Biggest Climbers by Volume — New Jersey (2025)

Biggest climbers in New Jersey in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.

As of May 28, 2026, the top 3 include Jacob Flax (Caliver Beach Mortgage, LLC, NMLS #1379766), christofer wilhelm (Guaranteed Rate, Inc., NMLS #1041743), and Michael Welsh (Tomo Mortgage, LLC, NMLS #1866716).

Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.

Biggest Climbers by Volume — New Jersey (2025) — top 50
Rank Loan officer LO NMLS Current Lender / Broker Lender NMLS Location Rank Change 2025 Volume 2025 Loans
#1 Jacob Flax 1379766 Caliver Beach Mortgage, LLC 1434247 Owings Mills, MD ▲ 8882 (#9894 → #1012) $12.5M 11
#2 christofer wilhelm 1041743 Guaranteed Rate, Inc. 2611 Hammonton, NJ ▲ 8450 (#8957 → #507) $20.1M 65
#3 Michael Welsh 1866716 Tomo Mortgage, LLC 2059741 Birmingham, MI ▲ 8443 (#9873 → #1430) $9.3M 16
#4 Debora Onisick 241175 Toll Brothers Mortgage Company 18154 Fort Washington, PA ▲ 8267 (#9199 → #932) $13.3M 22
#5 Paulina Namiotko 2046821 Polish & Slavic Federal Credit Union 460285 Fairfield, NJ ▲ 8263 (#9411 → #1148) $11.3M 29
#6 Daniel McCormick 1974423 JPMorgan Chase Bank, National Association 399798 New York, NY ▲ 7982 (#9326 → #1344) $9.8M 8
#7 Eric Schachter 673145 Luminate Bank 1281698 Syosset, NY ▲ 7907 (#9695 → #1788) $7.5M 10
#8 Tom Tsatsaronis 190530 The Remus Group, LLC 187415 New York, NY ▲ 7904 (#9192 → #1288) $10.2M 20
#9 Rocco Alseika 420497 Manufacturers and Traders Trust Company 381076 Iselin, NJ ▲ 7710 (#9157 → #1447) $9.3M 11
#10 Shashank Shekhar 8176 InstaMortgage Inc. 1035734 San Jose, CA ▲ 7663 (#9223 → #1560) $8.7M 16
#11 Robert Hegstrom 611459 Mortgage Research Center, LLC 1907 Columbia, MO ▲ 7443 (#9889 → #2446) $5.4M 9
#12 John Dramesi 1029451 Affordable Mortgage Advisors, LLC 139164 ▲ 7409 (#8517 → #1108) $11.5M 27
#13 Jovan Bakkal 2286777 MortgagePros, LLC 1925352 Troy, MI ▲ 7402 (#8946 → #1544) $8.7M 26
#14 Andres Lopez 2247288 Freedom Mortgage Corporation 2767 Boca Raton, FL ▲ 7337 (#9355 → #2018) $6.7M 16
#15 Lauren Boland 413865 Wells Fargo Bank, National Association 399801 Melville, NY ▲ 7309 (#8522 → #1213) $10.7M 7
#16 Jeffrey Babic 1015079 Lakeview Loan Servicing, LLC 391521 Coral Gables, FL ▲ 7228 (#9842 → #2614) $5.0M 16
#17 sadi sikdar 1848742 Advisors Mortgage Group, L.L.C. 33041 Holmdel, NJ ▲ 7217 (#8521 → #1304) $10.0M 20
#18 Thomas DiMaggio 202975 Luminate Bank 1281698 Shrewsbury, NJ ▲ 7189 (#8151 → #962) $13.0M 28
#19 Brian McCarter 774914 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 7162 (#8930 → #1768) $7.7M 6
#20 Kibui Butt 621908 Morgan Stanley Private Bank, National Association 663185 Dallas, TX ▲ 7148 (#9894 → #2746) $4.8M 7
#21 Casey Rooker 1548619 Flagstar Bank, National Association 417490 Troy, MI ▲ 6925 (#9057 → #2132) $6.3M 29
#22 Timothy Kennedy 26323 Movement Mortgage, LLC 39179 Valhalla, NY ▲ 6905 (#9273 → #2368) $5.6M 5
#23 Brent Gardner 743242 First Bank 763554 Hamilton, NJ ▲ 6894 (#7496 → #602) $18.1M 86
#24 Benjamin Hirsch 144025 THE MINT CAPITAL INC 1628334 Monroe, NY ▲ 6888 (#9945 → #3057) $4.2M 6
#25 Glenn Mack 6110 Citizens Bank, National Association 433960 New York, NY ▲ 6809 (#8040 → #1231) $10.5M 4
#26 Chirag Rachhadia 1890628 VEMA MORTGAGE LLC 1019911 Charlotte, NC ▲ 6741 (#8754 → #2013) $6.7M 13
#27 Raymond Durr 124291 CrossCountry Mortgage, LLC 3029 Cleveland, OH ▲ 6685 (#9371 → #2686) $4.9M 7
#28 Kenneth Hull 31719 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6658 (#9612 → #2954) $4.4M 9
#29 Kristen Braunstein 1520347 Philadelphia Federal Credit Union 401234 Philadelphia, PA ▲ 6656 (#6994 → #338) $25.4M 124
#30 Thomas Costanza 2026503 New Day Financial, LLC 1043 Fulton, MD ▲ 6650 (#7801 → #1151) $11.2M 34
#31 Maria Bohinsky 1262476 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6610 (#9046 → #2436) $5.4M 15
#32 Jeffrey Howard 60372 Wells Fargo Bank, National Association 399801 New York, NY ▲ 6570 (#9510 → #2940) $4.4M 3
#33 Mary Fazioli 436492 Lakeview Loan Servicing, LLC 391521 Blue Ash, OH ▲ 6508 (#9606 → #3098) $4.2M 13
#34 Michael Rugh 404806 Wells Fargo Bank, National Association 399801 Pittsburgh, PA ▲ 6500 (#8889 → #2389) $5.5M 6
#35 James Egbert 240841 Mission Loans, LLC 210853 Irvine, CA ▲ 6455 (#8484 → #2029) $6.6M 13
#36 Tia Alleyne 642153 Bank of America, N.A. 399802 New York, NY ▲ 6453 (#9565 → #3112) $4.2M 6
#37 Joseph Podsiadly 1751457 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6400 (#9387 → #2987) $4.3M 13
#38 Henry Nava 1658032 TD Bank NA 399800 Wilmington, DE ▲ 6388 (#8981 → #2593) $5.1M 23
#39 Lauren Gradowitz 529933 JPMorgan Chase Bank, National Association 399798 New York, NY ▲ 6357 (#7300 → #943) $13.2M 6
#40 Kyle Casey 1649777 Wilmington Savings Fund Society, FSB 417673 Bryn Mawr, PA ▲ 6326 (#8912 → #2586) $5.1M 5
#41 Kimberly Bartlett 2132277 Absolute Home Mortgage Corporation 176743 Madison, NJ ▲ 6324 (#9376 → #3052) $4.2M 11
#42 Christopher Wright 1374836 Finance of America Reverse LLC 2285 Tulsa, OK ▲ 6260 (#9710 → #3450) $3.7M 6
#43 Marc Langley 5081 Lakeview Loan Servicing, LLC 391521 Horsham, PA ▲ 6223 (#9188 → #2965) $4.4M 12
#44 Rafael Perez 2562691 Lusitania Savings Bank 640892 ▲ 6197 (#7926 → #1729) $7.8M 14
#45 ASAD VALLIANI 1925307 Bank of America, N.A. 399802 Plano, TX ▲ 6181 (#8789 → #2608) $5.0M 6
#46 David Breen 116167 TD Bank NA 399800 Mount Laurel, NJ ▲ 6159 (#7998 → #1839) $7.3M 45
#47 Matt Wilkerson 1513347 UBS Bank USA, National Association 947868 Plano, TX ▲ 6130 (#8649 → #2519) $5.2M 6
#48 Larisa Zambelli 1828224 Cliffco, Inc. 65328 Bay Shore, NY ▲ 6103 (#8123 → #2020) $6.7M 7
#49 HANNAH HILL 2444387 First National Bank of Pennsylvania 766529 ▲ 6075 (#8608 → #2533) $5.2M 2
#50 Vane Fan 825542 Citibank, NA 412915 New York, NY ▲ 6057 (#8167 → #2110) $6.3M 8

Frequently asked

Who is the top mortgage loan officer climber in New Jersey in 2025?
Jacob Flax (Caliver Beach Mortgage, LLC, NMLS #1379766) ranks #1 in New Jersey in 2025 with $12.5M in funded mortgage volume based on MMI's public-record mortgage dataset.
Who are the top mortgage loan officers in New Jersey in 2025?
1. Jacob Flax (Caliver Beach Mortgage, LLC); 2. christofer wilhelm (Guaranteed Rate, Inc.); 3. Michael Welsh (Tomo Mortgage, LLC). The full ranking continues on this page, sourced from MMI's public-record mortgage dataset.

About this data

These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.

Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.

Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.

Read the full methodology

Cite this page

TopMortgageOriginators.com. Biggest Climbers by Volume — New Jersey (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-jersey/top-climbers-by-volume/2025

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