Retention champions in West Virginia in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Ricky DeGroff (loanDepot.com, LLC, NMLS #408825), Byron Reed (Integrity Home Mortgage Corporation, NMLS #203910), and Michele Kunkle (The Huntington National Bank, NMLS #563325).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $3.0M | 18 | 41.9% |
| #2 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $2.3M | 8 | 14.5% |
| #3 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $2.0M | 10 | 58.8% |
| #4 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $2.0M | 7 | 41.2% |
| #5 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.7M | 5 | 18.5% |
| #6 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $1.3M | 9 | 45.0% |
| #7 | Pamela Istrate | 383240 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.3M | 6 | 42.9% |
| #8 | Adam Brothers | 1131543 | Truist Bank | 399803 | Wheeling, WV | $1.3M | 5 | 50.0% |
| #9 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.1M | 5 | 13.9% |
| #10 | Terri Harper | 480393 | Poca Valley Bank, Inc.,The | 449300 | Spencer, WV | $1.0M | 6 | 50.0% |
| #11 | Maria Danigelis | 770981 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $941K | 3 | 20.0% |
| #12 | Jeremy Ayers | 464404 | Truist Bank | 399803 | Beckley, WV | $878K | 7 | 70.0% |
| #13 | Stewart Mccaw | 563839 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $863K | 5 | 41.7% |
| #14 | Eric Stenger | 229964 | Stockton Mortgage Corporation | 8259 | Vienna, WV | $859K | 3 | 25.0% |
| #15 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $848K | 3 | 27.3% |
| #16 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Strongsville, OH | $844K | 2 | 10.5% |
| #17 | Wanda Smith | 529860 | First Community Bank | 423539 | Summersville, WV | $823K | 6 | 54.5% |
| #18 | Tammy Miller | 467000 | Potomac Bank, Inc. | 466642 | Charles Town, WV | $799K | 4 | 33.3% |
| #19 | MELANIE THOMPSON | 523516 | The Huntington National Bank | 402436 | Morgantown, WV | $753K | 5 | 33.3% |
| #20 | Lena Tate | 888409 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $585K | 2 | 13.3% |
| #21 | Thomas Board | 530485 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $569K | 2 | 20.0% |
| #22 | Cynthia Jones | 1116840 | Burke & Herbert Bank & Trust Company | 195335 | Princeton, WV | $535K | 1 | 9.1% |
| #23 | Harry Hayes | 742939 | Clear Mountain Bank | 523098 | Morgantown, WV | $431K | 3 | 25.0% |
| #24 | Annette Amtower | 457914 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $418K | 2 | 18.2% |
| #25 | Melissa Grow | 1797350 | NVR Mortgage Finance, Inc. | 1127 | Frederick, MD | $394K | 1 | 6.3% |
| #26 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $391K | 2 | 16.7% |
| #27 | Darlene Grossa | 432750 | First National Bank of Pennsylvania | 766529 | Morgantown, WV | $387K | 2 | 15.4% |
| #28 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $366K | 4 | 40.0% |
| #29 | Jennings Burch | 740853 | Members Choice WV Federal Credit Union | 422340 | Charleston, WV | $335K | 7 | 70.0% |
| #30 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $315K | 4 | 36.4% |
| #31 | David Mellott | 450659 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $301K | 1 | 8.3% |
| #32 | Peter Corum | 189214 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $287K | 1 | 8.3% |
| #33 | Molly Savilla | 564742 | WesBanco Bank, Inc. | 399836 | Charleton, WV | $287K | 3 | 23.1% |
| #34 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $260K | 1 | 3.7% |
| #35 | Larry May | 525341 | loanDepot.com, LLC | 174457 | Huntington, WV | $253K | 2 | 18.2% |
| #36 | Gerald Fitzgerald II | 403745 | Stockton Mortgage Corporation | 8259 | Marietta, OH | $216K | 2 | 20.0% |
| #37 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $194K | 1 | 7.1% |
| #38 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $175K | 1 | 5.6% |
| #39 | Kimberly Barnum | 564183 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $164K | 1 | 10.0% |
| #40 | Harold Carico | 474337 | Movement Mortgage, LLC | 39179 | Hurricane, WV | $161K | 2 | 15.4% |
| #41 | Steven Gwilliams | 887663 | PrimeLending, A PlainsCapital Company | 13649 | Huntington, WV | $135K | 1 | 10.0% |
| #42 | Robert Hitchcock | 770966 | Movement Mortgage, LLC | 39179 | — | $134K | 1 | 8.3% |
| #43 | Jon Rogers | 52912 | West Virginia Housing Development Fund | 198038 | Charleston, WV | $16K | 2 | 15.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — West Virginia (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-volume/2025
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