Retention champions nationwide in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Bing Guo (A Best Financial Corporation, NMLS #138564), and Vipul Hapani (VEMA MORTGAGE LLC, NMLS #1891192).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $211.0M | 174 | 74.4% |
| #2 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $74.2M | 171 | 85.5% |
| #3 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $82.5M | 162 | 73.6% |
| #4 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $77.7M | 148 | 56.7% |
| #4 | Chirag Rachhadia | 1890628 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $71.0M | 148 | 72.5% |
| #6 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $66.4M | 137 | 57.6% |
| #7 | STUART ROSENBLUM | 267567 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $43.6M | 125 | 57.9% |
| #8 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $35.2M | 122 | 60.1% |
| #9 | Jordan Rosenblum | 1599655 | AMERICAN MORTGAGE CORPORATION | 226715 | Saint Louis, MO | $38.0M | 118 | 65.9% |
| #10 | Harinder Johar | 21464 | T2 Financial LLC | 1686046 | Milford, CT | $69.4M | 116 | 64.1% |
| #11 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $57.5M | 110 | 89.4% |
| #12 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $72.1M | 107 | 45.3% |
| #13 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $146.9M | 106 | 68.8% |
| #14 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $74.8M | 105 | 49.5% |
| #14 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $55.7M | 105 | 53.8% |
| #16 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $45.6M | 101 | 41.1% |
| #17 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $58.4M | 92 | 74.8% |
| #17 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $42.8M | 92 | 75.4% |
| #19 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $134.4M | 90 | 83.3% |
| #20 | Jason Jacobs | 958441 | Guild Mortgage Company LLC | 3274 | Chesterfield, MO | $26.2M | 88 | 79.3% |
| #21 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $22.4M | 87 | 51.8% |
| #21 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $30.3M | 87 | 54.4% |
| #23 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $27.4M | 85 | 42.5% |
| #23 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $46.3M | 85 | 40.7% |
| #25 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $102.9M | 83 | 86.5% |
| #26 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $39.7M | 82 | 65.6% |
| #27 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.8M | 81 | 66.9% |
| #27 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $76.8M | 81 | 17.2% |
| #27 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $90.8M | 81 | 77.1% |
| #30 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $61.1M | 80 | 39.4% |
| #30 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $30.5M | 80 | 55.2% |
| #32 | Anthony Russo | 1538011 | loanDepot.com, LLC | 174457 | Southfield, MI | $29.6M | 79 | 61.2% |
| #32 | TREVOR MCFARLAND | 38803 | Guild Mortgage Company LLC | 3274 | Worcester, MA | $28.6M | 79 | 66.4% |
| #34 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $38.5M | 78 | 71.6% |
| #34 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $102.6M | 78 | 76.5% |
| #36 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $54.0M | 77 | 70.0% |
| #37 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | $38.1M | 75 | 39.5% |
| #38 | Manish Shah | 1994538 | ENSURE HOME LOANS LLC | 1666674 | Grand Prairie, TX | $36.6M | 74 | 77.9% |
| #39 | Adam Workman | 128183 | CrossCountry Mortgage, LLC | 3029 | Charlotte, NC | $23.8M | 73 | 36.5% |
| #39 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $34.7M | 73 | 81.1% |
| #39 | suneel kommireddy | 1846636 | Viva Lending Group LLC | 2216743 | Cary, NC | $37.9M | 73 | 67.0% |
| #42 | Jared Robbins | 1134032 | MortgageOne, Inc. | 898812 | Franklin, TN | $21.4M | 72 | 43.9% |
| #42 | Paul LaVigne | 290083 | Mortgage Solutions of Illinois, LLC | 2255831 | Waterloo, IL | $26.1M | 72 | 77.4% |
| #44 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $31.4M | 71 | 57.3% |
| #45 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $28.9M | 70 | 61.4% |
| #45 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $33.9M | 70 | 50.4% |
| #45 | Anil Loomba | 222807 | Home Mortgage Solutions, Inc | 203169 | Leander, TX | $29.6M | 70 | 55.1% |
| #48 | Christopher Leon | 854517 | CrossCountry Mortgage, LLC | 3029 | Sierra Vista, AZ | $20.5M | 69 | 63.9% |
| #49 | Thomas Fain | 27924 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $22.2M | 68 | 50.7% |
| #49 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $20.4M | 68 | 55.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Nationwide (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-units/2025
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