Retention champions in Florida in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Lauren Maxwell (CrossCountry Mortgage, LLC, NMLS #331415), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and ELIZABETH SKIPPER (COMMUNITY SOUTH CREDIT UNION, NMLS #2000927).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $9.4M | 29 | 22.3% |
| #2 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $7.3M | 27 | 39.1% |
| #3 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $7.9M | 26 | 65.0% |
| #4 | Jane Floyd | 327235 | NFM Lending, LLC | 2893 | Tampa, FL | $11.9M | 24 | 30.0% |
| #5 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $8.0M | 23 | 13.1% |
| #5 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $11.8M | 23 | 35.4% |
| #7 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $5.2M | 17 | 28.8% |
| #8 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $7.2M | 16 | 39.0% |
| #8 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $8.0M | 16 | 69.6% |
| #10 | Steven Sisson | 805350 | Campus USA Credit Union | 799574 | Jonesville, FL | $2.5M | 15 | 33.3% |
| #10 | Timothy Finn | 187322 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $6.3M | 15 | 65.2% |
| #10 | SHERRY BROCK | 1367681 | GULF WINDS CREDIT UNION | 414456 | Pensacola, FL | $1.5M | 15 | 53.6% |
| #10 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $2.3M | 15 | 51.7% |
| #10 | Adam Chwala | 382141 | American Fidelity Financial Solutions Inc | 1027328 | Odessa, FL | $9.2M | 15 | 55.6% |
| #15 | Alvin Jabboury | 1190987 | eMortgage Funding LLC | 1059364 | Troy, MI | $3.8M | 14 | 48.3% |
| #15 | Jocelyn Vizcarra | 561793 | Trustco Bank | 474376 | Sun City Center, FL | $1.5M | 14 | 66.7% |
| #15 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $7.0M | 14 | 70.0% |
| #18 | Kristin Jamieson | 1097663 | Builders Choice Mortgage LLC | 2275047 | Boca Raton, FL | $3.4M | 13 | 31.0% |
| #18 | Xavier Perez | 375096 | Lending Spot LLC | 2463121 | Pinecrest, FL | $9.5M | 13 | 68.4% |
| #18 | JESSICA LANGLEY | 1964889 | Movement Mortgage, LLC | 39179 | Lake City, FL | $3.5M | 13 | 52.0% |
| #18 | Michael Kammet | 42143 | Deco Mortgage, LLC. | 2561451 | Boca Raton, FL | $7.0M | 13 | 76.5% |
| #18 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $5.4M | 13 | 40.6% |
| #23 | Craig Dixon | 390051 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $4.8M | 12 | 38.7% |
| #23 | Jean Pierre-Paul | 476295 | RUSH LENDING INC. | 1036959 | Miami, FL | $4.2M | 12 | 52.2% |
| #23 | Ryan Beck | 390343 | Beck Finance Group, LLC | 390675 | Sarasota, FL | $2.8M | 12 | 70.6% |
| #23 | DONALD ALMEIDA | 372632 | HAPPY HOME MORTGAGE LLC | 2418348 | Winter Springs, FL | $3.1M | 12 | 37.5% |
| #23 | Tyler Bahnsen | 362852 | CMG Mortgage, Inc. | 1820 | Miami, FL | $13.2M | 12 | 34.3% |
| #23 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $5.8M | 12 | 36.4% |
| #23 | Anthony Moore | 220640 | The Mortgage Firm, Inc. | 189233 | Venice, FL | $4.3M | 12 | 44.4% |
| #23 | Amy Harvell | 1752706 | CrossCountry Mortgage, LLC | 3029 | Crestview, FL | $5.0M | 12 | 16.4% |
| #23 | Junior Simmonds | 224612 | Enterprise Mortgage Group LLC | 2507107 | Orlando, FL | $5.7M | 12 | 75.0% |
| #23 | Justin Margolis | 1015413 | Paramount Residential Mortgage Group, Inc. | 75243 | Davie, FL | $7.3M | 12 | 57.1% |
| #23 | Ameer Katifi | 1671470 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $4.8M | 12 | 46.2% |
| #34 | Daniel Lado | 410079 | HSBC Bank USA National Association | 399799 | New York, NY | $2.6M | 11 | 100.0% |
| #34 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $4.4M | 11 | 47.8% |
| #34 | Stephen Blood | 42160 | T2 Financial LLC | 1686046 | Miramar Beach, FL | $5.6M | 11 | 64.7% |
| #34 | Gilbert Bennett | 1177528 | My Easy Mortgage, LLC | 1268485 | Wesley Chapel, FL | $5.0M | 11 | 47.8% |
| #34 | Erica Paradise | 213325 | Luminate Bank | 1281698 | Tampa, FL | $4.5M | 11 | 44.0% |
| #34 | Tu Ba Nguyen | 1401779 | Bluegrey Mortgage, LLC | 1652977 | Tampa, FL | $4.5M | 11 | 31.4% |
| #34 | Stephanie Grassi | 357527 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $4.0M | 11 | 20.4% |
| #34 | Layna Kirkham | 1040753 | Ameris Bank | 408099 | Tallahassee, FL | $2.8M | 11 | 52.4% |
| #34 | Olivia Ramos | 585300 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $1.2M | 11 | 42.3% |
| #34 | Julio Silva | 31721 | CrossCountry Mortgage, LLC | 3029 | Deerfield Beach, FL | $5.7M | 11 | 36.7% |
| #34 | Samuel Swenson | 12166 | COMMUNITY FIRST CREDIT UNION OF FLORIDA | 379502 | Jacksonville, FL | $719K | 11 | 19.6% |
| #34 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $6.7M | 11 | 52.4% |
| #46 | Joelle Balotin | 1234900 | Ameris Bank | 408099 | Jacksonville, FL | $3.6M | 10 | 66.7% |
| #46 | Katie Ditton | 737421 | Ameris Bank | 408099 | Palm Coast, FL | $3.4M | 10 | 47.6% |
| #46 | Michael Mizrahi | 188831 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $9.8M | 10 | 58.8% |
| #46 | Celia Merritt | 1770000 | Edge Home Finance, LLC | 891464 | Tampa, FL | $4.2M | 10 | 50.0% |
| #46 | Kevin Coleman | 209691 | SWBC Mortgage Corporation | 9741 | Palm Beach Gardens, FL | $2.0M | 10 | 62.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Florida (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-units/2025
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