Retention champions in Ohio in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Sheri Smith (PSE CREDIT UNION, INC, NMLS #456283), David Pfeil (Stark Federal Credit Union, NMLS #180229), and William Tinker (Union Savings Bank, NMLS #7950).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $1.8M | 20 | 74.1% |
| #2 | David Pfeil | 180229 | Stark Federal Credit Union | 455735 | Canton, OH | $1.0M | 17 | 65.4% |
| #3 | William Tinker | 7950 | Union Savings Bank | 446047 | — | $1.8M | 14 | 58.3% |
| #4 | Todd Nerlinger | 641549 | Union Savings Bank | 446047 | Dayton, OH | $3.6M | 13 | 46.4% |
| #4 | Nicole Au | 712494 | The Park National Bank | 539527 | Mount Vernon, OH | $1.6M | 13 | 68.4% |
| #6 | Jessica Straub | 575624 | The Huntington National Bank | 402436 | Youngstown, OH | $736K | 12 | 50.0% |
| #6 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $2.3M | 12 | 54.5% |
| #6 | Michael Smith | 709769 | Merchants National Bank | 695837 | Washington Court House, OH | $3.0M | 12 | 60.0% |
| #6 | EJ Gurile | 746953 | The Park National Bank | 539527 | Lancaster, OH | $1.5M | 12 | 66.7% |
| #10 | Jesse DeJacimo | 251018 | Ixonia Bank | 423065 | Brookfield, WI | $1.6M | 11 | 17.2% |
| #10 | Kim Castello | 421618 | SSB Community Bank | 523450 | Strasburg, OH | $2.0M | 11 | 84.6% |
| #10 | James Wendel | 585822 | Union Savings Bank | 446047 | Franklin, OH | $2.2M | 11 | 44.0% |
| #10 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $2.2M | 11 | 73.3% |
| #14 | Jeffrey Szeszak | 1195897 | UNITY CATHOLIC FEDERAL CREDIT UNION | 783185 | Parma, OH | $646K | 10 | 41.7% |
| #14 | Shelly Kiser | 475643 | MECHANICS BANK | 469606 | — | $927K | 10 | 50.0% |
| #14 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $2.8M | 10 | 52.6% |
| #14 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $4.6M | 10 | 76.9% |
| #14 | JAMES BURTON | 801067 | 1st National Bank | 807212 | Lebanon, OH | $1.4M | 10 | 83.3% |
| #14 | Kathleen Vanek | 716953 | The Farmers National Bank of Canfield | 645623 | Middlefield, OH | $1.8M | 10 | 62.5% |
| #20 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $3.0M | 9 | 31.0% |
| #20 | James Meyer | 746985 | The Park National Bank | 539527 | Mount Vernon, OH | $923K | 9 | 42.9% |
| #20 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $603K | 9 | 39.1% |
| #20 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $1.2M | 9 | 47.4% |
| #20 | Jarrett Hottman | 1564428 | First Federal Community Bank of Bucyrus | 419803 | Marysville, OH | $2.7M | 9 | 52.9% |
| #20 | Timothy Jenkins | 267759 | Superior Credit Union, Inc. | 746357 | Cincinnati, OH | $617K | 9 | 60.0% |
| #20 | Joseph Koester | 709407 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $2.3M | 9 | 52.9% |
| #20 | Ronald Szuch | 251830 | Home Federal Savings and Loan Association of Niles | 531681 | Westlake, OH | $4.2M | 9 | 39.1% |
| #20 | Lisa Karling | 427921 | North Valley Bank | 488281 | Zanesville, OH | $1.5M | 9 | 42.9% |
| #29 | Edith Kowalski | 616998 | Third Federal Savings & Loan Association | 449401 | Rocky River, OH | $1.8M | 8 | 47.1% |
| #29 | Jennifer Garvin | 1650827 | Firelands Federal Credit Union | 408168 | Galion, OH | $390K | 8 | 61.5% |
| #29 | Victoria Thomas | 1915632 | The Park National Bank | 539527 | Zanesville, OH | $422K | 8 | 66.7% |
| #29 | Kevin McBride | 273662 | CIVISTA BANK | 412766 | West Harrison, IN | $692K | 8 | 80.0% |
| #29 | Marlin Moschell | 716949 | The Farmers National Bank of Canfield | 645623 | Orwell, OH | $1.2M | 8 | 40.0% |
| #29 | Tammy Strader | 564838 | The Huntington National Bank | 402436 | West Milton, OH | $687K | 8 | 40.0% |
| #29 | Andrew Huggins | 428025 | CrossCountry Mortgage, LLC | 3029 | Dayton, OH | $1.8M | 8 | 34.8% |
| #29 | Mary Ann George | 554356 | The Citizens National Bank of Bluffton | 439892 | Lima, OH | $1.5M | 8 | 57.1% |
| #29 | Melissa Grant | 1814366 | Dover-Phila Federal Credit Union | 445116 | Dover, OH | $189K | 8 | 47.1% |
| #29 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $1.8M | 8 | 30.8% |
| #39 | JAMES HUBBARD | 718110 | Guardian Savings Bank | 449474 | Cincinnati, OH | $913K | 7 | 58.3% |
| #39 | Kristi Bennett | 1467296 | Fifth Third Bank, National Association | 403245 | — | $660K | 7 | 50.0% |
| #39 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $900K | 7 | 63.6% |
| #39 | Jeannine Thomas | 563078 | The Huntington National Bank | 402436 | Canton, OH | $894K | 7 | 53.8% |
| #39 | Jeremy Morrow | 715639 | The Park National Bank | 539527 | New Concord, OH | $465K | 7 | 53.8% |
| #39 | Scott Burleigh | 653826 | The Huntington National Bank | 402436 | Cincinnati, OH | $2.4M | 7 | 70.0% |
| #39 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $1.4M | 7 | 46.7% |
| #39 | Thomas Stepanovsky | 564930 | The Huntington National Bank | 402436 | Newark, OH | $545K | 7 | 36.8% |
| #39 | Ginger Varner | 684031 | The Park National Bank | 539527 | Newark, OH | $509K | 7 | 53.8% |
| #39 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $1.6M | 7 | 11.1% |
| #39 | Jessica Davis | 712471 | The Park National Bank | 539527 | Mount Vernon, OH | $558K | 7 | 41.2% |
| #39 | Robert Lang | 638193 | Union Savings Bank | 446047 | Cincinnati, OH | $14K | 7 | 25.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2023
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