Retention champions nationwide in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Brian Minkow (CMG Mortgage, Inc., NMLS #256638), and Kashif Shamshad (U.S. Bank National Association, NMLS #1492490).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $203.7M | 166 | 73.5% |
| #2 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $145.1M | 104 | 68.0% |
| #3 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $134.4M | 90 | 83.3% |
| #4 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $104.6M | 58 | 61.7% |
| #5 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $102.9M | 83 | 86.5% |
| #6 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $100.9M | 77 | 77.0% |
| #7 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $93.6M | 60 | 61.9% |
| #8 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $88.4M | 80 | 77.7% |
| #9 | Christopher Frederick | 30003 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $87.1M | 66 | 76.7% |
| #10 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $84.4M | 64 | 62.1% |
| #11 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $82.5M | 162 | 73.3% |
| #12 | Liping Yi | 1241368 | Citibank, NA | 412915 | Sunnyvale, CA | $80.7M | 55 | 70.5% |
| #13 | Joseph Antonios | 18064 | U.S. Bank National Association | 402761 | Greenwich, CT | $78.6M | 36 | 73.5% |
| #14 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $78.1M | 62 | 63.3% |
| #15 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $77.4M | 60 | 53.6% |
| #16 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $77.3M | 147 | 56.3% |
| #17 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $77.3M | 81 | 17.2% |
| #18 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $76.9M | 49 | 74.2% |
| #19 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $74.7M | 55 | 79.7% |
| #20 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $74.5M | 64 | 53.8% |
| #21 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $74.2M | 171 | 85.5% |
| #22 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $73.8M | 103 | 49.0% |
| #23 | Satish Dadral | 450886 | Wells Fargo Bank, National Association | 399801 | Los Altos, CA | $72.2M | 43 | 50.0% |
| #24 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $71.4M | 59 | 73.8% |
| #25 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $71.0M | 105 | 44.9% |
| #26 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $70.6M | 147 | 72.4% |
| #27 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $68.8M | 53 | 60.9% |
| #28 | Justin Brilman | 1137704 | U.S. Bank National Association | 402761 | Earth City, MO | $68.7M | 54 | 81.8% |
| #29 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $68.3M | 48 | 76.2% |
| #30 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $68.1M | 42 | 47.7% |
| #31 | Yuanzhu Li | 2005118 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $67.2M | 45 | 36.3% |
| #32 | Harinder Johar | 21464 | T2 Financial LLC | 1686046 | Milford, CT | $67.1M | 112 | 63.3% |
| #33 | Christopher Zolezzi | 459881 | Goldman Sachs Bank USA | 208156 | San Francisco, CA | $67.0M | 21 | 80.8% |
| #34 | Sheila Berger | 1493332 | Wells Fargo Bank, National Association | 399801 | Los Angeles, CA | $66.2M | 30 | 76.9% |
| #35 | Limah Mangal | 633576 | Citibank, NA | 412915 | Dublin, CA | $65.8M | 59 | 77.6% |
| #36 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $65.5M | 135 | 58.4% |
| #37 | Mohamed Eltawy | 450660 | Guaranteed Rate, Inc. | 2611 | San Diego, CA | $65.1M | 45 | 80.4% |
| #38 | Brendan Murphy | 740173 | Goldman Sachs Bank USA | 208156 | Philadelphia, PA | $64.6M | 21 | 77.8% |
| #39 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $63.7M | 48 | 64.0% |
| #40 | Heather Santos | 31720 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $62.0M | 41 | 69.5% |
| #41 | Shane Boon | 30178 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $61.8M | 49 | 52.7% |
| #42 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $61.3M | 49 | 57.6% |
| #43 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $61.1M | 80 | 39.6% |
| #44 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $56.7M | 62 | 65.3% |
| #45 | Nader Chahine | 259628 | Citibank, NA | 412915 | Manhattan Beach, CA | $56.5M | 40 | 76.9% |
| #46 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $56.2M | 108 | 89.3% |
| #47 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $56.1M | 89 | 74.8% |
| #48 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $55.2M | 78 | 70.3% |
| #49 | Xueyan Jiang | 1778426 | Wells Fargo Bank, National Association | 399801 | San Jose, CA | $54.8M | 39 | 23.6% |
| #50 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $54.6M | 103 | 53.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Nationwide (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-volume/2025
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