Retention champions in Texas in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Biju paul (Prime Choice Lending Inc., NMLS #337511), Joel Mathew (Champions Processing Solutions LLC, NMLS #1542142), and Ami Padhiar (Jatayu Loans LLC, NMLS #1023994).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $49.8M | 99 | 56.9% |
| #2 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $42.7M | 90 | 57.3% |
| #3 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $30.2M | 59 | 72.8% |
| #4 | Brian McCauley | 208803 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $23.0M | 26 | 51.0% |
| #5 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $21.9M | 49 | 74.2% |
| #6 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $19.4M | 38 | 48.1% |
| #7 | Naveen Cheedhalla | 2666486 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $16.5M | 25 | 86.2% |
| #8 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $15.9M | 26 | 78.8% |
| #9 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $13.9M | 27 | 79.4% |
| #10 | Venkata Rajaneesh Jandhyam | 2142434 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $13.0M | 21 | 67.7% |
| #11 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $12.3M | 32 | 86.5% |
| #12 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $12.1M | 20 | 87.0% |
| #13 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $11.7M | 24 | 96.0% |
| #14 | KESHA VARDHAN KONDAM | 2586315 | The Hill Mortgage Company | 2004973 | Troy, MI | $11.0M | 22 | 81.5% |
| #15 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $10.8M | 13 | 50.0% |
| #16 | Sesha Giri Gorantla | 2279013 | QUICK LEND MORTGAGE LLC | 2688617 | Irving, TX | $10.4M | 19 | 86.4% |
| #17 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $9.8M | 20 | 80.0% |
| #18 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $9.7M | 20 | 74.1% |
| #19 | spiro petritsis | 409892 | Prosperity Bank | 466414 | Houston, TX | $9.6M | 6 | 33.3% |
| #20 | Russell Laing | 393558 | Network Funding, L.P. | 2297 | Austin, TX | $9.6M | 10 | 43.5% |
| #21 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $9.6M | 16 | 69.6% |
| #22 | Michael Dickstein | 419436 | First Horizon Bank | 472329 | Dallas, TX | $9.5M | 13 | 50.0% |
| #23 | Hua Gu | 1496461 | 5Star Lending LLC | 2526632 | Plano, TX | $9.5M | 25 | 73.5% |
| #24 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $8.9M | 18 | 48.6% |
| #25 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $8.8M | 18 | 66.7% |
| #26 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $8.8M | 17 | 65.4% |
| #27 | Sai Vivek Boddu | 2331676 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $8.5M | 14 | 73.7% |
| #28 | Jackson Thomas | 1190420 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $8.5M | 19 | 54.3% |
| #29 | Michael Greco | 624465 | Greco Financial Services, LLC | 2283673 | Celina, TX | $8.4M | 18 | 81.8% |
| #30 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $8.2M | 20 | 74.1% |
| #31 | Syed Ahmad | 357366 | Adelo Mortgage, Inc. | 248185 | Austin, TX | $8.1M | 10 | 45.5% |
| #32 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $8.1M | 16 | 53.3% |
| #33 | John Hager | 1416273 | First Horizon Bank | 472329 | Dallas, TX | $7.9M | 14 | 51.9% |
| #34 | Abey Abraham | 1113702 | FIRST STEP MORTGAGE, LLC | 1898998 | Missouri City, TX | $7.8M | 14 | 66.7% |
| #35 | Cody Reid | 218862 | Pilgrim Mortgage LLC | 225091 | Austin, TX | $7.7M | 11 | 45.8% |
| #36 | BEN COHEN | 2055037 | HOME OF MORTGAGE LLC | 2366735 | Dallas, TX | $7.5M | 12 | 85.7% |
| #37 | Jonathan Doddridge | 657641 | Watermark Capital, Inc. | 1838 | Southlake, TX | $7.5M | 11 | 68.8% |
| #38 | Kristin Vaughan-Dail | 488313 | Guaranteed Rate, Inc. | 2611 | Dallas, TX | $7.4M | 8 | 66.7% |
| #39 | Zachary Kent | 1214281 | Highlands Residential Mortgage, Ltd. | 134871 | Allen, TX | $7.4M | 6 | 40.0% |
| #40 | Jacob Emmel | 716383 | American Financial Network, Inc. | 237341 | Plano, TX | $7.3M | 12 | 66.7% |
| #41 | Shaoli Huang | 310910 | WINTEX GROUP LLC | 302340 | Plano, TX | $7.3M | 15 | 35.7% |
| #42 | Sterling Gordon | 1687199 | JPMorgan Chase Bank, National Association | 399798 | Dallas, TX | $7.2M | 7 | 70.0% |
| #43 | Cassandra Hurst | 234898 | The Huntington National Bank | 402436 | Houston, TX | $7.2M | 6 | 50.0% |
| #44 | Walid Elibiary | 452849 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $7.1M | 17 | 45.9% |
| #45 | Heath Barnes | 210164 | Guild Mortgage Company LLC | 3274 | Houston, TX | $6.9M | 8 | 53.3% |
| #46 | zhiyong zhang | 1728008 | Loan Factory, Inc. | 320841 | Houston, TX | $6.8M | 15 | 62.5% |
| #47 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $6.7M | 14 | 77.8% |
| #48 | Anthony Kruse | 419451 | First Horizon Bank | 472329 | Dallas, TX | $6.6M | 8 | 42.1% |
| #49 | Justin Padron | 1661929 | Better Mortgage Corporation | 330511 | Southlake, TX | $6.6M | 11 | 47.8% |
| #50 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $6.5M | 15 | 25.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Texas (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-volume/2026
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