Retention champions in Texas in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), Biju paul (Prime Choice Lending Inc., NMLS #337511), and Ami Padhiar (Jatayu Loans LLC, NMLS #1023994).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $62.8M | 136 | 61.3% |
| #2 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $49.7M | 99 | 53.5% |
| #3 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $32.8M | 64 | 73.6% |
| #4 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $26.5M | 59 | 74.7% |
| #5 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $20.5M | 40 | 48.2% |
| #6 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $21.2M | 34 | 73.9% |
| #7 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $13.0M | 33 | 86.8% |
| #7 | Naveen Cheedhalla | 2666486 | TRI VALLEY HOME LOANS LLC | 2114972 | Fair Oaks, CA | $21.3M | 33 | 89.2% |
| #9 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $15.0M | 30 | 75.0% |
| #9 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $19.4M | 30 | 90.9% |
| #11 | Venkata Rajaneesh Jandhyam | 2142434 | TRI VALLEY HOME LOANS LLC | 2114972 | Fair Oaks, CA | $16.9M | 29 | 65.9% |
| #12 | Brian McCauley | 208803 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $24.1M | 28 | 50.0% |
| #12 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $14.1M | 28 | 93.3% |
| #14 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $13.3M | 27 | 75.0% |
| #15 | Hua Gu | 1496461 | 5Star Lending LLC | 2526632 | Plano, TX | $10.0M | 26 | 76.5% |
| #16 | KESHA VARDHAN KONDAM | 2586315 | The Hill Mortgage Company | 2004973 | Troy, MI | $12.7M | 25 | 83.3% |
| #17 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.3M | 23 | 82.1% |
| #17 | Sesha Giri Gorantla | 2279013 | QUICK LEND MORTGAGE LLC | 2688617 | Irving, TX | $12.4M | 23 | 88.5% |
| #19 | AARAV SAJAN | 2385324 | Champions Lending LLC | 1706471 | Houston, TX | $9.8M | 22 | 84.6% |
| #20 | Jackson Thomas | 1190420 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $9.4M | 21 | 51.2% |
| #21 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.6M | 20 | 48.8% |
| #21 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $8.2M | 20 | 76.9% |
| #23 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $7.8M | 19 | 44.2% |
| #23 | Michael Greco | 624465 | Greco Financial Services, LLC | 2283673 | Celina, TX | $8.9M | 19 | 79.2% |
| #23 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $9.3M | 19 | 61.3% |
| #23 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $9.7M | 19 | 67.9% |
| #23 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $11.7M | 19 | 70.4% |
| #28 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $8.9M | 18 | 58.1% |
| #28 | Abey Abraham | 1113702 | FIRST STEP MORTGAGE, LLC | 1898998 | Missouri City, TX | $10.3M | 18 | 64.3% |
| #30 | zhiyong zhang | 1728008 | iPlus Mortgage Inc | 2851298 | Houston, TX | $8.1M | 17 | 68.0% |
| #30 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $5.2M | 17 | 34.0% |
| #30 | George Mathews | 1935629 | Kenico Mortgage Services, Inc. | 1958068 | Troy, MI | $9.4M | 17 | 73.9% |
| #30 | Michael Dickstein | 419436 | First Horizon Bank | 472329 | Dallas, TX | $14.4M | 17 | 54.8% |
| #34 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $6.9M | 16 | 22.9% |
| #34 | Evelyn Garcia | 2060136 | RALLY CREDIT UNION | 500822 | Corpus Christi, TX | $3.5M | 16 | 76.2% |
| #34 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $3.3M | 16 | 44.4% |
| #34 | Timothy Herman | 1833596 | UpEquity SPV2 LLC | 2101265 | Austin, TX | $6.9M | 16 | 42.1% |
| #38 | Sai Vivek Boddu | 2331676 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $8.9M | 15 | 68.2% |
| #38 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $7.3M | 15 | 34.1% |
| #38 | Sreelakshmi Jasti | 2565439 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $8.5M | 15 | 88.2% |
| #41 | John Hager | 1416273 | First Horizon Bank | 472329 | Dallas, TX | $7.9M | 14 | 51.9% |
| #41 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $6.7M | 14 | 70.0% |
| #41 | Tami Channel | 333134 | C&T Mortgage, Inc | 1231852 | Cypress, TX | $5.5M | 14 | 66.7% |
| #41 | JAMES OOLUT | 307384 | HOUSTON MORTGAGE, INC. | 1822511 | Houston, TX | $7.1M | 14 | 66.7% |
| #41 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $7.1M | 14 | 38.9% |
| #46 | Sreenath Putta | 1732590 | LendNext Mortgage Corporation | 2114216 | Prosper, TX | $6.7M | 13 | 61.9% |
| #46 | Jeffery Jannasch | 169224 | American Portfolio Mortgage Corporation | 175656 | Dallas, TX | $6.4M | 13 | 33.3% |
| #46 | Nash Paradise | 325515 | UMortgage LLC | 1457759 | Coppell, TX | $5.1M | 13 | 61.9% |
| #46 | Wesley Cohen | 258325 | Network Funding, L.P. | 2297 | Dallas, TX | $2.7M | 13 | 34.2% |
| #46 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $6.4M | 13 | 86.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2026
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