Retention champions in Maryland in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Timothy Draves (CMG Mortgage, Inc., NMLS #189840), and Tammi Printz (First Home Mortgage Corporation, NMLS #455836).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $16.2M | 51 | 62.2% |
| #2 | Timothy Draves | 189840 | CMG Mortgage, Inc. | 1820 | Baltimore, MD | $25.5M | 48 | 66.7% |
| #3 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.5M | 28 | 44.4% |
| #4 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $9.6M | 23 | 33.3% |
| #5 | LILI LIU | 382645 | ELITE MORTGAGE LLC | 1907548 | Gaithersburg, MD | $9.8M | 22 | 91.7% |
| #5 | Robert Bateman | 130436 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $6.1M | 22 | 44.0% |
| #7 | Jeffrey Starcher | 408139 | Shore United Bank, National Association | 607844 | Annapolis, MD | $12.0M | 20 | 44.4% |
| #8 | Michael Cooper | 194507 | Meridian Bank | 462854 | Columbia, MD | $5.6M | 18 | 54.5% |
| #9 | Thomas Shea | 455897 | Ameris Bank | 408099 | — | $4.9M | 17 | 63.0% |
| #10 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $4.7M | 16 | 57.1% |
| #10 | Matthew Nader | 333573 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $6.9M | 16 | 61.5% |
| #10 | Barbara Landon | 116882 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $7.3M | 16 | 80.0% |
| #13 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $3.8M | 15 | 53.6% |
| #13 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $5.3M | 15 | 40.5% |
| #15 | Ryan Paquin | 187868 | First Home Mortgage Corporation | 71603 | Crofton, MD | $4.4M | 14 | 17.9% |
| #15 | Jeffrey Stempler | 171047 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Rockville, MD | $6.1M | 14 | 42.4% |
| #15 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $4.4M | 14 | 31.1% |
| #15 | James Dickinson | 181669 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $6.8M | 14 | 100.0% |
| #19 | Leonard Gordon | 659221 | Truist Bank | 399803 | Rockville, MD | $12.9M | 13 | 76.5% |
| #19 | Scott Berngartt | 409094 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $4.6M | 13 | 56.5% |
| #19 | Stephen Walker | 689408 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $3.0M | 13 | 52.0% |
| #22 | Christopher Head | 275605 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $4.1M | 12 | 63.2% |
| #22 | Nicholas Kultti | 453547 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.0M | 12 | 57.1% |
| #22 | Kelly Martin | 1147665 | Aberdeen Proving Ground Federal Credit Union | 480340 | Bel Air, MD | $1.7M | 12 | 23.5% |
| #22 | Herbert Belton | 230110 | All Homes Financial LLC | 227975 | Lanham, MD | $5.2M | 12 | 52.2% |
| #22 | Kelly Chesnick | 448446 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.5M | 12 | 85.7% |
| #22 | Armen Manokian | 1284162 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.7M | 12 | 41.4% |
| #22 | DEIAN STANKOV | 214943 | T2 Financial LLC | 1686046 | Kensington, MD | $4.4M | 12 | 38.7% |
| #22 | Charles Merrick | 415445 | Middletown Valley Bank | 742865 | Oakland, MD | $5.8M | 12 | 50.0% |
| #22 | Drew Powers | 1857031 | Manufacturers and Traders Trust Company | 381076 | Frederick, MD | $3.5M | 12 | 100.0% |
| #31 | Helio Souza | 13003 | America Trust Funding-Mortgage, Bankers LLC | 1522 | Rockville, MD | $5.3M | 11 | 39.3% |
| #31 | Cheryl Jackson | 809976 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $2.2M | 11 | 47.8% |
| #31 | Kenneth Miller | 110090 | Equity Resources, Inc. | 1579 | Rockville, MD | $2.5M | 11 | 84.6% |
| #31 | Kevin Shaver | 181673 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $5.6M | 11 | 39.3% |
| #31 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $4.1M | 11 | 22.4% |
| #31 | Jason Nader | 313085 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.4M | 11 | 39.3% |
| #31 | Daniel Maggin | 356114 | LendSolid LLC | 1675271 | Bethesda, MD | $4.3M | 11 | 68.8% |
| #31 | Irina Spector | 210641 | Mortgage Equity Partners LLC | 1936 | Owings Mills, MD | $3.7M | 11 | 50.0% |
| #31 | Sherman Dryden | 188535 | TowneBank | 512138 | White Plains, MD | $4.7M | 11 | 26.8% |
| #31 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $3.4M | 11 | 32.4% |
| #41 | Erin Johnson | 215208 | First Home Mortgage Corporation | 71603 | La Plata, MD | $3.3M | 10 | 41.7% |
| #41 | Matthew Hess | 3600 | Patriot Financial, Inc | 1642 | Cary, NC | $3.4M | 10 | 71.4% |
| #41 | Ayazhussein Rahemanji | 457664 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $2.8M | 10 | 26.3% |
| #41 | Eric Short | 147905 | First Home Mortgage Corporation | 71603 | Salisbury, MD | $2.2M | 10 | 40.0% |
| #41 | Carlos Martinez | 184510 | CrossCountry Mortgage, LLC | 3029 | Orlando, FL | $2.9M | 10 | 43.5% |
| #41 | Mark Wharton | 561736 | PRESIDENTIAL BANK, FSB | 421593 | Frederick, MD | $4.8M | 10 | 26.3% |
| #41 | Theresa Amos | 190189 | Coastline Mortgage, LLC | 1750429 | Lutherville Timonium, MD | $3.7M | 10 | 71.4% |
| #41 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.1M | 10 | 62.5% |
| #41 | Chong Yi | 198732 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $5.2M | 10 | 66.7% |
| #41 | Terri Tallman | 528188 | Aberdeen Proving Ground Federal Credit Union | 480340 | — | $1.2M | 10 | 21.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2022
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