Retention champions in New Jersey in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Baret Kechian (loanDepot.com, LLC, NMLS #9411), Rajiv Bedi (American Preferred Mortgage Corp., NMLS #285881), and Christopher Keelin (CrossCountry Mortgage, LLC, NMLS #63764).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $72.3M | 101 | 49.8% |
| #2 | Rajiv Bedi | 285881 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $20.6M | 46 | 75.4% |
| #2 | Christopher Keelin | 63764 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $22.3M | 46 | 33.8% |
| #4 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $38.2M | 43 | 72.9% |
| #4 | Michael Carvajal | 214865 | Informed Mortgage LLC | 2523172 | Manahawkin, NJ | $19.4M | 43 | 58.9% |
| #6 | Ryan Delia | 102276 | loanDepot.com, LLC | 174457 | Paramus, NJ | $23.0M | 36 | 70.6% |
| #6 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $34.8M | 36 | 78.3% |
| #8 | Viral Mistry | 223886 | Kwik Mortgage Corporation | 138075 | Parsippany, NJ | $20.7M | 35 | 58.3% |
| #9 | Vick Bedi | 256379 | American Preferred Mortgage Corp. | 2230580 | Parsippany, NJ | $15.2M | 32 | 62.7% |
| #10 | Christopher Hartsough | 135033 | Credit Union of New Jersey | 401368 | Ewing, NJ | $4.2M | 29 | 65.9% |
| #10 | Shreshth Bansal | 1727041 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $16.2M | 29 | 72.5% |
| #10 | Ronald Gosewisch | 210533 | NFM Lending, LLC | 2893 | Medford Lakes, NJ | $13.7M | 29 | 37.7% |
| #13 | Karie Buchanan | 1934503 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | $14.9M | 28 | 32.9% |
| #13 | Manish Shah | 1994538 | ENSURE HOME LOANS LLC | 1666674 | Grand Prairie, TX | $15.6M | 28 | 73.7% |
| #15 | Justin Bonura | 73184 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $17.4M | 27 | 32.1% |
| #16 | Michael Conti | 280437 | Assured Mortgage Bankers Corp | 271739 | Manasquan, NJ | $8.8M | 25 | 67.6% |
| #16 | Michael Stepek | 28268 | Guaranteed Rate Affinity, LLC | 1598647 | Westfield, NJ | $18.7M | 25 | 61.0% |
| #16 | BHAVESH PAREKH | 251379 | Lighthouse Lending Group LLC | 2769679 | Livingston, NJ | $13.3M | 25 | 30.1% |
| #19 | Mark Ramos | 216938 | CrossCountry Mortgage, LLC | 3029 | Toms River, NJ | $4.4M | 24 | 66.7% |
| #19 | Shimon Globman | 29708 | Guaranteed Rate, Inc. | 2611 | Passaic, NJ | $14.2M | 24 | 70.6% |
| #21 | Vincent Giordano | 202683 | Garden State Mortgage Corp. | 1707560 | Saddle Brook, NJ | $12.5M | 23 | 62.2% |
| #21 | Michael Chuyan | 1591801 | Movement Mortgage, LLC | 39179 | Totowa, NJ | $12.4M | 23 | 85.2% |
| #23 | Krunal Shah | 342191 | Alliance Mortgage Finance, LLC | 187908 | South Plainfield, NJ | $9.4M | 22 | 62.9% |
| #24 | Brian Woltman | 587190 | Embrace Home Loans, Inc. | 2184 | Basking Ridge, NJ | $13.9M | 21 | 32.3% |
| #24 | Leonard Coopersmith | 40869 | FM Home Loans, LLC | 2212 | Lakewood, NJ | $13.0M | 21 | 72.4% |
| #24 | Todd Harrington | 869718 | Brightwire Loans LLC | 1074453 | River Edge, NJ | $9.8M | 21 | 65.6% |
| #24 | Kevin Zhu | 215558 | MLD Mortgage Inc. | 1019 | Orlando, FL | $9.8M | 21 | 50.0% |
| #24 | Angelica Lyons | 947115 | Fulton Bank, National Association | 485401 | Mount Laurel, NJ | $35.9M | 21 | 65.6% |
| #24 | Erez Shimoni | 460222 | Petra Cephas Inc | 1222300 | Piscataway, NJ | $9.7M | 21 | 61.8% |
| #30 | Steven Esses | 858678 | FM Home Loans, LLC | 2212 | Brooklyn, NY | $4.5M | 20 | 100.0% |
| #30 | Peter Strauss | 271100 | Second Generation Mortgage Group, LLC | 231019 | Tinton Falls, NJ | $8.0M | 20 | 83.3% |
| #30 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $5.5M | 20 | 35.7% |
| #30 | Daniel Lemeshev | 1666662 | CrossCountry Mortgage, LLC | 3029 | Hoboken, NJ | $16.6M | 20 | 45.5% |
| #30 | Megan McDermott | 90194 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | $5.4M | 20 | 60.6% |
| #35 | Brian LaRue | 179393 | Red Oak Mortgage Inc | 5415 | Freehold, NJ | $11.0M | 19 | 65.5% |
| #35 | Kinjal Patel | 2395996 | Alliance Mortgage Finance, LLC | 187908 | South Plainfield, NJ | $9.9M | 19 | 82.6% |
| #37 | oleg zaltsman | 145240 | Dynasty Mortgage Network LLC | 141917 | Brielle, NJ | $9.2M | 18 | 66.7% |
| #37 | Jason Geary | 589283 | Guaranteed Rate Affinity, LLC | 1598647 | Mendham, NJ | $9.9M | 18 | 51.4% |
| #37 | Youssef Abdelhalim | 1033013 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Sparta, NJ | $7.7M | 18 | 37.5% |
| #40 | Pinky Shah | 254596 | Better Mortgage Corporation | 330511 | Plainsboro, NJ | $5.4M | 17 | 53.1% |
| #40 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.4M | 17 | 47.2% |
| #40 | Nchemya Leiman | 73753 | Leiman Mortgage Network LLC | 17280 | Lakewood, NJ | $9.3M | 17 | 63.0% |
| #40 | Alessandra Davis | 172843 | CrossCountry Mortgage, LLC | 3029 | Aventura, FL | $3.7M | 17 | 53.1% |
| #40 | Dillon White | 1683181 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $11.4M | 17 | 27.4% |
| #40 | Stephen Domenick | 2134885 | Legacy Mortgage Group Inc | 2533102 | Clifton, NJ | $9.4M | 17 | 77.3% |
| #46 | Matthew Sura | 234074 | Union Home Mortgage Corp. | 2229 | Cranford, NJ | $7.4M | 16 | 51.6% |
| #46 | MAYER WEISS | 175269 | Ark Mortgage, Inc. | 103915 | Lakewood, NJ | $6.4M | 16 | 76.2% |
| #46 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $8.4M | 16 | 57.1% |
| #46 | Jonathan Lamkin | 143207 | Guaranteed Rate, Inc. | 2611 | Millburn, NJ | $13.5M | 16 | 25.8% |
| #46 | Xinhua Zhou | 218383 | Reliance Capital Inc | 218653 | Edison, NJ | $9.7M | 16 | 57.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Jersey (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-retention-by-units/2025
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