Retention champions in South Carolina in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Justin Goble (South Carolina Federal Credit Union, NMLS #854728), Gina Lovon (South Carolina Federal Credit Union, NMLS #1374880), and Mark Widener (South Carolina Federal Credit Union, NMLS #1287621).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Justin Goble | 854728 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $5.6M | 36 | 46.8% |
| #2 | Gina Lovon | 1374880 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $6.8M | 35 | 47.3% |
| #3 | Mark Widener | 1287621 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $6.4M | 25 | 50.0% |
| #3 | Alfred White | 758160 | First-Citizens Bank & Trust Company | 503941 | Charleston, SC | $20.4M | 25 | 59.5% |
| #5 | Lisa Simpson | 290369 | Legend Lending Corporation | 229421 | Summerville, SC | $6.8M | 23 | 53.5% |
| #5 | Leticia Harmon | 412116 | South Carolina Federal Credit Union | 411731 | — | $3.9M | 23 | 56.1% |
| #7 | Craig Johnson | 1017610 | New American Funding, LLC | 6606 | Summerville, SC | $4.8M | 22 | 31.4% |
| #8 | David Crowell | 12620 | Northpoint Mortgage, Inc. | 1515 | Hilton Head Island, SC | $8.4M | 21 | 40.4% |
| #9 | Morris Hardigree | 414413 | Fifth Third Bank, National Association | 403245 | Greenville, SC | $15.9M | 19 | 63.3% |
| #10 | Joshua Miller | 986246 | New Story Lending LLC | 2440499 | Seneca, SC | $3.1M | 17 | 33.3% |
| #10 | Daniel McCoy | 485895 | Highlands Residential Mortgage, Ltd. | 134871 | Greensboro, NC | $4.8M | 17 | 89.5% |
| #12 | Elizabeth Gardner | 918759 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $2.6M | 16 | 57.1% |
| #12 | Brandon Calhoun | 107812 | COUNTYBANK | 462088 | Greenville, SC | $4.6M | 16 | 44.4% |
| #12 | William Pelham | 397092 | Intercoastal Mortgage, LLC | 56323 | Columbia, SC | $6.8M | 16 | 59.3% |
| #15 | Virginia Smith | 474212 | TD Bank NA | 399800 | Mount Pleasant, SC | $6.1M | 15 | 55.6% |
| #15 | Sean Crowley | 1207837 | South Carolina Federal Credit Union | 411731 | North Charleston, SC | $2.3M | 15 | 34.9% |
| #15 | Stephanie Ramere | 1269763 | Founders Federal Credit Union | 410646 | Rock Hill, SC | $3.1M | 15 | 39.5% |
| #15 | Raymond Hammond | 71597 | CMG Mortgage, Inc. | 1820 | Columbia, SC | $4.8M | 15 | 37.5% |
| #19 | Caleb LeGrand | 259691 | Luminate Bank | 1281698 | Greenville, SC | $2.7M | 14 | 17.1% |
| #19 | Steve Scoggins | 454768 | Founders Federal Credit Union | 410646 | — | $2.5M | 14 | 46.7% |
| #21 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $4.9M | 13 | 68.4% |
| #21 | Meg Robb | 546549 | CrossCountry Mortgage, LLC | 3029 | Daniel Island, SC | $3.3M | 13 | 38.2% |
| #21 | Richard Vaughan | 107818 | COUNTYBANK | 462088 | Greenville, SC | $3.5M | 13 | 54.2% |
| #24 | Samuel Cavanaugh | 1293151 | T2 Financial LLC | 1686046 | Hilton Head Island, SC | $3.7M | 12 | 38.7% |
| #24 | Ryan Gesser | 452979 | Ameris Bank | 408099 | Mount Pleasant, SC | $7.0M | 12 | 41.4% |
| #24 | Brandon Andrews | 65043 | CrossCountry Mortgage, LLC | 3029 | North Charleston, SC | $3.1M | 12 | 40.0% |
| #27 | Kevin Brookes | 204134 | Beacon Community Bank | 1712297 | Daniel Island, SC | $5.8M | 11 | 45.8% |
| #27 | Timothy Loss | 187037 | CMG Mortgage, Inc. | 1820 | Mt Pleasant, SC | $4.7M | 11 | 34.4% |
| #27 | Gabriella Tripp | 1439792 | Atlantic Coast Mortgage, LLC | 643114 | Mount Pleasant, SC | $2.5M | 11 | 42.3% |
| #27 | CHRISTINE STRIMPLE | 789918 | 1ST FEDERAL SAVINGS BANK OF SC, INC. | 643568 | Edisto Island, SC | $4.6M | 11 | 68.8% |
| #27 | Robert Askew | 1184658 | Ameris Bank | 408099 | Beaufort, SC | $3.8M | 11 | 57.9% |
| #27 | Jennifer Morris | 249382 | Fifth Third Bank, National Association | 403245 | Mount Pleasant, SC | $8.2M | 11 | 39.3% |
| #33 | Lauren Foster | 346619 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $1.5M | 10 | 34.5% |
| #33 | Brett McDonald | 840915 | CalCon Mutual Mortgage LLC | 46375 | Charleston, SC | $3.0M | 10 | 28.6% |
| #33 | Allen White | 810563 | SouthState Bank, N.A. | 403455 | Seneca, SC | $3.8M | 10 | 38.5% |
| #33 | Lance Walters | 1161562 | Founders Federal Credit Union | 410646 | Lancaster, SC | $1.5M | 10 | 38.5% |
| #33 | Brian Neumann | 174105 | Northpoint Mortgage, Inc. | 1515 | Hilton Head Island, SC | $3.7M | 10 | 24.4% |
| #33 | Mark Tibshrany | 474306 | Guild Mortgage Company LLC | 3274 | Columbia, SC | $3.0M | 10 | 52.6% |
| #33 | James Weston | 223006 | Movement Mortgage, LLC | 39179 | Lexington, SC | $3.0M | 10 | 34.5% |
| #33 | Cameron Bailey | 414418 | Movement Mortgage, LLC | 39179 | Rock Hill, SC | $3.3M | 10 | 52.6% |
| #33 | James Anderson | 480116 | First Community Bank | 474532 | Greenville, SC | $4.0M | 10 | 50.0% |
| #33 | JOSEPH WELLS | 195458 | PREFERRED FINANCIAL SERVICES, INC | 192279 | Greenville, SC | $2.6M | 10 | 35.7% |
| #33 | Ashley Razumich | 897145 | Ameris Bank | 408099 | Mount Pleasant, SC | $1.5M | 10 | 35.7% |
| #44 | William Holman | 232409 | loanDepot.com, LLC | 174457 | Lexington, SC | $1.7M | 9 | 28.1% |
| #44 | Jason Sharon | 1281448 | Home Loans Inc | 1728740 | North Charleston, SC | $3.1M | 9 | 25.7% |
| #44 | Gabriel Tuvek | 281272 | First Home Mortgage Corporation | 71603 | Mount Pleasant, SC | $5.5M | 9 | 36.0% |
| #44 | Charles Branham | 129914 | First Community Bank | 474532 | Lexington, SC | $3.2M | 9 | 32.1% |
| #44 | Travis Wright | 642981 | CMG Mortgage, Inc. | 1820 | Columbia, SC | $1.1M | 9 | 69.2% |
| #44 | Stephen Hartman | 1725312 | MY COMMUNITY MORTGAGE LLC | 2408499 | Summerville, SC | $2.0M | 9 | 42.9% |
| #44 | Jeffrey Cerreta | 201336 | Classic Home Mortgage Inc. | 182005 | Simpsonville, SC | $2.0M | 9 | 42.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — South Carolina (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-carolina/top-retention-by-units/2022
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