Biggest climbers in New Jersey in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jacob Flax (Caliver Beach Mortgage, LLC, NMLS #1379766), Christofer Wilhelm (Guaranteed Rate, Inc., NMLS #1041743), and Michael Welsh (Tomo Mortgage, LLC, NMLS #1866716).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2025 Volume | 2025 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacob Flax | 1379766 | Caliver Beach Mortgage, LLC | 1434247 | Owings Mills, MD | ▲ 8816 (#9839 → #1023) | $12.5M | 11 |
| #2 | Christofer Wilhelm | 1041743 | Guaranteed Rate, Inc. | 2611 | Hammonton, NJ | ▲ 8432 (#8939 → #507) | $20.2M | 66 |
| #3 | Michael Welsh | 1866716 | Tomo Mortgage, LLC | 2059741 | Royal Oak, MI | ▲ 8374 (#9816 → #1442) | $9.3M | 16 |
| #4 | Debora Onisick | 241175 | Toll Brothers Mortgage Company | 18154 | Fort Washington, PA | ▲ 8225 (#9167 → #942) | $13.3M | 22 |
| #5 | Paulina Namiotko | 2046821 | Polish & Slavic Federal Credit Union | 460285 | Fairfield, NJ | ▲ 8211 (#9369 → #1158) | $11.3M | 29 |
| #6 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | ▲ 8141 (#9645 → #1504) | $9.0M | 11 |
| #7 | Tom Tsatsaronis | 190530 | The Remus Group, LLC | 187415 | New York, NY | ▲ 7861 (#9160 → #1299) | $10.2M | 20 |
| #8 | Shashank Shekhar | 8176 | InstaMortgage Inc. | 1035734 | San Jose, CA | ▲ 7618 (#9190 → #1572) | $8.7M | 16 |
| #9 | Rocco Alseika | 420497 | Manufacturers and Traders Trust Company | 381076 | Iselin, NJ | ▲ 7549 (#9126 → #1577) | $8.6M | 10 |
| #10 | Jovan Bakkal | 2286777 | MortgagePros, LLC | 1925352 | Troy, MI | ▲ 7414 (#8929 → #1515) | $9.0M | 27 |
| #11 | John Dramesi | 1029451 | Absolute Home Mortgage Corporation | 176743 | Moorestown, NJ | ▲ 7402 (#8521 → #1119) | $11.5M | 27 |
| #12 | Robert Hegstrom | 611459 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 7375 (#9833 → #2458) | $5.4M | 9 |
| #13 | Lauren Boland | 413865 | Wells Fargo Bank, National Association | 399801 | Melville, NY | ▲ 7300 (#8526 → #1226) | $10.7M | 7 |
| #14 | Andres Lopez | 2247288 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 7285 (#9316 → #2031) | $6.7M | 16 |
| #15 | Melissa Thornton | 749489 | Penn Community Bank | 434939 | Perkasie, PA | ▲ 7265 (#9556 → #2291) | $5.8M | 9 |
| #16 | Thomas DiMaggio | 202975 | Luminate Bank | 1281698 | Shrewsbury, NJ | ▲ 7214 (#8166 → #952) | $13.2M | 29 |
| #17 | sadi sikdar | 1848742 | Advisors Mortgage Group, L.L.C. | 33041 | Holmdel, NJ | ▲ 7207 (#8525 → #1318) | $10.0M | 20 |
| #18 | Jeffrey Babic | 1015079 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 7159 (#9784 → #2625) | $5.0M | 16 |
| #19 | Brian McCarter | 774914 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7136 (#8917 → #1781) | $7.7M | 6 |
| #20 | Kibui Butt | 621908 | Morgan Stanley Private Bank, National Association | 663185 | Dallas, TX | ▲ 7075 (#9839 → #2764) | $4.8M | 7 |
| #21 | Brent Gardner | 743242 | First Bank | 763554 | Hamilton, NJ | ▲ 6910 (#7521 → #611) | $18.1M | 86 |
| #22 | Casey Rooker | 1548619 | Flagstar Bank, National Association | 417490 | Troy, MI | ▲ 6891 (#9035 → #2144) | $6.3M | 29 |
| #23 | Timothy Kennedy | 26323 | Movement Mortgage, LLC | 39179 | Valhalla, NY | ▲ 6858 (#9239 → #2381) | $5.6M | 5 |
| #24 | Glenn Mack | 6110 | Citizens Bank, National Association | 433960 | New York, NY | ▲ 6812 (#8059 → #1247) | $10.5M | 4 |
| #25 | Benjamin Hirsch | 144025 | THE MINT CAPITAL INC | 1628334 | Chester, NY | ▲ 6811 (#9890 → #3079) | $4.2M | 6 |
| #26 | Dawn Loftus | 803958 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | ▲ 6796 (#9965 → #3169) | $4.1M | 13 |
| #27 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | ▲ 6723 (#8749 → #2026) | $6.7M | 13 |
| #28 | Thomas Costanza | 2026503 | New Day Financial, LLC | 1043 | — | ▲ 6683 (#7818 → #1135) | $11.4M | 35 |
| #29 | Kristen Braunstein | 1520347 | Philadelphia Federal Credit Union | 401234 | Philadelphia, PA | ▲ 6675 (#7019 → #344) | $25.4M | 124 |
| #30 | Raymond Durr | 124291 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | ▲ 6633 (#9333 → #2700) | $4.9M | 7 |
| #31 | Kenneth Hull | 31719 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6596 (#9566 → #2970) | $4.4M | 9 |
| #32 | Kyle Casey | 1649777 | Wilmington Savings Fund Society, FSB | 417673 | Bryn Mawr, PA | ▲ 6585 (#8898 → #2313) | $5.8M | 6 |
| #33 | Maria Bohinsky | 1262476 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6577 (#9024 → #2447) | $5.4M | 15 |
| #34 | Jeffrey Howard | 60372 | Wells Fargo Bank, National Association | 399801 | New York, NY | ▲ 6511 (#9462 → #2951) | $4.4M | 3 |
| #35 | Michael Rugh | 404806 | Wells Fargo Bank, National Association | 399801 | Pittsburgh, PA | ▲ 6478 (#8876 → #2398) | $5.5M | 6 |
| #36 | Mary Fazioli | 436492 | Lakeview Loan Servicing, LLC | 391521 | Blue Ash, OH | ▲ 6444 (#9559 → #3115) | $4.2M | 13 |
| #37 | Alicia Fedele | 1790372 | Visions Federal Credit Union | 439893 | Augusta, NJ | ▲ 6443 (#9938 → #3495) | $3.7M | 29 |
| #38 | James Egbert | 240841 | Mission Loans, LLC | 210853 | Irvine, CA | ▲ 6441 (#8487 → #2046) | $6.6M | 13 |
| #39 | Henry Nava | 1658032 | TD Bank NA | 399800 | Wilmington, DE | ▲ 6426 (#8962 → #2536) | $5.2M | 25 |
| #40 | Tia Alleyne | 642153 | Bank of America, N.A. | 399802 | — | ▲ 6387 (#9517 → #3130) | $4.2M | 6 |
| #41 | Lauren Gradowitz | 529933 | JPMorgan Chase Bank, National Association | 399798 | New York, NY | ▲ 6372 (#7326 → #954) | $13.2M | 6 |
| #42 | Joseph Podsiadly | 1751457 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6337 (#9347 → #3010) | $4.3M | 13 |
| #43 | Jared Clark | 2008431 | Better Mortgage Corporation | 330511 | Charlotte, NC | ▲ 6254 (#8018 → #1764) | $7.7M | 29 |
| #44 | Rafael Perez | 2562691 | Lusitania Savings Bank | 640892 | — | ▲ 6201 (#7946 → #1745) | $7.8M | 14 |
| #45 | Christopher Wright | 1374836 | Finance of America Reverse LLC | 2285 | — | ▲ 6189 (#9659 → #3470) | $3.7M | 6 |
| #46 | Marc Langley | 5081 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 6171 (#9155 → #2984) | $4.4M | 12 |
| #47 | David Breen | 116167 | TD Bank NA | 399800 | Mount Laurel, NJ | ▲ 6165 (#8017 → #1852) | $7.3M | 45 |
| #48 | ASAD VALLIANI | 1925307 | Bank of America, N.A. | 399802 | Plano, TX | ▲ 6163 (#8782 → #2619) | $5.0M | 6 |
| #49 | Matt Wilkerson | 1513347 | UBS Bank USA, National Association | 947868 | Plano, TX | ▲ 6121 (#8651 → #2530) | $5.2M | 6 |
| #50 | Larisa Zambelli | 1828224 | Cliffco, Inc. | 65328 | Bay Shore, NY | ▲ 6108 (#8141 → #2033) | $6.7M | 7 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — New Jersey (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-climbers-by-volume/2025
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