Retention champions in Hawaii in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Jacqueline Idemoto-Viloria (Northwest Funding Group, Inc., NMLS #1133941), Brady Spangler (Guaranteed Rate, Inc., NMLS #205611), and Jodie Dezsy (PRM LLC, NMLS #277336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jacqueline Idemoto-Viloria | 1133941 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $17.5M | 21 | 84.0% |
| #2 | Brady Spangler | 205611 | Guaranteed Rate, Inc. | 2611 | Kihei, HI | $17.7M | 18 | 56.3% |
| #3 | Jodie Dezsy | 277336 | PRM LLC | 1849080 | Aiea, HI | $12.4M | 16 | 48.5% |
| #3 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $6.5M | 16 | 64.0% |
| #5 | William Rodriguez | 278769 | Smart Money, Inc. | 273384 | Honolulu, HI | $9.2M | 12 | 80.0% |
| #5 | Adam Karalius | 1886259 | Edge Home Finance, LLC | 891464 | Honolulu, HI | $8.9M | 12 | 48.0% |
| #7 | RAVEN HARTOG-HALL | 1625263 | Unified Home Loans | 1965830 | Kihei, HI | $9.3M | 11 | 73.3% |
| #7 | Robert Chow | 280743 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $8.4M | 11 | 68.8% |
| #7 | Clark Snyder | 2452830 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.5M | 11 | 91.7% |
| #10 | Ross Asato | 2096626 | Hawaii Mortgage Experts LLC | 968243 | Honolulu, HI | $5.9M | 9 | 64.3% |
| #10 | Vincent Arquinez | 351566 | Hawaii Mortgage Experts LLC | 968243 | Ewa Beach, HI | $6.8M | 9 | 75.0% |
| #10 | Benjamin Fransen | 2004153 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $7.6M | 9 | 64.3% |
| #10 | Tanny Waters | 892213 | C2 Financial Corporation | 135622 | Honolulu, HI | $7.5M | 9 | 75.0% |
| #10 | Bradley Shinagawa | 364911 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $5.8M | 9 | 90.0% |
| #10 | Charles Umemoto | 315851 | Island Mortgage Source Inc | 320040 | Hilo, HI | $4.4M | 9 | 64.3% |
| #16 | WeiWei Doseo | 1028117 | Mortgage Research Center, LLC | 1907 | Honolulu, HI | $6.7M | 8 | 66.7% |
| #16 | Thoai Pham | 378733 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $5.0M | 8 | 61.5% |
| #16 | Christie Mitsumura | 1396234 | Mason McDuffie Mortgage Corporation | 1141 | Kamuela, HI | $6.0M | 8 | 80.0% |
| #16 | Lawrence Gonzales | 1452722 | Broker LLC | 2450802 | Ewa Beach, HI | $7.8M | 8 | 38.1% |
| #20 | Jessel Ato | 1890108 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $1.4M | 7 | 46.7% |
| #20 | Lola WAKIDA | 445623 | HFS FEDERAL CREDIT UNION | 421379 | Hilo, HI | $3.7M | 7 | 63.6% |
| #20 | John Sego | 1439557 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $6.0M | 7 | 58.3% |
| #20 | Preston Sims | 928229 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $6.0M | 7 | 58.3% |
| #24 | Keri Shepherd | 350844 | CMG Mortgage, Inc. | 1820 | Honolulu, HI | $4.7M | 6 | 54.5% |
| #24 | Gavin Brayce | 285793 | Guild Mortgage Company LLC | 3274 | Kailua, HI | $1.6M | 6 | 50.0% |
| #24 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $5.1M | 6 | 54.5% |
| #24 | Shannon Taparra | 273790 | Streamline Mortgage Corporation | 1645153 | Mililani, HI | $4.9M | 6 | 46.2% |
| #24 | Kyle Murata | 277214 | Golden Empire Mortgage, Inc. | 2427 | Aiea, HI | $3.9M | 6 | 40.0% |
| #29 | Nicholas Foley | 1509851 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $4.1M | 5 | 31.3% |
| #29 | Corry Daoust | 1968460 | Canopy Mortgage, LLC | 1359687 | Kapolei, HI | $4.3M | 5 | 29.4% |
| #29 | Tristan Castro | 333880 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $2.3M | 5 | 45.5% |
| #29 | richard ostrander | 2123434 | CrossCountry Mortgage, LLC | 3029 | Honolulu, HI | $2.5M | 5 | 38.5% |
| #33 | Duncan Hsia | 998053 | Infinite Financial, LLC | 1866302 | Honolulu, HI | $4.3M | 4 | 40.0% |
| #33 | Kurt Nielsen | 51724 | Expert Mortgage, LLC | 1889042 | Kailua Kona, HI | $2.4M | 4 | 40.0% |
| #33 | Laura Merrifield | 377563 | Guild Mortgage Company LLC | 3274 | Honolulu, HI | $3.1M | 4 | 40.0% |
| #36 | Lisa Ledesma | 690782 | CMG Mortgage, Inc. | 1820 | Lihue, HI | $224K | 1 | 10.0% |
| #36 | Alena Griffey | 1586800 | NFM Lending, LLC | 2893 | Kailua Kona, HI | $190K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Hawaii (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-retention-by-units/2025
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