Retention champions in Michigan in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Nathan Steiner (Guaranteed Rate, Inc., NMLS #771054).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $34.3M | 77 | 85.6% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $22.5M | 54 | 58.1% |
| #3 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $20.1M | 29 | 76.3% |
| #4 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $16.6M | 33 | 64.7% |
| #5 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $15.2M | 29 | 74.4% |
| #6 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $12.9M | 19 | 42.2% |
| #7 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $12.4M | 31 | 58.5% |
| #8 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $12.3M | 36 | 53.7% |
| #9 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $11.9M | 29 | 82.9% |
| #10 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $11.5M | 29 | 64.4% |
| #11 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $11.3M | 32 | 80.0% |
| #12 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $10.3M | 25 | 55.6% |
| #13 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $9.4M | 23 | 82.1% |
| #14 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $9.4M | 23 | 71.9% |
| #15 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $9.3M | 33 | 70.2% |
| #16 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $9.1M | 14 | 58.3% |
| #17 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 26 | 81.3% |
| #18 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $8.7M | 17 | 73.9% |
| #19 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $8.6M | 31 | 83.8% |
| #20 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $8.5M | 16 | 64.0% |
| #21 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.2M | 22 | 91.7% |
| #22 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.1M | 23 | 67.6% |
| #23 | Ronya Grohman | 140084 | Staunton Financial, Inc. | 140012 | Southfield, MI | $7.4M | 13 | 54.2% |
| #24 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.3M | 27 | 71.1% |
| #25 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $6.9M | 25 | 53.2% |
| #26 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $6.8M | 14 | 66.7% |
| #27 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.8M | 25 | 80.6% |
| #28 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $6.8M | 28 | 63.6% |
| #29 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.7M | 21 | 51.2% |
| #30 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $6.5M | 19 | 57.6% |
| #31 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.4M | 19 | 73.1% |
| #32 | Troy Bergman | 140061 | Staunton Financial, Inc. | 140012 | Southfield, MI | $6.3M | 13 | 41.9% |
| #33 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $6.2M | 24 | 64.9% |
| #34 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $6.2M | 15 | 50.0% |
| #35 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $6.0M | 10 | 41.7% |
| #36 | Perri Cauley | 138207 | Mortgage Resource Plus, Inc. | 133494 | Southfield, MI | $6.0M | 13 | 76.5% |
| #37 | Tim Smith | 533266 | First Merchants Bank | 454552 | Birmingham, MI | $5.9M | 8 | 42.1% |
| #38 | Lisa Kreza-Bristow | 533244 | Lake Michigan Credit Union | 442967 | Livonia, MI | $5.7M | 11 | 78.6% |
| #39 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.6M | 21 | 56.8% |
| #40 | Reinaldo Farah | 32708 | JPMorgan Chase Bank, National Association | 399798 | Rochester Hills, MI | $5.6M | 12 | 70.6% |
| #41 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $5.6M | 14 | 73.7% |
| #42 | Steven Frost | 30168 | National Mortgage Funding LLC | 1939208 | Troy, MI | $5.4M | 14 | 58.3% |
| #43 | Rebecca Sims | 906566 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $5.2M | 13 | 76.5% |
| #44 | Betsy Cavanaugh | 746518 | Old National Bank | 459308 | Ann Arbor, MI | $5.1M | 8 | 47.1% |
| #45 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $5.1M | 14 | 77.8% |
| #46 | Chase Suidan | 407025 | Lake Michigan Credit Union | 442967 | Troy, MI | $5.1M | 9 | 69.2% |
| #47 | Richard Veldman | 525375 | Ark-La-Tex Financial Services, LLC | 2143 | Plano, TX | $5.0M | 17 | 81.0% |
| #48 | Theodore Edginton | 502442 | Guaranteed Rate, Inc. | 2611 | Northville, MI | $5.0M | 10 | 50.0% |
| #49 | Michael Unkovich | 783180 | Dart Bank, The | 406384 | Lansing, MI | $4.9M | 13 | 92.9% |
| #50 | Benjamin Langenau | 445351 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $4.9M | 12 | 92.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume/2026
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