Retention champions in New York in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Orazio DeVito (Wells Fargo Bank, National Association, NMLS #768338), Evan Hummel (Manufacturers and Traders Trust Company, NMLS #468224), and David Rudnick (Atlas Home Funding Inc, NMLS #61825).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Orazio DeVito | 768338 | Wells Fargo Bank, National Association | 399801 | Melville, NY | $7.9M | 7 | 63.6% |
| #2 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $5.7M | 12 | 80.0% |
| #3 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.9M | 10 | 58.8% |
| #4 | Morris Cohen | 419553 | TD Bank NA | 399800 | New York, NY | $4.7M | 7 | 63.6% |
| #5 | MUSTAFA SAYAR | 119257 | Citizens Bank, National Association | 433960 | Melville, NY | $4.3M | 2 | 20.0% |
| #6 | Moshe Berg | 148302 | FM Home Loans, LLC | 2212 | New City, NY | $4.0M | 5 | 41.7% |
| #7 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $3.2M | 6 | 54.5% |
| #8 | Bryan Distefano | 406340 | Guaranteed Rate, Inc. | 2611 | Montville, NJ | $3.0M | 7 | 70.0% |
| #9 | DAVID RAJPATTY | 70505 | Jet Direct Funding Corp. | 3542 | Jamaica, NY | $2.5M | 4 | 30.8% |
| #10 | Eric Gasper | 175852 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $2.4M | 5 | 31.3% |
| #11 | Anthony Forte | 162756 | Quintessential Mortgage Group, LLC | 979266 | Rye Brook, NY | $2.3M | 3 | 21.4% |
| #12 | Tikva Sekezi | 244341 | Vivid Mortgages Inc. | 1279925 | Queens Village, NY | $2.2M | 3 | 13.6% |
| #13 | Michael Lyon | 1069010 | Wells Fargo Bank, National Association | 399801 | Melville, NY | $2.2M | 3 | 23.1% |
| #14 | MOISHE ZELIK | 61189 | ABC MORTGAGE CORP. | 58754 | Brooklyn, NY | $1.9M | 3 | 23.1% |
| #15 | Jeffrey Witherwax | 1087651 | NBT Bank National Association | 500501 | Utica, NY | $1.8M | 2 | 20.0% |
| #16 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $1.8M | 7 | 58.3% |
| #17 | A Coco | 9368 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.6M | 7 | 70.0% |
| #18 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $1.5M | 3 | 30.0% |
| #19 | Maria Seeley | 1102921 | CrossCountry Mortgage, LLC | 3029 | Surfside Beach, SC | $1.5M | 7 | 70.0% |
| #20 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $1.4M | 3 | 27.3% |
| #21 | Maneeram Mangru | 22496 | Blair Services of America Inc. | 8221 | Melville, NY | $1.4M | 2 | 16.7% |
| #22 | Elizabeth Moeller | 19253 | Manufacturers and Traders Trust Company | 381076 | Fishkill, NY | $1.3M | 7 | 70.0% |
| #23 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $1.3M | 3 | 12.0% |
| #24 | Brian Cohen | 410025 | Guaranteed Rate Affinity, LLC | 1598647 | New York, NY | $1.3M | 2 | 18.2% |
| #25 | Edward Kukla | 165041 | Nationwide Mortgage Bankers, Inc. | 819382 | Melville, NY | $1.2M | 2 | 16.7% |
| #26 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $1.2M | 4 | 30.8% |
| #27 | Rick Daniels | 413555 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.1M | 7 | 63.6% |
| #28 | HELEN RODGER | 1842033 | SERVU FEDERAL CREDIT UNION | 402490 | — | $1.1M | 7 | 50.0% |
| #29 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $983K | 12 | 70.6% |
| #30 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $957K | 12 | 92.3% |
| #31 | Matthew Whalen | 628237 | Home Town Funding, Inc. | 213408 | Canandaigua, NY | $909K | 4 | 40.0% |
| #32 | Alex Nenno | 1804677 | Community Bank, National Association | 446398 | Lake Placid, NY | $908K | 11 | 84.6% |
| #33 | Michael Kaye | 1281590 | CMG Mortgage, Inc. | 1820 | Bayside, NY | $850K | 1 | 10.0% |
| #34 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $840K | 1 | 7.7% |
| #35 | Nicholas Baratto | 1392603 | Broadview Federal Credit Union | 458314 | Albany, NY | $822K | 2 | 16.7% |
| #36 | Shmiel Stern | 1231520 | Astar Home Capital Inc | 1660331 | Monroe, NY | $815K | 2 | 20.0% |
| #37 | Jennifer Gonzalez | 1197765 | Teachers Federal Credit Union | 401530 | — | $815K | 6 | 54.5% |
| #38 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $766K | 6 | 40.0% |
| #39 | Robert Jayne | 3378 | Nationwide Mortgage Bankers, Inc. | 819382 | Melville, NY | $765K | 2 | 15.4% |
| #40 | Deniece Zeller | 763691 | Community Bank, National Association | 446398 | — | $751K | 7 | 58.3% |
| #41 | Jacques Laubert | 20677 | Homestead Funding Corp. | 3232 | Sarasota, FL | $672K | 4 | 18.2% |
| #42 | ROBERT KELLY | 66576 | New American Funding, LLC | 6606 | Albany, NY | $662K | 2 | 12.5% |
| #43 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $646K | 3 | 25.0% |
| #44 | aubrey nurse | 420487 | Manufacturers and Traders Trust Company | 381076 | New York, NY | $638K | 2 | 20.0% |
| #45 | Sheri Herbert | 500215 | Walden Savings Bank | 490957 | — | $627K | 9 | 69.2% |
| #46 | Shawn Dwyer | 218169 | Mid-Island Mortgage Corp. | 1259 | West Brentwood, NY | $600K | 2 | 16.7% |
| #47 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $585K | 3 | 30.0% |
| #48 | Fred Goncher | 185208 | Backyard Mortgage Corp. | 185259 | Garnerville, NY | $566K | 2 | 20.0% |
| #49 | Pauline Guenther | 64498 | OwnersChoice Funding, Incorporated | 56538 | Williamsville, NY | $560K | 2 | 11.8% |
| #50 | Kellie Ferrari | 66546 | Homestead Funding Corp. | 3232 | Delmar, NY | $559K | 1 | 9.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New York (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-volume/2023
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