Retention champions in Maryland in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Timothy Draves (CMG Mortgage, Inc., NMLS #189840), and Tammi Printz (First Home Mortgage Corporation, NMLS #455836).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $16.2M | 51 | 62.2% |
| #2 | Timothy Draves | 189840 | CMG Mortgage, Inc. | 1820 | Baltimore, MD | $24.2M | 46 | 65.7% |
| #3 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.5M | 28 | 43.8% |
| #4 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $9.6M | 23 | 33.3% |
| #5 | LILI LIU | 382645 | ELITE MORTGAGE LLC | 1907548 | Gaithersburg, MD | $9.8M | 22 | 91.7% |
| #5 | Robert Bateman | 130436 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $6.1M | 22 | 44.0% |
| #7 | Jeffrey Starcher | 408139 | Shore United Bank, National Association | 607844 | Annapolis, MD | $11.2M | 19 | 42.2% |
| #8 | Michael Cooper | 194507 | Meridian Bank | 462854 | Columbia, MD | $5.6M | 18 | 54.5% |
| #9 | Thomas Shea | 455897 | Ameris Bank | 408099 | — | $4.9M | 17 | 63.0% |
| #9 | Barbara Landon | 116882 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $7.9M | 17 | 81.0% |
| #11 | Matthew Nader | 333573 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $6.9M | 16 | 61.5% |
| #11 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $4.7M | 16 | 57.1% |
| #13 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $5.3M | 15 | 40.5% |
| #13 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $3.8M | 15 | 53.6% |
| #15 | Jeffrey Stempler | 171047 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Rockville, MD | $6.1M | 14 | 42.4% |
| #15 | Ryan Paquin | 187868 | First Home Mortgage Corporation | 71603 | Crofton, MD | $4.4M | 14 | 17.9% |
| #15 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $4.4M | 14 | 31.1% |
| #15 | James Dickinson | 181669 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $6.8M | 14 | 100.0% |
| #19 | Leonard Gordon | 659221 | Truist Bank | 399803 | Rockville, MD | $12.9M | 13 | 76.5% |
| #19 | Scott Berngartt | 409094 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $4.6M | 13 | 56.5% |
| #19 | Stephen Walker | 689408 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $3.0M | 13 | 52.0% |
| #22 | Herbert Belton | 230110 | All Homes Financial LLC | 227975 | Lanham, MD | $5.2M | 12 | 52.2% |
| #22 | Drew Powers | 1857031 | Manufacturers and Traders Trust Company | 381076 | Frederick, MD | $3.5M | 12 | 100.0% |
| #22 | DEIAN STANKOV | 214943 | T2 Financial LLC | 1686046 | Kensington, MD | $4.4M | 12 | 38.7% |
| #22 | Christopher Head | 275605 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $4.1M | 12 | 63.2% |
| #22 | Nicholas Kultti | 453547 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.0M | 12 | 57.1% |
| #22 | Kelly Martin | 1147665 | Aberdeen Proving Ground Federal Credit Union | 480340 | Bel Air, MD | $1.7M | 12 | 23.5% |
| #22 | Armen Manokian | 1284162 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.7M | 12 | 41.4% |
| #22 | Charles Merrick | 415445 | Middletown Valley Bank | 742865 | Oakland, MD | $5.8M | 12 | 50.0% |
| #22 | Kelly Chesnick | 448446 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.5M | 12 | 85.7% |
| #31 | Cheryl Jackson | 809976 | National Institutes of Health Federal Credit Union | 803678 | Rockville, MD | $2.2M | 11 | 50.0% |
| #31 | Sherman Dryden | 188535 | TowneBank | 512138 | White Plains, MD | $4.7M | 11 | 27.5% |
| #31 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $4.1M | 11 | 22.9% |
| #31 | Daniel Maggin | 356114 | LendSolid LLC | 1675271 | Kensington, MD | $4.3M | 11 | 68.8% |
| #31 | Kenneth Miller | 110090 | Equity Resources, Inc. | 1579 | Rockville, MD | $2.5M | 11 | 84.6% |
| #31 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $3.4M | 11 | 31.4% |
| #31 | Kevin Shaver | 181673 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $5.6M | 11 | 40.7% |
| #31 | Helio Souza | 13003 | FAIRWAY ASSET CORPORATION | 293044 | Rockville, MD | $5.3M | 11 | 39.3% |
| #31 | Irina Spector | 210641 | Mortgage Equity Partners LLC | 1936 | Owings Mills, MD | $3.7M | 11 | 50.0% |
| #31 | Jason Nader | 313085 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.4M | 11 | 39.3% |
| #41 | Robert Edner | 188984 | Siwell, Inc. | 149169 | Pittsburgh, PA | $3.9M | 10 | 100.0% |
| #41 | Theresa Amos | 190189 | Coastline Mortgage, LLC | 1750429 | Lutherville Timonium, MD | $3.7M | 10 | 71.4% |
| #41 | Michael Bass | 1234011 | DAS Acquisition Company, LLC | 227262 | Annapolis, MD | $3.2M | 10 | 43.5% |
| #41 | Matthew Hess | 3600 | Patriot Financial, Inc | 1642 | Cary, NC | $3.4M | 10 | 71.4% |
| #41 | Chong Yi | 198732 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $5.2M | 10 | 66.7% |
| #41 | Jonathan Ritter | 210106 | Ritter Mortgage Group, Inc. | 1436890 | Westminster, MD | $2.9M | 10 | 43.5% |
| #41 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.1M | 10 | 62.5% |
| #41 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $4.0M | 10 | 40.0% |
| #41 | Terri Tallman | 528188 | Aberdeen Proving Ground Federal Credit Union | 480340 | — | $1.2M | 10 | 20.8% |
| #41 | Ayazhussein Rahemanji | 457664 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $2.8M | 10 | 25.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2022
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