Leading rookies in Texas in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Meredith Nwankwo (Olive Branch Home Loans, LLC, NMLS #2788044), Aubrei Dowdy (Public Employees Credit Union, NMLS #2815566), and Peyton Leonard (Olive Branch Home Loans, LLC, NMLS #2789953).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Meredith Nwankwo | 2788044 | Olive Branch Home Loans, LLC | 2500551 | Lubbock, TX | $4.1M | 21 | $197K |
| #2 | Aubrei Dowdy | 2815566 | Public Employees Credit Union | 568855 | Austin, TX | $1.2M | 16 | $76K |
| #3 | Peyton Leonard | 2789953 | Olive Branch Home Loans, LLC | 2500551 | Lubbock, TX | $3.0M | 14 | $217K |
| #4 | William Ketchum | 2767540 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.9M | 13 | $226K |
| #4 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $4.4M | 13 | $337K |
| #6 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.1M | 11 | $282K |
| #6 | Shannon Elwell | 2804194 | East Texas Professional Credit Union | 402355 | Longview, TX | $607K | 11 | $55K |
| #6 | Faith Milenewicz | 2713596 | First Community Mortgage, Inc. | 629700 | Murfreesboro, TN | $5.6M | 11 | $513K |
| #9 | Kalli Brooks | 2766935 | Lennar Mortgage, LLC | 1058 | Irving, TX | $1.9M | 10 | $188K |
| #10 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.6M | 9 | $285K |
| #10 | Anna Rodriguez | 1952101 | Lennar Mortgage, LLC | 1058 | San Antonio, TX | $2.0M | 9 | $225K |
| #10 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $4.8M | 9 | $529K |
| #10 | Holly Najvar | 2776454 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $3.4M | 9 | $373K |
| #14 | Madeline Pirrello | 2781978 | Tomo Mortgage, LLC | 2059741 | New York, NY | $3.4M | 8 | $429K |
| #14 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $3.3M | 8 | $419K |
| #14 | Maria Lopez Bottas | 2775391 | Direct Path Mortgage LLC | 2783717 | Coral Gables, FL | $3.1M | 8 | $383K |
| #14 | UDUAK AMASI NKALARI | 2424801 | Mortgage Funding Solutions, LLC | 1972934 | Garland, TX | $3.2M | 8 | $404K |
| #18 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.6M | 7 | $369K |
| #18 | Jesus Pujol | 2774381 | Clarity Lending LLC | 2527964 | Plano, TX | $2.4M | 7 | $341K |
| #18 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.1M | 7 | $155K |
| #18 | Mason Fast | 2789280 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $2.6M | 7 | $368K |
| #18 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $2.6M | 7 | $372K |
| #18 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.8M | 7 | $253K |
| #18 | Angela Herrera | 2802679 | HomeAmerican Mortgage Corporation | 130676 | Denver, CO | $4.9M | 7 | $693K |
| #25 | Urusa Umatiya | 2778015 | Champions Lending LLC | 1706471 | Houston, TX | $4.0M | 6 | $664K |
| #25 | Caelen Arreola | 2784817 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.0M | 6 | $339K |
| #25 | Zalkifl Zahir | 2801586 | Guidance Residential, LLC | 2908 | Houston, TX | $2.7M | 6 | $446K |
| #25 | Julie Latney | 2818058 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $2.4M | 6 | $402K |
| #25 | Giovanny Lopez | 2760600 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $1.2M | 6 | $205K |
| #25 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.1M | 6 | $344K |
| #25 | Sarah Bardett | 2784024 | Education First Federal Credit Union | 407801 | Beaumont, TX | $1.6M | 6 | $261K |
| #25 | Dimitri Jackson | 2559332 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.0M | 6 | $337K |
| #33 | Quinton Starks | 2782169 | DAS Acquisition Company, LLC | 227262 | San Antonio, TX | $1.5M | 5 | $306K |
| #33 | David Bober | 2819920 | Frost Bank | 431208 | Plano, TX | $2.0M | 5 | $402K |
| #33 | Seth Brown | 2784658 | PennyMac Loan Services, LLC | 35953 | — | $1.3M | 5 | $267K |
| #33 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.1M | 5 | $218K |
| #33 | Ross Flaharty | 2793889 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.7M | 5 | $346K |
| #38 | Christopher Paschal | 2800878 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.3M | 4 | $334K |
| #38 | Jayson Rechlin | 2821359 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $396K | 4 | $99K |
| #38 | Hyamal Ramos | 2821147 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $1.3M | 4 | $321K |
| #38 | Matthew Meenzhuber | 2792421 | loanDepot.com, LLC | 174457 | Irvine, CA | $492K | 4 | $123K |
| #38 | Carmen Kent | 2801080 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.9M | 4 | $468K |
| #38 | Chase Eickenhorst | 2801226 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $547K | 4 | $137K |
| #38 | Charles Hino | 2790511 | loanDepot.com, LLC | 174457 | Chandler, AZ | $886K | 4 | $222K |
| #38 | Matthew McCarthy | 2709142 | GRIFFIN FUNDING, INC. | 1120111 | Irvine, CA | $607K | 4 | $152K |
| #38 | Evvyn Leonard | 2684278 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.1M | 4 | $275K |
| #38 | Muthu Subramaniam | 2781760 | Subramaniam Realty LLC | 2793218 | Carrollton, TX | $911K | 4 | $228K |
| #38 | Sri harsha Grandhi | 2770565 | E Mortgage Capital, Inc. | 1416824 | Lewisville, TX | $1.8M | 4 | $438K |
| #38 | David Bonnette | 2814296 | Lifestyles Finance, LLC | 2439899 | Blue Ridge, TX | $923K | 4 | $231K |
| #38 | Justin Bobbitt | 2673150 | Hometown Lending Inc | 2712965 | Dallas, TX | $732K | 4 | $183K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Texas (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-rookie-by-units/2026
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