Leading rookies in California in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include DAE CHOI (JSB Mortgage Corporation, NMLS #2764547), Wayne Kim (JSB Mortgage Corporation, NMLS #2786861), and Jessica Dye (OPTIMUM FIRST INC., NMLS #2803052).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | DAE CHOI | 2764547 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $16.3M | 26 | $628K |
| #2 | Wayne Kim | 2786861 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $10.1M | 11 | $918K |
| #2 | Jessica Dye | 2803052 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $6.1M | 11 | $554K |
| #4 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $5.8M | 10 | $575K |
| #4 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $5.5M | 10 | $547K |
| #6 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $2.9M | 9 | $319K |
| #6 | Daniel Curtis | 2737709 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.5M | 9 | $282K |
| #8 | Erickson Bondoc | 2831354 | Water and Power Community Credit Union | 525600 | Los Angeles, CA | $4.6M | 6 | $759K |
| #8 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.0M | 6 | $499K |
| #8 | Jose Cerrato | 1203665 | Golden Empire Mortgage, Inc. | 2427 | Escondido, CA | $2.7M | 6 | $443K |
| #8 | Cristian Godina | 2802847 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $331K | 6 | $55K |
| #8 | Jesus Cruz | 2775718 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $1.9M | 6 | $310K |
| #13 | Janora Fisher | 2796779 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $530K | 5 | $106K |
| #13 | Yavuz Gorgulu | 2769426 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.7M | 5 | $333K |
| #13 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.6M | 5 | $519K |
| #13 | Taylor Bills | 2785218 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $763K | 5 | $153K |
| #13 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.2M | 5 | $436K |
| #18 | Arianna Avila | 1369402 | JPS Lenders, LTD. | 1206623 | Clovis, CA | $960K | 4 | $240K |
| #18 | Jackson Bennett | 2804060 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $829K | 4 | $207K |
| #18 | Taylor Hargate | 2773308 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $715K | 4 | $179K |
| #18 | John Wei | 1132996 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $5.2M | 4 | $1.3M |
| #18 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $1.3M | 4 | $321K |
| #18 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 4 | $360K |
| #18 | Alejandro Antonio Gonzalez | 2590298 | CMR FINANCIAL SERVICES INC | 1947091 | West Covina, CA | $3.1M | 4 | $784K |
| #18 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $1.9M | 4 | $475K |
| #18 | Dominique Griffin | 2681084 | Stone Bridge Mortgage Inc | 1938081 | Solana Beach, CA | $3.2M | 4 | $798K |
| #18 | Ramy Labib | 2162320 | JR PRIME INC | 2724050 | Bellflower, CA | $2.8M | 4 | $695K |
| #18 | Shant Avadisian | 2791441 | Apex Home Loans LLC | 2140181 | Glendale, CA | $4.6M | 4 | $1.2M |
| #18 | Shawn Gavin | 2781239 | Amerisave Mortgage Corporation | 1168 | — | $749K | 4 | $187K |
| #18 | Damian Saylor | 2771712 | loanDepot.com, LLC | 174457 | — | $1.3M | 4 | $336K |
| #18 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.6M | 4 | $396K |
| #32 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.3M | 3 | $766K |
| #32 | Trevor Otto | 2790502 | CrossCountry Mortgage, LLC | 3029 | — | $942K | 3 | $314K |
| #32 | Logan O'Keefe | 2781671 | Tomo Mortgage, LLC | 2059741 | New York, NY | $1.7M | 3 | $578K |
| #32 | Edward DeJoy | 2113894 | Mortgage 2000 Inc | 313275 | Redondo Beach, CA | $1.6M | 3 | $527K |
| #32 | Erik Quezada | 239888 | Quezada, Erik, Javier | 2806771 | Chula Vista, CA | $1.3M | 3 | $419K |
| #32 | Michael Davis | 2329505 | C & C FINANCIAL, CORP | 1054224 | Anaheim, CA | $1.9M | 3 | $617K |
| #32 | Cedric Gray | 2799393 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $905K | 3 | $302K |
| #32 | Tristan Breen | 2812017 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $985K | 3 | $328K |
| #32 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $893K | 3 | $298K |
| #32 | Harrison Rose | 2790499 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $629K | 3 | $210K |
| #32 | Edgar Ramirez | 2833640 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $421K | 3 | $140K |
| #32 | Dustin Putt | 2764844 | PennyMac Loan Services, LLC | 35953 | — | $1.0M | 3 | $337K |
| #32 | Alexander Meagher | 2279313 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $868K | 3 | $289K |
| #32 | SHAWNA ALCALA ANTONIO | 2668635 | Change Lending, LLC | 1839 | Anaheim, CA | $1.4M | 3 | $461K |
| #32 | Edward Weber | 41763 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $300K | 3 | $100K |
| #32 | Phuong Nguyen | 2824681 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $243K | 3 | $81K |
| #32 | Christopher Kendall | 2616023 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.4M | 3 | $815K |
| #32 | Javier Torres | 2817770 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 3 | $467K |
| #32 | William Toney | 2793065 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $768K | 3 | $256K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units
Powered by ChatMMI