Retention champions in Hawaii in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jacqueline Idemoto-Viloria (Northwest Funding Group, Inc., NMLS #1133941), Brady Spangler (Guaranteed Rate, Inc., NMLS #205611), and Jodie Dezsy (PRM LLC, NMLS #277336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Idemoto-Viloria | 1133941 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $17.5M | 21 | 84.0% |
| #2 | Brady Spangler | 205611 | Guaranteed Rate, Inc. | 2611 | Kihei, HI | $17.7M | 18 | 56.3% |
| #3 | Jodie Dezsy | 277336 | PRM LLC | 1849080 | Aiea, HI | $12.4M | 16 | 48.5% |
| #3 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $6.5M | 16 | 64.0% |
| #5 | Adam Karalius | 1886259 | Edge Home Finance, LLC | 891464 | Honolulu, HI | $8.9M | 12 | 48.0% |
| #5 | William Rodriguez | 278769 | Smart Money, Inc. | 273384 | Honolulu, HI | $9.2M | 12 | 80.0% |
| #7 | Clark Snyder | 2452830 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.5M | 11 | 91.7% |
| #7 | Robert Chow | 280743 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $8.4M | 11 | 68.8% |
| #7 | RAVEN HARTOG-HALL | 1625263 | Unified Home Loans | 1965830 | Kihei, HI | $9.3M | 11 | 73.3% |
| #10 | WeiWei Doseo | 1028117 | Mortgage Research Center, LLC | 1907 | Honolulu, HI | $7.0M | 9 | 69.2% |
| #10 | Tanny Waters | 892213 | C2 Financial Corporation | 135622 | Honolulu, HI | $7.5M | 9 | 75.0% |
| #10 | Benjamin Fransen | 2004153 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $7.6M | 9 | 64.3% |
| #10 | Ross Asato | 2096626 | Hawaii Mortgage Experts LLC | 968243 | Honolulu, HI | $5.9M | 9 | 64.3% |
| #10 | Bradley Shinagawa | 364911 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $5.8M | 9 | 90.0% |
| #10 | Vincent Arquinez | 351566 | Hawaii Mortgage Experts LLC | 968243 | Ewa Beach, HI | $6.8M | 9 | 75.0% |
| #16 | Preston Sims | 928229 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $7.2M | 8 | 61.5% |
| #16 | Charles Umemoto | 315851 | Island Mortgage Source Inc | 320040 | Hilo, HI | $3.7M | 8 | 66.7% |
| #16 | Thoai Pham | 378733 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $5.0M | 8 | 61.5% |
| #16 | Christie Mitsumura | 1396234 | Envoy Mortgage Ltd | 6666 | Honolulu, HI | $6.0M | 8 | 80.0% |
| #16 | Lawrence Gonzales | 1452722 | Broker LLC | 2450802 | Ewa Beach, HI | $7.8M | 8 | 38.1% |
| #21 | Jessel Ato | 1890108 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $1.4M | 7 | 46.7% |
| #21 | Lola WAKIDA | 445623 | HFS FEDERAL CREDIT UNION | 421379 | Hilo, HI | $3.7M | 7 | 63.6% |
| #21 | John Sego | 1439557 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $6.0M | 7 | 58.3% |
| #24 | Gavin Brayce | 285793 | Guild Mortgage Company LLC | 3274 | Kailua, HI | $1.6M | 6 | 50.0% |
| #24 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $5.1M | 6 | 54.5% |
| #24 | Shannon Taparra | 273790 | Streamline Mortgage Corporation | 1645153 | Mililani, HI | $4.9M | 6 | 46.2% |
| #24 | Keri Shepherd | 350844 | CMG Mortgage, Inc. | 1820 | Honolulu, HI | $4.7M | 6 | 54.5% |
| #24 | Kyle Murata | 277214 | Golden Empire Mortgage, Inc. | 2427 | Aiea, HI | $3.9M | 6 | 40.0% |
| #29 | richard ostrander | 2123434 | CrossCountry Mortgage, LLC | 3029 | Honolulu, HI | $2.5M | 5 | 38.5% |
| #29 | Nicholas Foley | 1509851 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $4.1M | 5 | 31.3% |
| #29 | Corry Daoust | 1968460 | Canopy Mortgage, LLC | 1359687 | Kapolei, HI | $4.3M | 5 | 29.4% |
| #29 | Tristan Castro | 333880 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $2.3M | 5 | 45.5% |
| #33 | Laura Merrifield | 377563 | Guild Mortgage Company LLC | 3274 | Honolulu, HI | $3.1M | 4 | 40.0% |
| #33 | Kurt Nielsen | 51724 | Expert Mortgage, LLC | 1889042 | Kailua Kona, HI | $2.4M | 4 | 40.0% |
| #33 | Duncan Hsia | 998053 | Infinite Financial, LLC | 1866302 | Honolulu, HI | $4.3M | 4 | 40.0% |
| #36 | Alena Griffey | 1586800 | NFM Lending, LLC | 2893 | Kailua Kona, HI | $190K | 1 | 10.0% |
| #36 | Lisa Ledesma | 690782 | CMG Mortgage, Inc. | 1820 | Lihue, HI | $224K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Hawaii (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-retention-by-units/2025
Powered by ChatMMI