Retention champions in Texas in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), Biju paul (Prime Choice Lending Inc., NMLS #337511), and Renju Raj (Texas First Mortgage LLC, NMLS #1536747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $76.8M | 167 | 62.3% |
| #2 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $49.9M | 100 | 50.8% |
| #3 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $40.8M | 87 | 75.0% |
| #4 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $36.5M | 72 | 72.7% |
| #5 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $22.6M | 43 | 46.7% |
| #6 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $25.2M | 41 | 75.9% |
| #7 | Brian McCauley | 208803 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $29.6M | 35 | 52.2% |
| #8 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $13.7M | 34 | 82.9% |
| #9 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $17.0M | 33 | 73.3% |
| #9 | Naveen Cheedhalla | 2666486 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $21.3M | 33 | 89.2% |
| #9 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $20.6M | 33 | 91.7% |
| #12 | AARAV SAJAN | 2385324 | Champions Lending LLC | 1706471 | Houston, TX | $14.0M | 31 | 86.1% |
| #12 | Venkata Rajaneesh Jandhyam | 2142434 | KEY2NEST HOME LOANS LLC | 2819804 | Fair Oaks, CA | $17.8M | 31 | 60.8% |
| #12 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $15.1M | 31 | 75.6% |
| #15 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $14.6M | 29 | 93.5% |
| #16 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $15.8M | 27 | 77.1% |
| #17 | Hua Gu | 1496461 | 5Star Lending LLC | 2526632 | Plano, TX | $10.0M | 26 | 76.5% |
| #17 | KESHA VARDHAN KONDAM | 2586315 | The Hill Mortgage Company | 2004973 | Troy, MI | $13.3M | 26 | 83.9% |
| #19 | Sesha Giri Gorantla | 2279013 | QUICK LEND MORTGAGE LLC | 2688617 | Irving, TX | $13.9M | 25 | 89.3% |
| #20 | Abey Abraham | 1113702 | FIRST STEP MORTGAGE, LLC | 1898998 | Missouri City, TX | $13.0M | 24 | 63.2% |
| #20 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.7M | 24 | 82.8% |
| #22 | Jackson Thomas | 1190420 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $10.3M | 23 | 47.9% |
| #23 | George Mathews | 1935629 | Kenico Mortgage Services, Inc. | 1958068 | Troy, MI | $11.9M | 22 | 78.6% |
| #23 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $11.1M | 22 | 71.0% |
| #25 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $10.8M | 21 | 61.8% |
| #25 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $10.6M | 21 | 60.0% |
| #27 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.6M | 20 | 40.8% |
| #27 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $8.2M | 20 | 71.4% |
| #27 | Sreenath Putta | 1732590 | LendNext Mortgage Corporation | 2114216 | Prosper, TX | $10.8M | 20 | 64.5% |
| #27 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $8.2M | 20 | 40.8% |
| #31 | Zhiyong Zhang | 1728008 | iPlus Mortgage Inc | 2851298 | Houston, TX | $8.9M | 19 | 67.9% |
| #31 | Michael Greco | 624465 | Greco Financial Services, LLC | 2283673 | Celina, TX | $8.9M | 19 | 79.2% |
| #33 | Caleb Lutsch | 898469 | MortgageOne, Inc. | 898812 | Arlington, TX | $6.8M | 18 | 28.1% |
| #33 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $8.7M | 18 | 75.0% |
| #35 | Denise Donoghue | 513250 | NRD Lending LLC | 2829543 | Dallas, TX | $7.1M | 17 | 21.8% |
| #35 | Michael Dickstein | 419436 | First Horizon Bank | 472329 | Dallas, TX | $14.4M | 17 | 50.0% |
| #35 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $8.2M | 17 | 81.0% |
| #35 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $5.2M | 17 | 33.3% |
| #35 | Timothy Herman | 1833596 | UpEquity SPV2 LLC | 2101265 | Austin, TX | $7.9M | 17 | 39.5% |
| #40 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $7.6M | 16 | 31.4% |
| #40 | Evelyn Garcia | 2060136 | RALLY CREDIT UNION | 500822 | Corpus Christi, TX | $3.5M | 16 | 72.7% |
| #40 | Wesley Cohen | 258325 | Network Funding, L.P. | 2297 | Dallas, TX | $3.5M | 16 | 34.0% |
| #40 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $3.3M | 16 | 41.0% |
| #40 | Sai Vivek Boddu | 2331676 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $9.4M | 16 | 69.6% |
| #45 | John Hager | 1416273 | Standard Mortgage Corporation | 44912 | Dallas, TX | $8.2M | 15 | 51.7% |
| #45 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $8.6M | 15 | 38.5% |
| #45 | Sreelakshmi Jasti | 2565439 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $8.5M | 15 | 83.3% |
| #45 | Tami Channel | 333134 | C&T Mortgage, Inc | 1231852 | Cypress, TX | $5.8M | 15 | 65.2% |
| #45 | Nishit Shah | 2466521 | Simplex Lending LLC | 2092138 | Fulshear, TX | $7.0M | 15 | 71.4% |
| #45 | Bhanuchand Paruchuri | 1688442 | ENSURE HOME LOANS LLC | 1666674 | Katy, TX | $5.4M | 15 | 71.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2026
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