Retention champions in California in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Brian Minkow (CMG Mortgage, Inc., NMLS #256638), Kashif Shamshad (U.S. Bank National Association, NMLS #1492490), and Ryan Purpero (U.S. Bank National Association, NMLS #68409).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $129.4M | 93 | 71.0% |
| #2 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $120.8M | 78 | 82.1% |
| #3 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $94.0M | 70 | 76.1% |
| #4 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $89.0M | 51 | 60.0% |
| #5 | Choe Hung | 450736 | U.S. Bank National Association | 402761 | Pasadena, CA | $81.2M | 71 | 75.5% |
| #6 | Liping Yi | 1241368 | Citibank, NA | 412915 | Sunnyvale, CA | $80.7M | 55 | 70.5% |
| #7 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $77.4M | 60 | 53.6% |
| #8 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $77.1M | 61 | 64.9% |
| #9 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $74.1M | 48 | 57.1% |
| #10 | Satish Dadral | 450886 | Wells Fargo Bank, National Association | 399801 | Los Altos, CA | $72.2M | 43 | 51.2% |
| #11 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $70.2M | 52 | 50.0% |
| #12 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $70.1M | 58 | 85.3% |
| #13 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $68.3M | 48 | 76.2% |
| #14 | Yuanzhu Li | 2005118 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $65.8M | 44 | 35.8% |
| #15 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $65.1M | 49 | 59.0% |
| #16 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $64.9M | 92 | 45.5% |
| #17 | Limah Mangal | 633576 | Citibank, NA | 412915 | Dublin, CA | $64.7M | 58 | 77.3% |
| #18 | Justin Brilman | 1137704 | U.S. Bank National Association | 402761 | Earth City, MO | $64.1M | 51 | 83.6% |
| #19 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $64.1M | 45 | 84.9% |
| #20 | Mohamed Eltawy | 450660 | Guaranteed Rate, Inc. | 2611 | San Diego, CA | $61.5M | 42 | 82.4% |
| #21 | Sheila Berger | 1493332 | Wells Fargo Bank, National Association | 399801 | Los Angeles, CA | $57.9M | 25 | 75.8% |
| #22 | Nader Chahine | 259628 | Citibank, NA | 412915 | Manhattan Beach, CA | $56.5M | 40 | 76.9% |
| #23 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $55.4M | 34 | 44.7% |
| #24 | Xueyan Jiang | 1778426 | Wells Fargo Bank, National Association | 399801 | San Jose, CA | $54.2M | 38 | 24.1% |
| #25 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $52.2M | 35 | 64.8% |
| #26 | Keyurkumar Parikh | 1551916 | Bank of America, N.A. | 399802 | Fremont, CA | $51.9M | 39 | 78.0% |
| #27 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $49.6M | 35 | 45.5% |
| #28 | thomas marckwardt | 242073 | CrossCountry Mortgage, LLC | 3029 | Walnut Creek, CA | $47.7M | 42 | 67.7% |
| #29 | Yan Xu | 339629 | JPMorgan Chase Bank, National Association | 399798 | San Diego, CA | $47.3M | 42 | 79.2% |
| #30 | Hong Sha | 235461 | HSBC Bank USA National Association | 399799 | Cupertino, CA | $47.2M | 28 | 21.7% |
| #31 | Heather Santos | 31720 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $46.7M | 27 | 84.4% |
| #32 | Sujata Singh | 413571 | Citibank, NA | 412915 | Dublin, CA | $46.1M | 31 | 56.4% |
| #33 | Sean Kitagawa | 98855 | JPMorgan Chase Bank, National Association | 399798 | Fremont, CA | $45.0M | 34 | 65.4% |
| #34 | James Nesmith | 814695 | City National Bank | 536994 | Los Angeles, CA | $44.1M | 25 | 54.3% |
| #35 | Christopher Zolezzi | 459881 | Goldman Sachs Bank USA | 208156 | San Francisco, CA | $43.7M | 12 | 70.6% |
| #36 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $43.6M | 45 | 71.4% |
| #37 | Mamta Madaan | 485498 | U.S. Bank National Association | 402761 | Hopkins, MN | $43.1M | 38 | 63.3% |
| #38 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $43.0M | 33 | 47.8% |
| #39 | Annie Yan | 1019071 | Wells Fargo Bank, National Association | 399801 | San Leandro, CA | $42.7M | 30 | 62.5% |
| #40 | Joshua Krakower | 1410556 | Wells Fargo Bank, National Association | 399801 | San Jose, CA | $42.6M | 23 | 67.6% |
| #41 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $42.5M | 26 | 63.4% |
| #42 | Xin Shen | 321917 | HSBC Bank USA National Association | 399799 | Cupertino, CA | $42.5M | 22 | 19.0% |
| #43 | Viral Vora | 1656903 | City National Bank | 536994 | Los Angeles, CA | $42.2M | 26 | 68.4% |
| #44 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $42.2M | 37 | 60.7% |
| #45 | Sahar Abassi | 419882 | U.S. Bank National Association | 402761 | Hopkins, MN | $42.0M | 27 | 77.1% |
| #46 | Shan Wang | 1830093 | Bank of America, N.A. | 399802 | Cupertino, CA | $41.8M | 31 | 66.0% |
| #47 | Unbreen Farooqui | 527380 | PNC Bank, National Association | 446303 | San Francisco, CA | $41.8M | 32 | 57.1% |
| #48 | Rashi Jani | 1421191 | Bank of America, N.A. | 399802 | Cupertino, CA | $41.5M | 32 | 68.1% |
| #49 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $41.3M | 33 | 71.7% |
| #50 | Ghazal Doustar | 585135 | U.S. Bank National Association | 402761 | Beverly Hills, CA | $41.2M | 9 | 90.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — California (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-retention-by-volume/2025
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