Retention champions in South Carolina in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Justin Goble (South Carolina Federal Credit Union, NMLS #854728), Gina Lovon (South Carolina Federal Credit Union, NMLS #1374880), and Mark Widener (South Carolina Federal Credit Union, NMLS #1287621).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Justin Goble | 854728 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $5.6M | 36 | 46.8% |
| #2 | Gina Lovon | 1374880 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $6.8M | 35 | 47.9% |
| #3 | Mark Widener | 1287621 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $6.4M | 25 | 50.0% |
| #4 | Alfred White | 758160 | First-Citizens Bank & Trust Company | 503941 | Charleston, SC | $19.2M | 24 | 58.5% |
| #5 | Lisa Simpson | 290369 | Legend Lending Corporation | 229421 | Summerville, SC | $6.8M | 23 | 53.5% |
| #6 | Craig Johnson | 1017610 | New American Funding, LLC | 6606 | Summerville, SC | $4.8M | 22 | 31.4% |
| #6 | Leticia Harmon | 412116 | South Carolina Federal Credit Union | 411731 | — | $3.6M | 22 | 53.7% |
| #8 | David Crowell | 12620 | Northpoint Mortgage, Inc. | 1515 | Hilton Head Island, SC | $8.4M | 21 | 39.6% |
| #9 | Morris Hardigree | 414413 | Fifth Third Bank, National Association | 403245 | Greenville, SC | $15.9M | 19 | 63.3% |
| #10 | Joshua Miller | 986246 | New Story Lending LLC | 2440499 | Seneca, SC | $3.7M | 18 | 34.6% |
| #11 | Daniel McCoy | 485895 | Highlands Residential Mortgage, Ltd. | 134871 | Greensboro, NC | $4.8M | 17 | 89.5% |
| #12 | Elizabeth Gardner | 918759 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $2.6M | 16 | 57.1% |
| #12 | Brandon Calhoun | 107812 | COUNTYBANK | 462088 | Greenville, SC | $4.6M | 16 | 44.4% |
| #12 | William Pelham | 397092 | Intercoastal Mortgage, LLC | 56323 | Columbia, SC | $6.8M | 16 | 59.3% |
| #15 | Raymond Hammond | 71597 | CMG Mortgage, Inc. | 1820 | Columbia, SC | $4.8M | 15 | 35.7% |
| #15 | Virginia Smith | 474212 | Security Federal Bank | 456430 | — | $6.1M | 15 | 55.6% |
| #15 | Stephanie Ramere | 1269763 | Founders Federal Credit Union | 410646 | Rock Hill, SC | $3.1M | 15 | 39.5% |
| #15 | Sean Crowley | 1207837 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $2.3M | 15 | 34.9% |
| #19 | Caleb LeGrand | 259691 | Luminate Bank | 1281698 | Greenville, SC | $2.7M | 14 | 16.9% |
| #19 | Steve Scoggins | 454768 | Founders Federal Credit Union | 410646 | — | $2.5M | 14 | 46.7% |
| #21 | Richard Vaughan | 107818 | COUNTYBANK | 462088 | Greenville, SC | $3.5M | 13 | 54.2% |
| #21 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $4.9M | 13 | 68.4% |
| #21 | Meg Robb | 546549 | CrossCountry Mortgage, LLC | 3029 | Mount Pleasant, SC | $3.3M | 13 | 38.2% |
| #24 | Brandon Andrews | 65043 | CrossCountry Mortgage, LLC | 3029 | Mount Pleasant, SC | $3.1M | 12 | 40.0% |
| #24 | Allen White | 810563 | SouthState Bank, N.A. | 403455 | Seneca, SC | $4.7M | 12 | 42.9% |
| #24 | Ryan Gesser | 452979 | Ameris Bank | 408099 | Mount Pleasant, SC | $7.0M | 12 | 41.4% |
| #24 | Samuel Cavanaugh | 1293151 | T2 Financial LLC | 1686046 | Hilton Head, SC | $3.7M | 12 | 38.7% |
| #28 | Gabriella Tripp | 1439792 | Atlantic Coast Mortgage, LLC | 643114 | Mount Pleasant, SC | $2.5M | 11 | 44.0% |
| #28 | Robert Askew | 1184658 | Ameris Bank | 408099 | Beaufort, SC | $3.8M | 11 | 57.9% |
| #28 | Jennifer Morris | 249382 | Fifth Third Bank, National Association | 403245 | Mount Pleasant, SC | $8.2M | 11 | 39.3% |
| #28 | Timothy Loss | 187037 | CMG Mortgage, Inc. | 1820 | Mount Pleasant, SC | $4.7M | 11 | 35.5% |
| #32 | Ashley Razumich | 897145 | Ameris Bank | 408099 | Mount Pleasant, SC | $1.5M | 10 | 35.7% |
| #32 | Brian Neumann | 174105 | Northpoint Mortgage, Inc. | 1515 | Hilton Head Island, SC | $3.7M | 10 | 24.4% |
| #32 | Diane Werner | 663082 | AllSouth Federal Credit Union | 643291 | — | $1.4M | 10 | 50.0% |
| #32 | Lance Walters | 1161562 | Founders Federal Credit Union | 410646 | Lancaster, SC | $1.5M | 10 | 38.5% |
| #32 | Cameron Bailey | 414418 | Movement Mortgage, LLC | 39179 | Rock Hill, SC | $3.3M | 10 | 52.6% |
| #32 | JOSEPH WELLS | 195458 | PREFERRED FINANCIAL SERVICES, INC | 192279 | Greenville, SC | $2.6M | 10 | 35.7% |
| #32 | Kevin Brookes | 204134 | Beacon Community Bank | 1712297 | Daniel Island, SC | $5.4M | 10 | 43.5% |
| #32 | James Anderson | 480116 | First Community Bank | 474532 | Greenville, SC | $4.0M | 10 | 50.0% |
| #32 | CHRISTINE STRIMPLE | 789918 | 1ST FEDERAL SAVINGS BANK OF SC, INC. | 643568 | Edisto Island, SC | $3.6M | 10 | 66.7% |
| #32 | Brett McDonald | 840915 | CalCon Mutual Mortgage LLC | 46375 | Charleston, SC | $3.0M | 10 | 28.6% |
| #32 | Mark Tibshrany | 474306 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $3.0M | 10 | 52.6% |
| #32 | Lauren Foster | 346619 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $1.5M | 10 | 34.5% |
| #32 | James Weston | 223006 | Golden Gate Mortgage, Inc. | 263032 | Columbia, SC | $3.0M | 10 | 34.5% |
| #45 | Laurie Holscher | 607889 | SouthState Bank, N.A. | 403455 | Charleston, SC | $5.4M | 9 | 60.0% |
| #45 | Jeffrey Cerreta | 201336 | Classic Home Mortgage Inc. | 182005 | Simpsonville, SC | $2.0M | 9 | 42.9% |
| #45 | Jason Sharon | 1281448 | Home Loans Inc | 1728740 | North Charleston, SC | $3.1M | 9 | 26.5% |
| #45 | Melissa Hennon | 1455439 | Hanover Mortgage Company | 183964 | Greenville, SC | $1.9M | 9 | 56.3% |
| #45 | Stephen Hartman | 1725312 | Loanhouse Mortgage Capital, Inc. | 1946451 | Summerville, SC | $2.0M | 9 | 42.9% |
| #45 | Julius Watson | 474326 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $1.8M | 9 | 18.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — South Carolina (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-carolina/top-retention-by-units/2022
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