Retention champions in Michigan in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Susan Haidar (The Huntington National Bank, NMLS #1018856), Bing Guo (A Best Financial Corporation, NMLS #138564), and Jared Dykstra (United Bank of Michigan, NMLS #441913).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Susan Haidar | 1018856 | The Huntington National Bank | 402436 | Dearborn, MI | $9.6M | 7 | 70.0% |
| #2 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $9.0M | 22 | 68.8% |
| #3 | Jared Dykstra | 441913 | United Bank of Michigan | 463806 | Jenison, MI | $6.8M | 22 | 88.0% |
| #4 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $4.9M | 23 | 69.7% |
| #5 | Andi Numan | 1011848 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $4.7M | 13 | 76.5% |
| #6 | Henry Do | 1863960 | Swift Home Loans, Inc. | 2075228 | Houston, TX | $4.7M | 20 | 42.6% |
| #7 | Emil Izrailov | 132173 | Lake Michigan Credit Union | 442967 | Farmington Hills, MI | $4.0M | 5 | 41.7% |
| #8 | Anna Miller | 1546701 | United Bank of Michigan | 463806 | Grand Rapids, MI | $3.8M | 25 | 89.3% |
| #9 | Jonathan Lyons | 426123 | MERCANTILE BANK | 419813 | Grand Rapids, MI | $3.1M | 9 | 32.1% |
| #10 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.1M | 14 | 29.2% |
| #11 | Brandon Leestma | 1667964 | First Community Bank | 514387 | Harbor Springs, MI | $2.9M | 5 | 50.0% |
| #12 | Monica Hazel | 275386 | United Bank of Michigan | 463806 | Grand Rapids, MI | $2.8M | 9 | 60.0% |
| #13 | Nicole Welsch | 1174329 | CrossCountry Mortgage, LLC | 3029 | Edwardsburg, MI | $2.8M | 12 | 70.6% |
| #14 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $2.8M | 4 | 26.7% |
| #15 | Jeffrey Timmer | 473986 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $2.7M | 2 | 15.4% |
| #16 | Jenny Schuiteboer | 1076469 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.6M | 11 | 23.9% |
| #17 | Michelle Miller | 503812 | United Bank of Michigan | 463806 | Clarksville, MI | $2.6M | 9 | 69.2% |
| #18 | Nick Lewis | 699519 | ChoiceOne Bank | 302123 | — | $2.5M | 17 | 81.0% |
| #19 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $2.4M | 4 | 40.0% |
| #20 | Regina Patton | 1520912 | Citizens National Bank of Cheboygan | 417225 | Petoskey, MI | $2.4M | 7 | 63.6% |
| #21 | Vicki Morris | 717929 | CENTURY BANK AND TRUST | 297621 | — | $2.3M | 9 | 75.0% |
| #22 | Renee Nyblade | 506395 | ChoiceOne Bank | 302123 | Muskegon, MI | $2.3M | 11 | 91.7% |
| #23 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $2.1M | 5 | 38.5% |
| #24 | MICHELLE MILLER | 972032 | Citizens National Bank of Cheboygan | 417225 | Indian River, MI | $2.1M | 9 | 75.0% |
| #25 | David Bishop | 509125 | Lake Michigan Credit Union | 442967 | Grand Blanc, MI | $2.0M | 4 | 25.0% |
| #26 | Michael Meredith | 1372072 | Dort Financial Credit Union | 469349 | Grand Blanc, MI | $2.0M | 6 | 40.0% |
| #27 | JoAnn Pugh | 168895 | MMS Mortgage Services, Ltd. | 131062 | Farmington Hills, MI | $2.0M | 11 | 16.4% |
| #28 | Lisa Kreza-Bristow | 533244 | Lake Michigan Credit Union | 442967 | Livonia, MI | $1.9M | 1 | 7.1% |
| #29 | Sherri O'Neil | 1192904 | Awakon Federal Credit Union | 410565 | Onaway, MI | $1.9M | 17 | 63.0% |
| #30 | Chawki Hage | 129921 | PrimeLending, A PlainsCapital Company | 13649 | Dearborn Heights, MI | $1.9M | 5 | 11.1% |
| #31 | Deana Fox | 1571048 | THE SHELBY STATE BANK | 409703 | Shelby, MI | $1.9M | 1 | 9.1% |
| #32 | Anthony Shkrelja | 251595 | Wall Street Lending Corporation | 175675 | Clinton Township, MI | $1.8M | 9 | 60.0% |
| #33 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $1.8M | 4 | 13.8% |
| #34 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $1.7M | 11 | 26.2% |
| #35 | Donald Timlowski | 438931 | MERCANTILE BANK | 419813 | Holland, MI | $1.7M | 10 | 66.7% |
| #36 | John Oppenhuizen | 1584889 | ChoiceOne Bank | 302123 | Comstock Park, MI | $1.6M | 9 | 56.3% |
| #37 | Robert Polakovich | 138361 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $1.6M | 6 | 15.4% |
| #38 | Jake Williams | 1084209 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $1.6M | 4 | 33.3% |
| #39 | Stephen Crusoe | 514716 | Citizens National Bank of Cheboygan | 417225 | Cheboygan, MI | $1.6M | 15 | 78.9% |
| #40 | Tracey McIntosh-Anderson | 718450 | ChoiceOne Bank | 302123 | Lapeer, MI | $1.6M | 8 | 44.4% |
| #41 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.5M | 5 | 13.9% |
| #42 | Theodore Edginton | 502442 | Guaranteed Rate, Inc. | 2611 | Northville, MI | $1.5M | 2 | 13.3% |
| #43 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $1.5M | 7 | 17.5% |
| #44 | Dawn Bates | 597489 | VIBE CREDIT UNION | 405039 | — | $1.5M | 17 | 39.5% |
| #45 | James Virden | 770861 | West Shore Bank | 552389 | Ludington, MI | $1.5M | 6 | 20.0% |
| #46 | David Scott | 972528 | First State Bank | 462643 | Clinton Township, MI | $1.5M | 4 | 20.0% |
| #47 | Ryan Maneke | 1570101 | ARBOR FINANCIAL CREDIT UNION | 409456 | Kalamazoo, MI | $1.5M | 17 | 77.3% |
| #48 | Karen Stein | 480558 | AAC Credit Union | 417591 | Spring Lake, MI | $1.4M | 25 | 67.6% |
| #49 | Brittany Boka | 1485245 | VIBE CREDIT UNION | 405039 | Clarkston, MI | $1.4M | 20 | 60.6% |
| #50 | Chris Griffin | 197694 | West Shore Bank | 552389 | Ludington, MI | $1.4M | 8 | 53.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume/2023
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