Retention champions nationwide in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Jarret Coleman (U.S. Bank National Association, NMLS #67530), and Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $74.2M | 171 | 85.5% |
| #2 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $203.7M | 166 | 73.5% |
| #3 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $82.5M | 162 | 73.6% |
| #4 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $71.0M | 148 | 72.5% |
| #4 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $77.7M | 148 | 56.5% |
| #6 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $65.5M | 135 | 58.4% |
| #7 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $43.2M | 124 | 57.7% |
| #8 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $35.0M | 121 | 59.9% |
| #9 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $38.0M | 118 | 65.9% |
| #10 | Harinder Johar | 21464 | T2 Financial LLC | 1686046 | Milford, CT | $67.1M | 112 | 63.3% |
| #11 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $56.2M | 108 | 89.3% |
| #12 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $71.0M | 105 | 44.9% |
| #13 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $74.4M | 104 | 49.3% |
| #13 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $145.1M | 104 | 68.0% |
| #13 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $54.8M | 104 | 53.6% |
| #16 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $45.8M | 101 | 40.9% |
| #17 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $42.5M | 91 | 75.2% |
| #18 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $134.4M | 90 | 83.3% |
| #19 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $56.1M | 89 | 74.8% |
| #20 | Jason Jacobs | 958441 | Guild Mortgage Company LLC | 3274 | Chesterfield, MO | $26.2M | 88 | 80.7% |
| #21 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $30.3M | 87 | 54.7% |
| #22 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $22.1M | 86 | 51.5% |
| #23 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $46.3M | 85 | 41.5% |
| #24 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $104.1M | 84 | 86.6% |
| #25 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $26.9M | 83 | 42.1% |
| #26 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $77.3M | 81 | 17.2% |
| #27 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $88.4M | 80 | 77.7% |
| #27 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.3M | 80 | 67.2% |
| #27 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $61.1M | 80 | 39.6% |
| #30 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $38.5M | 79 | 63.7% |
| #30 | TREVOR MCFARLAND | 38803 | Guild Mortgage Company LLC | 3274 | Worcester, MA | $28.6M | 79 | 66.4% |
| #32 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $55.2M | 78 | 70.3% |
| #32 | Anthony Russo | 1538011 | loanDepot.com, LLC | 174457 | Southfield, MI | $29.1M | 78 | 61.4% |
| #34 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $100.9M | 77 | 77.0% |
| #34 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $37.9M | 77 | 71.3% |
| #36 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $37.7M | 74 | 39.2% |
| #37 | Manish Shah | 1994538 | ENSURE HOME LOANS LLC | 1666674 | Grand Prairie, TX | $36.5M | 73 | 77.7% |
| #37 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $37.9M | 73 | 67.0% |
| #39 | Adam Workman | 128183 | CrossCountry Mortgage, LLC | 3029 | Charlotte, NC | $22.8M | 72 | 36.5% |
| #39 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $33.7M | 72 | 81.8% |
| #39 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $26.9M | 72 | 51.8% |
| #42 | Paul LaVigne | 290083 | Mortgage Solutions of Illinois, LLC | 2255831 | Waterloo, IL | $25.8M | 71 | 77.2% |
| #43 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $33.9M | 70 | 50.0% |
| #44 | Jared Robbins | 1134032 | MortgageOne, Inc. | 898812 | Franklin, TN | $20.8M | 69 | 43.4% |
| #44 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $30.0M | 69 | 57.0% |
| #44 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $20.5M | 69 | 63.9% |
| #44 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $28.9M | 69 | 55.2% |
| #48 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $20.4M | 68 | 55.3% |
| #48 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $28.0M | 68 | 60.2% |
| #50 | Christopher Frederick | 30003 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $87.9M | 67 | 77.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2025
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