Retention champions in Ohio in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Scott Snapp (loanDepot.com, LLC, NMLS #408700), Daniel Sa (NFM Lending, LLC, NMLS #173224), and Jessica Armbruster (CrossCountry Mortgage, LLC, NMLS #211614).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $16.9M | 76 | 52.1% |
| #2 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $14.9M | 51 | 38.6% |
| #3 | Jessica Armbruster | 211614 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $9.4M | 40 | 54.8% |
| #4 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $8.2M | 39 | 54.2% |
| #5 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $8.5M | 38 | 76.0% |
| #6 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $15.8M | 36 | 42.4% |
| #7 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $14.8M | 32 | 59.3% |
| #8 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $5.1M | 29 | 51.8% |
| #9 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $12.2M | 28 | 60.9% |
| #10 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $5.2M | 27 | 38.6% |
| #11 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.0M | 26 | 59.1% |
| #12 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 25 | 62.5% |
| #12 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $12.4M | 25 | 48.1% |
| #14 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.0M | 24 | 77.4% |
| #14 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $8.1M | 24 | 44.4% |
| #16 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $6.8M | 23 | 42.6% |
| #16 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $5.4M | 23 | 69.7% |
| #18 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $8.6M | 22 | 41.5% |
| #19 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $7.0M | 21 | 61.8% |
| #19 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $3.1M | 21 | 75.0% |
| #21 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $4.3M | 20 | 45.5% |
| #21 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $6.3M | 20 | 60.6% |
| #21 | Heather Cousino-Proch | 132165 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.4M | 20 | 58.8% |
| #21 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $7.7M | 20 | 74.1% |
| #21 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $3.3M | 20 | 32.3% |
| #21 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Columbus, OH | $5.8M | 20 | 37.0% |
| #21 | William Riley | 415830 | CrossCountry Mortgage, LLC | 3029 | Springfield, OH | $5.6M | 20 | 38.5% |
| #28 | Erik Sebastian Torsell Starud | 1649423 | NFM Lending, LLC | 2893 | Columbus, OH | $6.5M | 19 | 63.3% |
| #28 | Aindrea Wilder | 132778 | CrossCountry Mortgage, LLC | 3029 | Gahanna, OH | $4.6M | 19 | 82.6% |
| #30 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $6.0M | 18 | 81.8% |
| #30 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $10.5M | 18 | 46.2% |
| #30 | Sean Hadley | 265075 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.1M | 18 | 37.5% |
| #30 | Justus Sharp | 436047 | NFM Lending, LLC | 2893 | Grove City, OH | $5.0M | 18 | 45.0% |
| #30 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $5.6M | 18 | 72.0% |
| #35 | Tabitha Burton | 932775 | NFM Lending, LLC | 2893 | Columbus, OH | $4.9M | 17 | 56.7% |
| #36 | Michelle Kelly | 562943 | The Huntington National Bank | 402436 | Canton, OH | $3.2M | 16 | 59.3% |
| #36 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $6.0M | 16 | 50.0% |
| #36 | Elaine Armstrong | 641523 | Union Savings Bank | 446047 | Dayton, OH | $4.0M | 16 | 80.0% |
| #36 | Joseph Rosen | 399852 | JPMorgan Chase Bank, National Association | 399798 | Dublin, OH | $4.9M | 16 | 69.6% |
| #36 | Vincent Birth | 281795 | The Huntington National Bank | 402436 | Grafton, OH | $3.7M | 16 | 80.0% |
| #36 | Todd Novosel | 525347 | NFM Lending, LLC | 2893 | Columbus, OH | $4.6M | 16 | 64.0% |
| #36 | David Rodriguez | 428094 | The Huntington National Bank | 402436 | Chardon, OH | $4.5M | 16 | 76.2% |
| #43 | Cory Freilich | 67163 | FirstCap US Mortgage, LLC | 1639281 | Columbus, OH | $7.3M | 15 | 78.9% |
| #43 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $2.1M | 15 | 62.5% |
| #43 | Christopher Wharton | 1682105 | First Ohio Home Finance, Inc. | 130439 | Westerville, OH | $2.5M | 15 | 34.1% |
| #43 | Michelle Oneail | 228306 | Evans Home Loans Ltd | 227471 | Bowling Green, OH | $3.0M | 15 | 55.6% |
| #43 | Andrew Dowdy | 385082 | UMortgage LLC | 1457759 | Philadelphia, PA | $4.9M | 15 | 60.0% |
| #48 | Zachary Appleby | 328764 | Highlands Residential Mortgage, Ltd. | 134871 | Dublin, OH | $5.5M | 14 | 53.8% |
| #48 | Jin Hui Lin | 2152309 | General Mortgage Capital Corporation | 254895 | Burlingame, CA | $4.0M | 14 | 87.5% |
| #48 | Stephanie Adkins | 429858 | Guaranteed Rate, Inc. | 2611 | Chillicothe, OH | $4.7M | 14 | 29.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units
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