Top loan officers in California in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Jeremy Engle (Golden Empire Mortgage, Inc., NMLS #293517), Cynthia Reyes (SchoolsFirst Federal Credit Union, NMLS #349420), and Scott Evans (CrossCountry Mortgage, LLC, NMLS #256163).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Jeremy Engle | 293517 | Golden Empire Mortgage, Inc. | 2427 | Visalia, CA | $156.4M | 424 | $369K |
| #2 | Cynthia Reyes | 349420 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $73.4M | 402 | $183K |
| #3 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $274.0M | 398 | $689K |
| #4 | Edoardo Sandoval | 1548478 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $66.6M | 381 | $175K |
| #5 | Daniela Ortega | 2032758 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $59.7M | 331 | $180K |
| #6 | ROSEMARY LITH | 2640065 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $53.4M | 309 | $173K |
| #7 | Gabriel Murillo Sanchez | 1900157 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $50.2M | 304 | $165K |
| #8 | Sonia Sandoval-Valadez | 693453 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $55.2M | 298 | $185K |
| #9 | Allison Robbins | 638558 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $49.1M | 293 | $167K |
| #10 | Jennifer Kim | 1452503 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $52.7M | 291 | $181K |
| #11 | Pascual Nunez | 2154857 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $44.5M | 289 | $154K |
| #12 | Christian Velazquez | 2517925 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $46.4M | 280 | $166K |
| #13 | Jessenia Navarro | 1924529 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $46.8M | 272 | $172K |
| #14 | Lina Cobian | 487916 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $48.1M | 270 | $178K |
| #15 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $355.1M | 260 | $1.4M |
| #16 | Jennifer Nguyen | 1761680 | Wescom Central Credit Union | 999430 | Anaheim, CA | $68.0M | 223 | $305K |
| #17 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $342.8M | 218 | $1.6M |
| #18 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $116.8M | 208 | $562K |
| #19 | Nancy Gutierrez | 488405 | SchoolsFirst Federal Credit Union | 405503 | Chino, CA | $41.4M | 206 | $201K |
| #20 | Jared Sprink | 1706369 | SchoolsFirst Federal Credit Union | 405503 | Huntington Beach, CA | $77.8M | 205 | $380K |
| #21 | Veronica Gutierrez | 1206530 | SchoolsFirst Federal Credit Union | 405503 | Norco, CA | $37.5M | 202 | $186K |
| #22 | ISRAEL ELOYZA | 479795 | SchoolsFirst Federal Credit Union | 405503 | Anaheim, CA | $54.4M | 200 | $272K |
| #23 | Firouzeh Ghobadian | 110501 | OriginPoint LLC | 2185899 | San Francisco, CA | $191.1M | 194 | $985K |
| #24 | Eric Hartman | 1091832 | SchoolsFirst Federal Credit Union | 405503 | Orange, CA | $54.7M | 193 | $283K |
| #25 | Padideh Goodspeed | 191659 | CrossCountry Mortgage, LLC | 3029 | Roseville, CA | $146.9M | 188 | $781K |
| #26 | Michael Cain | 1062241 | C2 Financial Corporation | 135622 | San Diego, CA | $133.0M | 187 | $711K |
| #26 | Michael Sunnaa | 447829 | Naibor, Inc. | 2819734 | Irvine, CA | $97.4M | 187 | $521K |
| #28 | Sandra Jaso | 296555 | Wescom Central Credit Union | 999430 | Anaheim, CA | $42.1M | 182 | $231K |
| #29 | Claudia Sandoval | 1248704 | SchoolsFirst Federal Credit Union | 405503 | Irvine, CA | $80.8M | 181 | $446K |
| #30 | JoAnnie Coronado | 764104 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $39.0M | 179 | $218K |
| #31 | Wendy Webber-McCloskey | 1441832 | Wescom Central Credit Union | 999430 | Anaheim, CA | $45.1M | 178 | $253K |
| #32 | Jason Mata | 273080 | American Pacific Mortgage Corporation | 1850 | Sacramento, CA | $58.9M | 177 | $333K |
| #33 | Mark Reynolds | 121095 | Trimark Funding, Inc. | 2100 | Anaheim, CA | $89.2M | 175 | $510K |
| #34 | Michael Meena | 241370 | Augusta Financial, Inc. | 241911 | Santa Clarita, CA | $104.1M | 173 | $602K |
| #35 | Kelly Buck | 1272153 | SchoolsFirst Federal Credit Union | 405503 | Mission Viejo, CA | $65.7M | 172 | $382K |
| #35 | Michele Barilla | 1712878 | Wescom Central Credit Union | 999430 | Anaheim, CA | $44.5M | 172 | $259K |
| #37 | Kathy Dalton | 909091 | SchoolsFirst Federal Credit Union | 405503 | Riverside, CA | $33.8M | 168 | $201K |
| #38 | Suzanne Burgess | 633507 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $38.7M | 167 | $232K |
| #39 | Melinda Browning | 489514 | S A F E Credit Union | 466072 | Folsom, CA | $29.8M | 166 | $179K |
| #40 | Sirintip Polonis-Carnes | 455430 | Wescom Central Credit Union | 999430 | Marina, CA | $43.3M | 165 | $262K |
| #40 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $267.3M | 165 | $1.6M |
| #40 | Anabel Felix Aispuro | 2030502 | SchoolsFirst Federal Credit Union | 405503 | Los Angeles, CA | $44.2M | 165 | $268K |
| #43 | Daniel Florence | 19758 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $30.4M | 164 | $185K |
| #43 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $157.3M | 164 | $959K |
| #43 | Amanda Hodges | 1752472 | SchoolsFirst Federal Credit Union | 405503 | Sacramento, CA | $34.1M | 164 | $208K |
| #46 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $184.1M | 162 | $1.1M |
| #46 | Monica Grasso-Munoz | 1023291 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $31.1M | 162 | $192K |
| #48 | Nathaniel Dungca | 1865789 | S A F E Credit Union | 466072 | Folsom, CA | $20.3M | 159 | $128K |
| #49 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $208.1M | 158 | $1.3M |
| #50 | Naci Fisher | 1676612 | USC CREDIT UNION | 448984 | Los Angeles, CA | $26.0M | 155 | $168K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — California. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-overall-by-units
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