Retention champions in Maryland in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Sharon Snyder (Homesale Mortgage, LLC, NMLS #102105), and Samuel Rosenblatt (DAS Acquisition Company, LLC, NMLS #75844).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $19.5M | 51 | 56.7% |
| #2 | Sharon Snyder | 102105 | Homesale Mortgage, LLC | 1054689 | Lancaster, PA | $15.8M | 48 | 72.7% |
| #3 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $18.0M | 35 | 34.3% |
| #4 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $12.4M | 25 | 64.1% |
| #5 | Yan Tang | 1929561 | Optimum Mortgage Company, LLC | 128568 | Carmel, IN | $11.3M | 23 | 82.1% |
| #5 | Amy Wolff | 149401 | Direct Mortgage Loans, LLC | 832799 | Frederick, MD | $7.4M | 23 | 41.1% |
| #7 | Larry McMillan | 223559 | Ameris Bank | 408099 | Eldersburg, MD | $4.7M | 22 | 52.4% |
| #7 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $7.7M | 22 | 34.9% |
| #7 | Jordan Dobbs | 1053709 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $16.3M | 22 | 75.9% |
| #10 | Robert Edner | 188984 | Siwell, Inc. | 149169 | Pittsburgh, PA | $9.3M | 21 | 67.7% |
| #10 | Kyndle Quinones | 156081 | NFM Lending, LLC | 2893 | Severna Park, MD | $10.5M | 21 | 41.2% |
| #10 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $12.2M | 21 | 42.9% |
| #13 | Blake Hyatt | 834709 | Direct Mortgage Loans, LLC | 832799 | Hunt Valley, MD | $8.3M | 19 | 47.5% |
| #14 | Chong Yi | 198732 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $7.2M | 15 | 62.5% |
| #14 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $2.8M | 15 | 42.9% |
| #16 | Eric Hedeman | 143895 | Chesapeake Mortgage Solutions, Inc | 186148 | Severna Park, MD | $5.1M | 14 | 60.9% |
| #16 | Jake Smith | 135512 | Envoy Mortgage Ltd | 6666 | Delmar, DE | $6.0M | 14 | 30.4% |
| #16 | SCOTT VAN STONE | 1845808 | Channel Marker Mortgage LLC | 2528736 | Annapolis, MD | $7.4M | 14 | 73.7% |
| #16 | Michael Bendebba | 483853 | Fairway Independent Mortgage Corporation | 2289 | Hughesville, MD | $7.0M | 14 | 27.5% |
| #20 | Paul Concannon | 455283 | WesBanco Bank, Inc. | 399836 | Towson, MD | $12.1M | 13 | 56.5% |
| #20 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $6.3M | 13 | 43.3% |
| #20 | Ayazhussein Rahemanji | 457664 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $5.4M | 13 | 41.9% |
| #20 | Jason Lerner | 448776 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $6.7M | 13 | 36.1% |
| #20 | Richard Truax | 480897 | Manufacturers and Traders Trust Company | 381076 | Baltimore, MD | $4.4M | 13 | 86.7% |
| #20 | Lori Wilson-Naylor | 455912 | Ameris Bank | 408099 | Bowie, MD | $4.5M | 13 | 59.1% |
| #20 | Jonathan Ritter | 210106 | Ritter Mortgage Group, Inc. | 1436890 | Westminster, MD | $5.3M | 13 | 52.0% |
| #20 | Malcolm Crane | 357810 | Fairway Independent Mortgage Corporation | 2289 | Towson, MD | $5.9M | 13 | 22.8% |
| #28 | Brittany Bobbs | 1578271 | CrossCountry Mortgage, LLC | 3029 | Monkton, MD | $4.4M | 12 | 41.4% |
| #28 | Wei Feng | 214408 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $5.6M | 12 | 85.7% |
| #28 | Nadeem Bhatti | 189314 | Access Financial Mortgage Corp. | 1370402 | Fulton, MD | $5.3M | 12 | 54.5% |
| #28 | Glenn Benson | 174521 | Prosperity Home Mortgage, LLC | 75164 | Bethesda, MD | $7.1M | 12 | 46.2% |
| #28 | Ronald Riccitelli | 144907 | CrossCountry Mortgage, LLC | 3029 | Bel Air, MD | $5.3M | 12 | 42.9% |
| #28 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $4.1M | 12 | 24.5% |
| #34 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $4.8M | 11 | 30.6% |
| #34 | Jonathan Wald | 571973 | NFM Lending, LLC | 2893 | Timonium, MD | $5.5M | 11 | 35.5% |
| #34 | Jessica Enfinger | 513123 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $6.2M | 11 | 37.9% |
| #34 | Hannah Katz | 2009527 | CrossCountry Mortgage, LLC | 3029 | Annapolis, MD | $4.4M | 11 | 55.0% |
| #34 | James Walls | 461947 | Secured Funding Corporation | 900701 | Baltimore, MD | $3.9M | 11 | 64.7% |
| #34 | Christopher Moylan | 304773 | First Pryority Bank | 1844483 | Pryor, OK | $5.3M | 11 | 64.7% |
| #34 | Brendan McKay | 554441 | McKay Mortgage Company, LLC | 1590323 | Bethesda, MD | $7.0M | 11 | 64.7% |
| #41 | Michael Dicea | 491347 | Mortgage247, LLC | 1296643 | Nottingham, MD | $3.5M | 10 | 62.5% |
| #41 | Mark Ebinger | 476332 | Guild Mortgage Company LLC | 3274 | Frederick, MD | $2.8M | 10 | 66.7% |
| #41 | Michael Fagan | 182530 | Guaranteed Rate Affinity, LLC | 1598647 | Ellicott City, MD | $4.7M | 10 | 22.7% |
| #41 | Peter Talbot | 164976 | Primary Residential Mortgage, Inc. | 3094 | Towson, MD | $4.5M | 10 | 76.9% |
| #41 | Amit Desai | 142848 | TD Bank NA | 399800 | Baltimore, MD | $7.9M | 10 | 58.8% |
| #41 | Joseph Longobardi | 399823 | Van Dyk Mortgage Corporation | 3035 | Hunt Valley, MD | $3.8M | 10 | 55.6% |
| #41 | Sarah Stramella | 1827053 | Tower Federal Credit Union | 586147 | Laurel, MD | $1.3M | 10 | 34.5% |
| #41 | Daniel Tinnin | 1101919 | Channel Marker Mortgage LLC | 2528736 | Annapolis, MD | $4.6M | 10 | 38.5% |
| #41 | joseph dubreuil | 207693 | Affordable Home Mortgage, Inc. | 122687 | Hanover, PA | $4.3M | 10 | 62.5% |
| #41 | Jonathan Vitak | 188301 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $5.5M | 10 | 41.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2025
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