Retention champions in West Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Ricky DeGroff (loanDepot.com, LLC, NMLS #408825), Michele Kunkle (The Huntington National Bank, NMLS #563325), and Leonard Wright (Atlantic Union Bank, NMLS #649397).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $3.0M | 18 | 40.9% |
| #2 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $2.0M | 10 | 58.8% |
| #3 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $1.3M | 9 | 45.0% |
| #4 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $2.3M | 8 | 14.5% |
| #5 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $2.0M | 7 | 41.2% |
| #5 | Jennings Burch | 740853 | Members Choice WV Federal Credit Union | 422340 | Charleston, WV | $335K | 7 | 70.0% |
| #7 | Pamela Istrate | 383240 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.3M | 6 | 42.9% |
| #7 | Wanda Smith | 529860 | First Community Bank | 423539 | Summersville, WV | $823K | 6 | 54.5% |
| #7 | Terri Harper | 480393 | Poca Valley Bank, Inc.,The | 449300 | Spencer, WV | $1.0M | 6 | 60.0% |
| #10 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.1M | 5 | 13.9% |
| #10 | MELANIE THOMPSON | 523516 | The Huntington National Bank | 402436 | Morgantown, WV | $753K | 5 | 33.3% |
| #10 | Adam Brothers | 1131543 | Truist Bank | 399803 | Wheeling, WV | $1.3M | 5 | 50.0% |
| #10 | Stewart Mccaw | 563839 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $863K | 5 | 41.7% |
| #10 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.7M | 5 | 18.5% |
| #15 | Tammy Miller | 467000 | Potomac Bank, Inc. | 466642 | Charles Town, WV | $799K | 4 | 33.3% |
| #15 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $366K | 4 | 40.0% |
| #15 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $315K | 4 | 36.4% |
| #18 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $848K | 3 | 25.0% |
| #18 | Eric Stenger | 229964 | Guild Mortgage Company LLC | 3274 | Greenwood Village, CO | $859K | 3 | 25.0% |
| #18 | Harry Hayes | 742939 | Clear Mountain Bank | 523098 | Morgantown, WV | $431K | 3 | 25.0% |
| #18 | Maria Danigelis | 770981 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $941K | 3 | 20.0% |
| #18 | Molly Savilla | 564742 | WesBanco Bank, Inc. | 399836 | Charleton, WV | $287K | 3 | 23.1% |
| #23 | Jon Rogers | 52912 | West Virginia Housing Development Fund | 198038 | Charleston, WV | $16K | 2 | 15.4% |
| #23 | Lena Tate | 888409 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $585K | 2 | 13.3% |
| #23 | Annette Amtower | 457914 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $418K | 2 | 20.0% |
| #23 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $391K | 2 | 16.7% |
| #23 | Harold Carico | 474337 | Movement Mortgage, LLC | 39179 | Hurricane, WV | $161K | 2 | 15.4% |
| #23 | Larry May | 525341 | loanDepot.com, LLC | 174457 | Huntington, WV | $253K | 2 | 18.2% |
| #23 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Strongsville, OH | $844K | 2 | 10.5% |
| #23 | Darlene Grossa | 432750 | First National Bank of Pennsylvania | 766529 | Morgantown, WV | $387K | 2 | 15.4% |
| #23 | Thomas Board | 530485 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $569K | 2 | 20.0% |
| #32 | Steven Gwilliams | 887663 | PrimeLending, A PlainsCapital Company | 13649 | Huntington, WV | $135K | 1 | 10.0% |
| #32 | David Mellott | 450659 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $301K | 1 | 8.3% |
| #32 | Peter Corum | 189214 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $287K | 1 | 8.3% |
| #32 | Kimberly Barnum | 564183 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $164K | 1 | 10.0% |
| #32 | Cynthia Jones | 1116840 | Burke & Herbert Bank & Trust Company | 195335 | Princeton, WV | $535K | 1 | 10.0% |
| #32 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $194K | 1 | 7.1% |
| #32 | Melissa Grow | 1797350 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $394K | 1 | 6.3% |
| #32 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $175K | 1 | 5.6% |
| #32 | Robert Hitchcock | 770966 | Movement Mortgage, LLC | 39179 | — | $134K | 1 | 8.3% |
| #32 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $260K | 1 | 3.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — West Virginia (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-units/2025
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