Retention champions in West Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Ricky DeGroff (loanDepot.com, LLC, NMLS #408825), Michele Kunkle (The Huntington National Bank, NMLS #563325), and Leonard Wright (Atlantic Union Bank, NMLS #649397).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $3.0M | 18 | 41.9% |
| #2 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $2.0M | 10 | 58.8% |
| #3 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $1.3M | 9 | 45.0% |
| #4 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $2.3M | 8 | 14.5% |
| #5 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $2.0M | 7 | 41.2% |
| #5 | Jennings Burch | 740853 | Members Choice WV Federal Credit Union | 422340 | Charleston, WV | $335K | 7 | 70.0% |
| #5 | Jeremy Ayers | 464404 | Truist Bank | 399803 | Beckley, WV | $878K | 7 | 70.0% |
| #8 | Pamela Istrate | 383240 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.3M | 6 | 42.9% |
| #8 | Terri Harper | 480393 | Poca Valley Bank, Inc.,The | 449300 | Spencer, WV | $1.0M | 6 | 50.0% |
| #8 | Wanda Smith | 529860 | First Community Bank | 423539 | Summersville, WV | $823K | 6 | 54.5% |
| #11 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.7M | 5 | 18.5% |
| #11 | MELANIE THOMPSON | 523516 | The Huntington National Bank | 402436 | Morgantown, WV | $753K | 5 | 33.3% |
| #11 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.1M | 5 | 13.9% |
| #11 | Adam Brothers | 1131543 | Truist Bank | 399803 | Wheeling, WV | $1.3M | 5 | 50.0% |
| #11 | Stewart Mccaw | 563839 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $863K | 5 | 41.7% |
| #16 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $366K | 4 | 40.0% |
| #16 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $315K | 4 | 36.4% |
| #16 | Tammy Miller | 467000 | Potomac Bank, Inc. | 466642 | Charles Town, WV | $799K | 4 | 33.3% |
| #19 | Harry Hayes | 742939 | Clear Mountain Bank | 523098 | Morgantown, WV | $431K | 3 | 25.0% |
| #19 | Maria Danigelis | 770981 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $941K | 3 | 20.0% |
| #19 | Eric Stenger | 229964 | Stockton Mortgage Corporation | 8259 | Vienna, WV | $859K | 3 | 25.0% |
| #19 | Molly Savilla | 564742 | WesBanco Bank, Inc. | 399836 | Charleton, WV | $287K | 3 | 23.1% |
| #19 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $848K | 3 | 27.3% |
| #24 | Jon Rogers | 52912 | West Virginia Housing Development Fund | 198038 | Charleston, WV | $16K | 2 | 15.4% |
| #24 | Lena Tate | 888409 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $585K | 2 | 13.3% |
| #24 | Harold Carico | 474337 | Movement Mortgage, LLC | 39179 | Hurricane, WV | $161K | 2 | 15.4% |
| #24 | Gerald Fitzgerald II | 403745 | Stockton Mortgage Corporation | 8259 | Marietta, OH | $216K | 2 | 20.0% |
| #24 | Darlene Grossa | 432750 | First National Bank of Pennsylvania | 766529 | Morgantown, WV | $387K | 2 | 15.4% |
| #24 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Strongsville, OH | $844K | 2 | 10.5% |
| #24 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $391K | 2 | 16.7% |
| #24 | Annette Amtower | 457914 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $418K | 2 | 18.2% |
| #24 | Thomas Board | 530485 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $569K | 2 | 20.0% |
| #24 | Larry May | 525341 | loanDepot.com, LLC | 174457 | Huntington, WV | $253K | 2 | 18.2% |
| #34 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $194K | 1 | 7.1% |
| #34 | Steven Gwilliams | 887663 | PrimeLending, A PlainsCapital Company | 13649 | Huntington, WV | $135K | 1 | 10.0% |
| #34 | Cynthia Jones | 1116840 | Burke & Herbert Bank & Trust Company | 195335 | Princeton, WV | $535K | 1 | 9.1% |
| #34 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $260K | 1 | 3.7% |
| #34 | Robert Hitchcock | 770966 | Movement Mortgage, LLC | 39179 | — | $134K | 1 | 8.3% |
| #34 | Melissa Grow | 1797350 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $394K | 1 | 6.3% |
| #34 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $175K | 1 | 5.6% |
| #34 | David Mellott | 450659 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $301K | 1 | 8.3% |
| #34 | Peter Corum | 189214 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $287K | 1 | 8.3% |
| #34 | Kimberly Barnum | 564183 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $164K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — West Virginia (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-units/2025
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