Retention champions in New York in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Steven Gagnon (U.S. Bank National Association, NMLS #404844), Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952), and Bruce Salik (Guaranteed Rate, Inc., NMLS #79065).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $8.7M | 10 | 83.3% |
| #2 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.5M | 28 | 87.5% |
| #3 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $3.7M | 16 | 72.7% |
| #4 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $3.1M | 12 | 100.0% |
| #5 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $2.9M | 6 | 60.0% |
| #6 | Nicholas Ceccarini | 17240 | Weatherstone Mortgage Corp | 6021 | Holbrook, NY | $2.9M | 4 | 36.4% |
| #7 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.4M | 11 | 57.9% |
| #8 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 6 | 54.5% |
| #9 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.4M | 8 | 72.7% |
| #10 | Jason Rappaport | 21357 | PRESIDENTIAL BANK, FSB | 421593 | Bethesda, MD | $2.1M | 4 | 40.0% |
| #11 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $1.8M | 9 | 81.8% |
| #12 | ERIC JOHNSON | 51343 | Homestead Funding Corp. | 3232 | East Syracuse, NY | $1.6M | 5 | 35.7% |
| #13 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.5M | 6 | 26.1% |
| #14 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $1.5M | 5 | 50.0% |
| #15 | Andrew Feinberg | 1852084 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.2M | 7 | 58.3% |
| #16 | Douglas Seder | 55968 | Homestead Funding Corp. | 3232 | Albany, NY | $1.1M | 4 | 36.4% |
| #17 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.1M | 8 | 61.5% |
| #18 | Andrew Aiello | 64814 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Latham, NY | $1.1M | 2 | 18.2% |
| #19 | Tarek Jabaji | 1407826 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $1.0M | 4 | 33.3% |
| #20 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $975K | 8 | 61.5% |
| #21 | Emily Silipini | 34781 | 1st Priority Mortgage, Inc. | 29600 | Henrietta, NY | $960K | 3 | 23.1% |
| #22 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $885K | 3 | 27.3% |
| #23 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $801K | 5 | 50.0% |
| #24 | Timothy Beauvais | 2138420 | Premium Mortgage Corporation | 3254 | East Syracuse, NY | $734K | 3 | 30.0% |
| #25 | Frank Virga | 71396 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Hauppauge, NY | $620K | 1 | 10.0% |
| #26 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $575K | 9 | 69.2% |
| #27 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $425K | 6 | 60.0% |
| #28 | Eric Suh | 400051 | Metro City Bank | 874399 | Atlanta, GA | $330K | 2 | 11.1% |
| #29 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $330K | 1 | 6.3% |
| #30 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $314K | 5 | 33.3% |
| #31 | Stephen Betterton | 404702 | PrimeLending, A PlainsCapital Company | 13649 | Newburgh, NY | $300K | 1 | 7.1% |
| #32 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $298K | 5 | 41.7% |
| #33 | Kimberly Antenucci | 1145867 | Movement Mortgage, LLC | 39179 | Syracuse, NY | $283K | 2 | 18.2% |
| #34 | Joel Mahakian | 467974 | Premium Mortgage Corporation | 3254 | Fort Lauderdale, FL | $240K | 1 | 7.1% |
| #35 | Janet Harder | 64678 | Homestead Funding Corp. | 3232 | Delmar, NY | $148K | 1 | 10.0% |
| #36 | Francisco Galvan | 1102925 | Hudson Valley Federal Credit Union | 411348 | Poughkeepsie, NY | $65K | 1 | 8.3% |
| #37 | GABRIELLA MOLYNEUX | 2018173 | SERVU FEDERAL CREDIT UNION | 402490 | Painted Post, NY | $62K | 1 | 8.3% |
| #38 | Angela Demaris | 403692 | PrimeLending, A PlainsCapital Company | 13649 | Newburgh, NY | $15K | 1 | 9.1% |
| #39 | Jolene Flaherty | 1114666 | Premium Mortgage Corporation | 3254 | Rochester, NY | $10K | 1 | 8.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New York (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-volume/2026
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