Biggest climbers in Kentucky in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Morgan Eggers (Guardian Savings Bank, NMLS #1603348), Fletcher Gonzalez (NVR Mortgage Finance, Inc., NMLS #1861181), and Heather Denaro (Barrett Financial Group, L.L.C., NMLS #1975823).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2025 Volume | 2025 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Morgan Eggers | 1603348 | Guardian Savings Bank | 449474 | West Chester, OH | ▲ 9464 (#9730 → #266) | $10.9M | 50 |
| #2 | Fletcher Gonzalez | 1861181 | NVR Mortgage Finance, Inc. | 1127 | Franklin, TN | ▲ 8461 (#9093 → #632) | $5.9M | 28 |
| #3 | Heather Denaro | 1975823 | Barrett Financial Group, L.L.C. | 181106 | Las Vegas, NV | ▲ 7878 (#8990 → #1112) | $3.2M | 10 |
| #4 | Kimberly Fallen | 631728 | Whitaker Bank, Inc. | 455741 | Campton, KY | ▲ 7837 (#9279 → #1442) | $2.4M | 29 |
| #5 | Jason Jones | 460932 | MORGANTOWN BANK & TRUST COMPANY, INCORPORATED | 440880 | Falmouth, KY | ▲ 7833 (#9283 → #1450) | $2.4M | 10 |
| #6 | Cassey Bivens | 1106310 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | ▲ 7768 (#9871 → #2103) | $1.6M | 12 |
| #7 | Scott Holmberg | 206764 | Salute Mortgage LLC | 2601951 | Louisville, KY | ▲ 7712 (#9305 → #1593) | $2.2M | 15 |
| #8 | Amy Carder | 1925297 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 7687 (#8633 → #946) | $3.9M | 14 |
| #9 | Anita Black | 474046 | Planters Bank, Inc. | 452877 | Dawson Springs, KY | ▲ 7677 (#9247 → #1570) | $2.2M | 8 |
| #10 | Nancy Helm | 459265 | The Cecilian Bank | 409707 | Leitchfield, KY | ▲ 7608 (#9429 → #1821) | $1.9M | 17 |
| #11 | Mark Hardin | 901828 | Wilson & Muir Bank & Trust Co. | 403246 | Bardstown, KY | ▲ 7517 (#8391 → #874) | $4.1M | 11 |
| #12 | Shelby Hurst | 2499261 | Fifth Third Bank, National Association | 403245 | Georgetown, KY | ▲ 7517 (#9442 → #1925) | $1.8M | 18 |
| #13 | Kristin Hinitt | 1938296 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 7487 (#9573 → #2086) | $1.6M | 10 |
| #14 | Farukh Perez | 875109 | Lakeview Loan Servicing, LLC | 391521 | Flower Mound, TX | ▲ 7484 (#8964 → #1480) | $2.3M | 7 |
| #15 | Thomas Watters | 1992895 | White Oak Mortgage LLC | 2609667 | Louisville, KY | ▲ 7342 (#8166 → #824) | $4.4M | 15 |
| #16 | Manuel Chavarria | 2045953 | Farm Credit Mid-America, ACA | 407249 | Lexington, KY | ▲ 7205 (#7371 → #166) | $14.5M | 43 |
| #17 | Sally Hale | 1142372 | Truist Bank | 399803 | — | ▲ 7126 (#8412 → #1286) | $2.7M | 20 |
| #18 | Shannon Stewart | 2071844 | Gershman Investment Corp. | 138063 | Clarksville, TN | ▲ 7113 (#9230 → #2117) | $1.6M | 9 |
| #19 | TERRY DRESCHER | 434832 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 7073 (#8816 → #1743) | $2.0M | 24 |
| #20 | Mary Johnston | 222087 | Community Financial Services Bank | 477230 | Benton, KY | ▲ 7063 (#9361 → #2298) | $1.5M | 6 |
| #21 | Alan Wagner | 638184 | Union Savings Bank | 446047 | Cincinnati, OH | ▲ 7063 (#9442 → #2379) | $1.4M | 4 |
| #22 | Michael Chin | 1697883 | NewRez LLC | 3013 | Coppell, TX | ▲ 7054 (#9098 → #2044) | $1.7M | 17 |
| #23 | CHANTAY HORTON | 436486 | Third Federal Savings & Loan Association | 449401 | West Chester, OH | ▲ 7045 (#8734 → #1689) | $2.0M | 12 |
| #24 | Jennifer Frey | 2168793 | First Financial Bank | 619717 | Burlington, KY | ▲ 7018 (#9819 → #2801) | $1.2M | 12 |
| #25 | Michael Hacker | 421461 | Cumberland Valley National Bank & Trust Company | 403486 | London, KY | ▲ 6969 (#8309 → #1340) | $2.6M | 10 |
| #26 | Brenna Meyer | 2554002 | Fifth Third Bank, National Association | 403245 | Shelbyville, KY | ▲ 6961 (#8816 → #1855) | $1.9M | 20 |
| #27 | Michael Hsieh | 1452961 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | ▲ 6941 (#8380 → #1439) | $2.4M | 14 |
| #28 | Salvatore Zagami | 2055042 | Everett Financial, Inc. | 2129 | Dallas, TX | ▲ 6927 (#8589 → #1662) | $2.1M | 5 |
| #29 | Chasity Bishop | 605445 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 6922 (#9700 → #2778) | $1.2M | 11 |
| #30 | David Thompson | 2640428 | Republic Bank & Trust Co. | 402606 | — | ▲ 6857 (#8384 → #1527) | $2.3M | 17 |
| #31 | Dawn Thompson | 2168925 | Fifth Third Bank, National Association | 403245 | Richmond, KY | ▲ 6855 (#8816 → #1961) | $1.8M | 8 |
| #32 | Margaret Driskill | 747174 | SIGNET FEDERAL CREDIT UNION | 523095 | Paducah, KY | ▲ 6837 (#9700 → #2863) | $1.1M | 7 |
| #33 | Jan Rosario Colon | 2268274 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6775 (#9442 → #2667) | $1.2M | 7 |
| #34 | Brian Mills | 2593833 | Royal United Mortgage LLC | 13390 | Indianapolis, IN | ▲ 6670 (#9155 → #2485) | $1.3M | 5 |
| #35 | SANDRA BROCK | 710478 | United Community Bank of West Kentucky, Inc. | 442961 | Morganfield, KY | ▲ 6664 (#8987 → #2323) | $1.4M | 9 |
| #36 | Timothy Wiley | 1276036 | SOUTH CENTRAL BANK, INC | 455669 | Glasgow, KY | ▲ 6664 (#9729 → #3065) | $1.1M | 4 |
| #37 | Christina Fullen | 650334 | L&N Federal Credit Union | 531738 | Jeffersonville, IN | ▲ 6648 (#8942 → #2294) | $1.5M | 3 |
| #38 | Justin Cartmell | 1510672 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 6647 (#8337 → #1690) | $2.0M | 14 |
| #39 | Verel Skaggs | 607658 | Bank of Clarkson | 460335 | Clarkson, KY | ▲ 6619 (#7873 → #1254) | $2.8M | 21 |
| #40 | Daniel Gallo | 501989 | U.S. Bank National Association | 402761 | Clarksville, TN | ▲ 6558 (#8816 → #2258) | $1.5M | 5 |
| #41 | Kunal Sharma | 1399131 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6532 (#8742 → #2210) | $1.5M | 11 |
| #42 | Easton Bruce | 1942027 | Mutual of Omaha Mortgage, Inc. | 1025894 | Scottsdale, AZ | ▲ 6519 (#9270 → #2751) | $1.2M | 9 |
| #43 | Gregory Haney | 2366659 | Community Trust Bank, Inc. | 421992 | Mount Sterling, KY | ▲ 6507 (#9700 → #3193) | $1.0M | 8 |
| #44 | Duc Lam | 2529818 | AdvantageFirst Lending Inc. | 1209177 | — | ▲ 6466 (#9235 → #2769) | $1.2M | 5 |
| #45 | Kaitlyn Johnson | 2633829 | PBT BANCORP | 257781 | Hazard, KY | ▲ 6457 (#8433 → #1976) | $1.7M | 9 |
| #46 | WILLIAM MICHAEL JARBOE | 422325 | Forcht Bank, National Association | 411012 | Williamsburg, KY | ▲ 6450 (#8936 → #2486) | $1.3M | 6 |
| #47 | John DeVors | 513777 | Unify Financial Federal Credit Union | 613881 | Allen, TX | ▲ 6439 (#9305 → #2866) | $1.1M | 6 |
| #48 | Madelyne Cook | 2623250 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 6385 (#8675 → #2290) | $1.5M | 10 |
| #49 | Scott Hilditch | 1746678 | Lower, LLC | 1124061 | Columbus, OH | ▲ 6384 (#8300 → #1916) | $1.8M | 6 |
| #50 | SUSAN DIAMOND | 1948905 | The First National Bank of Grayson | 445458 | Grayson, KY | ▲ 6361 (#9589 → #3228) | $1.0M | 4 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — Kentucky (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-climbers-by-volume/2025
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