Retention champions in Georgia in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Rhonda Foster (Delta Community Credit Union, NMLS #968608), Jessica Davis (Georgia United Credit Union, NMLS #1316751), and Rhonda Dearing (Delta Community Credit Union, NMLS #456035).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Rhonda Foster | 968608 | Delta Community Credit Union | 401141 | Stockbridge, GA | $1.6M | 23 | 50.0% |
| #2 | Jessica Davis | 1316751 | Georgia United Credit Union | 483426 | Duluth, GA | $2.8M | 19 | 41.3% |
| #2 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $1.2M | 19 | 48.7% |
| #4 | Patricia Deery | 664110 | Delta Community Credit Union | 401141 | — | $1.5M | 18 | 48.6% |
| #5 | Melanie Davis | 827408 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.8M | 16 | 48.5% |
| #5 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $3.0M | 16 | 43.2% |
| #7 | Tammy Walters | 1106808 | LGE Community Credit Union | 164500 | Marietta, GA | $1.3M | 15 | 42.9% |
| #8 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $1.6M | 14 | 38.9% |
| #8 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $4.4M | 14 | 15.6% |
| #10 | Rhonda Shaw | 263113 | Delta Community Credit Union | 401141 | Locust Grove, GA | $1.2M | 13 | 52.0% |
| #10 | Randy McCorkle | 440588 | PEOPLES BANK OF GEORGIA, THE | 808821 | Talbotton, GA | $3.1M | 13 | 52.0% |
| #12 | Karren Holbert | 537284 | FIRST NATIONAL COMMUNITY BANK | 462636 | Rome, GA | $2.9M | 12 | 42.9% |
| #13 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $4.6M | 11 | 57.9% |
| #13 | Joy Vickers | 740739 | FIRST NATIONAL BANK OF COFFEE COUNTY | 696095 | Douglas, GA | $1.3M | 11 | 44.0% |
| #13 | Lisa Johnson | 1272321 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.0M | 11 | 35.5% |
| #13 | Jason Montrois | 795224 | BANK OF DUDLEY | 403213 | Forsyth, GA | $1.0M | 11 | 55.0% |
| #13 | Jesse Palmer | 539397 | The First National Bank of Waynesboro | 409004 | Waynesboro, GA | $2.9M | 11 | 68.8% |
| #13 | Mattie Knott | 456036 | Delta Community Credit Union | 401141 | Decatur, GA | $1.2M | 11 | 34.4% |
| #13 | Rhonda McClain | 456040 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.3M | 11 | 42.3% |
| #20 | DAVID TURNER | 546621 | United Community Bank | 421841 | Powder Springs, GA | $6.3M | 10 | 83.3% |
| #20 | Jason Oestreicher | 38292 | Georgia United Credit Union | 483426 | Duluth, GA | $1.0M | 10 | 19.6% |
| #20 | Mary Chambers | 1261593 | Delta Community Credit Union | 401141 | Marietta, GA | $1.2M | 10 | 71.4% |
| #20 | Stephanie Haase | 658865 | BankSouth Mortgage Company, LLC | 690971 | Atlanta, GA | $6.8M | 10 | 43.5% |
| #20 | Eric Glick | 544398 | Southeast Mortgage of Georgia, Inc. | 103956 | Duluth, GA | $914K | 10 | 16.9% |
| #20 | Susan Barkley | 527473 | United Community Bank | 421841 | Gainesville, GA | $7.8M | 10 | 55.6% |
| #20 | LUCAS POTTS | 2297624 | Bank of LaFayette, The | 609389 | La Fayette, GA | $2.5M | 10 | 83.3% |
| #27 | Tabitha Helms | 527461 | United Community Bank | 421841 | Rome, GA | $7.8M | 9 | 39.1% |
| #27 | Nathan Gaskin | 1845012 | PEOPLES BANK OF GEORGIA, THE | 808821 | Talbotton, GA | $3.8M | 9 | 56.3% |
| #27 | CASEY GALLAGHER | 890242 | Vallant Bank | 460274 | Gray, GA | $2.2M | 9 | 60.0% |
| #27 | W Sharp | 757690 | United Community Bank | 421841 | — | $5.7M | 9 | 75.0% |
| #27 | Kasey Hagan | 1539235 | Vallant Bank | 460274 | Statesboro, GA | $907K | 9 | 50.0% |
| #32 | Martin Murphy | 1118601 | Delta Community Credit Union | 401141 | Johns Creek, GA | $1.9M | 8 | 34.8% |
| #32 | Stephen Moreno | 761190 | Capital City Home Loans, LLC | 75615 | St Simons Island, GA | $873K | 8 | 47.1% |
| #32 | Monica Williams | 456046 | Delta Community Credit Union | 401141 | Woodstock, GA | $899K | 8 | 33.3% |
| #32 | Benjamin James | 1668895 | PEOPLES BANK OF GEORGIA, THE | 808821 | Talbotton, GA | $2.2M | 8 | 61.5% |
| #32 | Curtis Atkinson | 195374 | Robins Financial Credit Union | 551965 | Warner Robins, GA | $2.9M | 8 | 28.6% |
| #32 | Arthur Wood | 118234 | Luminate Bank | 1281698 | Tucker, GA | $2.1M | 8 | 42.1% |
| #32 | Jennifer Ripley | 1091104 | MiLend, Inc. | 148769 | Alpharetta, GA | $2.8M | 8 | 66.7% |
| #32 | William Coody | 464188 | The Citizens Bank of Cochran | 472354 | Cochran, GA | $2.5M | 8 | 66.7% |
| #32 | Rebecca Cameron | 812670 | Delta Community Credit Union | 401141 | — | $1.1M | 8 | 53.3% |
| #32 | Walter Conway | 389899 | QuestRock LLC | 1871037 | Roswell, GA | $2.4M | 8 | 61.5% |
| #42 | Jan Wagner | 152431 | SouthState Bank, N.A. | 403455 | Atlanta, GA | $4.3M | 7 | 26.9% |
| #42 | Janie Grinnell | 618799 | Bank of LaFayette, The | 609389 | La Fayette, GA | $1.6M | 7 | 70.0% |
| #42 | Jerome Jackson | 208470 | Southeast Mortgage of Georgia, Inc. | 103956 | Duluth, GA | $2.2M | 7 | 23.3% |
| #42 | Phillip King | 206975 | MiLend, Inc. | 148769 | Alpharetta, GA | $2.4M | 7 | 50.0% |
| #42 | Casey Jackson | 769219 | F&M Bank | 646260 | Washington, GA | $3.5M | 7 | 41.2% |
| #42 | Jordan Qasawa | 2065694 | Modern Mortgage Financial, LLC | 2060573 | Farmington Hills, MI | $1.7M | 7 | 50.0% |
| #42 | LUCIUS MACK | 216876 | Phoenix mortgage specialist inc. | 1084613 | Douglasville, GA | $3.2M | 7 | 46.7% |
| #42 | Susan Mullis | 455561 | Delta Community Credit Union | 401141 | — | $858K | 7 | 33.3% |
| #42 | Chris Miltiades | 728661 | Workmen's Circle Credit Union | 712372 | Savannah, GA | $2.8M | 7 | 58.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2023
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