Retention champions in New Jersey in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764), and Rajiv Bedi (American Preferred Mortgage Corp., NMLS #285881).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $72.9M | 102 | 49.8% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $22.8M | 48 | 34.8% |
| #3 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $20.6M | 46 | 75.4% |
| #4 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $38.2M | 43 | 72.9% |
| #4 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $19.4M | 43 | 58.9% |
| #6 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $23.0M | 36 | 70.6% |
| #6 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $34.8M | 36 | 78.3% |
| #8 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $20.7M | 35 | 58.3% |
| #9 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.2M | 32 | 62.7% |
| #10 | Christopher Hartsough | 135033 | Credit Union of New Jersey | 401368 | Ewing, NJ | $4.2M | 29 | 65.9% |
| #10 | Shreshth Bansal | 1727041 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $16.2M | 29 | 72.5% |
| #10 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $13.7M | 29 | 37.7% |
| #13 | Manish Shah | 1994538 | ENSURE HOME LOANS LLC | 1666674 | Grand Prairie, TX | $15.6M | 28 | 73.7% |
| #13 | Karie Buchanan | 1934503 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | $14.9M | 28 | 32.9% |
| #15 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $17.4M | 27 | 32.1% |
| #16 | Michael Stepek | 28268 | Guaranteed Rate Affinity, LLC | 1598647 | Westfield, NJ | $18.7M | 25 | 61.0% |
| #16 | Michael Conti | 280437 | Assured Mortgage Bankers Corp | 271739 | Manasquan, NJ | $8.8M | 25 | 67.6% |
| #16 | BHAVESH PAREKH | 251379 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $13.3M | 25 | 30.1% |
| #19 | Mark Ramos | 216938 | CrossCountry Mortgage, LLC | 3029 | Toms River, NJ | $4.4M | 24 | 66.7% |
| #19 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $14.2M | 24 | 70.6% |
| #21 | Vincent Giordano | 202683 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $12.5M | 23 | 62.2% |
| #21 | Michael Chuyan | 1591801 | Movement Mortgage, LLC | 39179 | Totowa, NJ | $12.4M | 23 | 85.2% |
| #23 | Krunal Shah | 342191 | Alliance Mortgage Finance, LLC | 187908 | South Plainfield, NJ | $9.4M | 22 | 62.9% |
| #24 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $35.9M | 21 | 65.6% |
| #24 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $13.9M | 21 | 32.3% |
| #24 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $13.0M | 21 | 72.4% |
| #24 | Kevin Zhu | 215558 | MLD Mortgage Inc. | 1019 | Orlando, FL | $9.8M | 21 | 51.2% |
| #24 | Erez Shimoni | 460222 | Petra Cephas Inc | 1222300 | Piscataway, NJ | $9.7M | 21 | 61.8% |
| #24 | Todd Harrington | 869718 | Brightwire Loans LLC | 1074453 | River Edge, NJ | $9.8M | 21 | 65.6% |
| #30 | Peter Strauss | 271100 | Second Generation Mortgage Group, LLC | 231019 | Tinton Falls, NJ | $8.0M | 20 | 83.3% |
| #30 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $5.5M | 20 | 35.7% |
| #30 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $5.4M | 20 | 60.6% |
| #30 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $16.6M | 20 | 45.5% |
| #30 | Steven Esses | 858678 | FM Home Loans, LLC | 2212 | Brooklyn, NY | $4.5M | 20 | 100.0% |
| #35 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.0M | 19 | 65.5% |
| #35 | Kinjal Patel | 2395996 | Alliance Mortgage Finance, LLC | 187908 | South Plainfield, NJ | $9.9M | 19 | 82.6% |
| #37 | Jason Geary | 589283 | Guaranteed Rate Affinity, LLC | 1598647 | Mendham, NJ | $9.9M | 18 | 51.4% |
| #37 | Youssef Abdelhalim | 1033013 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $7.7M | 18 | 37.5% |
| #37 | oleg zaltsman | 145240 | Dynasty Mortgage Network LLC | 141917 | Brielle, NJ | $9.2M | 18 | 66.7% |
| #40 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $9.4M | 17 | 77.3% |
| #40 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $3.7M | 17 | 53.1% |
| #40 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.4M | 17 | 47.2% |
| #40 | Pinky Shah | 254596 | Better Mortgage Corporation | 330511 | Plainsboro, NJ | $5.4M | 17 | 53.1% |
| #40 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $11.4M | 17 | 27.4% |
| #40 | Nchemya Leiman | 73753 | Leiman Mortgage Network LLC | 17280 | Lakewood, NJ | $9.3M | 17 | 63.0% |
| #46 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $8.4M | 16 | 57.1% |
| #46 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $13.5M | 16 | 25.8% |
| #46 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $6.4M | 16 | 76.2% |
| #46 | Xinhua Zhou | 218383 | Reliance Capital Inc | 218653 | Edison, NJ | $9.7M | 16 | 57.1% |
| #46 | Matthew Sura | 234074 | Union Home Mortgage Corp. | 2229 | Cranford, NJ | $7.4M | 16 | 51.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2025
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