Retention champions in Kentucky in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jason Lawrence (Fairway Independent Mortgage Corporation, NMLS #52494), ROBERT SUETHOLZ (Guardian Savings Bank, NMLS #718136), and Peiran Sun (Sun Lending USA LLC, NMLS #6853).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $17.1M | 44 | 51.8% |
| #2 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $12.9M | 45 | 86.5% |
| #3 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $11.8M | 38 | 77.6% |
| #4 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $11.0M | 26 | 81.3% |
| #5 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $7.6M | 15 | 75.0% |
| #6 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $7.5M | 14 | 50.0% |
| #7 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $6.9M | 18 | 62.1% |
| #8 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $6.6M | 20 | 62.5% |
| #9 | David Zuhars | 9541 | Simple Mortgage Solutions, LLC | 1983670 | Louisville, KY | $6.1M | 15 | 68.2% |
| #10 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $5.6M | 15 | 42.9% |
| #11 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $4.9M | 12 | 48.0% |
| #12 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.8M | 13 | 65.0% |
| #13 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $4.5M | 11 | 68.8% |
| #14 | Jason Deller | 861531 | Guardian Savings Bank | 449474 | Cincinnati, OH | $4.4M | 7 | 36.8% |
| #15 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $4.3M | 16 | 64.0% |
| #16 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $4.3M | 35 | 92.1% |
| #17 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $3.8M | 12 | 30.8% |
| #18 | John Bollinger | 111708 | LIBERTY FEDERAL CREDIT UNION | 518136 | Louisville, KY | $3.7M | 11 | 57.9% |
| #19 | Keri Jones | 419193 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $3.7M | 9 | 56.3% |
| #20 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $3.6M | 21 | 77.8% |
| #21 | Angela Kessel | 1715691 | Guardian Savings Bank | 449474 | Ft Wright, KY | $3.5M | 13 | 76.5% |
| #22 | Benjamin Montoya | 2014076 | Guardian Savings Bank | 449474 | West Chester, OH | $3.3M | 12 | 70.6% |
| #23 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $3.2M | 10 | 100.0% |
| #24 | Joseph Browning | 50992 | Farmers Bank & Trust Company | 449868 | Bowling Green, KY | $3.1M | 12 | 41.4% |
| #25 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $3.1M | 7 | 53.8% |
| #26 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $3.1M | 10 | 47.6% |
| #27 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $3.1M | 9 | 39.1% |
| #28 | Breon Price | 938631 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $3.0M | 6 | 42.9% |
| #29 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $3.0M | 11 | 19.0% |
| #30 | Erin O'Brien | 975377 | Guardian Savings Bank | 449474 | Lexington, KY | $2.9M | 8 | 47.1% |
| #31 | Bart Doerhoefer | 616015 | Fifth Third Bank, National Association | 403245 | Louisville, KY | $2.9M | 5 | 41.7% |
| #32 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.9M | 10 | 27.8% |
| #33 | Statia Parks | 56992 | Multiple Option Mortgage Services, Inc. | 57052 | Louisville, KY | $2.9M | 7 | 36.8% |
| #34 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $2.9M | 5 | 41.7% |
| #35 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $2.8M | 9 | 33.3% |
| #36 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $2.8M | 8 | 66.7% |
| #37 | Joseph Gorman | 1882663 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.8M | 9 | 81.8% |
| #38 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $2.8M | 8 | 20.5% |
| #39 | John Kenkel | 706245 | GERMAN AMERICAN BANK | 446859 | Lakeside Park, KY | $2.8M | 6 | 37.5% |
| #40 | Michael Hurt | 57602 | First Fidelity Mortgage, Inc. | 940549 | Louisville, KY | $2.7M | 8 | 61.5% |
| #41 | Richard Gangwish | 36954 | U.S. Bank National Association | 402761 | Taylor Mill, KY | $2.6M | 11 | 55.0% |
| #42 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.6M | 10 | 58.8% |
| #43 | David Gassman | 20069 | Lighthouse Mortgage LLC | 1788365 | Louisville, KY | $2.5M | 8 | 80.0% |
| #44 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $2.5M | 8 | 29.6% |
| #45 | Clayton Hughes | 1251745 | Atlas Mortgage LLC | 2688594 | Louisville, KY | $2.4M | 7 | 63.6% |
| #46 | TIMOTHY MORTIMER | 718169 | Guardian Savings Bank | 449474 | Lexington, KY | $2.3M | 9 | 60.0% |
| #47 | Amy Daniels | 1830015 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Bowling Green, KY | $2.3M | 8 | 38.1% |
| #48 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $2.2M | 12 | 37.5% |
| #49 | David Rankin | 698637 | Innovative Home Loans, LLC | 1063330 | Florence, KY | $2.2M | 8 | 50.0% |
| #50 | Joe Hohman | 12973 | United Mortgage, LLC | 4351 | Louisville, KY | $2.2M | 8 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Kentucky (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-volume/2025
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