Retention champions in Texas in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Mark Goodwin (The Federal Savings Bank, NMLS #543312), Patricia Newby (US Mortgage Corporation, NMLS #194741), and Jeannette Merritt (Gateway First Bank, NMLS #1421572).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $31.6M | 24 | 51.1% |
| #2 | Patricia Newby | 194741 | US Mortgage Corporation | 3901 | Frisco, TX | $13.7M | 30 | 76.9% |
| #3 | Jeannette Merritt | 1421572 | Gateway First Bank | 7233 | Lake Jackson, TX | $9.1M | 19 | 82.6% |
| #4 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $6.3M | 13 | 56.5% |
| #5 | Walter Gallipeau | 334625 | PrimeLending, A PlainsCapital Company | 13649 | Plano, TX | $6.3M | 9 | 75.0% |
| #6 | Jo Crozier | 215976 | Gateway First Bank | 7233 | Granbury, TX | $5.3M | 9 | 81.8% |
| #7 | DAVID MEDRANO | 568150 | Fifth Third Bank, National Association | 403245 | Cincinnati, OH | $5.1M | 6 | 50.0% |
| #8 | Rachel Parks | 1731136 | R Bank | 606992 | Round Rock, TX | $4.6M | 10 | 66.7% |
| #9 | Michael Hawkins | 469118 | First United Bank and Trust Company | 400025 | McKinney, TX | $4.5M | 9 | 81.8% |
| #10 | Jerrett Morris | 184226 | US Mortgage Corporation | 3901 | Dallas, TX | $4.2M | 8 | 66.7% |
| #11 | Ashlynn Kelso | 1074888 | Residential Wholesale Mortgage, Inc. | 79445 | Georgetown, TX | $4.2M | 8 | 47.1% |
| #12 | Kelly Chumbley | 778208 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $4.2M | 8 | 40.0% |
| #13 | Tammy Badeaux | 284266 | KBHS Home Loans, LLC | 1542802 | San Antonio, TX | $4.1M | 24 | 52.2% |
| #14 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $3.9M | 10 | 27.8% |
| #15 | Ryan Lentz | 621038 | GRBK Mortgage, LLC | 2618876 | Plano, TX | $3.9M | 6 | 37.5% |
| #16 | Ronald Valdez | 184407 | First Bank | 583439 | Plano, TX | $3.6M | 7 | 58.3% |
| #17 | Amir Fazalbhai | 389384 | Republic State Mortgage Co. | 62411 | Trophy Club, TX | $3.5M | 8 | 57.1% |
| #18 | spiro petritsis | 409892 | Prosperity Bank | 466414 | Houston, TX | $3.5M | 5 | 33.3% |
| #19 | Christine Recio | 1156677 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $3.4M | 15 | 40.5% |
| #20 | Rodney Anderson | 196730 | NFM Lending, LLC | 2893 | Highland Village, TX | $3.2M | 7 | 28.0% |
| #21 | Gaye Crump | 793614 | Herring Bank | 415783 | Amarillo, TX | $3.1M | 5 | 45.5% |
| #22 | Barbara Berry | 458226 | Texas Bank and Trust Company | 402927 | Longview, TX | $3.0M | 11 | 78.6% |
| #23 | Gregory Jackson | 464142 | Extraco Banks, National Association | 454564 | Temple, TX | $3.0M | 7 | 70.0% |
| #24 | Benito Solis | 743526 | Republic State Mortgage Co. | 62411 | San Antonio, TX | $2.8M | 8 | 18.6% |
| #25 | Stephanie Johnston | 621637 | SFMC, LP | 166487 | Plano, TX | $2.8M | 5 | 26.3% |
| #26 | Ellen Schuler | 409880 | Cornerstone Capital Bank, SSB | 2258 | San Antonio, TX | $2.8M | 6 | 26.1% |
| #27 | Ramon Garza | 652275 | TEXASBANK | 539097 | Brownwood, TX | $2.6M | 10 | 76.9% |
| #28 | Keri Moses | 288357 | Jefferson Bank | 597833 | San Antonio, TX | $2.5M | 6 | 54.5% |
| #29 | Teri Champlin | 1267938 | Grandview Bank | 407699 | Cleburne, TX | $2.4M | 5 | 13.5% |
| #30 | James Hurst | 323441 | Hurst Real Estate, Inc. | 267051 | Dallas, TX | $2.2M | 6 | 37.5% |
| #31 | Kathy Allen | 509715 | University Federal Credit Union | 441215 | Austin, TX | $2.1M | 14 | 56.0% |
| #32 | Jackye Chapa | 955341 | Texas Trust Credit Union | 402846 | Grand Prairie, TX | $2.1M | 13 | 59.1% |
| #33 | Anastasia Hitzfelder | 309593 | Cornerstone Capital Bank, SSB | 2258 | San Antonio, TX | $2.1M | 5 | 29.4% |
| #34 | Russell Laing | 393558 | Network Funding, L.P. | 2297 | Austin, TX | $2.1M | 4 | 36.4% |
| #35 | Brian Dusek | 409755 | PrimeLending, A PlainsCapital Company | 13649 | Austin, TX | $2.0M | 1 | 8.3% |
| #36 | Joseph Davidson | 911514 | American National Bank & Trust | 493901 | Wichita Falls, TX | $2.0M | 7 | 70.0% |
| #37 | Joseph Kralik | 251080 | Alcova Mortgage LLC | 40508 | Austin, TX | $2.0M | 4 | 33.3% |
| #38 | CODY DANIEL | 216631 | BOKF, National Association | 403501 | Austin, TX | $2.0M | 5 | 38.5% |
| #39 | Newton Thomas | 338716 | NTMT CONSULTING LLC | 2669536 | Dallas, TX | $1.9M | 5 | 41.7% |
| #40 | Kristy Cormier | 316461 | Cornerstone Mortgage Providers, LLC | 1970163 | Houston, TX | $1.9M | 4 | 40.0% |
| #41 | RICKIE LORFING | 336625 | First Rate Financial, LLC | 658200 | Frisco, TX | $1.9M | 7 | 41.2% |
| #42 | Chadd Stefanides | 1247846 | Lennar Mortgage, LLC | 1058 | Irving, TX | $1.9M | 9 | 42.9% |
| #43 | Sharon Fults | 276205 | Crestmark Mortgage Company, LTD | 287961 | Plano, TX | $1.8M | 4 | 36.4% |
| #44 | ADRIANA MONTES | 310149 | Eustis Mortgage Corporation | 70345 | McAllen, TX | $1.8M | 10 | 47.6% |
| #45 | Donald Gothard | 207618 | Highlands Residential Mortgage, Ltd. | 134871 | Allen, TX | $1.8M | 8 | 40.0% |
| #46 | Steven Tahsler | 289491 | Alliance Bank | 410253 | Plano, TX | $1.8M | 5 | 50.0% |
| #47 | Nancy Moreland | 208033 | Brookhollow Mortgage Services, LTD | 293610 | San Antonio, TX | $1.8M | 4 | 12.5% |
| #48 | Linda Corea | 259593 | loanDepot.com, LLC | 174457 | Grapevine, TX | $1.8M | 7 | 63.6% |
| #49 | Gerardo Villarreal | 1726390 | Velocio Mortgage L.L.C. | 1529234 | Austin, TX | $1.7M | 4 | 28.6% |
| #50 | Gina Gonzalez | 217569 | TEXAS NATIONAL BANK | 518308 | Mercedes, TX | $1.7M | 7 | 58.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Texas (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-volume/2023
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