Retention champions in Maryland in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include James Adamson (Ameris Bank, NMLS #455833), Daniel Fendelman (Citibank, NA, NMLS #738537), and Thomas Shea (Ameris Bank, NMLS #455897).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Adamson | 455833 | Ameris Bank | 408099 | Eldersburg, MD | $13.6M | 39 | 72.2% |
| #2 | Daniel Fendelman | 738537 | Citibank, NA | 412915 | Washington, DC | $4.4M | 6 | 54.5% |
| #3 | Thomas Shea | 455897 | Ameris Bank | 408099 | — | $4.3M | 11 | 68.8% |
| #4 | Lori Wilson-Naylor | 455912 | Ameris Bank | 408099 | Bowie, MD | $3.9M | 12 | 52.2% |
| #5 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $2.9M | 12 | 32.4% |
| #6 | Maria Idler Yepez | 461969 | Prosperity Home Mortgage, LLC | 75164 | Bethesda, MD | $2.6M | 7 | 70.0% |
| #7 | Malcolm Crane | 357810 | Fairway Independent Mortgage Corporation | 2289 | Towson, MD | $2.5M | 6 | 24.0% |
| #8 | Christopher Hines | 75601 | Ameris Bank | 408099 | Eldersburg, MD | $2.4M | 6 | 50.0% |
| #9 | Atul Gupta | 203528 | DMV Residential Financing LLC | 2612193 | Chantilly, VA | $2.3M | 3 | 25.0% |
| #10 | Bryan Raiford | 146582 | NFM Lending, LLC | 2893 | Bethesda, MD | $2.1M | 5 | 21.7% |
| #11 | Michael Schreibeis | 104373 | Truist Bank | 399803 | Hunt Valley, MD | $2.0M | 5 | 50.0% |
| #12 | John Fenrich | 177824 | Nationwide Mortgage Bankers, Inc. | 819382 | Melville, NY | $2.0M | 6 | 50.0% |
| #13 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $1.8M | 5 | 20.8% |
| #14 | Richard Hennen | 662158 | CMG Mortgage, Inc. | 1820 | Annapolis, MD | $1.7M | 3 | 30.0% |
| #15 | James Moran | 142925 | First Home Mortgage Corporation | 71603 | Hollywood, MD | $1.6M | 4 | 25.0% |
| #16 | Robert Small | 19029 | CMS Mortgage Solutions Inc. | 212405 | Virginia Beach, VA | $1.6M | 4 | 36.4% |
| #17 | Timothy Draves | 189840 | CMG Mortgage, Inc. | 1820 | Baltimore, MD | $1.6M | 2 | 7.1% |
| #18 | Carlos Martinez | 184510 | CrossCountry Mortgage, LLC | 3029 | Orlando, FL | $1.5M | 4 | 18.2% |
| #19 | Michelle White | 68987 | First National Bank of Pennsylvania | 766529 | Lutherville, MD | $1.4M | 3 | 27.3% |
| #20 | Helio Souza | 13003 | FAIRWAY ASSET CORPORATION | 293044 | Rockville, MD | $1.4M | 5 | 35.7% |
| #21 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $1.4M | 5 | 20.8% |
| #22 | Susan Valente | 185793 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Linthicum, MD | $1.4M | 4 | 28.6% |
| #23 | William Rickwood | 170353 | First Home Mortgage Corporation | 71603 | Hollywood, MD | $1.4M | 4 | 40.0% |
| #24 | Kristina Moradi | 1185735 | Primary Residential Mortgage, Inc. | 3094 | Baltimore, MD | $1.4M | 5 | 45.5% |
| #25 | Deborah Meeder | 581409 | Manufacturers and Traders Trust Company | 381076 | Baltimore, MD | $1.4M | 6 | 50.0% |
| #26 | Chad Blevins | 202432 | Blevins Home Mortgage Inc. | 197530 | Darlington, MD | $1.4M | 5 | 29.4% |
| #27 | Ryan Paquin | 187868 | First Home Mortgage Corporation | 71603 | Crofton, MD | $1.3M | 3 | 11.5% |
| #28 | Michael Bendebba | 483853 | Fairway Independent Mortgage Corporation | 2289 | La Plata, MD | $1.3M | 3 | 8.3% |
| #29 | Ricardo Guido | 1249316 | Embrace Home Loans, Inc. | 2184 | Rockville, MD | $1.3M | 3 | 23.1% |
| #30 | Neil Kantor | 189643 | Rocket Mortgage, LLC | 3030 | Rockville, MD | $1.3M | 3 | 11.1% |
| #31 | Marian McCullough | 266202 | Ameris Bank | 408099 | Bowie, MD | $1.2M | 6 | 54.5% |
| #32 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $1.2M | 3 | 11.5% |
| #33 | Richard Friedel | 1484527 | Nationwide Mortgage Bankers, Inc. | 819382 | — | $1.2M | 2 | 12.5% |
| #34 | Matthew Nader | 333573 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $1.1M | 1 | 10.0% |
| #35 | Michael Cooper | 194507 | Meridian Bank | 462854 | Columbia, MD | $1.1M | 4 | 40.0% |
| #36 | Charles Merrick | 415445 | Middletown Valley Bank | 742865 | Oakland, MD | $1.1M | 4 | 40.0% |
| #37 | Jordan Kingsbury | 1095269 | Vellum Mortgage, Inc. | 1657323 | Annapolis, MD | $1.1M | 3 | 16.7% |
| #38 | Amy Wolff | 149401 | Direct Mortgage Loans, LLC | 832799 | Frederick, MD | $1.1M | 5 | 17.2% |
| #39 | Jason Lerner | 448776 | First Home Mortgage Corporation | 71603 | Baltimore, MD | $1.0M | 2 | 13.3% |
| #40 | Samantha Phucas | 1830749 | All Western Mortgage, Inc. | 14210 | Las Vegas, NV | $1.0M | 2 | 16.7% |
| #41 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $967K | 3 | 10.0% |
| #42 | peter dellane | 192557 | Ability Mortgage Group, LLC | 192444 | — | $947K | 3 | 27.3% |
| #43 | Lisa Gaton-Rapena | 450539 | Lower, LLC | 1124061 | Columbia, MD | $946K | 3 | 25.0% |
| #44 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $912K | 3 | 16.7% |
| #45 | Brian McDermott | 476349 | NFM Lending, LLC | 2893 | Timonium, MD | $911K | 3 | 25.0% |
| #46 | Scott Berngartt | 409094 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $902K | 3 | 17.6% |
| #47 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $897K | 9 | 33.3% |
| #48 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $864K | 4 | 14.8% |
| #49 | Michael Fagan | 182530 | Guaranteed Rate Affinity, LLC | 1598647 | Ellicott City, MD | $826K | 2 | 14.3% |
| #50 | Samuel Kotzur | 1148351 | CMG Mortgage, Inc. | 1820 | Ocean City, MD | $800K | 3 | 30.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Maryland (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-volume/2023
Powered by ChatMMI