Retention champions in Florida in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Lauren Maxwell (CrossCountry Mortgage, LLC, NMLS #331415), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and ELIZABETH SKIPPER (COMMUNITY SOUTH CREDIT UNION, NMLS #2000927).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $9.4M | 29 | 22.0% |
| #2 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $7.3M | 27 | 39.1% |
| #2 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $8.2M | 27 | 64.3% |
| #4 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $8.0M | 24 | 13.5% |
| #4 | Jane Floyd | 327235 | NFM Lending, LLC | 2893 | Tampa, FL | $11.9M | 24 | 29.6% |
| #6 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $11.8M | 23 | 34.8% |
| #7 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $8.5M | 17 | 68.0% |
| #7 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $5.2M | 17 | 28.8% |
| #9 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $7.2M | 16 | 39.0% |
| #10 | Steven Sisson | 805350 | Campus USA Credit Union | 799574 | Jonesville, FL | $2.5M | 15 | 33.3% |
| #10 | Timothy Finn | 187322 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $6.3M | 15 | 65.2% |
| #10 | Adam Chwala | 382141 | American Fidelity Financial Solutions Inc | 1027328 | Odessa, FL | $9.2M | 15 | 55.6% |
| #10 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $4.0M | 15 | 48.4% |
| #10 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $2.3M | 15 | 51.7% |
| #10 | SHERRY BROCK | 1367681 | GULF WINDS CREDIT UNION | 414456 | Pensacola, FL | $1.5M | 15 | 53.6% |
| #16 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $7.0M | 14 | 70.0% |
| #16 | Jocelyn Vizcarra | 561793 | Trustco Bank | 474376 | Sun City Center, FL | $1.5M | 14 | 66.7% |
| #16 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $5.8M | 14 | 43.8% |
| #19 | Ryan Beck | 390343 | Beck Finance Group, LLC | 390675 | Sarasota, FL | $3.4M | 13 | 72.2% |
| #19 | Michael Kammet | 42143 | Deco Mortgage, LLC. | 2561451 | Boca Raton, FL | $7.0M | 13 | 76.5% |
| #19 | Kristin Jamieson | 1097663 | Builders Choice Mortgage LLC | 2275047 | Boca Raton, FL | $3.4M | 13 | 30.2% |
| #19 | JESSICA LANGLEY | 1964889 | Movement Mortgage, LLC | 39179 | Lake City, FL | $3.5M | 13 | 52.0% |
| #19 | Xavier Perez | 375096 | Lending Spot LLC | 2463121 | Pinecrest, FL | $9.5M | 13 | 68.4% |
| #24 | Junior Simmonds | 224612 | Enterprise Mortgage Group LLC | 2507107 | Orlando, FL | $5.7M | 12 | 75.0% |
| #24 | Jean Pierre-Paul | 476295 | RUSH LENDING INC. | 1036959 | Miami, FL | $4.2M | 12 | 52.2% |
| #24 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $5.8M | 12 | 36.4% |
| #24 | Craig Dixon | 390051 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $4.8M | 12 | 38.7% |
| #24 | Tyler Bahnsen | 362852 | CMG Mortgage, Inc. | 1820 | Miami, FL | $13.2M | 12 | 33.3% |
| #24 | Ameer Katifi | 1671470 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $4.8M | 12 | 46.2% |
| #24 | Layna Kirkham | 1040753 | Ameris Bank | 408099 | Tallahassee, FL | $3.8M | 12 | 54.5% |
| #24 | Anthony Moore | 220640 | The Mortgage Firm, Inc. | 189233 | Venice, FL | $4.3M | 12 | 42.9% |
| #24 | Amy Harvell | 1752706 | CrossCountry Mortgage, LLC | 3029 | Crestview, FL | $5.0M | 12 | 16.2% |
| #24 | DONALD ALMEIDA | 372632 | HAPPY HOME MORTGAGE LLC | 2418348 | Winter Springs, FL | $3.1M | 12 | 36.4% |
| #24 | Samuel Swenson | 12166 | COMMUNITY FIRST CREDIT UNION OF FLORIDA | 379502 | Jacksonville, FL | $794K | 12 | 21.1% |
| #24 | Justin Margolis | 1015413 | Paramount Residential Mortgage Group, Inc. | 75243 | Davie, FL | $7.3M | 12 | 57.1% |
| #36 | Julio Silva | 31721 | CrossCountry Mortgage, LLC | 3029 | Deerfield Beach, FL | $5.7M | 11 | 36.7% |
| #36 | Gilbert Bennett | 1177528 | My Easy Mortgage, LLC | 1268485 | Wesley Chapel, FL | $5.0M | 11 | 47.8% |
| #36 | Daniel Lado | 410079 | HSBC Bank USA National Association | 399799 | New York, NY | $2.6M | 11 | 100.0% |
| #36 | Erica Paradise | 213325 | Luminate Bank | 1281698 | Tampa, FL | $4.5M | 11 | 44.0% |
| #36 | Stephen Blood | 42160 | T2 Financial LLC | 1686046 | Miramar Beach, FL | $5.6M | 11 | 64.7% |
| #36 | Stephanie Grassi | 357527 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $4.0M | 11 | 20.4% |
| #36 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $4.4M | 11 | 47.8% |
| #36 | Olivia Ramos | 585300 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $1.2M | 11 | 42.3% |
| #36 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $6.7M | 11 | 52.4% |
| #36 | Tu Ba Nguyen | 1401779 | Bluegrey Mortgage, LLC | 1652977 | Tampa, FL | $4.5M | 11 | 30.6% |
| #46 | Kevin Coleman | 209691 | SWBC Mortgage Corporation | 9741 | Palm Beach Gardens, FL | $2.0M | 10 | 62.5% |
| #46 | Celia Merritt | 1770000 | Edge Home Finance, LLC | 891464 | Tampa, FL | $4.2M | 10 | 50.0% |
| #46 | Katie Ditton | 737421 | Ameris Bank | 408099 | Palm Coast, FL | $3.4M | 10 | 47.6% |
| #46 | Dalton Squires | 2145947 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $3.9M | 10 | 38.5% |
| #46 | Joelle Balotin | 1234900 | Ameris Bank | 408099 | Jacksonville, FL | $3.6M | 10 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Florida (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-units/2025
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