Top loan officers in Montana in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Julie Lapham (Everett Financial, Inc., NMLS #292964), and Crystal Eckerson (Evergreen Moneysource Mortgage Company, NMLS #400351).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $45.6M | 77 | $592K |
| #2 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $25.9M | 65 | $398K |
| #3 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $20.2M | 52 | $389K |
| #4 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $14.8M | 50 | $296K |
| #4 | Lindsay Lee | 1002501 | MONTANA FEDERAL CREDIT UNION | 466184 | — | $6.6M | 50 | $133K |
| #6 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $14.9M | 49 | $305K |
| #7 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $15.8M | 46 | $344K |
| #8 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $13.7M | 42 | $327K |
| #9 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $15.2M | 40 | $381K |
| #10 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $10.4M | 38 | $274K |
| #11 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $8.9M | 37 | $239K |
| #12 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $16.7M | 33 | $505K |
| #12 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $16.9M | 33 | $511K |
| #14 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $13.6M | 31 | $439K |
| #15 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $15.7M | 30 | $523K |
| #15 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $9.8M | 30 | $325K |
| #15 | Zachary Falk | 2082543 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $15.0M | 30 | $501K |
| #18 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $3.8M | 27 | $140K |
| #18 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $7.2M | 27 | $265K |
| #18 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $8.6M | 27 | $317K |
| #21 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $9.6M | 26 | $369K |
| #21 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $13.4M | 26 | $516K |
| #23 | Janice Lake | 240568 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $9.3M | 25 | $372K |
| #24 | Kaycee Carroll | 716645 | Opportunity Bank of Montana | 412554 | Billings, MT | $9.0M | 24 | $374K |
| #24 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $11.4M | 24 | $474K |
| #24 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $8.4M | 24 | $348K |
| #24 | Elizabeth Kleppelid | 1512405 | Rocky Mountain Credit Union | 585490 | Helena, MT | $5.3M | 24 | $220K |
| #24 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $12.4M | 24 | $516K |
| #24 | Matthew Gehr | 1549221 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $8.7M | 24 | $361K |
| #30 | Lynn Stenerson | 707851 | Stockman Bank of Montana | 440094 | Missoula, MT | $10.4M | 23 | $451K |
| #30 | Brittany Lakey | 1188177 | Whitefish Credit Union Association | 409281 | Thompson Falls, MT | $7.7M | 23 | $333K |
| #30 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $7.4M | 23 | $321K |
| #30 | Dawn Buckley | 1987137 | U.S. Bank National Association | 402761 | Helena, MT | $8.3M | 23 | $359K |
| #34 | Roderick Leese | 409622 | TrailWest Bank | 677399 | Kalispell, MT | $11.3M | 22 | $513K |
| #34 | Elisha Grace | 175844 | Opportunity Bank of Montana | 412554 | Bozeman, MT | $8.3M | 22 | $378K |
| #34 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $7.1M | 22 | $325K |
| #34 | Radostina Benner | 1231612 | Glacier Bank | 472212 | Bozeman, MT | $10.9M | 22 | $494K |
| #34 | Jason Hill | 582867 | Northwest Funding Group, Inc. | 101770 | Vancouver, WA | $6.6M | 22 | $299K |
| #34 | Kevin Romanshek | 844870 | Whitefish Credit Union Association | 409281 | Whitefish, MT | $14.4M | 22 | $653K |
| #34 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $10.6M | 22 | $480K |
| #34 | Maria Phelps | 1403722 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $11.7M | 22 | $531K |
| #34 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $9.1M | 22 | $416K |
| #34 | Yvonne Kelly | 523512 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $7.5M | 22 | $340K |
| #44 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $11.4M | 21 | $541K |
| #44 | Tami Hartmann | 523510 | Stockman Bank of Montana | 440094 | Billings, MT | $7.5M | 21 | $355K |
| #44 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $7.4M | 21 | $351K |
| #47 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $14.7M | 20 | $734K |
| #47 | Shandice Kerr | 1510211 | Glacier Bank | 472212 | Polson, MT | $6.6M | 20 | $328K |
| #47 | Kimberly Lynch | 877216 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $8.3M | 20 | $413K |
| #47 | Lacie Anvik | 954154 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $10.1M | 20 | $505K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Montana (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-units/2026
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