Retention champions in Maryland in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Timothy Draves (CMG Mortgage, Inc., NMLS #189840), and Tammi Printz (First Home Mortgage Corporation, NMLS #455836).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $15.9M | 50 | 61.7% |
| #2 | Timothy Draves | 189840 | CMG Mortgage, Inc. | 1820 | Baltimore, MD | $24.2M | 46 | 66.7% |
| #3 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.5M | 28 | 44.4% |
| #4 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $9.6M | 23 | 34.8% |
| #5 | LILI LIU | 382645 | ELITE MORTGAGE LLC | 1907548 | Gaithersburg, MD | $9.8M | 22 | 91.7% |
| #5 | Robert Bateman | 130436 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $6.1M | 22 | 44.0% |
| #7 | Jeffrey Starcher | 408139 | Shore United Bank, National Association | 607844 | Annapolis, MD | $11.2M | 19 | 43.2% |
| #8 | Michael Cooper | 194507 | Meridian Bank | 462854 | Columbia, MD | $5.6M | 18 | 54.5% |
| #9 | Thomas Shea | 455897 | Ameris Bank | 408099 | — | $4.9M | 17 | 63.0% |
| #10 | Matthew Nader | 333573 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $6.9M | 16 | 61.5% |
| #10 | Barbara Landon | 116882 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $7.3M | 16 | 80.0% |
| #12 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $3.8M | 15 | 53.6% |
| #12 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $4.3M | 15 | 55.6% |
| #14 | Ryan Paquin | 187868 | First Home Mortgage Corporation | 71603 | Crofton, MD | $4.4M | 14 | 17.9% |
| #14 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $4.4M | 14 | 31.1% |
| #14 | Jeffrey Stempler | 171047 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Rockville, MD | $6.1M | 14 | 42.4% |
| #14 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $5.1M | 14 | 40.0% |
| #14 | James Dickinson | 181669 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $6.8M | 14 | 100.0% |
| #19 | Stephen Walker | 689408 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $3.0M | 13 | 52.0% |
| #19 | Charles Merrick | 415445 | Middletown Valley Bank | 742865 | Oakland, MD | $6.6M | 13 | 52.0% |
| #19 | Leonard Gordon | 659221 | Truist Bank | 399803 | Rockville, MD | $12.9M | 13 | 76.5% |
| #19 | Scott Berngartt | 409094 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $4.6M | 13 | 56.5% |
| #23 | Kelly Martin | 1147665 | Aberdeen Proving Ground Federal Credit Union | 480340 | Bel Air, MD | $1.7M | 12 | 24.0% |
| #23 | DEIAN STANKOV | 214943 | T2 Financial LLC | 1686046 | Kensington, MD | $4.4M | 12 | 38.7% |
| #23 | Herbert Belton | 230110 | All Homes Financial LLC | 227975 | Lanham, MD | $5.2M | 12 | 52.2% |
| #23 | Drew Powers | 1857031 | Manufacturers and Traders Trust Company | 381076 | Frederick, MD | $3.5M | 12 | 100.0% |
| #23 | Christopher Head | 275605 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $4.1M | 12 | 63.2% |
| #23 | Kelly Chesnick | 448446 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.5M | 12 | 85.7% |
| #23 | Armen Manokian | 1284162 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.7M | 12 | 42.9% |
| #23 | Nicholas Kultti | 453547 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.0M | 12 | 57.1% |
| #31 | Cheryl Jackson | 809976 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $2.2M | 11 | 47.8% |
| #31 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $3.4M | 11 | 32.4% |
| #31 | Irina Spector | 210641 | Mortgage Equity Partners LLC | 1936 | Owings Mills, MD | $3.7M | 11 | 52.4% |
| #31 | Sherman Dryden | 188535 | TowneBank | 512138 | White Plains, MD | $4.7M | 11 | 28.9% |
| #31 | Helio Souza | 13003 | FAIRWAY ASSET CORPORATION | 293044 | Rockville, MD | $5.3M | 11 | 39.3% |
| #31 | Kevin Shaver | 181673 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $5.6M | 11 | 39.3% |
| #31 | Daniel Maggin | 356114 | LendSolid LLC | 1675271 | Kensington, MD | $4.3M | 11 | 68.8% |
| #31 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $4.1M | 11 | 23.4% |
| #39 | Kenneth Miller | 110090 | Equity Resources, Inc. | 1579 | Rockville, MD | $2.3M | 10 | 83.3% |
| #39 | Robert Edner | 188984 | Federated Mortgage Corp. | 101475 | Pittsburgh, PA | $3.9M | 10 | 100.0% |
| #39 | Theresa Amos | 190189 | Coastline Mortgage, LLC | 1750429 | Lutherville Timonium, MD | $3.7M | 10 | 71.4% |
| #39 | Matthew Hess | 3600 | Patriot Financial, Inc | 1642 | Cary, NC | $3.4M | 10 | 71.4% |
| #39 | Michael Bass | 1234011 | DAS Acquisition Company, LLC | 227262 | Annapolis, MD | $3.2M | 10 | 43.5% |
| #39 | Carlos Martinez | 184510 | CrossCountry Mortgage, LLC | 3029 | Orlando, FL | $2.9M | 10 | 43.5% |
| #39 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $4.0M | 10 | 41.7% |
| #39 | Jonathan Ritter | 210106 | Ritter Mortgage Group, Inc. | 1436890 | Westminster, MD | $2.9M | 10 | 43.5% |
| #39 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.1M | 10 | 62.5% |
| #39 | Mark Wharton | 561736 | PRESIDENTIAL BANK, FSB | 421593 | Frederick, MD | $4.8M | 10 | 26.3% |
| #39 | Chong Yi | 198732 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $5.2M | 10 | 66.7% |
| #39 | Eric Short | 147905 | First Home Mortgage Corporation | 71603 | Salisbury, MD | $2.2M | 10 | 43.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2022
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