Retention champions in West Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Ricky DeGroff (loanDepot.com, LLC, NMLS #408825), Michele Kunkle (The Huntington National Bank, NMLS #563325), and Leonard Wright (Atlantic Union Bank, NMLS #649397).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $3.0M | 18 | 41.9% |
| #2 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $2.0M | 10 | 62.5% |
| #3 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $1.3M | 9 | 45.0% |
| #4 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $2.3M | 8 | 14.5% |
| #5 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $2.0M | 7 | 41.2% |
| #5 | Jennings Burch | 740853 | Members Choice WV Federal Credit Union | 422340 | Charleston, WV | $335K | 7 | 70.0% |
| #7 | Wanda Smith | 529860 | First Community Bank | 423539 | Summersville, WV | $823K | 6 | 54.5% |
| #7 | Pamela Istrate | 383240 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.3M | 6 | 42.9% |
| #7 | Adam Brothers | 1131543 | Truist Bank | 399803 | Wheeling, WV | $1.4M | 6 | 54.5% |
| #7 | Terri Harper | 480393 | Poca Valley Bank, Inc.,The | 449300 | Spencer, WV | $1.0M | 6 | 50.0% |
| #11 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.1M | 5 | 13.9% |
| #11 | MELANIE THOMPSON | 523516 | The Huntington National Bank | 402436 | Morgantown, WV | $753K | 5 | 33.3% |
| #11 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.7M | 5 | 18.5% |
| #11 | Stewart Mccaw | 563839 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $863K | 5 | 41.7% |
| #15 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $315K | 4 | 40.0% |
| #15 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $366K | 4 | 40.0% |
| #15 | Tammy Miller | 467000 | Potomac Bank, Inc. | 466642 | Charles Town, WV | $799K | 4 | 33.3% |
| #18 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $848K | 3 | 27.3% |
| #18 | Eric Stenger | 229964 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $859K | 3 | 25.0% |
| #18 | Harry Hayes | 742939 | Clear Mountain Bank | 523098 | Morgantown, WV | $431K | 3 | 25.0% |
| #18 | Molly Savilla | 564742 | WesBanco Bank, Inc. | 399836 | Charleton, WV | $287K | 3 | 23.1% |
| #18 | Maria Danigelis | 770981 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $941K | 3 | 20.0% |
| #23 | Annette Amtower | 457914 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $418K | 2 | 20.0% |
| #23 | Harold Carico | 474337 | Movement Mortgage, LLC | 39179 | Hurricane, WV | $161K | 2 | 15.4% |
| #23 | Darlene Grossa | 432750 | First National Bank of Pennsylvania | 766529 | Morgantown, WV | $387K | 2 | 15.4% |
| #23 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $391K | 2 | 16.7% |
| #23 | Thomas Board | 530485 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $569K | 2 | 20.0% |
| #23 | Lena Tate | 888409 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $585K | 2 | 13.3% |
| #23 | Jon Rogers | 52912 | West Virginia Housing Development Fund | 198038 | Charleston, WV | $16K | 2 | 16.7% |
| #23 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Morgantown, WV | $844K | 2 | 10.5% |
| #23 | Larry May | 525341 | loanDepot.com, LLC | 174457 | Huntington, WV | $253K | 2 | 18.2% |
| #32 | Peter Corum | 189214 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $287K | 1 | 8.3% |
| #32 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $194K | 1 | 7.1% |
| #32 | Melissa Grow | 1797350 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $394K | 1 | 6.3% |
| #32 | Steven Gwilliams | 887663 | PrimeLending, A PlainsCapital Company | 13649 | Huntington, WV | $135K | 1 | 10.0% |
| #32 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $260K | 1 | 3.7% |
| #32 | Robert Hitchcock | 770966 | Movement Mortgage, LLC | 39179 | — | $134K | 1 | 8.3% |
| #32 | Kimberly Barnum | 564183 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $164K | 1 | 10.0% |
| #32 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $175K | 1 | 5.6% |
| #32 | David Mellott | 450659 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $301K | 1 | 8.3% |
| #32 | Cynthia Jones | 1116840 | Burke & Herbert Bank & Trust Company | 195335 | Princeton, WV | $535K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — West Virginia (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-units/2025
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