Leading rookies in Texas in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Meredith Nwankwo (Olive Branch Home Loans, LLC, NMLS #2788044), Aubrei Dowdy (Public Employees Credit Union, NMLS #2815566), and Derick Benitez (PennyMac Loan Services, LLC, NMLS #2734285).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Meredith Nwankwo | 2788044 | Olive Branch Home Loans, LLC | 2500551 | Lubbock, TX | $3.5M | 18 | $195K |
| #2 | Aubrei Dowdy | 2815566 | Public Employees Credit Union | 568855 | Austin, TX | $1.2M | 16 | $76K |
| #3 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $4.4M | 13 | $337K |
| #4 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.1M | 11 | $282K |
| #5 | William Ketchum | 2767540 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.7M | 10 | $266K |
| #6 | Anna Rodriguez | 1952101 | Lennar Mortgage, LLC | 1058 | San Antonio, TX | $2.0M | 9 | $225K |
| #6 | Peyton Leonard | 2789953 | Olive Branch Home Loans, LLC | 2500551 | Lubbock, TX | $1.8M | 9 | $204K |
| #6 | Holly Najvar | 2776454 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $3.4M | 9 | $373K |
| #6 | Faith Milenewicz | 2713596 | First Community Mortgage, Inc. | 629700 | Murfreesboro, TN | $4.8M | 9 | $530K |
| #10 | UDUAK AMASI NKALARI | 2424801 | Mortgage Funding Solutions, LLC | 1972934 | Garland, TX | $3.2M | 8 | $404K |
| #10 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.3M | 8 | $288K |
| #10 | Shannon Elwell | 2804194 | East Texas Professional Credit Union | 402355 | Longview, TX | $523K | 8 | $65K |
| #10 | Madeline Pirrello | 2781978 | Tomo Mortgage, LLC | 2059741 | New York, NY | $3.4M | 8 | $429K |
| #10 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $4.2M | 8 | $528K |
| #10 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $3.3M | 8 | $419K |
| #10 | Kalli Brooks | 2766935 | Lennar Mortgage, LLC | 1058 | Irving, TX | $1.4M | 8 | $179K |
| #10 | Maria Lopez Bottas | 2775391 | Direct Path Mortgage LLC | 2783717 | Coral Gables, FL | $3.1M | 8 | $383K |
| #18 | Jesus Pujol | 2774381 | Clarity Lending LLC | 2527964 | Plano, TX | $2.4M | 7 | $341K |
| #18 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.8M | 7 | $253K |
| #20 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.0M | 6 | $327K |
| #20 | Giovanny Lopez | 2760600 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $1.2M | 6 | $205K |
| #20 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.0M | 6 | $171K |
| #20 | Mason Fast | 2789280 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $2.2M | 6 | $368K |
| #24 | Sarah Bardett | 2784024 | Education First Federal Credit Union | 407801 | Beaumont, TX | $1.2M | 5 | $246K |
| #24 | Seth Brown | 2784658 | PennyMac Loan Services, LLC | 35953 | — | $1.3M | 5 | $267K |
| #24 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 5 | $360K |
| #24 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.1M | 5 | $218K |
| #24 | Quinton Starks | 2782169 | DAS Acquisition Company, LLC | 227262 | San Antonio, TX | $1.5M | 5 | $306K |
| #24 | Julie Latney | 2818058 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $2.3M | 5 | $464K |
| #24 | Urusa Umatiya | 2778015 | Champions Lending LLC | 1706471 | Houston, TX | $3.7M | 5 | $744K |
| #24 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.8M | 5 | $358K |
| #24 | Angela Herrera | 2802679 | HomeAmerican Mortgage Corporation | 130676 | Denver, CO | $3.5M | 5 | $701K |
| #24 | Ross Flaharty | 2793889 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.7M | 5 | $346K |
| #34 | David Bober | 2819920 | Frost Bank | 431208 | Plano, TX | $1.7M | 4 | $428K |
| #34 | Caelen Arreola | 2784817 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.7M | 4 | $428K |
| #34 | Evvyn Leonard | 2684278 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.1M | 4 | $275K |
| #34 | Zalkifl Zahir | 2801586 | Guidance Residential, LLC | 2908 | Houston, TX | $1.3M | 4 | $322K |
| #34 | King Evangelista | 2775420 | loanDepot.com, LLC | 174457 | Irvine, CA | $345K | 4 | $86K |
| #34 | Matthew Meenzhuber | 2792421 | loanDepot.com, LLC | 174457 | Irvine, CA | $492K | 4 | $123K |
| #34 | Muthu Subramaniam | 2781760 | Subramaniam Realty LLC | 2793218 | Carrollton, TX | $911K | 4 | $228K |
| #34 | Sri harsha Grandhi | 2770565 | E Mortgage Capital, Inc. | 1416824 | San Antonio, TX | $1.8M | 4 | $438K |
| #34 | Chase Eickenhorst | 2801226 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $547K | 4 | $137K |
| #34 | Justin Bobbitt | 2673150 | Hometown Lending Inc | 2712965 | Dallas, TX | $732K | 4 | $183K |
| #34 | David Bonnette | 2814296 | Lifestyles Finance, LLC | 2439899 | Blue Ridge, TX | $923K | 4 | $231K |
| #34 | Matthew McCarthy | 2709142 | GRIFFIN FUNDING, INC. | 1120111 | Irvine, CA | $607K | 4 | $152K |
| #46 | Charles Hino | 2790511 | loanDepot.com, LLC | 174457 | Chandler, AZ | $664K | 3 | $221K |
| #46 | Anthony Jarvis | 2741928 | American Heritage Lending, LLC | 93735 | Irvine, CA | $1.0M | 3 | $345K |
| #46 | Reese Mettauer | 2792058 | American Pacific Mortgage Corporation | 1850 | Fort Worth, TX | $1.2M | 3 | $415K |
| #46 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $813K | 3 | $271K |
| #46 | Chase Reynolds | 2810252 | Southside Bank | 506202 | Fort Worth, TX | $740K | 3 | $247K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Texas. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-rookie-by-units
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