Retention champions in Georgia in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Ajith Anugu (Laxmi Narayan Enterprises, INC., NMLS #1607797), Laura Witte (BoxCar Mortgage, LLC, NMLS #193027), and Ricky Merchant (MyLendingPal, Inc, NMLS #1517056).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $18.8M | 39 | 63.9% |
| #2 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $16.1M | 28 | 58.3% |
| #3 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $18.4M | 25 | 75.8% |
| #4 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $13.4M | 22 | 45.8% |
| #5 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $11.5M | 21 | 26.6% |
| #6 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $6.5M | 20 | 62.5% |
| #7 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $7.7M | 17 | 51.5% |
| #7 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $8.7M | 17 | 39.5% |
| #7 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $3.7M | 17 | 60.7% |
| #7 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $9.1M | 17 | 54.8% |
| #11 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $8.5M | 16 | 94.1% |
| #11 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $6.7M | 16 | 50.0% |
| #13 | Brie Henley | 103012 | Planet Home Lending, LLC | 17022 | Irving, TX | $3.4M | 15 | 68.2% |
| #14 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $8.0M | 14 | 58.3% |
| #14 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $13.6M | 14 | 63.6% |
| #16 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $6.6M | 13 | 81.3% |
| #16 | TEJAS SHAH | 1323605 | Progressive Home Mortgage, Inc. | 1820923 | Suwanee, GA | $5.2M | 13 | 56.5% |
| #18 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $9.2M | 12 | 52.2% |
| #18 | Maxime Kallos | 170267 | Ardent Loans LLC | 2403107 | Alpharetta, GA | $5.6M | 12 | 21.1% |
| #18 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.5M | 12 | 37.5% |
| #18 | Kelley Sullivan | 213216 | New American Funding, LLC | 6606 | Savannah, GA | $3.8M | 12 | 52.2% |
| #18 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $6.3M | 12 | 26.7% |
| #18 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $6.6M | 12 | 42.9% |
| #24 | Craig Faer | 789702 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Atlanta, GA | $4.8M | 11 | 64.7% |
| #24 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $4.9M | 11 | 33.3% |
| #24 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $7.6M | 11 | 57.9% |
| #24 | Jessica Bernstein | 239178 | SouthState Bank, N.A. | 403455 | Atlanta, GA | $4.2M | 11 | 50.0% |
| #24 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $5.8M | 11 | 36.7% |
| #24 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $5.0M | 11 | 30.6% |
| #24 | Christie Lorton | 795210 | Delta Community Credit Union | 401141 | Cumming, GA | $3.2M | 11 | 44.0% |
| #24 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $5.6M | 11 | 45.8% |
| #24 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $4.5M | 11 | 39.3% |
| #33 | Alex Margulis | 484722 | U.S. Bank National Association | 402761 | Atlanta, GA | $11.0M | 10 | 90.9% |
| #33 | Benjamin Bell | 1450064 | UMortgage LLC | 1457759 | Smyrna, GA | $3.8M | 10 | 34.5% |
| #33 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $4.0M | 10 | 55.6% |
| #33 | Jason Waters | 623984 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $5.6M | 10 | 50.0% |
| #33 | James Willard | 150039 | Liberty Home Mortgages LLC | 156311 | Atlanta, GA | $4.4M | 10 | 71.4% |
| #38 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $5.2M | 9 | 42.9% |
| #38 | Joshua Dean | 1662895 | Homeowners Financial Group USA, LLC | 93718 | Canton, GA | $4.3M | 9 | 50.0% |
| #38 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $3.5M | 9 | 31.0% |
| #38 | Jerome Jackson | 208470 | Southeast Mortgage of Georgia, Inc. | 103956 | Duluth, GA | $3.3M | 9 | 45.0% |
| #42 | Jordan Bryant | 2095325 | CDC Federal Credit Union | 417484 | Atlanta, GA | $1.2M | 8 | 72.7% |
| #42 | John Lee | 415261 | Truist Bank | 399803 | Alpharetta, GA | $6.9M | 8 | 50.0% |
| #42 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $3.5M | 8 | 61.5% |
| #42 | William Aitkens | 1229182 | Ameris Bank | 408099 | Atlanta, GA | $4.9M | 8 | 40.0% |
| #42 | Alicia Mauldin | 1452587 | CrossCountry Mortgage, LLC | 3029 | Acworth, GA | $2.5M | 8 | 66.7% |
| #42 | Joseph Ratterree | 2105708 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $7.3M | 8 | 80.0% |
| #42 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $4.9M | 8 | 47.1% |
| #42 | Mitchell Tucker | 1878308 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.4M | 8 | 57.1% |
| #42 | Dennis Bradley | 451132 | Georgia Banking Company | 418473 | Atlanta, GA | $3.2M | 8 | 80.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units
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