Retention champions in Montana in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Roderick Leese (TrailWest Bank, NMLS #409622), and Christine Farrington (Edge Home Finance, LLC, NMLS #193640).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $13.3M | 19 | 63.3% |
| #2 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $6.0M | 10 | 71.4% |
| #3 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $5.8M | 13 | 50.0% |
| #4 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $5.7M | 12 | 92.3% |
| #5 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $5.5M | 11 | 84.6% |
| #6 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $5.1M | 8 | 57.1% |
| #7 | Adelina Hanson | 1941846 | Flathead Valley Mortgage LLC | 2258019 | Columbia Falls, MT | $4.7M | 9 | 69.2% |
| #8 | Robert Vallance | 487547 | Opportunity Bank of Montana | 412554 | Missoula, MT | $4.3M | 10 | 58.8% |
| #9 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $3.7M | 7 | 58.3% |
| #10 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $3.2M | 8 | 34.8% |
| #11 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $3.1M | 7 | 41.2% |
| #12 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $2.7M | 7 | 53.8% |
| #13 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $2.6M | 6 | 35.3% |
| #14 | Myles Link | 253904 | Opportunity Bank of Montana | 412554 | Missoula, MT | $2.6M | 6 | 60.0% |
| #15 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $2.6M | 6 | 40.0% |
| #16 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $2.3M | 5 | 35.7% |
| #17 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $2.0M | 5 | 35.7% |
| #18 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $1.9M | 4 | 28.6% |
| #19 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $1.9M | 5 | 41.7% |
| #20 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $1.8M | 6 | 46.2% |
| #21 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $1.8M | 4 | 33.3% |
| #22 | Keith Valentine | 405843 | Barrington Bank & Trust Company N.A. | 449042 | Kalispell, MT | $1.8M | 4 | 40.0% |
| #23 | Emma Penna | 2053766 | Great Western Home Loans, Inc. | 1829215 | Bozeman, MT | $1.2M | 4 | 40.0% |
| #24 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $974K | 2 | 18.2% |
| #25 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $933K | 2 | 16.7% |
| #26 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $786K | 2 | 13.3% |
| #27 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $684K | 2 | 20.0% |
| #28 | Lynn Stenerson | 707851 | Stockman Bank of Montana | 440094 | Missoula, MT | $650K | 1 | 10.0% |
| #29 | Corey Hill | 747559 | Premier Mortgage Resources, L.L.C. | 1169 | Helena, MT | $613K | 1 | 9.1% |
| #30 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $546K | 2 | 18.2% |
| #31 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $509K | 1 | 10.0% |
| #32 | Lindsay Lee | 1002501 | MONTANA FEDERAL CREDIT UNION | 466184 | — | $440K | 5 | 35.7% |
| #33 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $422K | 2 | 18.2% |
| #34 | Sherrie Kitto | 501919 | CMG Mortgage, Inc. | 1820 | Bozeman, MT | $367K | 1 | 9.1% |
| #35 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $125K | 2 | 20.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Montana (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-volume/2026
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