Retention champions in Oregon in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Justin Morris (Guild Mortgage Company LLC, NMLS #515250), and Trevor Nissen (Guild Mortgage Company LLC, NMLS #487509).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $9.6M | 28 | 50.0% |
| #2 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $8.9M | 25 | 71.4% |
| #3 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.5M | 22 | 62.9% |
| #4 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.4M | 19 | 82.6% |
| #4 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.7M | 19 | 86.4% |
| #4 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.4M | 19 | 82.6% |
| #4 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.5M | 19 | 63.3% |
| #8 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 47.1% |
| #8 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #10 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $8.3M | 15 | 62.5% |
| #11 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 50.0% |
| #11 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 63.6% |
| #13 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.7M | 13 | 52.0% |
| #13 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $5.6M | 13 | 68.4% |
| #13 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $6.6M | 13 | 50.0% |
| #16 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.0M | 12 | 25.5% |
| #17 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 61.1% |
| #17 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.4M | 11 | 61.1% |
| #17 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $5.0M | 11 | 73.3% |
| #17 | Jessica Lopez-Urizar | 1542862 | U.S. Bank National Association | 402761 | Lake Oswego, OR | $3.2M | 11 | 91.7% |
| #17 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.0M | 11 | 57.9% |
| #17 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
| #17 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #17 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.6M | 11 | 47.8% |
| #25 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $4.9M | 10 | 43.5% |
| #25 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.5M | 10 | 62.5% |
| #25 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.1M | 10 | 62.5% |
| #25 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 45.5% |
| #25 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 71.4% |
| #25 | Vince Ventura | 9030 | Guild Mortgage Company LLC | 3274 | Salem, OR | $1.6M | 10 | 66.7% |
| #25 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $9.0M | 10 | 83.3% |
| #25 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #25 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $6.4M | 10 | 50.0% |
| #25 | Dina Bliss | 1023889 | Mid Oregon Federal Credit Union | 472178 | Bend, OR | $3.4M | 10 | 58.8% |
| #35 | Chelsea Rist | 820608 | KeyBank National Association | 399797 | Tualatin, OR | $5.1M | 9 | 64.3% |
| #35 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 47.4% |
| #35 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $4.2M | 9 | 64.3% |
| #35 | Shari McKay | 120409 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $2.8M | 9 | 75.0% |
| #35 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $4.4M | 9 | 23.1% |
| #35 | Landon Anson | 989118 | OnPoint Community Credit Union | 462268 | Hillsboro, OR | $4.0M | 9 | 69.2% |
| #35 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.7M | 9 | 52.9% |
| #35 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $4.0M | 9 | 60.0% |
| #35 | Mark Sue | 2324378 | Promise Home Loans, Inc. | 2372318 | Aliso Viejo, CA | $4.1M | 9 | 81.8% |
| #35 | Vincent Patrick | 406307 | CMG Mortgage, Inc. | 1820 | Clackamas, OR | $3.4M | 9 | 90.0% |
| #35 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.2M | 9 | 50.0% |
| #35 | Craig Showalter | 283788 | Mortgage Window Inc | 2485156 | Stayton, OR | $3.0M | 9 | 75.0% |
| #35 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 69.2% |
| #48 | Amber Johnson Hathaway | 368855 | Movement Mortgage, LLC | 39179 | Keizer, OR | $2.2M | 8 | 53.3% |
| #48 | Kevin Moon | 433647 | Unitus Community Credit Union | 476661 | Tigard, OR | $1.7M | 8 | 66.7% |
| #48 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $3.8M | 8 | 34.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Oregon. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-units
Powered by ChatMMI