Retention champions in West Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Ricky DeGroff (loanDepot.com, LLC, NMLS #408825), Michele Kunkle (The Huntington National Bank, NMLS #563325), and Leonard Wright (Atlantic Union Bank, NMLS #649397).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $3.0M | 18 | 43.9% |
| #2 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $2.0M | 10 | 62.5% |
| #3 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $1.3M | 9 | 47.4% |
| #4 | Jeremy Ayers | 464404 | Truist Bank | 399803 | Beckley, WV | $878K | 7 | 70.0% |
| #4 | Jennings Burch | 740853 | Members Choice WV Federal Credit Union | 422340 | Charleston, WV | $335K | 7 | 70.0% |
| #4 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $2.1M | 7 | 15.2% |
| #7 | Adam Brothers | 1131543 | Truist Bank | 399803 | Wheeling, WV | $1.4M | 6 | 54.5% |
| #7 | Wanda Smith | 529860 | First Community Bank | 423539 | Summersville, WV | $823K | 6 | 54.5% |
| #9 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.1M | 5 | 14.7% |
| #9 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Woodstock, VA | $1.2M | 5 | 38.5% |
| #9 | MELANIE THOMPSON | 523516 | The Huntington National Bank | 402436 | Morgantown, WV | $753K | 5 | 35.7% |
| #9 | Stewart Mccaw | 563839 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $863K | 5 | 41.7% |
| #9 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.7M | 5 | 20.0% |
| #9 | Pamela Istrate | 383240 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.1M | 5 | 41.7% |
| #15 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $315K | 4 | 40.0% |
| #15 | Tammy Miller | 467000 | Potomac Bank, Inc. | 466642 | Charles Town, WV | $799K | 4 | 33.3% |
| #15 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $366K | 4 | 40.0% |
| #18 | Eric Stenger | 229964 | Stockton Mortgage Corporation | 8259 | Vienna, WV | $859K | 3 | 30.0% |
| #18 | Maria Danigelis | 770981 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $941K | 3 | 20.0% |
| #18 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $848K | 3 | 30.0% |
| #18 | Harry Hayes | 742939 | Clear Mountain Bank | 523098 | Morgantown, WV | $431K | 3 | 25.0% |
| #18 | Molly Savilla | 564742 | WesBanco Bank, Inc. | 399836 | Charleton, WV | $287K | 3 | 21.4% |
| #23 | Lena Tate | 888409 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $585K | 2 | 15.4% |
| #23 | Jon Rogers | 52912 | West Virginia Housing Development Fund | 198038 | Charleston, WV | $16K | 2 | 15.4% |
| #23 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Strongsville, OH | $844K | 2 | 10.5% |
| #23 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $391K | 2 | 16.7% |
| #23 | Annette Amtower | 457914 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $418K | 2 | 18.2% |
| #23 | Darlene Grossa | 432750 | First National Bank of Pennsylvania | 766529 | Morgantown, WV | $387K | 2 | 15.4% |
| #23 | Harold Carico | 474337 | Movement Mortgage, LLC | 39179 | Hurricane, WV | $161K | 2 | 18.2% |
| #23 | Thomas Board | 530485 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $569K | 2 | 20.0% |
| #31 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $175K | 1 | 8.3% |
| #31 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $194K | 1 | 7.1% |
| #31 | Melissa Grow | 1797350 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $394K | 1 | 6.3% |
| #31 | Peter Corum | 189214 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $287K | 1 | 8.3% |
| #31 | Robert Hitchcock | 770966 | Movement Mortgage, LLC | 39179 | Vienna, WV | $134K | 1 | 9.1% |
| #31 | David Mellott | 450659 | CrossCountry Mortgage, LLC | 3029 | Woodstock, VA | $301K | 1 | 9.1% |
| #31 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $260K | 1 | 5.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — West Virginia (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-units/2025
Powered by ChatMMI