Retention champions in South Carolina in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Justin Goble (South Carolina Federal Credit Union, NMLS #854728), Gina Lovon (South Carolina Federal Credit Union, NMLS #1374880), and Alfred White (First-Citizens Bank & Trust Company, NMLS #758160).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Justin Goble | 854728 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $5.6M | 36 | 46.8% |
| #2 | Gina Lovon | 1374880 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $6.4M | 34 | 47.2% |
| #3 | Alfred White | 758160 | First-Citizens Bank & Trust Company | 503941 | Charleston, SC | $20.4M | 25 | 58.1% |
| #4 | Mark Widener | 1287621 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $5.2M | 24 | 49.0% |
| #5 | Lisa Simpson | 290369 | Legend Lending Corporation | 229421 | Summerville, SC | $6.8M | 23 | 53.5% |
| #6 | Craig Johnson | 1017610 | New American Funding, LLC | 6606 | Summerville, SC | $4.8M | 22 | 31.4% |
| #6 | Leticia Harmon | 412116 | South Carolina Federal Credit Union | 411731 | — | $3.6M | 22 | 55.0% |
| #8 | David Crowell | 12620 | Northpoint Mortgage, Inc. | 1515 | Hilton Head Island, SC | $8.4M | 21 | 40.4% |
| #9 | Morris Hardigree | 414413 | Fifth Third Bank, National Association | 403245 | Greenville, SC | $15.9M | 19 | 63.3% |
| #10 | Daniel McCoy | 485895 | Highlands Residential Mortgage, Ltd. | 134871 | Greensboro, NC | $4.8M | 17 | 89.5% |
| #10 | Joshua Miller | 986246 | New Story Lending LLC | 2440499 | Seneca, SC | $3.1M | 17 | 33.3% |
| #12 | Elizabeth Gardner | 918759 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $2.6M | 16 | 57.1% |
| #12 | Brandon Calhoun | 107812 | COUNTYBANK | 462088 | Greenville, SC | $4.6M | 16 | 44.4% |
| #14 | Virginia Smith | 474212 | Security Federal Bank | 456430 | Aiken, SC | $6.1M | 15 | 55.6% |
| #14 | William Pelham | 397092 | Intercoastal Mortgage, LLC | 56323 | Columbia, SC | $6.2M | 15 | 57.7% |
| #14 | Raymond Hammond | 71597 | CMG Mortgage, Inc. | 1820 | Columbia, SC | $4.8M | 15 | 35.7% |
| #14 | Sean Crowley | 1207837 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $2.3M | 15 | 34.9% |
| #14 | Stephanie Ramere | 1269763 | Founders Federal Credit Union | 410646 | Rock Hill, SC | $3.1M | 15 | 39.5% |
| #19 | Steve Scoggins | 454768 | Founders Federal Credit Union | 410646 | — | $2.5M | 14 | 46.7% |
| #19 | Caleb LeGrand | 259691 | Luminate Bank | 1281698 | Greenville, SC | $2.7M | 14 | 17.1% |
| #21 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $4.9M | 13 | 68.4% |
| #21 | Richard Vaughan | 107818 | COUNTYBANK | 462088 | Greenville, SC | $3.5M | 13 | 54.2% |
| #21 | Meg Robb | 546549 | CrossCountry Mortgage, LLC | 3029 | Mount Pleasant, SC | $3.3M | 13 | 38.2% |
| #24 | Samuel Cavanaugh | 1293151 | T2 Financial LLC | 1686046 | Hilton Head, SC | $3.7M | 12 | 38.7% |
| #24 | Brandon Andrews | 65043 | CrossCountry Mortgage, LLC | 3029 | Mount Pleasant, SC | $3.1M | 12 | 40.0% |
| #24 | Ryan Gesser | 452979 | Ameris Bank | 408099 | Mount Pleasant, SC | $7.0M | 12 | 41.4% |
| #27 | Robert Askew | 1184658 | Ameris Bank | 408099 | Beaufort, SC | $3.8M | 11 | 57.9% |
| #27 | Timothy Loss | 187037 | CMG Mortgage, Inc. | 1820 | Mount Pleasant, SC | $4.7M | 11 | 35.5% |
| #27 | Jennifer Morris | 249382 | Fifth Third Bank, National Association | 403245 | Mount Pleasant, SC | $8.2M | 11 | 37.9% |
| #27 | Kevin Brookes | 204134 | Beacon Community Bank | 1712297 | Daniel Island, SC | $5.8M | 11 | 45.8% |
| #27 | Gabriella Tripp | 1439792 | Atlantic Coast Mortgage, LLC | 643114 | Mount Pleasant, SC | $2.5M | 11 | 44.0% |
| #32 | Ashley Razumich | 897145 | Ameris Bank | 408099 | Mount Pleasant, SC | $1.5M | 10 | 35.7% |
| #32 | JOSEPH WELLS | 195458 | PREFERRED FINANCIAL SERVICES, INC | 192279 | Greenville, SC | $2.6M | 10 | 35.7% |
| #32 | James Weston | 223006 | FIRST PALMETTO BANK | 409030 | Columbia, SC | $3.0M | 10 | 34.5% |
| #32 | Cameron Bailey | 414418 | Movement Mortgage, LLC | 39179 | Rock Hill, SC | $3.3M | 10 | 52.6% |
| #32 | Brian Neumann | 174105 | Northpoint Mortgage, Inc. | 1515 | Hilton Head Island, SC | $3.7M | 10 | 24.4% |
| #32 | CHRISTINE STRIMPLE | 789918 | 1ST FEDERAL SAVINGS BANK OF SC, INC. | 643568 | Edisto Island, SC | $3.6M | 10 | 66.7% |
| #32 | Lance Walters | 1161562 | Founders Federal Credit Union | 410646 | Lancaster, SC | $1.5M | 10 | 38.5% |
| #32 | Lauren Foster | 346619 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $1.5M | 10 | 35.7% |
| #32 | Diane Werner | 663082 | AllSouth Federal Credit Union | 643291 | — | $1.4M | 10 | 50.0% |
| #32 | Allen White | 810563 | SouthState Bank, N.A. | 403455 | Seneca, SC | $3.7M | 10 | 38.5% |
| #32 | Mark Tibshrany | 474306 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $3.0M | 10 | 52.6% |
| #32 | James Anderson | 480116 | First Community Bank | 474532 | Greenville, SC | $4.0M | 10 | 50.0% |
| #32 | Brett McDonald | 840915 | CalCon Mutual Mortgage LLC | 46375 | Charleston, SC | $3.0M | 10 | 28.6% |
| #45 | Julius Watson | 474326 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $1.8M | 9 | 18.4% |
| #45 | John Little | 447801 | Gateway First Bank | 7233 | Bluffton, SC | $2.4M | 9 | 52.9% |
| #45 | Laurie Holscher | 607889 | SouthState Bank, N.A. | 403455 | Charleston, SC | $5.4M | 9 | 60.0% |
| #45 | Gabriel Tuvek | 281272 | First Home Mortgage Corporation | 71603 | Mount Pleasant, SC | $5.5M | 9 | 36.0% |
| #45 | William O'Grady | 282787 | Movement Mortgage, LLC | 39179 | Hilton Head Island, SC | $2.9M | 9 | 37.5% |
| #45 | Nicholas Kristoff | 379253 | CrossCountry Mortgage, LLC | 3029 | Bluffton, SC | $3.6M | 9 | 45.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — South Carolina (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-carolina/top-retention-by-units/2022
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