Retention champions in Oregon in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Justin Morris (Guild Mortgage Company LLC, NMLS #515250), and Trevor Nissen (Guild Mortgage Company LLC, NMLS #487509).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $9.6M | 28 | 45.9% |
| #1 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $9.5M | 28 | 71.8% |
| #3 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.8M | 24 | 63.2% |
| #4 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.7M | 21 | 80.8% |
| #5 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.9M | 20 | 83.3% |
| #6 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.5M | 19 | 57.6% |
| #6 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.4M | 19 | 82.6% |
| #8 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.8M | 17 | 48.6% |
| #9 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #10 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $8.3M | 15 | 55.6% |
| #11 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $7.1M | 14 | 45.2% |
| #11 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $5.9M | 14 | 66.7% |
| #11 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 60.9% |
| #11 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 50.0% |
| #11 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $4.2M | 14 | 51.9% |
| #16 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.3M | 13 | 52.0% |
| #16 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.6M | 13 | 25.5% |
| #18 | Jessica Lopez-Urizar | 1542862 | U.S. Bank National Association | 402761 | Lake Oswego, OR | $3.5M | 12 | 85.7% |
| #19 | James Swift | 2060886 | American Pacific Mortgage Corporation | 1850 | Salem, OR | $5.3M | 11 | 44.0% |
| #19 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $5.0M | 11 | 73.3% |
| #19 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.4M | 11 | 61.1% |
| #19 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $10.0M | 11 | 84.6% |
| #19 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $5.3M | 11 | 26.2% |
| #19 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #19 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.5M | 11 | 61.1% |
| #19 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $6.8M | 11 | 52.4% |
| #19 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 57.9% |
| #19 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
| #19 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.6M | 11 | 64.7% |
| #19 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.6M | 11 | 44.0% |
| #31 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $6.1M | 10 | 55.6% |
| #31 | Gregory Cross | 222493 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $3.8M | 10 | 62.5% |
| #31 | Stephan Kelley | 1711935 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $3.4M | 10 | 37.0% |
| #31 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #31 | Amy Moore | 326254 | Guild Mortgage Company LLC | 3274 | Scappoose, OR | $2.2M | 10 | 62.5% |
| #31 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 43.5% |
| #31 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 62.5% |
| #31 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.7M | 10 | 50.0% |
| #31 | Vince Ventura | 9030 | Guild Mortgage Company LLC | 3274 | Salem, OR | $1.6M | 10 | 66.7% |
| #31 | Shari McKay | 120409 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $2.9M | 10 | 71.4% |
| #31 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $4.6M | 10 | 37.0% |
| #31 | Dina Bliss | 1023889 | Mid Oregon Federal Credit Union | 472178 | Bend, OR | $3.4M | 10 | 50.0% |
| #31 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $4.6M | 10 | 62.5% |
| #44 | Mark Sue | 2324378 | Promise Home Loans, Inc. | 2372318 | Aliso Viejo, CA | $4.1M | 9 | 81.8% |
| #44 | Craig Showalter | 283788 | Mortgage Window Inc | 2485156 | Stayton, OR | $3.0M | 9 | 69.2% |
| #44 | Vincent Patrick | 406307 | CMG Mortgage, Inc. | 1820 | Clackamas, OR | $3.4M | 9 | 75.0% |
| #44 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 47.4% |
| #44 | Mark Snow | 259960 | Select Lending Services LLC | 2027853 | Bend, OR | $3.5M | 9 | 60.0% |
| #44 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $4.0M | 9 | 52.9% |
| #44 | Michael Morneault | 404050 | CMG Mortgage, Inc. | 1820 | Lake Oswego, OR | $5.0M | 9 | 90.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Oregon. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-units
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