savings Bank | 446047 | — | $1.8M | 14 | 58.3% |
| #3 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $3.8M | 14 | 50.0% |
| #5 | Nicole Au | 712494 | The Park National Bank | 539527 | Mount Vernon, OH | $1.6M | 13 | 68.4% |
| #6 | Michael Smith | 709769 | Merchants National Bank | 695837 | Washington Court House, OH | $3.0M | 12 | 60.0% |
| #6 | EJ Gurile | 746953 | The Park National Bank | 539527 | Lancaster, OH | $1.5M | 12 | 70.6% |
| #6 | James Wendel | 585822 | Union Savings Bank | 446047 | Franklin, OH | $2.5M | 12 | 48.0% |
| #6 | Jessica Straub | 575624 | The Huntington National Bank | 402436 | Youngstown, OH | $736K | 12 | 50.0% |
| #6 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $2.3M | 12 | 54.5% |
| #11 | JAMES BURTON | 801067 | 1st National Bank | 807212 | Lebanon, OH | $1.8M | 11 | 91.7% |
| #11 | Kim Castello | 421618 | SSB Community Bank | 523450 | Strasburg, OH | $2.0M | 11 | 78.6% |
| #11 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $2.2M | 11 | 73.3% |
| #11 | Jesse DeJacimo | 251018 | Ixonia Bank | 423065 | Brookfield, WI | $1.6M | 11 | 16.9% |
| #15 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $2.8M | 10 | 52.6% |
| #15 | Jeffrey Szeszak | 1195897 | UNITY CATHOLIC FEDERAL CREDIT UNION | 783185 | Parma, OH | $646K | 10 | 41.7% |
| #15 | Kathleen Vanek | 716953 | The Farmers National Bank of Canfield | 645623 | Middlefield, OH | $1.8M | 10 | 66.7% |
| #18 | Jarrett Hottman | 1564428 | First Federal Community Bank of Bucyrus | 419803 | Marysville, OH | $2.7M | 9 | 50.0% |
| #18 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $1.2M | 9 | 47.4% |
| #18 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $603K | 9 | 39.1% |
| #18 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $3.0M | 9 | 31.0% |
| #18 | Shelly Kiser | 475643 | MECHANICS BANK | 469606 | — | $829K | 9 | 45.0% |
| #18 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $4.3M | 9 | 75.0% |
| #18 | Ronald Szuch | 251830 | Home Federal Savings and Loan Association of Niles | 531681 | Westlake, OH | $4.2M | 9 | 39.1% |
| #18 | James Meyer | 746985 | The Park National Bank | 539527 | Mount Vernon, OH | $923K | 9 | 42.9% |
| #18 | Lisa Karling | 427921 | North Valley Bank | 488281 | Zanesville, OH | $1.5M | 9 | 45.0% |
| #18 | Victoria Thomas | 1915632 | The Park National Bank | 539527 | Zanesville, OH | $503K | 9 | 64.3% |
| #18 | Joseph Koester | 709407 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $2.3M | 9 | 52.9% |
| #18 | Timothy Jenkins | 267759 | Superior Credit Union, Inc. | 746357 | Cincinnati, OH | $617K | 9 | 60.0% |
| #30 | Andrew Huggins | 428025 | CrossCountry Mortgage, LLC | 3029 | Dayton, OH | $1.8M | 8 | 34.8% |
| #30 | Edith Kowalski | 616998 | Third Federal Savings & Loan Association | 449401 | Rocky River, OH | $1.8M | 8 | 47.1% |
| #30 | Kevin McBride | 273662 | CIVISTA BANK | 412766 | West Harrison, IN | $692K | 8 | 80.0% |
| #30 | JAMES HUBBARD | 718110 | Guardian Savings Bank | 449474 | Cincinnati, OH | $966K | 8 | 61.5% |
| #30 | Jennifer Garvin | 1650827 | Firelands Federal Credit Union | 408168 | Galion, OH | $390K | 8 | 61.5% |
| #30 | Jeannine Thomas | 563078 | The Huntington National Bank | 402436 | Massillon, OH | $999K | 8 | 57.1% |
| #30 | Marlin Moschell | 716949 | The Farmers National Bank of Canfield | 645623 | Orwell, OH | $1.2M | 8 | 38.1% |
| #30 | Tammy Strader | 564838 | The Huntington National Bank | 402436 | West Milton, OH | $687K | 8 | 38.1% |
| #38 | Jeana Davis | 687115 | KEMBA Financial Credit Union | 292230 | Gahanna, OH | $501K | 7 | 38.9% |
| #38 | Mary Ann George | 554356 | The Citizens National Bank of Bluffton | 439892 | Lima, OH | $1.4M | 7 | 53.8% |
| #38 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $900K | 7 | 63.6% |
| #38 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.4M | 7 | 70.0% |
| #38 | Melissa Grant | 1814366 | Dover-Phila Federal Credit Union | 445116 | Dover, OH | $183K | 7 | 43.8% |
| #38 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $1.8M | 7 | 29.2% |
| #38 | Larry Heydon Jr | 427814 | Citizens Bank, National Association | 433960 | Akron, OH | $1.0M | 7 | 63.6% |
| #38 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $1.4M | 7 | 46.7% |
| #38 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $1.2M | 7 | 58.3% |
| #38 | Robert Lang | 638193 | Union Savings Bank | 446047 | Cincinnati, OH | $14K | 7 | 25.0% |
| #38 | Jessica Davis | 712471 | The Park National Bank | 539527 | Mount Vernon, OH | $558K | 7 | 41.2% |
| #38 | Ginger Varner | 684031 | The Park National Bank | 539527 | Newark, OH | $509K | 7 | 53.8% |
| #38 | Thomas Stepanovsky | 564930 | The Huntington National Bank | 402436 | Newark, OH | $545K | 7 | 36.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2023
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