Retention champions in Texas in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Biju paul (Prime Choice Lending Inc., NMLS #337511), Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), and Ami Padhiar (Jatayu Loans LLC, NMLS #1023994).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $49.8M | 99 | 56.9% |
| #2 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $42.7M | 90 | 57.3% |
| #3 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $30.2M | 59 | 72.8% |
| #4 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $21.9M | 49 | 74.2% |
| #5 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $19.4M | 38 | 48.1% |
| #6 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $12.3M | 32 | 86.5% |
| #7 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $13.9M | 27 | 79.4% |
| #8 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $15.9M | 26 | 78.8% |
| #8 | Brian McCauley | 208803 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $23.0M | 26 | 51.0% |
| #10 | Naveen Cheedhalla | 2666486 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $16.5M | 25 | 86.2% |
| #10 | Hua Gu | 1496461 | 5Star Lending LLC | 2526632 | Plano, TX | $9.5M | 25 | 73.5% |
| #12 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $11.7M | 24 | 96.0% |
| #13 | KESHA VARDHAN KONDAM | 2586315 | The Hill Mortgage Company | 2004973 | Troy, MI | $11.0M | 22 | 81.5% |
| #14 | Venkata Rajaneesh Jandhyam | 2142434 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $13.0M | 21 | 67.7% |
| #15 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $12.1M | 20 | 87.0% |
| #15 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $9.8M | 20 | 80.0% |
| #15 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $8.2M | 20 | 74.1% |
| #15 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $9.7M | 20 | 74.1% |
| #19 | Sesha Giri Gorantla | 2279013 | QUICK LEND MORTGAGE LLC | 2688617 | Irving, TX | $10.4M | 19 | 86.4% |
| #19 | Jackson Thomas | 1190420 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $8.5M | 19 | 54.3% |
| #21 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $8.8M | 18 | 66.7% |
| #21 | Michael Greco | 624465 | Greco Financial Services, LLC | 2283673 | Celina, TX | $8.4M | 18 | 81.8% |
| #21 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $8.9M | 18 | 48.6% |
| #24 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $8.8M | 17 | 65.4% |
| #24 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $7.1M | 17 | 45.9% |
| #26 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $8.1M | 16 | 53.3% |
| #26 | Alexander Varela | 184823 | Neighborhood Loans, Inc. | 222982 | Southlake, TX | $4.9M | 16 | 36.4% |
| #26 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $9.6M | 16 | 69.6% |
| #29 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $7.3M | 15 | 35.7% |
| #29 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $6.5M | 15 | 25.9% |
| #29 | zhiyong zhang | 1728008 | Loan Factory, Inc. | 320841 | Houston, TX | $6.8M | 15 | 62.5% |
| #32 | Abey Abraham | 1113702 | FIRST STEP MORTGAGE, LLC | 1898998 | Missouri City, TX | $7.8M | 14 | 66.7% |
| #32 | John Hager | 1416273 | First Horizon Bank | 472329 | Dallas, TX | $7.9M | 14 | 51.9% |
| #32 | Sai Vivek Boddu | 2331676 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $8.5M | 14 | 73.7% |
| #32 | Evelyn Garcia | 2060136 | RALLY CREDIT UNION | 500822 | Corpus Christi, TX | $3.1M | 14 | 73.7% |
| #32 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $6.7M | 14 | 77.8% |
| #37 | Aryan Jafarzadeh | 1989264 | Hometown Lending Inc | 2712965 | Dallas, TX | $6.3M | 13 | 52.0% |
| #37 | Michael Dickstein | 419436 | First Horizon Bank | 472329 | Dallas, TX | $9.5M | 13 | 50.0% |
| #37 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $10.8M | 13 | 50.0% |
| #37 | Tami Channel | 333134 | C&T Mortgage, Inc | 1231852 | Cypress, TX | $5.3M | 13 | 72.2% |
| #41 | Jacob Emmel | 716383 | American Financial Network, Inc. | 237341 | Plano, TX | $7.3M | 12 | 66.7% |
| #41 | Nolan Kitkoski | 1638438 | Texas Mortgage Supply, LLC | 2571607 | Spring, TX | $4.8M | 12 | 75.0% |
| #41 | Cheryl Funk | 1622579 | HomeLight Home Loans, Inc. | 1529229 | Scottsdale, AZ | $2.8M | 12 | 32.4% |
| #41 | JAMES OOLUT | 307384 | HOUSTON MORTGAGE, INC. | 1822511 | Houston, TX | $6.3M | 12 | 66.7% |
| #41 | Jennifer Sims | 1604780 | SWBC Mortgage Corporation | 9741 | Woodway, TX | $4.4M | 12 | 75.0% |
| #41 | Leslie Bergen | 383352 | Lower, LLC | 1124061 | El Paso, TX | $3.6M | 12 | 40.0% |
| #41 | Nash Paradise | 325515 | UMortgage LLC | 1457759 | Coppell, TX | $4.7M | 12 | 70.6% |
| #41 | MEGAN CLOUD | 774331 | V.I.P. Mortgage, Inc. | 145502 | San Antonio, TX | $4.5M | 12 | 46.2% |
| #41 | BEN COHEN | 2055037 | HOME OF MORTGAGE LLC | 2366735 | Dallas, TX | $7.5M | 12 | 85.7% |
| #41 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $6.1M | 12 | 92.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Texas (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-units/2026
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