Retention champions in Ohio in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Ronald Szuch (Home Federal Savings and Loan Association of Niles, NMLS #251830), Michael Harrison (Union Savings Bank, NMLS #655476), and Scott Snapp (loanDepot.com, LLC, NMLS #408700).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ronald Szuch | 251830 | Home Federal Savings and Loan Association of Niles | 531681 | Westlake, OH | $13.7M | 36 | 49.3% |
| #1 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $6.6M | 36 | 58.1% |
| #3 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $4.7M | 28 | 34.6% |
| #4 | William Corns | 653136 | Union Savings Bank | 446047 | — | $4.6M | 25 | 55.6% |
| #5 | James Wendel | 585822 | Union Savings Bank | 446047 | Franklin, OH | $3.9M | 23 | 48.9% |
| #5 | Kevin Grooms | 641540 | Union Savings Bank | 446047 | Dayton, OH | $5.5M | 23 | 63.9% |
| #7 | JAMES BURTON | 801067 | 1st National Bank | 807212 | Lebanon, OH | $4.0M | 22 | 68.8% |
| #7 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $7.4M | 22 | 48.9% |
| #7 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $4.4M | 22 | 47.8% |
| #7 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $4.7M | 22 | 48.9% |
| #11 | Robert Lang | 638193 | Union Savings Bank | 446047 | Cincinnati, OH | $866K | 21 | 21.4% |
| #12 | Karen Pavone | 856963 | The Park National Bank | 539527 | Newark, OH | $5.7M | 20 | 71.4% |
| #12 | JAMES HUBBARD | 718110 | Guardian Savings Bank | 449474 | Cincinnati, OH | $3.9M | 20 | 64.5% |
| #12 | Mary Ann George | 554356 | The Citizens National Bank of Bluffton | 439892 | Lima, OH | $2.7M | 20 | 54.1% |
| #12 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $5.5M | 20 | 34.5% |
| #16 | William Tinker | 7950 | Union Savings Bank | 446047 | — | $4.5M | 19 | 55.9% |
| #16 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $4.7M | 19 | 39.6% |
| #16 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $7.9M | 19 | 76.0% |
| #16 | Timothy Jenkins | 267759 | Superior Credit Union, Inc. | 746357 | Cincinnati, OH | $2.7M | 19 | 57.6% |
| #20 | Nick Adam | 645879 | Guaranteed Rate, Inc. | 2611 | Dayton, OH | $3.9M | 18 | 43.9% |
| #20 | WALTER BATES | 718219 | Guardian Savings Bank | 449474 | — | $2.8M | 18 | 58.1% |
| #20 | Joan Pinyerd | 653158 | Union Savings Bank | 446047 | Columbus, OH | $4.2M | 18 | 75.0% |
| #23 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $3.4M | 17 | 20.5% |
| #23 | Kevin O'Connell | 638194 | Union Savings Bank | 446047 | — | $8.0M | 17 | 54.8% |
| #23 | Mark Cooper | 681544 | Union Savings Bank | 446047 | Columbus, OH | $3.2M | 17 | 63.0% |
| #23 | JEFFREY ELDER | 58874 | Union Savings Bank | 446047 | Cincinnati, OH | $3.2M | 17 | 39.5% |
| #23 | Randi Sue Manning | 879037 | Guaranteed Rate Affinity, LLC | 1598647 | — | $4.7M | 17 | 29.8% |
| #23 | Steve Walburn | 823374 | WesBanco Bank, Inc. | 399836 | Wheeling, WV | $14.5M | 17 | 58.6% |
| #23 | Kristopher Martin | 574666 | PNC Bank, National Association | 446303 | Columbus, OH | $3.4M | 17 | 56.7% |
| #30 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $4.5M | 16 | 33.3% |
| #30 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $4.5M | 16 | 38.1% |
| #30 | Larry Heydon Jr | 427814 | Citizens Bank, National Association | 433960 | Akron, OH | $2.2M | 16 | 55.2% |
| #30 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $6.4M | 16 | 38.1% |
| #30 | HOLLY STRADLING | 718119 | Guardian Savings Bank | 449474 | Ft Wright, KY | $2.9M | 16 | 57.1% |
| #35 | Siddharth Shah | 416502 | Equity Resources, Inc. | 1579 | Newark, OH | $2.9M | 15 | 51.7% |
| #35 | Brian Hitchcock | 462132 | First Financial Bank | 619717 | Upper Arlington, OH | $2.7M | 15 | 35.7% |
| #35 | Jessica Mott | 587092 | PNC Bank, National Association | 446303 | Pittsburgh, PA | $2.9M | 15 | 57.7% |
| #35 | Eric Lambert | 226821 | Union Home Mortgage Corp. | 2229 | Lancaster, OH | $3.0M | 15 | 37.5% |
| #35 | Andrew Huggins | 428025 | CrossCountry Mortgage, LLC | 3029 | Dayton, OH | $3.3M | 15 | 44.1% |
| #35 | Jeffrey Szeszak | 1195897 | UNITY CATHOLIC FEDERAL CREDIT UNION | 783185 | Parma, OH | $1.3M | 15 | 65.2% |
| #41 | Lisa Karling | 427921 | North Valley Bank | 488281 | Zanesville, OH | $1.9M | 14 | 53.8% |
| #41 | Erika Pollard | 700718 | The Community Bank | 403255 | Zanesville, OH | $3.1M | 14 | 51.9% |
| #41 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $5.4M | 14 | 48.3% |
| #41 | Elaine Armstrong | 641523 | Union Savings Bank | 446047 | Dayton, OH | $2.7M | 14 | 53.8% |
| #41 | Jan-Michael Gintz | 1021414 | Union Savings Bank | 446047 | Columbus, OH | $2.6M | 14 | 46.7% |
| #41 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $4.8M | 14 | 22.6% |
| #47 | Matthew Thomason | 1671401 | Union Savings Bank | 446047 | Columbus, OH | $2.7M | 13 | 59.1% |
| #47 | Nicole Au | 712494 | The Park National Bank | 539527 | Mount Vernon, OH | $2.0M | 13 | 81.3% |
| #47 | Kevin McBride | 273662 | CIVISTA BANK | 412766 | West Harrison, IN | $1.3M | 13 | 56.5% |
| #47 | Jason Rings | 497617 | Union Savings Bank | 446047 | Columbus, OH | $2.1M | 13 | 41.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2022
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