Retention champions in Hawaii in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jacqueline Idemoto-Viloria (Northwest Funding Group, Inc., NMLS #1133941), Brady Spangler (Guaranteed Rate, Inc., NMLS #205611), and Jodie Dezsy (PRM LLC, NMLS #277336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Idemoto-Viloria | 1133941 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $17.5M | 21 | 84.0% |
| #2 | Brady Spangler | 205611 | Guaranteed Rate, Inc. | 2611 | Wailea, HI | $17.7M | 18 | 60.0% |
| #3 | Jodie Dezsy | 277336 | PRM LLC | 1849080 | Aiea, HI | $12.4M | 16 | 45.7% |
| #4 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $6.0M | 15 | 62.5% |
| #5 | Adam Karalius | 1886259 | Edge Home Finance, LLC | 891464 | Honolulu, HI | $8.9M | 12 | 48.0% |
| #5 | William Rodriguez | 278769 | Smart Money, Inc. | 273384 | Honolulu, HI | $9.2M | 12 | 80.0% |
| #7 | Robert Chow | 280743 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $8.4M | 11 | 64.7% |
| #7 | RAVEN HARTOG-HALL | 1625263 | Unified Home Loans | 1965830 | Kihei, HI | $9.3M | 11 | 73.3% |
| #7 | Clark Snyder | 2452830 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.5M | 11 | 91.7% |
| #10 | Benjamin Fransen | 2004153 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $7.6M | 9 | 64.3% |
| #10 | Bradley Shinagawa | 364911 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $5.8M | 9 | 81.8% |
| #10 | WeiWei Doseo | 1028117 | Mortgage Research Center, LLC | 1907 | Honolulu, HI | $7.0M | 9 | 69.2% |
| #10 | Tanny Waters | 892213 | C2 Financial Corporation | 135622 | Honolulu, HI | $7.5M | 9 | 75.0% |
| #10 | Ross Asato | 2096626 | Hawaii Mortgage Experts LLC | 968243 | Honolulu, HI | $5.9M | 9 | 64.3% |
| #10 | Vincent Arquinez | 351566 | Hawaii Mortgage Experts LLC | 968243 | Ewa Beach, HI | $6.8M | 9 | 75.0% |
| #16 | Charles Umemoto | 315851 | Island Mortgage Source Inc | 320040 | Hilo, HI | $3.7M | 8 | 72.7% |
| #16 | Christie Mitsumura | 1396234 | Mason McDuffie Mortgage Corporation | 1141 | Kamuela, HI | $6.0M | 8 | 80.0% |
| #16 | Lawrence Gonzales | 1452722 | Broker LLC | 2450802 | Ewa Beach, HI | $7.8M | 8 | 36.4% |
| #16 | Thoai Pham | 378733 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $5.0M | 8 | 61.5% |
| #20 | Jessel Ato | 1890108 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $1.4M | 7 | 46.7% |
| #20 | Lola WAKIDA | 445623 | HFS FEDERAL CREDIT UNION | 421379 | Hilo, HI | $3.7M | 7 | 63.6% |
| #20 | Preston Sims | 928229 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $6.0M | 7 | 58.3% |
| #20 | John Sego | 1439557 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $6.0M | 7 | 58.3% |
| #24 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $5.1M | 6 | 54.5% |
| #24 | Gavin Brayce | 285793 | Guild Mortgage Company LLC | 3274 | Kailua, HI | $1.6M | 6 | 50.0% |
| #24 | Keri Shepherd | 350844 | CMG Mortgage, Inc. | 1820 | Honolulu, HI | $4.7M | 6 | 54.5% |
| #24 | Shannon Taparra | 273790 | Streamline Mortgage Corporation | 1645153 | Mililani, HI | $4.9M | 6 | 46.2% |
| #24 | Kyle Murata | 277214 | Golden Empire Mortgage, Inc. | 2427 | Honolulu, HI | $3.9M | 6 | 40.0% |
| #29 | Tristan Castro | 333880 | Kama'aina Mortgage Group Inc. | 1276471 | Las Vegas, NV | $2.3M | 5 | 45.5% |
| #29 | Corry Daoust | 1968460 | Canopy Mortgage, LLC | 1359687 | Kapolei, HI | $4.3M | 5 | 29.4% |
| #29 | Nicholas Foley | 1509851 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $4.1M | 5 | 31.3% |
| #29 | richard ostrander | 2123434 | CrossCountry Mortgage, LLC | 3029 | Honolulu, HI | $2.5M | 5 | 38.5% |
| #33 | Duncan Hsia | 998053 | Infinite Financial, LLC | 1866302 | Honolulu, HI | $4.3M | 4 | 36.4% |
| #33 | Kurt Nielsen | 51724 | Expert Mortgage, LLC | 1889042 | Kailua Kona, HI | $2.4M | 4 | 40.0% |
| #33 | Laura Merrifield | 377563 | Guild Mortgage Company LLC | 3274 | Honolulu, HI | $3.1M | 4 | 40.0% |
| #36 | Keith Joseph Mateo | 350959 | Hawaii Mortgage Experts LLC | 968243 | Ewa Beach, HI | $2.3M | 3 | 30.0% |
| #37 | Lisa Ledesma | 690782 | CMG Mortgage, Inc. | 1820 | Lihue, HI | $224K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Hawaii (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-retention-by-units/2025
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