Retention champions in Maryland in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), Sharon Snyder (Homesale Mortgage, LLC, NMLS #102105), and Samuel Rosenblatt (DAS Acquisition Company, LLC, NMLS #75844).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $19.2M | 51 | 56.0% |
| #2 | Sharon Snyder | 102105 | Homesale Mortgage, LLC | 1054689 | Lancaster, PA | $15.8M | 48 | 72.7% |
| #3 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $18.0M | 35 | 34.3% |
| #4 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $10.4M | 24 | 63.2% |
| #5 | Yan Tang | 1929561 | Optimum Mortgage Company, LLC | 128568 | Carmel, IN | $11.3M | 23 | 82.1% |
| #5 | Amy Wolff | 149401 | Direct Mortgage Loans, LLC | 832799 | Frederick, MD | $7.4M | 23 | 41.1% |
| #5 | Larry McMillan | 223559 | Ameris Bank | 408099 | Eldersburg, MD | $4.9M | 23 | 53.5% |
| #8 | Jordan Dobbs | 1053709 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $16.3M | 22 | 75.9% |
| #9 | Kyndle Quinones | 156081 | NFM Lending, LLC | 2893 | Severna Park, MD | $10.5M | 21 | 41.2% |
| #9 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $7.5M | 21 | 33.9% |
| #9 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $12.2M | 21 | 42.9% |
| #12 | Robert Edner | 188984 | Siwell, Inc. | 149169 | Pittsburgh, PA | $9.1M | 20 | 66.7% |
| #13 | Blake Hyatt | 834709 | Direct Mortgage Loans, LLC | 832799 | Hunt Valley, MD | $8.3M | 19 | 46.3% |
| #14 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $2.8M | 15 | 41.7% |
| #14 | Chong Yi | 198732 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $7.2M | 15 | 62.5% |
| #16 | Michael Bendebba | 483853 | Fairway Independent Mortgage Corporation | 2289 | La Plata, MD | $7.0M | 14 | 27.5% |
| #16 | Lori Wilson-Naylor | 455912 | Ameris Bank | 408099 | Bowie, MD | $4.7M | 14 | 60.9% |
| #16 | Jake Smith | 135512 | Envoy Mortgage Ltd | 6666 | Delmar, DE | $6.0M | 14 | 31.1% |
| #16 | Eric Hedeman | 143895 | Chesapeake Mortgage Solutions, Inc | 186148 | Severna Park, MD | $5.1M | 14 | 60.9% |
| #16 | SCOTT VAN STONE | 1845808 | Channel Marker Mortgage LLC | 2528736 | Annapolis, MD | $7.4M | 14 | 73.7% |
| #21 | Paul Concannon | 455283 | WesBanco Bank, Inc. | 399836 | Towson, MD | $12.1M | 13 | 56.5% |
| #21 | Jason Lerner | 448776 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $6.7M | 13 | 37.1% |
| #21 | Glenn Benson | 174521 | Prosperity Home Mortgage, LLC | 75164 | Bethesda, MD | $7.6M | 13 | 48.1% |
| #21 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $6.2M | 13 | 44.8% |
| #21 | Richard Truax | 480897 | Manufacturers and Traders Trust Company | 381076 | Baltimore, MD | $4.4M | 13 | 86.7% |
| #21 | Jonathan Ritter | 210106 | Ritter Mortgage Group, Inc. | 1436890 | Westminster, MD | $5.3M | 13 | 52.0% |
| #21 | Malcolm Crane | 357810 | Fairway Independent Mortgage Corporation | 2289 | Towson, MD | $5.9M | 13 | 23.2% |
| #28 | Ayazhussein Rahemanji | 457664 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $4.9M | 12 | 40.0% |
| #28 | Brittany Bobbs | 1578271 | CrossCountry Mortgage, LLC | 3029 | Monkton, MD | $4.4M | 12 | 41.4% |
| #28 | Wei Feng | 214408 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $5.6M | 12 | 85.7% |
| #28 | Ronald Riccitelli | 144907 | CrossCountry Mortgage, LLC | 3029 | Bel Air, MD | $5.3M | 12 | 42.9% |
| #28 | Nadeem Bhatti | 189314 | Access Financial Mortgage Corp. | 1370402 | Fulton, MD | $5.3M | 12 | 54.5% |
| #28 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $4.1M | 12 | 24.5% |
| #34 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $4.8M | 11 | 31.4% |
| #34 | Hannah Katz | 2009527 | CrossCountry Mortgage, LLC | 3029 | Annapolis, MD | $4.4M | 11 | 55.0% |
| #34 | Brendan McKay | 554441 | McKay Mortgage Company, LLC | 1590323 | Bethesda, MD | $7.0M | 11 | 64.7% |
| #34 | Jessica Enfinger | 513123 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $6.2M | 11 | 37.9% |
| #34 | Jonathan Wald | 571973 | NFM Lending, LLC | 2893 | Timonium, MD | $5.5M | 11 | 36.7% |
| #34 | Christopher Moylan | 304773 | First Pryority Bank | 1844483 | Pryor, OK | $5.3M | 11 | 64.7% |
| #34 | James Walls | 461947 | Secured Funding Corporation | 900701 | Baltimore, MD | $3.9M | 11 | 68.8% |
| #41 | joseph dubreuil | 207693 | Affordable Home Mortgage, Inc. | 122687 | Hanover, PA | $4.3M | 10 | 62.5% |
| #41 | Shane Hancock | 47962 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $3.9M | 10 | 55.6% |
| #41 | Michael Fagan | 182530 | Guaranteed Rate Affinity, LLC | 1598647 | Ellicott City, MD | $4.7M | 10 | 23.3% |
| #41 | Daniel Tinnin | 1101919 | Channel Marker Mortgage LLC | 2528736 | Annapolis, MD | $4.6M | 10 | 38.5% |
| #41 | Bryan Raiford | 146582 | NFM Lending, LLC | 2893 | Bethesda, MD | $4.9M | 10 | 37.0% |
| #41 | Amit Desai | 142848 | TD Bank NA | 399800 | Baltimore, MD | $7.9M | 10 | 58.8% |
| #41 | Jeffrey Senker | 134844 | Primary Residential Mortgage, Inc. | 3094 | Bel Air, MD | $3.3M | 10 | 40.0% |
| #41 | Angela Tucciarella | 898059 | OpenDoor Financial Services Corporation | 2063838 | Darlington, MD | $3.0M | 10 | 83.3% |
| #41 | Michael Dicea | 491347 | Mortgage247, LLC | 1296643 | Nottingham, MD | $3.5M | 10 | 62.5% |
| #41 | Deborah Meeder | 581409 | Manufacturers and Traders Trust Company | 381076 | Baltimore, MD | $2.4M | 10 | 90.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Maryland (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-units/2025
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