Leading rookies in North Carolina in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Demetric Clark (PennyMac Loan Services, LLC, NMLS #2705432), Jaynie Humann (Vanderbilt Mortgage and Finance, Inc., NMLS #2788422), and Sebastian Wittliff (Rocket Mortgage, LLC, NMLS #2812013).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.9M | 12 | $246K |
| #2 | Jaynie Humann | 2788422 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Maryville, TN | $1.5M | 7 | $219K |
| #3 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $842K | 5 | $168K |
| #3 | Jake Geladin | 2788165 | loanDepot.com, LLC | 174457 | Southfield, MI | $606K | 5 | $121K |
| #3 | Shawn Gavin | 2781239 | Amerisave Mortgage Corporation | 1168 | — | $639K | 5 | $128K |
| #3 | Mirelsi Catalan Gutierrez | 2713719 | Ibanez Mortgage Group, LLC | 299131 | Fairfax, VA | $1.2M | 5 | $235K |
| #3 | Maryam Ghanbari | 2427089 | Alcova Mortgage LLC | 40508 | Greenville, NC | $1.6M | 5 | $320K |
| #8 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $1.1M | 4 | $276K |
| #8 | Tyler Ford | 2798678 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $1.3M | 4 | $323K |
| #8 | John Templeton | 2777722 | Reliance First Capital, LLC | 58775 | Charlotte, NC | $1.0M | 4 | $255K |
| #8 | Matthew McCarthy | 2709142 | GRIFFIN FUNDING, INC. | 1120111 | Irvine, CA | $1.2M | 4 | $312K |
| #12 | Noah Ward | 2790507 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $819K | 3 | $273K |
| #12 | Shirley Marquina | 2817987 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $661K | 3 | $220K |
| #12 | MICHAEL KRASNER | 453395 | Guild Mortgage Company LLC | 3274 | Charlotte, NC | $435K | 3 | $145K |
| #12 | Pierce Gossow | 2727229 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $916K | 3 | $305K |
| #12 | Clayton Albright | 2790458 | Freedom Mortgage Corporation | 2767 | — | $811K | 3 | $270K |
| #12 | Kylie Biazevich | 2775468 | Better Mortgage Corporation | 330511 | Irving, TX | $977K | 3 | $326K |
| #12 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | — | $1.1M | 3 | $378K |
| #12 | EMAD RABADI | 2795944 | GoodLeap, LLC | 30336 | Phoenix, AZ | $889K | 3 | $296K |
| #12 | Kelsey Vercruysse | 2790576 | Reliance First Capital, LLC | 58775 | Sarasota, FL | $752K | 3 | $251K |
| #12 | Josue Castillo Guzman | 2762686 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $418K | 3 | $139K |
| #12 | Taylor Bills | 2785218 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $360K | 3 | $120K |
| #12 | LAKSHMIPATHY JULAPALLI | 2548905 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $1.3M | 3 | $441K |
| #12 | James Altendorf | 2793869 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $704K | 3 | $235K |
| #12 | Craig Helmers | 94666 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $1.5M | 3 | $506K |
| #12 | Kimberly Le-Estrada | 2690487 | One Real Mortgage Corp. | 198414 | Detroit, MI | $675K | 3 | $225K |
| #12 | Cooper Ball | 2703227 | Royal United Mortgage LLC | 13390 | Indianapolis, IN | $364K | 3 | $121K |
| #28 | Marquitas Bowen | 2821438 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $996K | 2 | $498K |
| #28 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $962K | 2 | $481K |
| #28 | Jacob Jones | 2453131 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $765K | 2 | $383K |
| #28 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $737K | 2 | $368K |
| #28 | Casey Vaughn | 2801013 | The Practical Mortgage Solution LLC | 2465241 | Rock Hill, SC | $541K | 2 | $271K |
| #28 | Michael Holt | 90525 | Integrity Home Mortgage Corporation | 208516 | Greenville, NC | $410K | 2 | $205K |
| #28 | Michael Merriman | 2776205 | Unlock Home Equity Solutions, Inc. | 2657081 | Tempe, AZ | $121K | 2 | $61K |
| #28 | Taylor Hargate | 2773308 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $661K | 2 | $331K |
| #28 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $642K | 2 | $321K |
| #28 | Ja'Ven Redmon | 2754770 | Alcova Mortgage LLC | 40508 | Charlotte, NC | $664K | 2 | $332K |
| #28 | Brittany Crosby | 2777057 | NewRez LLC | 3013 | Charlotte, NC | $716K | 2 | $358K |
| #28 | Andrew Schaberg | 2776167 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $135K | 2 | $68K |
| #28 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $485K | 2 | $242K |
| #28 | Eric Meyers | 391013 | Unlock Home Equity Solutions, Inc. | 2657081 | Tempe, AZ | $177K | 2 | $89K |
| #28 | Cassandra Young | 2812956 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $452K | 2 | $226K |
| #28 | Jennefer Orr | 2790509 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $499K | 2 | $250K |
| #28 | Sandy Jacob | 2812001 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $226K | 2 | $113K |
| #28 | Alayna Weaver | 2817674 | Raleigh Mortgage Group, Inc. | 69573 | Raleigh, NC | $467K | 2 | $234K |
| #28 | David Maxwell | 2821756 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $261K | 2 | $131K |
| #28 | David Durmowicz | 2810222 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $608K | 2 | $304K |
| #28 | Fabian Torres | 847914 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $131K | 2 | $66K |
| #28 | Kenneth Kivuti | 2749498 | 1st Advantage Mortgage Broker LLC | 2468711 | Charlotte, NC | $576K | 2 | $288K |
| #28 | Jhanany Cortes | 2821211 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $625K | 2 | $312K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — North Carolina. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-units
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