Retention champions nationwide in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Brian Minkow (CMG Mortgage, Inc., NMLS #256638), and Kashif Shamshad (U.S. Bank National Association, NMLS #1492490).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $211.0M | 174 | 74.4% |
| #2 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $145.7M | 105 | 68.6% |
| #3 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $136.6M | 92 | 83.6% |
| #4 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $104.6M | 58 | 61.1% |
| #5 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $103.5M | 79 | 76.0% |
| #6 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $102.9M | 83 | 86.5% |
| #7 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $93.6M | 60 | 61.9% |
| #8 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $90.8M | 81 | 77.1% |
| #9 | Christopher Frederick | 30003 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $87.9M | 67 | 77.0% |
| #10 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $84.4M | 64 | 61.5% |
| #11 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $83.5M | 164 | 74.5% |
| #12 | Liping Yi | 1241368 | Citibank, NA | 412915 | Sunnyvale, CA | $82.0M | 56 | 70.9% |
| #13 | Joseph Antonios | 18064 | U.S. Bank National Association | 402761 | Greenwich, CT | $78.8M | 37 | 74.0% |
| #14 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $78.2M | 50 | 74.6% |
| #15 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $78.2M | 149 | 56.9% |
| #16 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $78.1M | 62 | 62.6% |
| #17 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $77.4M | 60 | 53.6% |
| #18 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $76.8M | 81 | 17.3% |
| #19 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $76.7M | 107 | 50.0% |
| #20 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $75.8M | 173 | 85.6% |
| #21 | Satish Dadral | 450886 | Wells Fargo Bank, National Association | 399801 | Los Altos, CA | $75.0M | 45 | 51.1% |
| #22 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $74.7M | 55 | 80.9% |
| #23 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $74.5M | 64 | 53.8% |
| #24 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $72.1M | 107 | 45.0% |
| #25 | Yuanzhu Li | 2005118 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $71.4M | 48 | 37.8% |
| #26 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $71.2M | 149 | 73.0% |
| #27 | Justin Brilman | 1137704 | loanDepot.com, LLC | 174457 | Hicksville, NY | $70.6M | 56 | 83.6% |
| #28 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $69.8M | 57 | 72.2% |
| #29 | Harinder Johar | 21464 | T2 Financial LLC | 1686046 | Milford, CT | $69.4M | 116 | 64.1% |
| #30 | Limah Mangal | 633576 | loanDepot.com, LLC | 174457 | San Ramon, CA | $69.0M | 62 | 78.5% |
| #31 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $68.8M | 53 | 60.9% |
| #32 | Sheila Berger | 1493332 | Wells Fargo Bank, National Association | 399801 | Los Angeles, CA | $68.7M | 31 | 75.6% |
| #33 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $68.3M | 48 | 76.2% |
| #34 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $68.1M | 42 | 47.2% |
| #35 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $67.9M | 140 | 58.3% |
| #36 | Christopher Zolezzi | 459881 | Goldman Sachs Bank USA | 208156 | San Francisco, CA | $67.0M | 21 | 77.8% |
| #37 | Brendan Murphy | 740173 | Goldman Sachs Bank USA | 208156 | Philadelphia, PA | $66.6M | 22 | 81.5% |
| #38 | Mohamed Eltawy | 450660 | Guaranteed Rate, Inc. | 2611 | San Diego, CA | $65.1M | 45 | 78.9% |
| #39 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $64.1M | 50 | 64.9% |
| #40 | Heather Santos | 31720 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $62.0M | 41 | 68.3% |
| #41 | Shane Boon | 30178 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $61.8M | 49 | 53.3% |
| #42 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $61.6M | 81 | 39.7% |
| #43 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $60.0M | 48 | 57.1% |
| #44 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $58.9M | 64 | 66.7% |
| #45 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $58.4M | 92 | 74.8% |
| #46 | Nader Chahine | 259628 | Citibank, NA | 412915 | Manhattan Beach, CA | $58.3M | 41 | 78.8% |
| #47 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $57.5M | 110 | 89.4% |
| #48 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $56.5M | 106 | 53.8% |
| #49 | Xueyan Jiang | 1778426 | Wells Fargo Bank, National Association | 399801 | San Jose, CA | $54.8M | 39 | 23.6% |
| #50 | Keyurkumar Parikh | 1551916 | Bank of America, N.A. | 399802 | Fremont, CA | $54.2M | 41 | 78.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Nationwide (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-volume/2025
Powered by ChatMMI