Retention champions in Georgia in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Laura Witte (BoxCar Mortgage, LLC, NMLS #193027), and Ricky Merchant (MyLendingPal, Inc, NMLS #1517056).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $14.1M | 30 | 61.2% |
| #2 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $11.2M | 22 | 68.8% |
| #3 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $16.4M | 21 | 80.8% |
| #4 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $12.6M | 20 | 48.8% |
| #5 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $6.4M | 19 | 76.0% |
| #6 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $9.5M | 18 | 29.5% |
| #7 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $9.1M | 17 | 73.9% |
| #7 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $8.7M | 17 | 45.9% |
| #9 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $6.5M | 15 | 60.0% |
| #10 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $6.5M | 14 | 63.6% |
| #11 | Brie Henley | 103012 | Planet Home Lending, LLC | 17022 | Irving, TX | $2.9M | 13 | 81.3% |
| #12 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.5M | 12 | 42.9% |
| #12 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $6.2M | 12 | 92.3% |
| #12 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $2.6M | 12 | 60.0% |
| #12 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $12.2M | 12 | 66.7% |
| #16 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $4.7M | 11 | 57.9% |
| #17 | Benjamin Bell | 1450064 | UMortgage LLC | 1457759 | Smyrna, GA | $3.8M | 10 | 38.5% |
| #17 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $7.1M | 10 | 55.6% |
| #17 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $4.1M | 10 | 50.0% |
| #17 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $5.1M | 10 | 55.6% |
| #17 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.5M | 10 | 76.9% |
| #17 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $5.6M | 10 | 66.7% |
| #17 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $5.4M | 10 | 29.4% |
| #17 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $5.8M | 10 | 62.5% |
| #17 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $2.8M | 10 | 62.5% |
| #17 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $5.0M | 10 | 76.9% |
| #17 | Jessica Bernstein | 239178 | BankSouth Mortgage Company, LLC | 690971 | Atlanta, GA | $4.0M | 10 | 55.6% |
| #28 | Jerome Jackson | 208470 | Southeast Mortgage of Georgia, Inc. | 103956 | Duluth, GA | $3.3M | 9 | 50.0% |
| #28 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $4.0M | 9 | 39.1% |
| #28 | Joshua Dean | 1662895 | Homeowners Financial Group USA, LLC | 93718 | Canton, GA | $4.3M | 9 | 52.9% |
| #28 | James Willard | 150039 | Liberty Home Mortgages LLC | 156311 | Atlanta, GA | $4.2M | 9 | 81.8% |
| #28 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $5.3M | 9 | 42.9% |
| #33 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $3.8M | 8 | 28.6% |
| #33 | Barry Butler | 658820 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $3.3M | 8 | 57.1% |
| #33 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $3.5M | 8 | 61.5% |
| #33 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $4.9M | 8 | 53.3% |
| #33 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $3.2M | 8 | 34.8% |
| #33 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $4.5M | 8 | 32.0% |
| #33 | Alicia Mauldin | 1452587 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $2.5M | 8 | 80.0% |
| #33 | Kelley Sullivan | 213216 | New American Funding, LLC | 6606 | Savannah, GA | $3.1M | 8 | 50.0% |
| #33 | Eric Hoffner | 624260 | StrongBox Home Loans, LLC | 1707536 | Roswell, GA | $3.6M | 8 | 61.5% |
| #33 | Jacob Abraham | 161665 | Joseph Mortgage LLC | 1493917 | Suwanee, GA | $4.4M | 8 | 57.1% |
| #33 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $4.0M | 8 | 72.7% |
| #33 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $5.4M | 8 | 53.3% |
| #33 | Matthew Garcia | 218245 | Everett Financial, Inc. | 2129 | Smyrna, GA | $3.7M | 8 | 17.4% |
| #33 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $3.7M | 8 | 36.4% |
| #33 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $3.5M | 8 | 61.5% |
| #33 | William Aitkens | 1229182 | Ameris Bank | 408099 | Atlanta, GA | $4.9M | 8 | 44.4% |
| #33 | JACK CLARK | 220536 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Marietta, GA | $3.0M | 8 | 50.0% |
| #33 | Raphael Hirsch | 16134 | American Financial Network, Inc. | 237341 | Atlanta, GA | $4.1M | 8 | 80.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units
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