Retention champions in Maryland in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Timothy Draves (CMG Mortgage, Inc., NMLS #189840), and Tammi Printz (First Home Mortgage Corporation, NMLS #455836).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $16.2M | 51 | 61.4% |
| #2 | Timothy Draves | 189840 | CMG Mortgage, Inc. | 1820 | Baltimore, MD | $24.2M | 46 | 65.7% |
| #3 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.5M | 28 | 43.8% |
| #4 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $9.6M | 23 | 33.3% |
| #5 | LILI LIU | 382645 | ELITE MORTGAGE LLC | 1907548 | Gaithersburg, MD | $9.8M | 22 | 91.7% |
| #5 | Robert Bateman | 130436 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $6.1M | 22 | 44.0% |
| #7 | Jeffrey Starcher | 408139 | Shore United Bank, National Association | 607844 | Annapolis, MD | $11.2M | 19 | 42.2% |
| #8 | Michael Cooper | 194507 | Meridian Bank | 462854 | Columbia, MD | $5.6M | 18 | 54.5% |
| #9 | Thomas Shea | 455897 | Ameris Bank | 408099 | — | $4.9M | 17 | 63.0% |
| #9 | Barbara Landon | 116882 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $7.9M | 17 | 81.0% |
| #11 | Matthew Nader | 333573 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $6.9M | 16 | 61.5% |
| #11 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $4.7M | 16 | 57.1% |
| #13 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $5.3M | 15 | 40.5% |
| #13 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $3.8M | 15 | 53.6% |
| #15 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $4.4M | 14 | 31.1% |
| #15 | Ryan Paquin | 187868 | First Home Mortgage Corporation | 71603 | Crofton, MD | $4.4M | 14 | 17.7% |
| #15 | Jeffrey Stempler | 171047 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Rockville, MD | $6.1M | 14 | 42.4% |
| #15 | James Dickinson | 181669 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $6.8M | 14 | 100.0% |
| #19 | Charles Merrick | 415445 | Middletown Valley Bank | 742865 | Oakland, MD | $6.6M | 13 | 52.0% |
| #19 | Leonard Gordon | 659221 | Truist Bank | 399803 | Rockville, MD | $12.9M | 13 | 76.5% |
| #19 | Scott Berngartt | 409094 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $4.6M | 13 | 56.5% |
| #19 | Stephen Walker | 689408 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $3.0M | 13 | 52.0% |
| #23 | Armen Manokian | 1284162 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.7M | 12 | 41.4% |
| #23 | DEIAN STANKOV | 214943 | T2 Financial LLC | 1686046 | Kensington, MD | $4.4M | 12 | 38.7% |
| #23 | Herbert Belton | 230110 | All Homes Financial LLC | 227975 | Lanham, MD | $5.2M | 12 | 52.2% |
| #23 | Christopher Head | 275605 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $4.1M | 12 | 63.2% |
| #23 | Kelly Chesnick | 448446 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.5M | 12 | 85.7% |
| #23 | Nicholas Kultti | 453547 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.0M | 12 | 57.1% |
| #23 | Drew Powers | 1857031 | Manufacturers and Traders Trust Company | 381076 | Frederick, MD | $3.5M | 12 | 100.0% |
| #23 | Kelly Martin | 1147665 | Aberdeen Proving Ground Federal Credit Union | 480340 | Bel Air, MD | $1.7M | 12 | 23.5% |
| #31 | Sherman Dryden | 188535 | TowneBank | 512138 | White Plains, MD | $4.7M | 11 | 27.5% |
| #31 | Irina Spector | 210641 | Mortgage Equity Partners LLC | 1936 | Owings Mills, MD | $3.7M | 11 | 50.0% |
| #31 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $4.1M | 11 | 22.9% |
| #31 | Daniel Maggin | 356114 | LendSolid LLC | 1675271 | Kensington, MD | $4.3M | 11 | 68.8% |
| #31 | Jason Nader | 313085 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.4M | 11 | 39.3% |
| #31 | Kenneth Miller | 110090 | Equity Resources, Inc. | 1579 | Rockville, MD | $2.5M | 11 | 84.6% |
| #31 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $3.4M | 11 | 31.4% |
| #31 | Cheryl Jackson | 809976 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $2.2M | 11 | 50.0% |
| #31 | Kevin Shaver | 181673 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $5.6M | 11 | 39.3% |
| #31 | Helio Souza | 13003 | FAIRWAY ASSET CORPORATION | 293044 | Rockville, MD | $5.3M | 11 | 39.3% |
| #41 | Theresa Amos | 190189 | Coastline Mortgage, LLC | 1750429 | Lutherville Timonium, MD | $3.7M | 10 | 71.4% |
| #41 | Jonathan Ritter | 210106 | Ritter Mortgage Group, Inc. | 1436890 | Westminster, MD | $2.9M | 10 | 43.5% |
| #41 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $4.0M | 10 | 40.0% |
| #41 | Chong Yi | 198732 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $5.2M | 10 | 66.7% |
| #41 | Michael Bass | 1234011 | DAS Acquisition Company, LLC | 227262 | Annapolis, MD | $3.2M | 10 | 43.5% |
| #41 | Robert Edner | 188984 | Siwell, Inc. | 149169 | Pittsburgh, PA | $3.9M | 10 | 100.0% |
| #41 | Mark Wharton | 561736 | PRESIDENTIAL BANK, FSB | 421593 | Frederick, MD | $4.8M | 10 | 26.3% |
| #41 | Matthew Hess | 3600 | Patriot Financial, Inc | 1642 | Cary, NC | $3.4M | 10 | 71.4% |
| #41 | Carlos Martinez | 184510 | CrossCountry Mortgage, LLC | 3029 | Orlando, FL | $2.9M | 10 | 43.5% |
| #41 | Terri Tallman | 528188 | Aberdeen Proving Ground Federal Credit Union | 480340 | — | $1.2M | 10 | 20.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2022
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