Top loan officers in California in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jeremy Engle (Golden Empire Mortgage, Inc., NMLS #293517), Scott Evans (CrossCountry Mortgage, LLC, NMLS #256163), and Cynthia Reyes (SchoolsFirst Federal Credit Union, NMLS #349420).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Jeremy Engle | 293517 | Golden Empire Mortgage, Inc. | 2427 | Visalia, CA | $213.0M | 567 | $376K |
| #2 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $359.5M | 552 | $651K |
| #3 | Cynthia Reyes | 349420 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $87.4M | 523 | $167K |
| #4 | Allison Robbins | 638558 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $76.0M | 497 | $153K |
| #5 | Daniela Ortega | 2032758 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $73.2M | 454 | $161K |
| #6 | Aimee Duong | 674130 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $185.7M | 438 | $424K |
| #6 | JoAnnie Coronado | 764104 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $86.4M | 438 | $197K |
| #8 | Sonia Sandoval-Valadez | 693453 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $77.8M | 437 | $178K |
| #9 | Pascual Nunez | 2154857 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $62.7M | 409 | $153K |
| #10 | Lina Cobian | 487916 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $60.3M | 403 | $150K |
| #11 | Christian Velazquez | 2517925 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $61.9M | 396 | $156K |
| #12 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $599.4M | 388 | $1.5M |
| #13 | Jennifer Kim | 1452503 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $59.8M | 383 | $156K |
| #14 | Diana Preciado | 2132188 | OnPoint Community Credit Union | 462268 | Eugene, OR | $54.6M | 374 | $146K |
| #15 | Conor Murray | 296506 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $90.0M | 353 | $255K |
| #16 | Monica Grasso-Munoz | 1023291 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $62.5M | 349 | $179K |
| #17 | Eric Hartman | 1091832 | SchoolsFirst Federal Credit Union | 405503 | Orange, CA | $87.1M | 341 | $256K |
| #18 | ROSEMARY LITH | 2640065 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $52.6M | 332 | $158K |
| #19 | Suzanne Burgess | 633507 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $60.8M | 328 | $185K |
| #20 | Jason Mata | 273080 | American Pacific Mortgage Corporation | 1850 | Sacramento, CA | $98.7M | 326 | $303K |
| #21 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $388.6M | 321 | $1.2M |
| #22 | Guillermo Guzman | 638543 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $101.6M | 311 | $327K |
| #23 | ISRAEL ELOYZA | 479795 | SchoolsFirst Federal Credit Union | 405503 | Anaheim, CA | $70.4M | 309 | $228K |
| #24 | Kelly Buck | 1272153 | SchoolsFirst Federal Credit Union | 405503 | Mission Viejo, CA | $89.6M | 303 | $296K |
| #25 | Kathy Dalton | 909091 | SchoolsFirst Federal Credit Union | 405503 | Riverside, CA | $49.6M | 299 | $166K |
| #26 | Nancy Gutierrez | 488405 | SchoolsFirst Federal Credit Union | 405503 | Chino, CA | $51.9M | 298 | $174K |
| #27 | Mark Reynolds | 121095 | Trimark Funding, Inc. | 2100 | Anaheim, CA | $151.1M | 295 | $512K |
| #28 | Jared Sprink | 1706369 | SchoolsFirst Federal Credit Union | 405503 | Huntington Beach, CA | $101.6M | 293 | $347K |
| #29 | Andrew Crater | 1606296 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $100.9M | 290 | $348K |
| #29 | Jennifer Nguyen | 1761680 | Wescom Central Credit Union | 999430 | Anaheim, CA | $83.9M | 290 | $289K |
| #31 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $164.0M | 287 | $572K |
| #32 | DRITAN KAPIDANJA | 317385 | EZ FUNDINGS Inc. | 1156892 | NEWPORT BEACH, CA | $208.1M | 286 | $728K |
| #33 | Daniel Ramirez | 1161928 | SchoolsFirst Federal Credit Union | 405503 | La Habra, CA | $59.1M | 282 | $209K |
| #33 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $345.9M | 282 | $1.2M |
| #35 | Brett Clark | 1023248 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $38.8M | 279 | $139K |
| #36 | Joseph Mariano | 669595 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $46.2M | 277 | $167K |
| #37 | Anabel Felix Aispuro | 2030502 | SchoolsFirst Federal Credit Union | 405503 | Los Angeles, CA | $64.5M | 275 | $234K |
| #38 | Harold Yang | 248857 | AAA CAPITAL INVESTMENT, INC. | 295075 | Richmond, TX | $199.0M | 274 | $726K |
| #39 | Jose Herrera | 499076 | ALTURA FEDERAL CREDIT UNION | 417696 | Riverside, CA | $51.0M | 272 | $187K |
| #40 | Ofelia Tellez | 172785 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $89.8M | 271 | $332K |
| #41 | Luciano Zamora | 628517 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $75.7M | 270 | $281K |
| #42 | Claudia Sandoval | 1248704 | SchoolsFirst Federal Credit Union | 405503 | Irvine, CA | $105.2M | 267 | $394K |
| #42 | Michael Meena | 241370 | Augusta Financial, Inc. | 241911 | Santa Clarita, CA | $153.3M | 267 | $574K |
| #44 | Veronica Gutierrez | 1206530 | SchoolsFirst Federal Credit Union | 405503 | Norco, CA | $45.6M | 264 | $173K |
| #44 | Allan Lopez | 828769 | The Golden 1 Credit Union | 669333 | Pleasanton, CA | $38.2M | 264 | $145K |
| #46 | Michael Cain | 1062241 | C2 Financial Corporation | 135622 | San Diego, CA | $184.4M | 261 | $706K |
| #47 | Ann Pendergist | 38330 | Kinecta Federal Credit Union | 407870 | Manhattan Beach, CA | $74.1M | 260 | $285K |
| #48 | Melinda Browning | 489514 | S A F E Credit Union | 466072 | Folsom, CA | $32.5M | 259 | $126K |
| #49 | Adriana Arenas-Hassan | 488087 | Pacific Service Credit Union | 412534 | — | $26.7M | 258 | $103K |
| #50 | Rania Burtenshaw | 825458 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $85.6M | 255 | $336K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — California (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-overall-by-units/2025
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