Retention champions nationwide in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Bing Guo (A Best Financial Corporation, NMLS #138564), and Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $211.0M | 174 | 74.4% |
| #2 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $75.8M | 173 | 85.6% |
| #3 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $83.5M | 164 | 74.5% |
| #4 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $71.2M | 149 | 73.0% |
| #4 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $78.2M | 149 | 56.9% |
| #6 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $67.9M | 140 | 58.3% |
| #7 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $43.2M | 124 | 57.9% |
| #7 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $36.2M | 124 | 60.8% |
| #9 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $38.0M | 118 | 65.6% |
| #10 | Harinder Johar | 21464 | T2 Financial LLC | 1686046 | Milford, CT | $69.4M | 116 | 64.1% |
| #11 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $57.5M | 110 | 89.4% |
| #12 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $76.7M | 107 | 50.0% |
| #12 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $72.1M | 107 | 45.0% |
| #14 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $56.5M | 106 | 53.8% |
| #15 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $145.7M | 105 | 68.6% |
| #16 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $46.3M | 102 | 41.5% |
| #17 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $43.7M | 95 | 76.0% |
| #18 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $136.6M | 92 | 83.6% |
| #18 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $58.4M | 92 | 74.8% |
| #20 | Jason Jacobs | 958441 | Guild Mortgage Company LLC | 3274 | Chesterfield, MO | $26.2M | 88 | 78.6% |
| #21 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $22.4M | 87 | 51.8% |
| #22 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $29.5M | 86 | 54.4% |
| #23 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $46.3M | 85 | 41.1% |
| #24 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $27.2M | 84 | 42.2% |
| #25 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $40.1M | 83 | 65.9% |
| #25 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $102.9M | 83 | 86.5% |
| #27 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $76.8M | 81 | 17.3% |
| #27 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.8M | 81 | 67.5% |
| #27 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $90.8M | 81 | 77.1% |
| #27 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $31.5M | 81 | 55.9% |
| #27 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $61.6M | 81 | 39.7% |
| #32 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $103.5M | 79 | 76.0% |
| #32 | TREVOR MCFARLAND | 38803 | Guild Mortgage Company LLC | 3274 | Worcester, MA | $28.6M | 79 | 66.4% |
| #34 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $38.5M | 78 | 71.6% |
| #34 | Anthony Russo | 1538011 | loanDepot.com, LLC | 174457 | Southfield, MI | $29.4M | 78 | 61.4% |
| #36 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $54.0M | 77 | 70.0% |
| #37 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $38.1M | 75 | 39.5% |
| #38 | Manish Shah | 1994538 | ENSURE HOME LOANS LLC | 1666674 | Grand Prairie, TX | $36.6M | 74 | 77.9% |
| #39 | Paul LaVigne | 290083 | Mortgage Solutions of Illinois, LLC | 2255831 | Waterloo, IL | $26.4M | 73 | 78.5% |
| #39 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $37.9M | 73 | 67.0% |
| #39 | Adam Workman | 128183 | CrossCountry Mortgage, LLC | 3029 | Charlotte, NC | $23.9M | 73 | 36.7% |
| #39 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $34.7M | 73 | 81.1% |
| #43 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $30.5M | 72 | 56.3% |
| #43 | Jared Robbins | 1134032 | MortgageOne, Inc. | 898812 | Franklin, TN | $21.4M | 72 | 43.9% |
| #45 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $32.1M | 71 | 58.2% |
| #45 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $34.2M | 71 | 51.8% |
| #47 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $20.5M | 69 | 63.9% |
| #47 | Ashok Lakshmanan | 238977 | Professional Mortgage Solutions Inc | 237990 | Naperville, IL | $26.8M | 69 | 53.5% |
| #47 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $28.7M | 69 | 61.1% |
| #50 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $20.4M | 68 | 55.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2025
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