Biggest climbers in Kentucky in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Morgan Eggers (Guardian Savings Bank, NMLS #1603348), Fletcher Gonzalez (NVR Mortgage Finance, Inc., NMLS #1861181), and Kimberly Fallen (Whitaker Bank, Inc., NMLS #631728).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2025 Volume | 2025 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Morgan Eggers | 1603348 | Guardian Savings Bank | 449474 | West Chester, OH | ▲ 8511 (#8759 → #248) | $11.9M | 53 |
| #2 | Fletcher Gonzalez | 1861181 | NVR Mortgage Finance, Inc. | 1127 | Franklin, TN | ▲ 8510 (#9124 → #614) | $6.1M | 29 |
| #3 | Kimberly Fallen | 631728 | Whitaker Bank, Inc. | 455741 | Campton, KY | ▲ 7844 (#9312 → #1468) | $2.4M | 29 |
| #4 | Jason Jones | 460932 | MORGANTOWN BANK & TRUST COMPANY, INCORPORATED | 440880 | Falmouth, KY | ▲ 7839 (#9316 → #1477) | $2.4M | 10 |
| #5 | Nancy Helm | 459265 | The Cecilian Bank | 409707 | Leitchfield, KY | ▲ 7815 (#9464 → #1649) | $2.1M | 18 |
| #6 | Cassey Bivens | 1106310 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | ▲ 7778 (#9906 → #2128) | $1.6M | 12 |
| #7 | Scott Holmberg | 206764 | Salute Mortgage LLC | 2601951 | Louisville, KY | ▲ 7722 (#9339 → #1617) | $2.2M | 15 |
| #8 | Amy Carder | 1925297 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 7718 (#8666 → #948) | $3.9M | 14 |
| #9 | Anita Black | 474046 | Planters Bank, Inc. | 452877 | Dawson Springs, KY | ▲ 7684 (#9280 → #1596) | $2.2M | 8 |
| #10 | Mark Hardin | 901828 | Wilson & Muir Bank & Trust Co. | 403246 | Bardstown, KY | ▲ 7541 (#8425 → #884) | $4.1M | 11 |
| #11 | Shelby Hurst | 2499261 | Fifth Third Bank, National Association | 403245 | Georgetown, KY | ▲ 7525 (#9478 → #1953) | $1.8M | 18 |
| #12 | Kristin Hinitt | 1938296 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 7497 (#9609 → #2112) | $1.6M | 10 |
| #13 | Farukh Perez | 875109 | Mutual of Omaha Mortgage, Inc. | 1025894 | Plano, TX | ▲ 7488 (#8994 → #1506) | $2.3M | 7 |
| #14 | Thomas Watters | 1992895 | White Oak Mortgage LLC | 2609667 | Louisville, KY | ▲ 7408 (#8204 → #796) | $4.7M | 16 |
| #15 | Manuel Chavarria | 2045953 | Farm Credit Mid-America, ACA | 407249 | Lexington, KY | ▲ 7234 (#7410 → #176) | $14.5M | 43 |
| #16 | Shannon Stewart | 2071844 | Gershman Investment Corp. | 138063 | Clarksville, TN | ▲ 7121 (#9263 → #2142) | $1.6M | 9 |
| #17 | TERRY DRESCHER | 434832 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 7078 (#8849 → #1771) | $2.0M | 24 |
| #18 | Alan Wagner | 638184 | Union Savings Bank | 446047 | Cincinnati, OH | ▲ 7075 (#9478 → #2403) | $1.4M | 4 |
| #19 | Mary Johnston | 222087 | Community Financial Services Bank | 477230 | Benton, KY | ▲ 7074 (#9396 → #2322) | $1.5M | 6 |
| #20 | CHANTAY HORTON | 436486 | Third Federal Savings & Loan Association | 449401 | West Chester, OH | ▲ 7054 (#8767 → #1713) | $2.0M | 12 |
| #21 | Michael Chin | 1697883 | NewRez LLC | 3013 | Coppell, TX | ▲ 7054 (#9129 → #2075) | $1.7M | 17 |
| #22 | Jennifer Frey | 2168793 | First Financial Bank | 619717 | Burlington, KY | ▲ 7021 (#9855 → #2834) | $1.2M | 12 |
| #23 | Sally Hale | 1142372 | Truist Bank | 399803 | — | ▲ 6991 (#8447 → #1456) | $2.4M | 19 |
| #24 | Michael Hacker | 421461 | Cumberland Valley National Bank & Trust Company | 403486 | London, KY | ▲ 6988 (#8347 → #1359) | $2.6M | 10 |
| #25 | Brenna Meyer | 2554002 | Fifth Third Bank, National Association | 403245 | Shelbyville, KY | ▲ 6965 (#8849 → #1884) | $1.9M | 20 |
| #26 | Michael Hsieh | 1452961 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | ▲ 6950 (#8414 → #1464) | $2.4M | 14 |
| #27 | Salvatore Zagami | 2055042 | Everett Financial, Inc. | 2129 | Dallas, TX | ▲ 6938 (#8622 → #1684) | $2.1M | 5 |
| #28 | Chasity Bishop | 605445 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 6926 (#9737 → #2811) | $1.2M | 11 |
| #29 | David Thompson | 2640428 | L&N Federal Credit Union | 531738 | LaGrange, KY | ▲ 6868 (#8418 → #1550) | $2.3M | 17 |
| #30 | Dawn Thompson | 2168925 | Fifth Third Bank, National Association | 403245 | Richmond, KY | ▲ 6857 (#8849 → #1992) | $1.8M | 8 |
| #31 | Margaret Driskill | 747174 | SIGNET FEDERAL CREDIT UNION | 523095 | Paducah, KY | ▲ 6841 (#9737 → #2896) | $1.1M | 7 |
| #32 | Jan Rosario Colon | 2268274 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 6780 (#9478 → #2698) | $1.2M | 7 |
| #33 | Verel Skaggs | 607658 | Bank of Clarkson | 460335 | Clarkson, KY | ▲ 6725 (#7911 → #1186) | $3.0M | 22 |
| #34 | Brian Mills | 2593833 | Royal United Mortgage LLC | 13390 | Indianapolis, IN | ▲ 6676 (#9187 → #2511) | $1.3M | 5 |
| #35 | Timothy Wiley | 1276036 | SOUTH CENTRAL BANK, INC | 455669 | Glasgow, KY | ▲ 6675 (#9766 → #3091) | $1.1M | 4 |
| #36 | SANDRA BROCK | 710478 | United Community Bank of West Kentucky, Inc. | 442961 | Morganfield, KY | ▲ 6674 (#9018 → #2344) | $1.4M | 9 |
| #37 | Justin Cartmell | 1510672 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 6661 (#8375 → #1714) | $2.0M | 14 |
| #38 | Christina Fullen | 650334 | L&N Federal Credit Union | 531738 | Jeffersonville, IN | ▲ 6656 (#8974 → #2318) | $1.5M | 3 |
| #39 | Daniel Gallo | 501989 | U.S. Bank National Association | 402761 | Clarksville, TN | ▲ 6568 (#8849 → #2281) | $1.5M | 5 |
| #40 | Kunal Sharma | 1399131 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6545 (#8776 → #2231) | $1.5M | 11 |
| #41 | Heather Winchester | 2023625 | Farmers Bank & Trust Company | 449868 | Bowling Green, KY | ▲ 6531 (#8383 → #1852) | $1.9M | 10 |
| #42 | Easton Bruce | 1942027 | Mutual of Omaha Mortgage, Inc. | 1025894 | Scottsdale, AZ | ▲ 6520 (#9303 → #2783) | $1.2M | 9 |
| #43 | Gregory Haney | 2366659 | Community Trust Bank, Inc. | 421992 | Mount Sterling, KY | ▲ 6515 (#9737 → #3222) | $1.0M | 8 |
| #44 | Duc Lam | 2529818 | AdvantageFirst Lending Inc. | 1209177 | — | ▲ 6466 (#9268 → #2802) | $1.2M | 5 |
| #45 | Kaitlyn Johnson | 2633829 | PBT BANCORP | 257781 | Hazard, KY | ▲ 6456 (#8468 → #2012) | $1.7M | 9 |
| #46 | WILLIAM MICHAEL JARBOE | 422325 | Forcht Bank, National Association | 411012 | Williamsburg, KY | ▲ 6456 (#8968 → #2512) | $1.3M | 6 |
| #47 | John DeVors | 513777 | Unify Financial Federal Credit Union | 613881 | Allen, TX | ▲ 6440 (#9339 → #2899) | $1.1M | 6 |
| #48 | Scott Hilditch | 1746678 | Lower, LLC | 1124061 | Columbus, OH | ▲ 6396 (#8338 → #1942) | $1.8M | 6 |
| #49 | Madelyne Cook | 2623250 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 6392 (#8707 → #2315) | $1.5M | 10 |
| #50 | SUSAN DIAMOND | 1948905 | The First National Bank of Grayson | 445458 | Grayson, KY | ▲ 6369 (#9625 → #3256) | $1.0M | 4 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — Kentucky (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-climbers-by-volume/2025
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